1423. #TFCP - Unlocking Capacity: How Spot Cargo Insurance Wins High-Value Freight!
Release Date: 04/06/2026
The Freight Coach Podcast
Are you rolling the dice on your business by operating underinsured, or worse, with the wrong coverage entirely? We’ve got Michele McGinnis from MiKargo247 back on the show today to explain why cargo insurance is the absolute backbone of a sustainable supply chain! We cover the rising epidemic of cargo theft and why relying on standard carrier policies, which often exclude high-value commodities or driver errors, is a gamble you can't afford to take. Whether you’re a freight broker navigating a tightening market or a carrier looking to secure high-value loads into Mexico or Canada, Michele...
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info_outlineAre you rolling the dice on your business by operating underinsured, or worse, with the wrong coverage entirely? We’ve got Michele McGinnis from MiKargo247 back on the show today to explain why cargo insurance is the absolute backbone of a sustainable supply chain!
We cover the rising epidemic of cargo theft and why relying on standard carrier policies, which often exclude high-value commodities or driver errors, is a gamble you can't afford to take.
Whether you’re a freight broker navigating a tightening market or a carrier looking to secure high-value loads into Mexico or Canada, Michele explains how insurtech is leveling the playing field.
We also dive into the benefits of all-risk spot coverage, the critical difference between reefer breakdown and errors and omissions, and how you can protect your margins with instant, per-load insurance certificates. Don't let a single claim bankrupt your operation; it’s time to get your coverage dialed in so you can keep moving freight with total confidence!
About Michele McGinnis
Michele is the CEO and co-founder of MiKargo247, Insurtech for spot/single trip cargo insurance. Since its launch in 2021, Mikargo247 has solved the capacity concerns for carriers, freight brokers and shippers by providing them the ability to purchase freight insurance in seconds for limits and All-Risk coverage not normally carried. By offering a tool to level the playing field, her customers continue to grow and repeatedly return to the MiKargo247 solution. She has attracted transportation market place partners, Trucker Path, and Loadlink for easy access to MiKargo247 within their platforms. MiKargo247’s speed, coverage and service are second to none.
Prior to her entrance in the insurance transportation world, she spent over 20 years in the mortgage business on a retail and wholesale level. The skills she developed in customer service and problem solving have parlayed well into her current day to day demands of logistics.
Connect with Michele
- Website: https://www.mikargo247.com/
- Phone: (971) 804-5254
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