333: Freddie Mac Economist Reveals Connection with Mortgage Debt & GDP; What Every Homeowner Must Know!
Release Date: 01/08/2024
355: Trump 2.0, Trade Wars, and the Future of the Dollar with Charles Goyette
The Commercial Investing Show
Jason and Charles Goyette discuss the current political climate, the implications of tariffs and trade wars, and the potential for significant changes in government spending and taxation. They also explored the impact of technology on the economy, the concept of currency competition, and the potential for a global financial crisis due to increasing national debt, inflation, and interest rates. The conversation concluded with a discussion on the potential for a global financial crisis and the need for regulatory reform to boost American businesses. #Economics #Inflation #TradeWars #Tariffs...
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354: Immigration and Trump Policies- Securing America's Future with Richard Duncan
The Commercial Investing Show
Richard Duncan explores the potential benefits of a U.S. Sovereign Wealth Fund, advocating for increased government investment in key industries like AI and biotechnology. Duncan argues this strategy could significantly boost economic growth, enhance national security by countering China's technological dominance, and generate substantial returns for the American public through strategic investments in promising companies. While acknowledging concerns about government intervention and potential for cronyism, Duncan proposes a model where the fund would primarily operate through private sector...
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353: Navigating the Housing Market: Rising Interest Rates, Refinancing, Emerging Markets and Institutional Investors with Robert Helms
The Commercial Investing Show
Jason and Robert Helms discuss the recent increase in mortgage refinancing activity and the ongoing housing shortage, its impact on the real estate market, and potential solutions for affordable housing. They also explore emerging real estate opportunities, such as investing in high-demand, low-supply markets and the potential of parking lots as an investment opportunity. Lastly, they examined the role of institutional investors in the real estate market, their growth, and their benefits to smaller players in the market. #therealestateguys #RealEstate #Refinancing #MortgageRates #HousingMarket...
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353: Navigating the Housing Market: Rising Interest Rates, Refinancing, Emerging Markets and Institutional Investors with Robert Helms
The Commercial Investing Show
Jason and Robert Helms discuss the recent increase in mortgage refinancing activity and the ongoing housing shortage, its impact on the real estate market, and potential solutions for affordable housing. They also explore emerging real estate opportunities, such as investing in high-demand, low-supply markets and the potential of parking lots as an investment opportunity. Lastly, they examined the role of institutional investors in the real estate market, their growth, and their benefits to smaller players in the market. #therealestateguys #RealEstate #Refinancing #MortgageRates #HousingMarket...
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353: Navigating the Housing Market: Rising Interest Rates, Refinancing, Emerging Markets and Institutional Investors with Robert Helms
The Commercial Investing Show
Jason and Robert Helms discuss the recent increase in mortgage refinancing activity and the ongoing housing shortage, its impact on the real estate market, and potential solutions for affordable housing. They also explore emerging real estate opportunities, such as investing in high-demand, low-supply markets and the potential of parking lots as an investment opportunity. Lastly, they examined the role of institutional investors in the real estate market, their growth, and their benefits to smaller players in the market. #therealestateguys #RealEstate #Refinancing #MortgageRates #HousingMarket...
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352: You Won't Believe How Trump's Policy Affects Your Wallet with Prof. David Collum
The Commercial Investing Show
Is Trump's America First policy the solution to the rising inflation in the US? Today, we dive into the details of Trump's economic approach and examine whether his America First policy is effective in combating inflation. From tariffs on foreign goods to tax cuts, we analyze the impact of Trump's policies on the US economy and explore whether they are helping to reduce inflation. Join Jason and Prof. David Collum as they explore the complexities of Trump's America First policy and its effects on the US economy. https://x.com/DavidBCollum #EmpoweredInvesting #RealEstateInvesting...
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351: Let's Talk Money: Real-World Financial Advice with Megan Gorman, Author of All the Presidents' Money: How the Men Who Governed America Governed Their Money
The Commercial Investing Show
Megan Gorman, author of "All the President's Money," explores the financial habits of US presidents throughout history. Gorman, a financial advisor, tax attorney, and wealth manager, discusses the presidents' varying approaches to money management, from frugal to extravagant. She also explores the historical context of each president's financial decisions and draws parallels to modern-day financial challenges. The interview offers valuable insights into financial literacy and wealth building, emphasizing the importance of discipline, risk-taking, and long-term planning. #AllThePresidentsMoney...
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350: Unpacking the Culture War, Gender Roles and Social Responsibility in History with Curt Doolittle
The Commercial Investing Show
Jason Hartman welcomes Curt Doolittle, founder of the Natural Law Institute, referred by previous guest Rudyard Lynch. Doolittle, an expert on Culture War economics and historical contexts, discusses the transformation of cultures over time. He explains the cyclical nature of societal changes, using historical examples like the Greek and Roman impact on the Middle East and the Industrial Revolution's social shifts. Doolittle highlights the challenges and resistances faced by societies in adapting to new responsibilities and the role of law, religion, and state in shaping civilizations. The...
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349: The Collapse of the Dollar's Empire and @MilkshakesPod with Brent Johnson
The Commercial Investing Show
The Dollar Milkshake Theory, proposed by Brent Johnson of Santiago Capital, predicts a surge in the US dollar's value compared to other currencies. This is due to the US's strong financial system, deep markets, and the dominance of the dollar in global transactions, like oil purchases. When a global debt crisis strikes, countries will scramble for dollars to pay off their debts, further boosting the dollar's value. This could lead to a "dollar milkshake effect" where money flows heavily into the US, inflating asset prices there. They also explore Modern Monetary Theory's role in this scenario,...
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348: Digital Currencies & Gov't Control: Navigating Privacy in a Cashless World & Building Resilient Financial Strategies with Catherine Austin Fitts
The Commercial Investing Show
Jason welcomes Catherine Austin Fitts, of the Solari Report back to his show after nearly eight years. Catherine, served as Assistant Secretary of Housing under George H.W. Bush. They discuss the disappearance of trillions of dollars from federal budgets, starting in the mid-90s and escalating over the years. By 2001, $4 trillion was unaccounted for, rising to $21 trillion by 2015. Catherine reveals systemic financial mismanagement and secrecy within the U.S. government, emphasizing the impact on inflation and economic control. She highlights the need for property owners to navigate this...
info_outlineJason talks about the importance of understanding the relationship between household real estate value, mortgage debt, and GDP. The presented chart indicates increased equity and decreased mortgage debt as a percentage of GDP, highlighting a more stable housing market. He touches on the benefits of leveraging properties and he analyzes a chart on median sold prices based on bedroom count, revealing significant appreciation in lower-priced properties.
Jason welcomes Len Kiefer, Deputy Chief Economist at Freddie Mac, as they discuss the current state of the real estate market. Despite concerns about rising interest rates, Kiefer highlighted the resilience of the U.S. economy, emphasizing the stability of the housing market throughout 2023. While acknowledging a potential slowdown in consumer spending due to higher rates, Kiefer pointed out that the housing market has seen low transaction volumes and reduced refinance activity, impacting affordability. He also discussed the unique situation of homeowners with ultra-low mortgage rates, estimating the value of their locked-in rates at around $55,000 per borrower. Kiefer predicted a gradual thawing of the market as consumers adapt to the new interest rate environment. He also underscored the importance of considering broader economic factors and demographic trends in understanding the housing market’s dynamics.
#RealEstate #HousingMarket #EconomicOutlook #Millennials #HousingMarket #RealEstate #EconomicAnalysis
Key Takeaways:
Jason’s editorial
1:28 Introducing Len Kiefer, Deputy Chief Economist at Freddie Mac
1:46 Chart: Household real estate value and mortgage debt as percent of GDP
4:43 FireYourManager.com
5:41 RocketHomes Chart: Median sold price by bedroom count
Len Kiefer interview
8:33 The view from 30,000 feet
11:24 Charts: Spike in mortgage rates made it very expensive for homeowners to move
13:25 Chart: Historically low rates in previous years means there is no Refi incentive given today’s rates
14:47 Chart: Homeowners locked into low mortgage rates are content to remain in their current homes
20:53 Market is starting to thaw
22:34 Chart: Due to savings from fixed mortgages, household spending may be less sensitive to financial conditions
27:30 Chart: Housing demand robust on favorable Age demographics of FTHBs
31:53 Chart: The U.S. faces a massive undersupply of housing
34:40 Chart: Strong demand from FTHBs and low supply led to a surge in entry-level home prices
38:32 Higher housing costs are contributing to more young adults living at home with their parents
For more information visit https://www.freddiemac.com/research
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