Buyer Beware of a Lower Rate
Cover Your Assets Podcast with Billy Gwaltney
Why do shady brokers take advantage of so many innocent physicians? The biggest reason is that most people want cheaper rates, even though the top 4 companies offer safe, worthwhile coverage... In other words, they set themselves up for misfortune… This leads to losing thousands of dollars every year. Plus, it causes hours of stress and endless troubles when a disability case comes up. In this episode, you get to see the common pitfalls that price shoppers face... And you’ll discover how to prevent shady brokers from taking advantage of you, so you get the coverage you deserve....
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Why I Wrote the Book "Disability Insurance For Physicians"
Cover Your Assets Podcast with Billy Gwaltney
As a physician, your time is limited… So, don't waste it searching through info on disability insurance that won't help you. With so much bad advice out there, it's crucial to get the right details! Otherwise you risk yourself into policies that charge you crazy premiums and never pay off when crisis strikes… Leaving you and your family high & dry... That's why I'm here to share the crucial bits you need to know before getting disability insurance. This way, you'll be safe from shady policies and save yourself years of headache and money. Listen now! Show Highlights Include: Your most...
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How is My Maximum Private Disability Benefit Calculated Once I’m an Attending?
Cover Your Assets Podcast with Billy Gwaltney
Getting coverage is easy, considering all the options you have. But knowing what to pick or who to go to get help from is tricky. To make matters worse: There are tons of bad brokers that will gladly take your money from your pockets. And employers that promise big payouts but leave you high & dry in times of crisis… In this episode, I’ll reveal exactly how you can navigate the various minefields of the insurance world and get the right coverage for you. Listen now! Show Highlights Include: The real truth behind insurance companies and why most people can’t get a higher...
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Should Physicians Think Like Entrepreneurs?
Cover Your Assets Podcast with Billy Gwaltney
Embracing an entrepreneurial mindset unlocks unfair advantages. Not only does it save your most valuable assets (time and money), but it also makes you more credible in your patients' eyes. In fact, this can make you the top choice in your entire market. But how can you embrace an entrepreneurial mindset as a physician? In this episode, I reveal how to think like a business owner, and revel in the unexpected benefits that thinking like an entrepreneur unlocks. Want to save time, cut costs, and become the most in-demand physician in your market? Listen now! Show...
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What Are The Top 4 Insurance Companies?
Cover Your Assets Podcast with Billy Gwaltney
Picking the right disability coverage provider is a big deal. Why? Because they'll be your safety net when times get tough, and you'll be paying them for a long time. Make sure it's a wise investment. Join me in this episode as I reveal the top companies we recommend, along with what to watch out for. Plus, I'll share two more alternatives if you can't access the top four. Tune in now! Show Highlights Include: The Ultimate Disability Coverage: 4 Companies You Can't Afford to Overlook (Warning: Choosing Otherwise Could Cost You Thousands) (1:05) Choose this company if you expect to have an...
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What’s next (after getting the discounted quotes for the top four specialty occupation disabilty contracts)?
Cover Your Assets Podcast with Billy Gwaltney
There’s a proper process you need to follow if you want to set up your disability coverage the right way. And it’s something most people miss when they self-insure… Join me in this episode as I guide you through the steps to get the cheapest disability coverage that protects you just as well as the expensive ones… Listen now! Show Highlights Include: The 4 best companies that offer true speciality own occupation disability coverage (Warning: if you don’t pick from one of these you risk losing thousands of dollars in muddy contracts) (2:01) Why some cheaper contracts are just as good...
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Explaining the Benefit Increase Rider
Cover Your Assets Podcast with Billy Gwaltney
Getting a benefit increase rider on your policy is the smartest move you can make to ensure a smoother life ahead. But there’s a catch… There are hidden pitfalls that most people don’t know about that give insurance companies the power to snatch away your precious benefit increase rider. Putting your future at risk. In this episode, I will unveil the surprising reasons people lose their benefit increase rider. You’ll also discover the unfortunate truth about having to endure additional medical screenings and the devastating possibility of not receiving the increase you were counting...
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Physicians-Entrepreneurial Approach to Financial Planning with Kyle Christensen, Part 2
Cover Your Assets Podcast with Billy Gwaltney
There are two ways to retire as a physician: you can either retire sitting on a pile of assets you’re afraid to touch, or you can enjoy life, knowing your finances are secure no matter what happens to you. If you want to belong to the second camp, this is the episode for you. Today we’re joined for the second installment of Kyle Christensen’s 2-part interview on financial planning. In this episode, you’ll discover the 3 investing rules that help you plan your finances for maximum wealth. Plus, you’ll find out what kind of life insurance policy gives you the most peace of mind...
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Physicians-Entrepreneurial Approach to Financial Planning with Kyle Christensen, Part 1
Cover Your Assets Podcast with Billy Gwaltney
Why is it that doctors are so skilled, yet have so little control of their careers? Your time is controlled by your patients. And your salary is capped by insurance reimbursement rates. Financial planning, on the other hand, is one of the areas where you have plenty of control. Yet most physicians throw it away to financial institutions, praying they’ll have your best interests at heart. Spoiler alert: they don’t. And because of that, you could miss out on millions of dollars by retirement. But today’s guest, San Antonio financial advisor Kyle Christensen has a solution. In this...
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Why The Broker Matters
Cover Your Assets Podcast with Billy Gwaltney
If you’ve ever thought about whether or not you need a broker, then you’re not alone. Thousands of physicians have asked the same question… It’s only responsible to know if you need to be spending money on something you could likely do yourself. Join me in this episode as we delve deep into the question on every physician's mind: Do I really need a broker? We'll explore the benefits and drawbacks of having a broker, how it can potentially save you time and effort, and much, much more! Tune in now! Show Highlights Include: Why reading a disability coverage contract by yourself is like...
info_outlineWhy do shady brokers take advantage of so many innocent physicians?
The biggest reason is that most people want cheaper rates, even though the top 4 companies offer safe, worthwhile coverage...
In other words, they set themselves up for misfortune…
This leads to losing thousands of dollars every year. Plus, it causes hours of stress and endless troubles when a disability case comes up.
In this episode, you get to see the common pitfalls that price shoppers face... And you’ll discover how to prevent shady brokers from taking advantage of you, so you get the coverage you deserve.
Tune in now!
Show Highlights Include:
- The dirty little secret shady brokers use to dupe you into paying thousands of dollars extra for cheaper coverage (2:25)
- 3 overlooked coverage mistakes that could cost you a fortune (3:00)
- Make sure you have these “Vital Cost” features in your coverage when buying (Warning: Not knowing these allows your broker to take advantage of you…) (3:28)
- Three “Life Saving” features without which your coverage is useless (Note: Missing one of these means you’ll be left high & dry during a disability) (4:25)
- Surprising reason why using a graded premium is going to cost you thousands of dollars more instead of saving money (5:24)