Annual business planning step-by-step
Breadwinning Business Women with Jamila Payne
Release Date: 01/09/2025
Breadwinning Business Women with Jamila Payne
Picture this: Your business is rolling. Bank deposits are coming in. Clients feel steady. And then—bam. One shift, one decision, one email from your “big client”... and your cash flow dries up overnight. That happened to me. And the mistake cost me six figures. In this week’s Breadwinning Business Women episode, I’m pulling back the curtain on that story—and more importantly, the strategies you can use to make sure it doesn’t happen to you. Here’s a taste of what you’ll hear inside: Why depending too heavily on one client is riskier than you think (and how to spot it before...
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You know what most business owners do in August? They coast. They slow down. They “wait until September” to get serious. And then they spend the first month of Fall playing catch-up while the clients… the opportunities… the profits… pass them by. I’m not letting that happen to you. That’s why I just dropped a brand new episode of the Breadwinning Business Women podcast: Prep Your Business for a Profitable Fall (My SIMPLE 5-Step Routine) Inside, I’m breaking down exactly what to do right now to: Set clear sales targets that make your Q4 revenue predictable Lock in the...
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Ever hit a wall in your business and wonder, ‘Is this all there is? At that moment I wanted to throw in the towel because it hit me like a ton of bricks: I can’t scale my business if I’m the only one doing the work. So, I took a leap. Instead of just coaching clients one at a time, I started a group program and brought on two coaches. It wasn’t the smoothest transition, but let me tell you—it was worth every second of discomfort. In this week’s episode of the Breadwinning Business Women podcast, I’m flipping the script a bit. For the last few weeks, we’ve been...
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I met a brilliant service provider—a woman who helped C-suite executives get clear on their personal brand. When I asked about her client experience, she said: “Oh, it’s completely custom. Every single one is different.” My eyebrows raised. And my business coach radar went off. Because “completely custom” sounds luxurious—until you realize it’s also completely unsustainable. She was overdelivering, undercharging, and staying stuck in the cycle of trading dollars for hours. So I asked her: What if you didn’t have to keep teaching your expertise from scratch? What if your...
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I remember staring at my calendar—17 client calls booked for the week. Every hour filled. Every day color-coded and accounted for. I had built what some would call a “successful” business. But it didn’t feel like success. It felt like I was stuck in back-to-back Zoom sessions, trapped by my own creation. I loved my clients...but hated how I was living. And that’s when I realized something that changed everything: I hadn’t built a business—I had built a really demanding job. If your day’s are filled with client work, this week’s episode of the Breadwinning Business Women...
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This week, I did something I hadn’t done in a while. I opened up my client spreadsheet and started reading through the names of people I’ve worked with over the years—clients I loved serving. Some I hadn’t talked to in months, others in years. I’ll be honest… I hesitated. My brain kicked in with noise: “What if they think it’s weird I’m reaching out?” “What if they don’t even remember me?” I had to remind myself—and I want you to hear today: The value you delivered doesn't expire just because time has passed. If you helped someone win before, you can help them...
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For a lot of folks—Q2 didn’t go as planned. Maybe the clients were inconsistent. Maybe your offer didn’t convert. Or maybe life just... happened. But here’s the facts: You’re not behind. You’re just due for a revenue reset—and I’m handing you the playbook. On this week’s episode of Breadwinning Business Women, I’m walking you through how to bounce back after a slow or stalled quarter—without guilt, shame, or scrambling for something new. This is about making confident, smart adjustments that generate cashflow fast. Mentioned in this episode:
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Let’s talk about your summer game plan. Right now, you’re either thinking: → “I need to take a break and actually live a little.” → Or, “I should be using this time to get ahead for fall.” → Or… both. And you’re stuck trying to figure out which one makes the most sense. Good news: this week’s episode of the Breadwinning Business Women podcast will help you decide exactly how to spend your summer without sabotaging your sales, momentum, or sanity. In this episode, I’m breaking down how to either double down or take a break—and prepare for both like a CEO. Here’s...
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If you’re looking up at June like, “Wait, What!?—how are we halfway through the year already?”...you’re not alone. This is your halftime moment—and it’s exactly when most entrepreneurs either level up or completely stall out. But you? You’ve got a business to grow and goals to smash. In this week’s episode of the Breadwinning Business Women podcast, I’m walking you through a powerful mid-year reset to help you evaluate what’s happened so far, reclaim your revenue goals, and finish the year strong and strategic. Whether your sales are ahead of plan, behind, or MIA, this...
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Let me ask you something: When your clients talk about what you do—do they repeat your language, or do they describe you the same way they describe everyone else in your space? Because here is what I see happening with a lot of high-achieving women entrepreneurs: They are amazing at what they do… but their ideas sound generic. Their offers sound like everyone else’s. And that is exactly why they are getting overlooked—or underpaid. The fix? It is all about turning your ideas into branded intellectual property. 🔑That is how you stand out. 🔑That is how you command premium prices....
info_outlineNot planning annual goals last year was a big mistake.
I was completely down in the dumps.
I was still emotionally healing from a multi-year ill ness, and to be transparent, there was more focus on all the time that I lost than creating a bright future.
Not having my annual plan in place had me feeling less focused than I normally would.
This year, I was determined not to have that happen again.
I spent several days during the holiday creating goals that I’m truly excited about.
There was no better way that I could think to start off the year than by sharing my personal business planning process with you.
On this week's episode of the Breadwinning Business Women podcast, I’m breaking down the step-by-step guide to annual planning for your business.
Here’s a sneak peek of what you’ll learn:
✨ The key to creating goals that excite you (and how to make them stick).
✨ A simple strategy for setting revenue targets that actually align with your vision.
✨ Why your quarterly goals matter more than you think—and how to make sure you hit them.
And to make sure you have everything you need to implement these strategies in your own business, I’m offering a special download: a guide with the exact ChatGPT prompts I used to plan my business for the year. You can grab it here at https://breadwinningbusiness.com/annualgoals/.
Don't miss this episode—it’s time to turn your dreams into a detailed plan for success.
Cheers to the New Year!
Xo-
Jamila