The First Smart Property Data Trust Framework Test: Proving It Works.
Release Date: 06/10/2026
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The First Smart Property Data Trust Framework Test: Proving It Works.
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The UK takes around 134 days to complete a home purchase, and roughly a third of sales fall through. The problem isn’t technology. It’s data: manual, duplicated, non-portable, non-trusted data. In this episode of the Digital Disruption Podcast, Claire Van der Zant, Chief Exec of Novus Strategy, is joined by three organisations who have just proved a different model works. The Smart Property Data Trust Framework Sandbox has run its first successful test, moving data between organisations with provenance and trust intact, rather than recreating it from scratch at every organisational...
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In this month’s micro-edition of the Digital Disruption Podcast, Pete Gatenby, AI Practice Partner at Novus Strategy, is joined by Robert Thickett, Digital Policy Manager at the Building Societies Association. Together, they discuss how building societies are approaching digital transformation, the role of AI, and the emerging innovations shaping the mutual sector. This episode dives into: How AI can speed up onboarding and reduce friction for savings and mortgage customers Why large language models may already outperform traditional customer service in certain scenarios How digital...
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In this micro-edition of the Digital Disruption Podcast, Claire Van der Zant (Novus Strategy) is joined by Mat Hahn, Head of Estate Agent Partnerships at the LMS. They explore: Why 2025 marks a turning point for digital progress in estate agency How Horizontal Digital Integration (HDI) is reshaping the property transaction process The growing role of material information and smarter collaboration across the chain Finding the right balance between technology and human service in the home-moving journey What a future-ready estate agency model could look like over the next five...
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HDI Strategy Development for Lenders Internal vs External
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🔍 Is your digital strategy keeping up with the demands of today’s home buying journey? In our latest Digital Disruption Podcast, we unpack Horizontal Digital Integration (HDI) — a game-changing strategy for UK lenders and ecosystem players. 🏡 The challenge? Internal optimisation has hit its ceiling. 💡 The opportunity? Collaborating left and right — across CRMs, brokers, estate agents and data sources — to unlock new revenue, reduce fallouts, and dramatically increase efficiency. Key takeaways include: 🔹 How internal HDI streamlines underwriting and speeds up workflows 🔹...
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What are the key drivers of Horizontal Digital Integration?
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The property market is at a tipping point, and Horizontal Digital Integration (HDI) is set to transform the way lenders, brokers, and conveyancers operate. 🔑 Key Takeaways from Our Latest Podcast: ✅ HDI will drive predictability, allowing borrowers to select move-in dates with certainty. ✅ Lenders must shift from operational efficiency to customer-centric growth, using real-time data to offer in-life financial services. ✅ Interoperability is no longer optional—firms that fail to integrate will be left behind. ✅ Collaboration is key—2025 will test whether the industry is truly...
info_outlineThe UK takes around 134 days to complete a home purchase, and roughly a third of sales fall through. The problem isn’t technology. It’s data: manual, duplicated, non-portable, non-trusted data.
In this episode of the Digital Disruption Podcast, Claire Van der Zant, Chief Exec of Novus Strategy, is joined by three organisations who have just proved a different model works. The Smart Property Data Trust Framework Sandbox has run its first successful test, moving data between organisations with provenance and trust intact, rather than recreating it from scratch at every organisational boundary.
Our guests:
- Stephen Ward, Director of Strategy and External Relations at the Council for Licensed Conveyancers (CLC)
- Eddie Davies, Deputy Director for PropTech and Platform Integration at HM Land Registry
- Kieran Witt, Founder of Kotini
What we cover:
- What actually moved in the sandbox, and how data travelled with a signature and a verifiable key
- Why you no longer need to trust the company sending the data, only the framework underpinning it
- The “innovation tax” firms pay to access data, and what falls away once it’s removed
- “Speed to confidence”: why certainty earlier in the transaction matters more than raw speed
- What changes for lenders, including the thousands of identity mismatches that quietly derail automation
- What’s left to solve: governance, agreed standards, and getting the whole market to move together
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