Amplifying Voices with the Small Business Credit Survey
FedTalk
Join us for a discussion of the latest (SBCS), administered in fall 2025, and the key findings from the recently released . Through the presentation, you will discover the key trends impacting small businesses, including Their revenue and employment growth and expectations for future growth Where owners are seeking funding and whether they can meet their financing needs The impacts of changes in international trade and availability of artificial intelligence (AI) tools The SBCS has been administered nationally since 2016 by the 12 Federal Reserve Banks in collaboration with...
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College Degrees and the Labor Market: Long-Run Trends and Recent Challenges for Young Graduates
FedTalk
For decades, a college degree was a reliable ticket to faster job placement, lower unemployment, and rising wages. But something fundamental shifted around the year 2000, and the consequences are only now becoming fully visible. Join us for a discussion of new research from the Federal Reserve Bank of Cleveland that reveals a major transformation in the American labor market. Using nearly 50 years of data, researchers Alexander Cline and Barış Kaymak examine how the economic forces in the labor market that once strongly favored college-educated workers have shifted over the past several...
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Where Could Reshoring Manufacturers Find Workers?
FedTalk
In recent decades, manufacturing employment has fallen dramatically in the United States even as it has expanded globally. Policymakers have focused on trying to rebuild America's manufacturing base through initiatives like the CHIPS and Science Act and new tariff policies. But a crucial question remains: Who will fill these jobs if manufacturing returns to the United States? This Fed Talk will dive into research from the Federal Reserve Bank of Cleveland that addresses this issue. Our discussion will highlight pools of potential manufacturing workers, including Workers who could transition...
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2026 Economic Outlook
FedTalk
Join the Federal Reserve Bank of Cleveland for its annual economic outlook Fed Talk webinar. Ed Knotek, senior vice president and director of research, will analyze incoming economic indicators and walk through the US economic outlook for 2026. The session will offer valuable insights for professionals, academics, business leaders, and others interested in economic trends and policy. Various economic indicators critical for understanding the health and direction of the economy will be covered: Gross Domestic Product (GDP): The broadest measure of economic activity at the national level....
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Dive into the Business Outlook and Trends Survey (BOTS)
FedTalk
The regional analysis group at the Cleveland Fed monitors the economy across the Fourth Federal Reserve District, which includes Ohio, eastern Kentucky, western Pennsylvania, and the northern panhandle of West Virginia. One important tool the group uses to keep tabs on economic developments across this region is the . Join us for a conversation about the BOTS and the key role it plays in illuminating economic trends across the Fourth District. The BOTS is distributed by partner organizations twice a year and gathers data from a diverse range of businesses in the Fourth District on topics...
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Understanding Inflation Expectations
FedTalk
In today's economic landscape, understanding the importance of inflation expectations is valuable for everyone—from everyday consumers to business owners and policymakers. Inflation expectations are what people think will happen to prices for goods and services in the future. This Fed Talk aims to demystify this concept. Expectations about inflation matter because they play a critical role in economic decision-making which, in turn, will influence actual inflation. For example, if consumers expect higher inflation, they may spend more now. If businesses expect higher costs, they may raise...
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A Conversation with Federal Reserve Bank of Cleveland President Beth Hammack
FedTalk
Reserve Banks play a pivotal role in the US financial system. The Cleveland Fed touches everyone in the Fourth District by Working with community and business partners to understand the economic landscape Supervising financial institutions Playing a vital role in the nation’s payments system In her first year, President Hammack has engaged with local community and business leaders in the Bank’s Fourth Federal Reserve District, comprising Ohio and parts of Kentucky, Pennsylvania, and West Virginia. She then brings their insights into how the economy is working for their...
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Meeting the Workforce Needs of In-Demand Industries in Ohio
FedTalk
The production of semiconductors, including microchips which are used in a wide variety of electronic applications such as phones and computers, is growing in the United States. Major investments have been made in states like Ohio, Arizona, Texas, New York and Oregon. One expert will present findings from case studies about how local partners from private industry, education and nonprofits in these places have come together to both boost productivity for employers and create promising career pathways for workers, particularly workers without a college degree. The panel will then share their...
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Federal Reserve Cash Services in the 21st Century
FedTalk
Supplying financial services is a core function of the Federal Reserve System. As a part of that work, the Federal Reserve operates 28 cash processing locations in the United States to distribute cash both within the United States and around the world. Our Cash Department is responsible for receiving currency from our financial institutions, validating the authenticity, and ensuring that all institutions have ready access to cash. In the Fourth District, we receive, process, and pay out cash at both our Cleveland and Cincinnati locations. In this Fed Talk, our speakers will discuss Cash 101 ...
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The Missing Piece: Financial Literacy’s Key Role in Effective Career Navigation
FedTalk
Financial literacy is important for success in any career. It gives people the knowledge, skills, and tools to make informed decisions. However, it is often a missing topic in conversations that prepare people to enter the workforce. Our panelists will discuss how current and future participants in the labor force can gain and use financial literacy. These financial skills will help them to navigate career decisions. Those who better understand finances are more equipped, for example, to address and consider the topics of compensation, benefits, retirement packages, and more as they pursue...
info_outlineIn recent decades, manufacturing employment has fallen dramatically in the United States even as it has expanded globally. Policymakers have focused on trying to rebuild America's manufacturing base through initiatives like the CHIPS and Science Act and new tariff policies. But a crucial question remains: Who will fill these jobs if manufacturing returns to the United States? This Fed Talk will dive into research from the Federal Reserve Bank of Cleveland that addresses this issue.
Our discussion will highlight pools of potential manufacturing workers, including
- Workers who could transition to manufacturing from lower-paying industries such as retail and food service
- Young people entering the workforce who could begin careers in manufacturing
- Working-age adults not currently in school or the workforce
Panelists will also explore which regions of the country have existing manufacturing clusters, where manufacturing employment has grown recently, and which areas have the strongest potential for workforce expansion. The discussion could help employers, workforce development professionals, and educators prepare for potential reshoring of manufacturing jobs by creating pathways to help people start manufacturing careers.
Panelists will take your questions following the presentation.
Speakers
- Marcia Ballinger, President, Lorain County Community College
- Jacob Duritsky, Vice President, Strategy and Research, TEAM NEO
- Annette Vickers, Senior Research Manager, ARM Institute
- Stephan Whitaker, Senior Policy Economist, Federal Reserve Bank of Cleveland
Moderator
- Khaz Finley, Assistant Vice President, Federal Reserve Bank of Cleveland