Ep #10 2020 BOLI Recap & 2021 Fee Income Strategies
ElevateTALKS
Chris Richardson, Vice President of Sales for IZALE Financial joins host Michael Delucchi to discuss how bank-owned life insurance performed in 2020 compared to other assets, what bankers should be aware of for executive benefits in 2021, and presents fee income strategies financial institution can utilize in the new year to boost their bottom line.
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Ep #9 Community Banks & The Yield Curve
ElevateTALKS
Kurt Fritz, Partner & Managing Director for Performance Trust joins host Michael Delucchi to talk about yield curve control, negative interest rate policy, and strategies for community bankers during the pandemic. Kurt who just started a banker focused blog called the “Fritz Report” shares his insights and ideas that can assist bankers to position their balance sheet during these challenging times as well as some stories from his time in the famous open cry pits at the Chicago Mercantile Exchange.
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Ep #8 How Pandemic Stress Testing Can Position your Bank for Success
ElevateTALKS
The coronavirus chaos and its cascading impact on the financial markets and small and medium-sized business has made credit stress testing a vital tool for every community bank. Adam Mustafa, CEO and co-founder of the Invictus Group, joins host, Michael Delucchi to collectively share their thoughts on stress testing in the COVID-19 environment, how PPP loans and loan modifications can be incorporated into test scenarios, and loan loss reserve considerations during these unprecedented times.
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Ep #7 Covid-19 and CAMELS
ElevateTALKS
As an effect of the Coronavirus pandemic, bankers are balancing a multitude of pressing and important issues. In this episode of ElevateTALKS Bart Smith, Managing Director & Partner at Performance Trust joins host Michael Delucchi and will take an audible journey through the CAMELS bank rating system and discuss strategies and insights of each key factor that bank executives are and should be considering.
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Ep #6: Technology Insights with the Federal Reserve Bank: Fintech, Innovation, and Initiatives
ElevateTALKS
Tune in to hear Tracy Basinger, EVP of the SF FRB & Justin Wray, director of risk management as they discuss the Fed’s latest initiatives in technology, innovation, & fintech.
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Ep #5: CRA Reform: Hidden Concerns for Community Banks
ElevateTALKS
In this episode of ElevateTALKS CRA authority, Linda Ezuka joins host Michael Delucchi and discusses the current state of CRA reform, some of the key changes within the proposed rules, and how they may impact community banks.
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Ep #4: Liar, Liar, Pants on Fire for Bankers
ElevateTALKS
In this episode fraud-busting body language expert Traci Brown joins host Michael Delucchi & reveals some of her best tips, tells, & signs to spot when someone is lying. Our conversation includes strategies for face-to-face conversations, how to tell if someone is lying on the phone, & if there are generational differences in the art of lying. If you are a lender, new account officer, hiring manager, or just someone that wants to be able to tell when someone’s pants are on fire this podcast is for you.
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Ep #3: Three Big Things with Brian Battle
ElevateTALKS
In this episode of ElevateTALKS, market expert Brian Battle joins host Michael Delucchi and reveals three big things that banks have to consider, accept and adopt, to survive. Listen to Brian’s keen observations and solutions as he shares three critical insights to help every bank make consistent and organized decisions for long term shareholder value and success.
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Ep #2: Surfing the Business Cycle with Dev Strischek
ElevateTALKS
In this episode of ElevateTALKS, credit risk and commercial banking expert Dev Strischek joins host Michael Delucchi as they try and stay on their feet while “Surfing the Business Cycle.” Is it high tide and high time to go with the flow? How much longer will this expansion go on? What should we bankers be doing to prepare for the slowdown? Find out what we can do to ride the economic waves. Listen to Dev discuss lending, flows of a business cycle, what industries are more susceptible and resilient to a downturn, and most importantly what steps bankers should be taking to prepare...
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Ep #1: Succession Planning with Meridith Elliott Powell
ElevateTALKS
In this inaugural episode of ElevateTALKS, business growth, sales, and leadership expert Meridith Elliott Powell joins host Michael Delucchi to discuss succession planning, ways to develop a change mindset and explore the current state of talent development in the banking industry.
info_outlineAfter nearly two years of anticipation, financial regulators unveiled their proposal in December to reform how they implement the Community Reinvestment Act and is now taking comments on these recommended changes through March 9th, 2020. The plan will overhaul CRA assessment boundaries, criteria for activities earning credit in CRA exams and how banks are scored overall for their performance. If finalized, the proposal would be the first significant update to the 1977 law in over two decades. While the plan has carve-out for banks with under $500 million of assets it may have a significant impact on the more than 650 financial institutions in the U.S. between $500 million and $1 billion in assets.
In this episode of ElevateTALKS CRA authority, Linda Ezuka joins host Michael Delucchi and discusses the current state of CRA reform, some of the key changes within the proposed rules, and how they may impact community banks.