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Episode 4 - Pine River Commons Townhomes in Bayfield, CO

Myths of Homeownership

Release Date: 08/27/2025

Down Payment Assistance for Construction of New Mobile or Modular Homes show art Down Payment Assistance for Construction of New Mobile or Modular Homes

Myths of Homeownership

The HomesFund and Cooperating Construction Lenders Program, an initiative specifically created to ease the difficulty of securing financing for new modular or mobile homes in the five counties of Southwest Colorado: Archuleta, La Plata, San Juan, Montezuma, and Dolores. This program offers innovative financial tools, such as a second-lien loan, to significantly reduce the down payment roadblock many new homeowners face.

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Episode 4 - Pine River Commons Townhomes in Bayfield, CO show art Episode 4 - Pine River Commons Townhomes in Bayfield, CO

Myths of Homeownership

Have you ever wondered what happens when a community really tries to keep housing affordable? Not just for now, but long-term. Today, we're doing a deep dive into exactly that. We're reviewing the deed restrictions for Pine River Commons in Bayfield, Colorado.

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Rock Creek - Affordable Housing in Ignacio, Colorado show art Rock Creek - Affordable Housing in Ignacio, Colorado

Myths of Homeownership

In a world where housing costs just keep climbing, it feels like finding true community affordability is almost impossible. But today, we're looking at a place that's trying something different. We're diving into the Rock Creek Homes in Ignacio, Colorado, and explaining the home buyer requirements and the Deed Restrictions that are recorded with the property. 

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HomesFund Shared Appreciation vs Amortizing Loan Structures show art HomesFund Shared Appreciation vs Amortizing Loan Structures

Myths of Homeownership

We're exploring two distinct approaches to financing a home. We've got some documents here from HomesFund, specifically comparing what they call shared appreciation loans versus your standard amortizing loans.

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Myths of Homeownership show art Myths of Homeownership

Myths of Homeownership

  We're tackling a big subject today. That whole idea that owning a home, especially somewhere like Southwest Colorado, is just out of reach for regular working people.  Our mission here is to cut through all that noise, challenge those assumptions, and maybe show you some surprising truths. Hopefully, this will give you some clarity and maybe even offer some hope if you're thinking about buying for the first time.

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More Episodes

Have you ever wondered what happens when a community really tries to keep housing affordable? Not just for now, but long-term.

Today, we're doing a deep dive into exactly that. We're reviewing the deed restrictions for Pine River Commons in Bayfield, Colorado.