Episode 23: What Should You Do with Your Cash?
Financial Independence: A Better Perspective
Release Date: 02/16/2023
Episode 24: Do I Wait to Buy Real Estate with Economic Uncertainty?
Financial Independence: A Better Perspective
Financial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy talk about a perfect topic for a new year – mindset and what it takes to overcome doubts and procrastination and get started on achieving your long-range...
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Episode 23: What Should You Do with Your Cash?
Financial Independence: A Better Perspective
Financial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy talk about a perfect topic for a new year – mindset and what it takes to overcome doubts and procrastination and get started on achieving your long-range...
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Episode 22: The 4 D’s – How to Simplify Your Day to Do Less and Get More Done
Financial Independence: A Better Perspective
Financial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of "How To Make Big Money in Small Apartments," and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy talk about a perfect topic for a new year – mindset and what it takes to overcome doubts and procrastination and get started on achieving your long-range...
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Episode 21: Alternative Retirement Plans for Self-Employed Small Biz Owners Who Are Less Than 10 Years from Retirement
Financial Independence: A Better Perspective
Financial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of "How To Make Big Money in Small Apartments," and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy talk about a perfect topic for a new year – mindset and what it takes to overcome doubts and procrastination and get started on achieving your long-range...
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Episode 20: Seller Financing and Other Ways to Fund your Real Estate Investments
Financial Independence: A Better Perspective
Financial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy discuss how budding real estate investors can overcome one of their primary fears: Where to find the funds they need. They talk about the various ways to...
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Episode 19: Getting Started
Financial Independence: A Better Perspective
Financial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy talk about a perfect topic for a new year – mindset and what it takes to overcome doubts and procrastination and get started on achieving your long-range...
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Episode 18: Good and Bad Debt from a Financial Planning Perspective
Financial Independence: A Better Perspective
Financial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy discuss the difference between bad debt and good debt – and how to use good debt prudently to make savvy investments that can pay dividends by producing...
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Episode 17: Year-End Tax Savings for W-2 Employees and the Self-Employed
Financial Independence: A Better Perspective
Financial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy discuss year end tax savings strategies and the importance of being prepared with them months before you hit your tax preparer’s office. They also touch on...
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Episode 16: The Tax Saving Logic Behind Roth IRAs
Financial Independence: A Better Perspective
Financial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy do a deep dive into the math behind the tax saving logic and advantages of having a Roth IRA, which they call “the granddaddy of IRAs.” They also discuss...
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Episode 15: The Three Buckets of Real Estate Investing
Financial Independence: A Better Perspective
Financial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy discuss what Lance calls “the three buckets,” or choices an investor can make – active, semi-active or passive – and how to find deals in any of...
info_outlineFinancial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy talk about a perfect topic for a new year – mindset and what it takes to overcome doubts and procrastination and get started on achieving your long-range goals.
What you’ll learn in this episode:
Investment options are in flux right now. Interest rates on typical investments have been at an all-time low for the last 12 years, and many people have their retirement funds in cash. Due to the fed raising interest rates on borrowed money, many investment options are improving -- in many cases dramatically. This trend may only last a year or so. To take advantage of the changing economic environment, check out this podcast.
Highlights from the interview:
01:32 Are you sitting on cash with nowhere to put it? Lance reveals where he puts his money.
02:40 Cash is King! Randy explains why.
04:18 For the last 12 years, CDs have only been providing about a 0% interest rate. Is that changing?
04:59 The “yield curve” is defined.
07:55 Where can you get 4.5% interest in a safe investment in three months? Randy reveals! (hint: treasurydirect.gov)
15:56 While rates are higher now than they’ve been for CDs, are there disadvantages to investing in CDs?
17:25 Lance explains self-directed IRAs and elaborates on the pros and cons.
20:06 Randy expands on the benefits of self-directed IRAs.
24:22 Randy asks Lance if we are in a buyer’s or seller’s real estate market and segues to the next episode.
Resources:
· Go to www.LanceEdwards.com to learn more about Lance and his investments.
· Sign up for Randy’s newsletter at www.LifetimeParadigm.com and learn about Randy’s services.
· If you want to learn how to earn a high return on real estate investments, go to www.FreeApartmentsBook.com to receive a FREE copy of Lance’s best-selling book, How to Make Big Money in Small Apartments.
Get Randy’s FREE “The Financial Independence Toolkit” at www.LifetimeParadigm.com/toolkit