623: The Money Habits That Cure Financial Stress with Mike Michalowicz
Achieve Your Goals with Hal Elrod
Release Date: 02/04/2026
645: The AI Framework That Will Change Everything For You with Geoff Woods
Achieve Your Goals with Hal Elrod
A year ago, I had serious concerns about the impact AI could have on humanity. Today, I use it in nearly every area of my life, from my business to my marriage and even with my kids. But learning how to use AI effectively requires a lot more thought and intention, and treating it less like a smarter version of Google. Today, I’m sitting down with my good friend Geoff Woods. Geoff is the author of the #1 international bestseller . He helps individuals and executive teams use AI not as a replacement for human thinking, but as a thought partner that helps them solve problems, challenge...
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644: Peptides: The Real Game-Changer for Your Health with Jay Campbell
Achieve Your Goals with Hal Elrod
The healthcare system was designed to manage symptoms, but too often, it fails to address the root cause of why we’re tired, inflamed, overweight, and not feeling our best. And with so many people relying on prescription drugs without understanding the deeper connection between their mindset, lifestyle, and biology, it can become very easy to feel overwhelmed by what it really takes to heal and thrive. That’s why I’m excited to introduce you to my friend, Jay Campbell. Jay is a health optimization expert, six-time international bestselling author, and one of the most respected voices in...
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643: Change Your Brain, Change Your Life with Dr. Daniel Amen
Achieve Your Goals with Hal Elrod
The most important organ that we need to take care of is our brain. Yet it's also the organ most people ignore, even though it influences every thought we have, every decision we make, and every emotion we feel. From our finances to our relationships, our brains shape nearly every aspect of our lives. That’s why I’m so excited to introduce you to Dr. Daniel Amen. Dr. Amen is one of the world’s leading experts on brain health, a double board-certified psychiatrist, founder of Amen Clinics, and the author of more than 40 books, including In his clinics, they’ve scanned nearly 300,000...
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642: Why Everyone Should Consider Writing a Book with Chandler Bolt
Achieve Your Goals with Hal Elrod
Writing a book is a goal that many people talk about for years, but very few actually follow through. We convince ourselves that we'll get started when life slows down, and before you know it, years have gone by with a great idea just sitting on the back burner. As someone whose life was completely transformed by writing The Miracle Morning book series, I truly believe a book can become one of the most valuable assets you ever create. It can amplify your impact, preserve your legacy, and open doors that would never have opened otherwise. Today, I’m joined by my good friend Chandler Bolt, the...
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641: 93 Habits That Will Transform Your Life (Starting Day One) with Jon Gordon
Achieve Your Goals with Hal Elrod
Implementing a new habit rarely feels life-changing at first. Going for a morning walk and getting a few minutes of sunlight, or visualizing checking something off a to-do list, might sound like activities that barely move the needle. Yet over time, those small actions often become the difference between feeling stuck and becoming the person you're capable of being. And after reading the first chapter of Jon Gordon’s newest book, , I felt the benefits from that one simple action in the first 5 minutes. Jon is the bestselling author of 33 books, including , which has sold more than 3.5...
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640: What Happens When You Die? A Man Who's Died 3 Times Tells You with Dannion Brinkley
Achieve Your Goals with Hal Elrod
What happens after you die? It's a question that has fascinated humanity for thousands of years. Today's guest has an answer that might surprise you. Dannion Brinkley has been clinically dead multiple times, and what he learned from those experiences led him to one extraordinary conclusion: nobody ever dies. Dannion is the bestselling author of and , a hospice volunteer with nearly 50 years of service, and one of the world's most well-known near-death experience survivors. After being struck by lightning in 1975 and clinically dead for 28 minutes, Dannion says he experienced what...
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639: How To Become Irreplaceable In The Age Of AI with Jeff Burningham
Achieve Your Goals with Hal Elrod
AI is evolving faster than most of us can comprehend. And for many people, it’s creating a very real fear about the future. If machines can outthink us and eventually outwork us, what does that mean for our careers, our purpose, and even our identity? Perhaps an even better question is: what does it mean to be human in the age of AI? Today, I’m joined by Jeff Burningham. Jeff is an entrepreneur, investor, and author who has built more than a dozen companies valued at over a billion dollars and recently released his powerful new book, Unlike most conversations about AI that focus on...
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638: How To Be The Parent Your Kids Deserve with Mike & Lindsay McCarthy
Achieve Your Goals with Hal Elrod
One of the biggest challenges parents face today is creating a real connection with their kids in a world where phones and screens dominate so much of their attention. And here’s where it really hits home. We only have with our kids before they become adults, so why not make the most of it? Today, I’m joined by two of my favorite people, Mike and Lindsay McCarthy. Mike and Lindsay are the co-authors of and the Mike is also the CEO and co-founder of the mastermind and co-created with his wife, Lindsay. Together, they’ve spent more than a decade helping families create stronger...
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637: How to Stop Procrastinating for Good with Jon Acuff
Achieve Your Goals with Hal Elrod
The truth is, almost everyone struggles with procrastination. It keeps us stuck in unhealthy patterns, convinces us to wait for the “perfect” time to take action, and gets in the way of what we truly want. Whether it’s starting a business, improving your health, writing a book, or having a difficult conversation, procrastination often becomes a roadblock between who we are and who we want to become. Today, I’m joined by Jon Acuff. Jon is an 11-time NYT bestselling author, a top-100 INC keynote speaker, and has just released his newest book, Jon has spent years studying mindset,...
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636: The Relationship Advice Nobody Gives You with Christine Hassler and Stefanos Sifandos
Achieve Your Goals with Hal Elrod
If you love your partner but still feel disconnected, misunderstood, or frustrated by recurring issues in your relationship or marriage, you’re not alone. Today’s episode is about bridging the gap between the relationship you have and the one you want. Today, I’m joined by my friends Christine Hassler and Stefanos Sifandos, a married couple and master relationship coaches with over 30 years of combined experience helping people heal relationship wounds, break the cycles that keep showing up in their love lives, and build the kind of relationship most people have stopped believing is...
info_outlineRising inflation has turned everyday expenses into a constant source of stress, leaving millions of people stuck living paycheck to paycheck and wondering if they’ll ever feel truly “okay” with money. While traditional budgeting plans promise control, they often deliver guilt and overwhelm instead.
That’s why I’m excited to be joined by Mike Michalowicz, bestselling author of 11 financial books, including the mega-bestseller Profit First, to talk about his newest book, The Money Habit: The Worry-Free Way to Financial Independence. Mike’s helped over a million people build real financial peace, and in this conversation, he breaks down what “financial independence” actually means and why the “financial freedom” fantasy can leave you feeling disappointed.
We talk about why most people are naturally wired to spend their paycheck fast (and the surprising behavioral science behind it), why budgeting fails for so many people, and the simple “behavioral intercept” that makes managing money feel almost automatic. Mike walks through his foundational account system—how to split your money into clear, purpose-driven buckets so you always know what you can spend, what you’re saving, and what’s already protected.
And make sure you listen until the end, because Mike explains how to get started even if you’re living paycheck-to-paycheck or drowning in credit card debt that instantly creates clarity, control, and momentum without requiring you to become a “money person” overnight.
KEY TAKEAWAYS
- The Money Habit For Financial Independence
- “Never Worry” (About Managing Money)
- Why These Methods Work for Anyone
- Making More Money Doesn’t Solve Problems
- Why We’re Wired To Spend Paychecks
- The Six Foundational Bank Accounts
- A Tip For Your Mini-Luxury Account
- Why Budgeting Fails Most People
- How To Get Started If You’re Broke
- Tips for Tackling Debt Issues
- How to Address Your Biggest Financial Concerns
- Where To Get Mike’s New Book, The Money Habit
Get The Full Show Notes
To get full access to today's show notes, including audio, transcript, and links to all the resources mentioned, visit MiracleMorning.com/623
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