Why The RBA Rise Is Kindergarten Economics and Grossly Unfair
Hotspotting
Are interest rate hikes really fixing inflation—or just shifting the pain? In this episode, we take a hard look at the latest move by the Reserve Bank of Australia and unpack why raising rates may be a blunt, outdated response to a complex economic problem. With the cash rate climbing to 4.10% under Governor Michele Bullock, we examine who actually bears the cost—and why mortgage holders continue to carry the heaviest load. Drawing on economic data and policy insights, we explore the real drivers of inflation in Australia, from energy prices and housing supply to government spending...
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The Supply Crisis Keeping Australia’s Property Market Under Pressure
Hotspotting
Australia’s property market is under pressure like never before. Listings are low, vacancies are tight, and new supply is failing to meet demand. Why are prices and rents continuing to rise despite government interventions? In this episode, we cut through the headlines to uncover the real drivers of the housing crunch. From shrinking rental stock to a stalled construction pipeline, we explore the structural challenges shaping the market and what it means for buyers, renters, and investors. Tune in for expert insights, data-backed analysis, and a clear view of why scarcity is the true force...
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The Supply Crisis Keeping Australia’s Property Market Under Pressure
Hotspotting
Australia’s property market is under pressure like never before. Listings are low, vacancies are tight, and new supply is failing to meet demand. Why are prices and rents continuing to rise despite government interventions? In this episode, we cut through the headlines to uncover the real drivers of the housing crunch. From shrinking rental stock to a stalled construction pipeline, we explore the structural challenges shaping the market and what it means for buyers, renters, and investors. Tune in for expert insights, data-backed analysis, and a clear view of why scarcity is the true force...
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How The Price Predictor Index Spots Australia’s Next Property Boom
Hotspotting
Want to know which Australian suburbs and regional markets are set to surge next? In this episode, we dive into the Price Predictor Index, Hotspotting’s proven tool for identifying growth areas before the rest of the market catches on. Hear how rising sales volumes act as early signals of property price growth and discover the methodology that has consistently predicted booms from Adelaide to Darwin. We break down the patterns, the trends, and the insights every property investor and market watcher needs to stay ahead. If you’re serious about property investment or spotting the next growth...
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Inside The First Home Buyer Surge And What The Data Really Shows
Hotspotting
Are first home buyers really locked out of the Australian property market or is that just a headline-driven myth? In this episode, we unpack the latest data from the Australian Bureau of Statistics and reveal what is actually happening on the ground. The numbers show first home buyers are not only active, they are a major force shaping demand and influencing property prices. We cut through the noise to examine the real issue driving affordability pressures: constrained housing supply. With low listings, underbuilding, and intense competition at the entry level, first home buyers are adapting...
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Why Property Values Rise
Hotspotting
Are you looking for the next property hotspot — but tired of backward-looking reports that tell you what’s already happened? In this episode, we reveal the Empirical Formula, a fact-based method I’ve developed over decades to identify locations poised for genuine future growth. From diverse local economies to major infrastructure projects and affordability, we break down the key factors that make certain suburbs stand out. Learn how Hotspotting cuts through the hype and helps investors make smarter, forward-looking property decisions. Whether you’re a first-time buyer or seasoned...
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The Mind Behind Hotspotting: A 20-Year Founder Interview with Terry Ryder
Hotspotting
In this special founder interview, Terry Ryder shares the story behind Hotspotting — from launching the business in a garage in Maleny in 2006 to becoming one of Australia’s most respected independent real estate research platforms. What sparked the idea? Why did Terry believe there needed to be a better way to identify property hotspots? And what has been the core principle behind Hotspotting’s success for two decades? Over the past 20 years, Hotspotting has built its reputation on something simple but powerful: We don’t just report what has happened — we identify what’s likely to...
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The Housing Promise That Is Falling Apart
Hotspotting
Australia’s housing crisis isn’t easing — it’s getting worse, and the numbers explain why. In this episode, we unpack the reality behind the Housing Australia Future Fund, the Federal Government’s 1.2 million homes target, and the growing gap between promises and delivery. We look at stalled projects, missed state targets, rising construction costs, land shortages, and the heavy hand of bureaucracy that’s slowing new housing to a crawl. This is a clear, data-driven conversation about why affordable housing is becoming harder to deliver, why rents and prices keep rising, and...
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Investors Are Not Causing The Housing Crisis
Hotspotting
Are first-home buyers really behind Australia’s rising property prices? In this episode, we dig into the data, government schemes, and hidden advantages that are giving first-time buyers a huge edge over investors and second-home buyers. From tiny deposits and no stamp duty to tax perks, we break down why first-timers are dominating the market right now and why politicians and media often get the story wrong. If you want to understand the real forces driving Australia’s housing market, this episode is your guide to who’s really shaping property prices today.
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The Real Reason Interest Rates Are Rising For Australians
Hotspotting
Another interest rate rise is looming — and this time, it’s not bad luck. Inflation is rising again, and the reasons are much closer to home than Australians are being told. Housing costs keep climbing, power prices are surging, productivity is weak and government spending remains elevated. These aren’t temporary shocks — they’re structural failures, and households are paying the price. In this episode, we unpack the latest inflation data, why the Reserve Bank is running out of options, and how policy decisions on housing, energy and spending are locking in higher interest rates for...
info_outlineANZ, the worst forecaster on property price outcomes in the nation, has just published its forecasts for what will happen with house prices in 2024.
Yes, that’s right. They’ve published, in October, forecasts for house prices this year, a couple of months before the end of the year.
Why have they done this? Because it’s the only chance ANZ has of getting it right with its property price forecasts.
Essentially what it has done with these “predictions” is take the existing situation and extrapolate it two months into the future.
So, you will be amazed to learn that they’re predicting that Perth, Adelaide and Brisbane will lead on price growth in 2024.
You’d pay good money for insights as sharp as that, right?!
The big four banks, collectively, have terrible track records in forecasting property price outcomes.
They are ALWAYS – and I do mean ALWAYS – wrong, but usually they are spectacularly wrong.
But ANZ bank is the worst of them.
At the start of 2024, it predicted house prices would fall across the nation in 2024 – by as much as 15%.
They did the same at the start of 2023 – forecasting massive decline in house prices.
Of course, it’s now clear that they got this horribly, horribly wrong – because they just don’t understand real estate dynamics.
Their reason for expecting prices to collapse in 2023 and again in 2024? Because of high interest rates.
Essentially that’s all they have in their kit bag of real estate knowledge.
Interest rates high or rising? Property prices fall, according to the ANZ mindset.
Except they don’t – and they didn’t.
ANZ has a few problems at the moment. It’s been taken to court, successfully, by federal authorities like ASIC because it’s not only incompetent, it’s an organisation with dodgy ethics.
But once they sort out their legal issues, they might turn their attention to sacking their senior economists who continually pump out ridiculous reports claiming to be research – including absurdities like forecasting property price outcomes for the calendar year, just two months before the end of the year.
The report, rather comically, is titled “Property Insights” – but there is nothing insightful in this report or anything else emanating from ANZ any time in the past several years.