The role of insurance as new risks emerge in vehicles
Release Date: 08/22/2024
Rethinking Hurricanes: Sea Level Rise & The Future of Hurricane Technology
HSB's New Ways of Thinking
Sea level rise and climate change are reshaping the risks from hurricanes—but what does that really mean for coastal cities and communities? In this episode, Jeff O’Shaughnessy talks with Dr. Phil Klotzbach about the impact of rising seas, the potential for stronger storms, and innovative—but challenging—technologies designed to mitigate hurricane damage. They explore everything from artificial upwelling and bubble curtains to advanced forecasting tools and AI, offering insights into how science and tech are helping us prepare for the future of hurricanes.
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Rising Storms, Rising Costs: Why Billion-Dollar Disasters Keep Growing
HSB's New Ways of Thinking
Hurricane seasons are bringing more named storms and billion-dollar disasters—but why? In this episode, Jeff O’Shaughnessy and Dr. Phil Klotzbach break down the factors behind rising storm counts, the role of better detection, and why growing exposure drives higher damages. They also explore how stronger building codes and smarter planning can help—and what recent storms like Ida (2021) and Helene (2024) reveal about shifting risks.
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20 Years After Katrina: Lessons from Historic Hurricane Seasons
HSB's New Ways of Thinking
This year marks the 20th anniversary of Hurricane Katrina, still remembered as one of the costliest and most devastating storms in history. On this episode, host Jeff O’Shaughnessy and Dr. Phil Klotzbach of Colorado State University reflect on the record-breaking 2005 hurricane season, how it reshaped forecasting, and what made storms like Katrina, Rita, and Wilma so destructive. They also explore how storm formation patterns impact risk, why seasons like 2017 (Harvey, Irma, Maria) and 2024 defied expectations, and what history can teach us about the unpredictability of peak hurricane...
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The Science Behind Hurricane Forecasts: Accuracy, Challenges, and How They’ve Changed
HSB's New Ways of Thinking
How accurate are seasonal hurricane forecasts, and what goes into predicting the number and strength of storms? In this episode, Jeff O’Shaughnessy talks with Dr. Phil Klotzbach about the challenges of predicting named storms versus hurricanes, the significance of metrics like Accumulated Cyclone Energy (ACE), the limitations of seasonal forecasts, and how forecasting has evolved over the past decade.
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Inside Hurricanes: El Niño, La Niña, and Why Location Matters
HSB's New Ways of Thinking
Hurricanes aren’t just storms—they’re a lifelong passion for Dr. Phil Klotzbach. In this episode, Jeff O’Shaughnessy sits down with Dr. Klotzbach to explore his journey from growing up in Massachusetts, inspired by Hurricane Gloria and Hurricane Bob, to becoming a leading hurricane researcher at Colorado State University. Phil shares how he began studying hurricanes, his work with the legendary Dr. Bill Gray, and the science behind how El Niño and La Niña influence hurricane activity.
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Hurricane Season 2025: August Outlook & How 2-Week Forecasts Keep You Prepared
HSB's New Ways of Thinking
Hurricanes remain one of the most challenging catastrophes for insurers to prepare for—and predict. In this episode, Jeff O’Shaughnessy is joined by Dr. Phil Klotzbach, senior research scientist at Colorado State University and a leading authority on hurricane forecasting. They unpack the August 2025 hurricane outlook, why this season is expected to be slightly above normal, and how the absence of El Niño, warmer Atlantic waters, and shifting wind shear patterns are shaping storm activity. Phil also explains the value of 2-week forecasts and why a small number of major storms cause most...
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The Skeleton in the Code: Uncovering the Hidden Threats to Your Cybersecurity
HSB's New Ways of Thinking
In this last episode, Jeff O’Shaughnessy talks with cybersecurity expert Eric O'Neill who shares his insights on the current state of cybersecurity and why passwords are no longer a reliable form of protection. He emphasizes the importance of two-factor authentication and using authenticator apps to add an extra layer of security. Eric also discusses the principle of displacement, where securing one area can displace threats to another, and how this applies to cybersecurity. He shares examples of how simple security measures can prevent major breaches, and encourages individuals and...
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The Shadow Net: Uncovering the Invisible Threats to Our Cybersecurity
HSB's New Ways of Thinking
In this episode, Jeff O’Shaughnessy speaks with former FBI operative and cybersecurity expert Eric O'Neill who shares the shocking truth about how AI-powered attacks and deepfakes are being used to manipulate elections and threaten democracy. HE also emphasizes the importance of being proactive in cybersecurity, rather than waiting for an attack to happen. With the rise of deepfakes and AI-generated content, Eric stresses the need for individuals and businesses to be vigilant and to develop a mindset of skepticism when interacting online.
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Cyber Shadows: The Stealthy Threats Lurking in Our Infrastructure
HSB's New Ways of Thinking
In this episode, Jeff O’Shaughnessy interviews former FBI operative and cybersecurity expert Eric O'Neill who reveals the shocking truth about nation-state affiliated cyber crime and its impact on critical infrastructure. He exposes how foreign threat actors are using probe attacks to infiltrate and map our power grid, preparing for a future war that could bring catastrophic consequences. Eric warns that we're in a "lot of trouble" and that a critical infrastructure attack is not only plausible but possible.
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The Dark Web Economy: A $12 Trillion Problem
HSB's New Ways of Thinking
In this episode, Jeff O’Shaughnessy speaks with former FBI operative and cybersecurity expert Eric O'Neill who shares his expertise on the state of cyber crime, revealing a staggering $12 trillion problem that's growing exponentially. With the increasing use of AI, cyber crime is becoming more convincing, more frequent, and more deceptive. Join us for a deep dive into the underworld of cyber crime and what it means for your business and personal security
info_outlineIn this next episode, we will continue to focus on cyber risks and how it is impacting the automotive industry. Learn how modern vehicles with advanced connectivity features pose higher risks than older models, and over time, the security mechanisms can degrade, creating need for proactive management. Listen in to hear about the ongoing advancements that are happening within the cyber risk landscape and how the future of connected vehicles will continue to change in the future.