loader from loading.io

Budget Myth: Do You Need One to Stop Overspending?

It's Not About The Money

Release Date: 12/01/2025

Why Success Feels Unsafe: The Nervous System Block That Keeps You Broke show art Why Success Feels Unsafe: The Nervous System Block That Keeps You Broke

It's Not About The Money

In this conversation, I explore the concept of money set points and how our nervous system influences our relationship with wealth. I discuss the biological responses to financial success and introduce three somatic techniques to help expand our capacity for wealth. These techniques focus on creating a sense of safety in the body, allowing individuals to navigate their financial journeys with greater ease and confidence. Chapters 00:00 Understanding Money Set Points 02:57 The Nervous System and Money 05:50 Somatic Techniques for Financial Safety 08:40 Safety Anchoring Technique 12:00...

info_outline
Why You Fight About Money (It's Not About the Money) show art Why You Fight About Money (It's Not About the Money)

It's Not About The Money

In this episode, I explore the complex dynamics of money arguments in relationships, emphasising that these conflicts often stem from deeper emotional and nervous system responses rather than the financial issues themselves. I introduce the concept of Money Story Types, which are shaped by early life experiences, and discuss how understanding these types can help couples navigate their financial conversations more effectively. The episode provides practical strategies for reframing discussions about money to foster collaboration and acceptance between partners. Chapters 00:00...

info_outline
Why Money Affirmations Don’t Work (And What Does Instead) show art Why Money Affirmations Don’t Work (And What Does Instead)

It's Not About The Money

In this episode, I explore the emotional and somatic aspects of money mindset, emphasising acceptance over resistance. I discuss research on affirmations, the importance of emotional scale, and practical techniques like embodied heart breathing to transform your relationship with money. Chapters 00:00 The Power of Positive Thinking About Money 02:58 Understanding Emotional Responses to Money 07:23 The Importance of Acceptance in Financial Well-being 12:53 Embodied Heart Breathing Practice for Money Emotions19:20 The Great Release: A Path to Financial Freedom Resources: 'It's...

info_outline
EFT & Money with Theresa Lear Levine show art EFT & Money with Theresa Lear Levine

It's Not About The Money

n this episode I am joined by Theresa Lear Levine - EFT Master Practitioner, Hypnotherapist, and bestselling author of "Becoming More Me, to explore the transformative power of somatic practices like EFT, hypnotherapy, and binaural beats in shifting beliefs, managing stress, and embodying new identities. Theresa shares her personal journey, techniques, and practical tips for harnessing these tools to create lasting change. Chapters 00:00 Introduction to EFT and Personal Journeys 00:12 The Impact of Trauma on Success 03:09 Awakening to Change and Self-Discovery 06:05 The Power of EFT...

info_outline
The 4 Emotions That Block Every Money Decision show art The 4 Emotions That Block Every Money Decision

It's Not About The Money

In this episode I explore the four major emotions - grief, fear, shame, and resentment - that influence money decisions. I discuss how these emotions are stored in the body, their impact on financial behavior, and practical tools like emotional freedom technique (EFT) to release them.   Chapters 00:00 The Emotional Body and Money 01:03 Understanding Somatic Patterns in Money 01:37 Why Logical Advice Isn't Enough 02:31 Research on Emotional Mapping in the Body 05:56 Financial Grief and Its Impact 12:13 Fear as a Major Money Emotion 14:32 Shame and Its Silent Power 18:42...

info_outline
Money Comes In, Then Something Always Happens show art Money Comes In, Then Something Always Happens

It's Not About The Money

I explore the somatic and emotional aspects of our relationship with money, revealing how body patterns rooted in past experiences influence our financial behaviors and feelings of security. Over this series, I offer practical tools like emotional freedom technique and heart breathing to help shift these deep-seated patterns. Chapters 00:00 Understanding Financial Patterns and Emotions 10:46 The Role of Somatics in Financial Well-being 18:51 Exploring Possibilities for Healing Financial Relationships Resources: 'It's Not About The Money' Take the Sign up to my Become a ...

info_outline
Will AI Replace Financial Advisers? (What 15 Years Taught Me) show art Will AI Replace Financial Advisers? (What 15 Years Taught Me)

It's Not About The Money

In this conversation I discuss the transformative impact of AI on the financial services industry, emphasising the importance of human skills and emotional intelligence in financial advice. I explore how AI can handle technical aspects of financial planning but cannot replicate the deep human connection and understanding required to navigate clients' emotional relationships with money. I introduce the concept of 'money story types' and highlight the growing need for financial coaching as a means to address the emotional side of money management. I conclude by asserting that the future of...

info_outline
What Financial Coaching Actually Looks Like show art What Financial Coaching Actually Looks Like

It's Not About The Money

In this conversation, I discuss my journey from being a qualified financial advisor in debt to understanding the deeper emotional patterns behind financial behaviors. I introduce the Money Narratives Clearing Framework, emphasising the importance of awareness, recognising benefits and costs, and exploring secondary gains in financial decision-making. The discussion highlights how shame and acceptance play crucial roles in transforming financial patterns and the impact of loss aversion on choices. I encourage approaching financial coaching with compassion and understanding, aiming for lasting...

info_outline
Should You Become a Financial Coach? show art Should You Become a Financial Coach?

It's Not About The Money

In this episode I explores the profound relationship individuals have with money, emphasizing the importance of financial coaching in addressing deeper emotional and psychological issues surrounding financial behaviors. I discuss the need for financial professionals to integrate coaching techniques into their practices to better support clients in navigating their financial identities and challenges. Through personal anecdotes and practical advice, I highlight the transformative power of understanding one's relationship with money and the necessity of addressing underlying beliefs to foster...

info_outline
Why Clients Self-Sabotage With Money show art Why Clients Self-Sabotage With Money

It's Not About The Money

In this conversation, I explore the psychological barriers that clients face in making financial decisions, emphasizing the role of emotions and limiting beliefs. Through real-life examples, I illustrate how these factors lead to self-sabotage and offer a framework for financial advisors to help clients recognize and overcome these patterns. This discussion highlights the importance of understanding the emotional underpinnings of financial behavior and provides practical tools for fostering healthier relationships with money. Chapters 00:00 Understanding Client Fear and Self-Sabotage ...

info_outline
 
More Episodes

Is getting better with money on your resolution list again this year? Maybe you've already downloaded a budgeting app, promised yourself you're going to track every penny, or sworn that this is the year you finally get it together. Well, here's what no one actually tells you - budgets don't work. If they actually did work, you wouldn't need to keep making the same resolution year after year.

Welcome to the first episode in my Money Myths series, where I'm busting the myths and beliefs that keep you stuck and stressed.

Today, we're tackling one of the most persistent money myths: "I just need a strict budget to stop overspending." Let me tell you as a recovered emotional overspender, this does not work. Budgets are built on willpower and they ignore the real reasons we overspend - they can actually trigger a response to restriction, create money shame when we don't stick to them, and treat the behaviour of spending rather than how you feel in that moment before you spend.

Instead, I'm sharing why a values-based approach works when traditional budgeting fails, plus practical tips for neurodivergent money management and permission to align your spending with what actually matters to you.

Chapters

00:00 Introduction to Money Myths

02:48 The Budgeting Myth: Why Budgets Fail

06:04 Reframing Financial Language

08:51 Emotional Spending and Impulse Control

12:13 Values-Based Spending Plans

15:02 Tracking Money Emotions

17:51 The Power of Permission in Financial Decisions

Resources:

Get my FREE book 'It's Not About The Money'

Take the Money StoryTypes® Quiz

Sign up to my FREE Newsletter

Become a Certified Financial Coach

Check out other episodes focusing on ADHD:

How my ADHD diagnosis shifted my identity

My ADHD Diagnosis & How to Manage Money When You Have ADHD

How to Manage Money in Business When You Have ADHD

The best way to plan your finances if you have adult ADHD