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Episode 427: The Long Game of Wealth Building & Staying the Course with JL Collins

Journey To Launch

Release Date: 05/21/2025

Episode 454: What I’ve Learned (Patterns, Mistakes & Hacks) From Helping Hundreds Start Their Financial Independence Journey show art Episode 454: What I’ve Learned (Patterns, Mistakes & Hacks) From Helping Hundreds Start Their Financial Independence Journey

Journey To Launch

In this week’s solo episode, I reflect on the biggest patterns, mindset shifts, and lessons I’ve learned from helping hundreds of people start (and restart) their financial independence journeys. I walk through the three most common struggles people think are unique to them, the life transitions that often spark the desire for FI, and the deeper motivations that truly drive long-term change. I also share the emotional and practical mistakes I see people make again and again from trying to do it all alone to waiting for the “perfect” plan and why clarity and community matter more than...

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Episode 453: Finding Clarity, Confidence & Community on Your FI Journey w/ Latoya Rowe show art Episode 453: Finding Clarity, Confidence & Community on Your FI Journey w/ Latoya Rowe

Journey To Launch

In this week’s episode, I sit down with longtime Journeyer and two-time Journey to FI program member Latoya Rowe. Latoya shares how she pivoted into a higher-earning career, discovered financial independence during her grad-school commute, and rebuilt her financial foundation while juggling motherhood, debt, and major life changes. She opens up about the emotional and financial impact of selling her rental properties, how community reignited her belief that FI is possible, and why mindset became the key that unlocked her momentum. We also talk about the power of visualizing your ideal life,...

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Episode 452: From Financial Burnout to Financial Healing  & Balancing Ambition with Alignment w/ Alejandra Rojas show art Episode 452: From Financial Burnout to Financial Healing  & Balancing Ambition with Alignment w/ Alejandra Rojas

Journey To Launch

In this week’s episode, I’m chatting with Alejandra Rojas, entrepreneur, Forbes contributor, and founder of Brown Way to Money, a financial mentoring platform that helps women overcome financial trauma and improve their relationship with money. Alejandra’s story is such a powerful reminder that financial freedom isn’t just about numbers, it’s about emotional healing, self-awareness, and redefining success on your own terms. Originally from Colombia, Alejandra left home at 19 on a scholarship and went on to live and study in Spain, the U.S., and New Zealand. She shares how her journey...

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Episode 451- Financial Caregiving, Family Conversations, and Planning Ahead with Beth Pinsker show art Episode 451- Financial Caregiving, Family Conversations, and Planning Ahead with Beth Pinsker

Journey To Launch

In this episode of Journey to Launch, I’m joined by Beth Pinsker, financial planning columnist for MarketWatch, Certified Financial Planner, and author of My Mother’s Money: A Guide to Financial Caregiving. Beth shares her personal and professional insights on what it really takes to manage a loved one’s finances and why preparing now can save you (and your family) heartache, time, and money later. We talk about the realities of caregiving from setting up power of attorney and health care proxy forms, to navigating long-term care insurance and estate planning. Beth’s own journey caring...

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Episode 450: How A Government Shutdown Sparked Her Debt-Free Revolution & $200K Debt Payoff w/ Nika Booth show art Episode 450: How A Government Shutdown Sparked Her Debt-Free Revolution & $200K Debt Payoff w/ Nika Booth

Journey To Launch

In this powerful and transparent episode of Journey to Launch, I sit down with Nika Booth, award-winning financial coach, content creator, and founder of Debt Free Gonna Be, to unpack how she paid off more than $200,000 in debt while refusing to sacrifice joy along the way. From student loans and credit card balances to IRS debt and government furloughs, Nika shares the raw truth behind her financial journey, the highs, the setbacks, and the emotional lessons that reshaped her mindset about money, self-worth, and freedom. She opens up about her early money mistakes, growing up in a household...

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Episode 449: A Simple Shift in Perspective That Unlocks Growth and Wealth show art Episode 449: A Simple Shift in Perspective That Unlocks Growth and Wealth

Journey To Launch

Have you ever had a solution sitting right in front of you, but didn’t realize it until later? That happened to me just last week at the park and it reminded me how often the answers we’re searching for in life, money, or personal growth are hiding in plain sight. In this solo episode, I share a simple moment that made me completely rethink how I approach everyday challenges and how mindset plays a huge role in seeing what’s already available to us. This story might just help you spot the solution you’ve been overlooking in your own journey. In This Episode, I share: The story of how...

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Episode 448: Why Perfect Conditions Made Trees Collapse (and What That Means for Your Money & Financial Journey) show art Episode 448: Why Perfect Conditions Made Trees Collapse (and What That Means for Your Money & Financial Journey)

Journey To Launch

In this solo episode, I share a powerful reminder that the very challenges and obstacles we face on the journey to financial freedom are often what make us stronger. I start by revisiting a story I mentioned in my book, Your Journey to Financial Freedom, about the Biosphere 2 experiment where trees grew quickly in perfect, windless conditions but fell before maturing because they never developed the strength to sustain themselves. That missing “wind” reminded me of how important challenges are in our own growth. Just like those trees, when we try to avoid friction or rush toward quick...

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Elaine Welteroth on Planning a Joyful Birth, from The Second Opinion show art Elaine Welteroth on Planning a Joyful Birth, from The Second Opinion

Journey To Launch

I'm sharing a special episode this week, from Dr. Sharon Malone. On Dr. Sharon’s new podcast, The Second Opinion, women take back the conversation on health with straight talk, real experience, and the care we all deserve. You’ll hear prominent female advocates, experts and patients just like you sharing how they confronted gaps in our healthcare system and got second opinions that saved their lives. Alongside each guest, Dr. Sharon tackles the questions and topics we’ve been conditioned to ignore the ones we search for at 3 a.m. but never bring up at the doctor’s office. From...

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Episode 447- Saving vs. Investing: How to Use Both to Build Financial Freedom show art Episode 447- Saving vs. Investing: How to Use Both to Build Financial Freedom

Journey To Launch

In this solo episode, I’m breaking down one of the most important concepts on the path to financial freedom, the difference between saving and investing, and why you need both. I share how growing up with a single mom and grandmother who were natural savers taught me early lessons about money, and how those habits helped me buy my first condo at 22. But I also talk about how saving alone wasn’t enough, I needed to learn how to make my money work for me through investing. I walk you through what saving and investing really mean, how they serve different purposes, and how using both...

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Episode 446- Money Rules I Live By (and the Ones I Broke) show art Episode 446- Money Rules I Live By (and the Ones I Broke)

Journey To Launch

This week on the Journey to Launch Podcast, I’m diving into the money rules that have guided me and the ones I’ve intentionally broken along the way. Rules are meant to serve as frameworks, not prisons. Over the years, I’ve adapted, reshaped, and sometimes completely tossed out rules that no longer served me. I want you to walk away from this conversation inspired to define your own rules, question the ones you’ve been following, and give yourself permission to evolve as your journey unfolds. In this episode I share: ✨ Why I treat my financial goals like mandatory expenses and how...

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More Episodes

This week on the Journey to Launch Podcast, I’m excited to welcome back the often called “Godfather of Financial Independence”, JL Collins, author of the bestselling book The Simple Path to Wealth. In this episode, we dive into how to stay calm and confident in today’s unpredictable market and why keeping it simple is still the most effective path to building real wealth. We also discuss the timeless power of index fund investing, how to approach investing at different stages of your journey, and why avoiding debt and living below your means are the most powerful tools for building financial freedom.

In this episode you’ll learn:

  • The 3 core principles of The Simple Path to Wealth and why they haven’t changed
  • What to do (and not do) during market downturns and volatility
  • How to approach financial advisors, and when they might actually hurt more than help
  • What’s new in the updated edition of The Simple Path to Wealth + much more!

Check out the video to this episode on YouTube here.

The next FIRE LIVE class is on May 22nd! Get the FIRE Calc tool and save your spot for the class here. A walkthrough of the tool is available here as well. 

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