Recessions and the Stock Market
A Wealth of Advice
In today's episode talks with , Kathmere Capital's Chief Investment Officer, about a recent commentary he wrote to answer questions about how much the stock market is impacted by a recession. For the charts discussed during the podcast and the original commentary, please visit: Please reach out for help or send us feedback and any topic or questions you would like us to cover.
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The Silver Lining To A Market Pullback
A Wealth of Advice
In today's episode talks about one of the best part about a market pullback, tax savings. Rather than spend 30 minutes on all that it entails and multiple examples of how it works, this episode will cut right to how our investment team utilizes tax-loss harvesting. In a recent published paper in the Financial Analysts Journal, and then summarized in an article from Vanguard, by implementing these strategies investors could benefit as much as 0.92% annually. There are not a lot of guarantees from investing, but tax savings is one guarantee we can take advantage of. ...
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The Silver Lining To A Market Pullback
A Wealth of Advice
In today's episode talks about one of the best part about a market pullback, tax savings. Rather than spend 30 minutes on all that it entails and multiple examples of how it works, this episode will cut right to how our investment team utilizes tax-loss harvesting. In a recent published paper in the Financial Analysts Journal, and then summarized in an article from Vanguard, by implementing these strategies investors could benefit as much as 0.92% annually. There are not a lot of guarantees from investing, but tax savings is one guarantee we can take advantage of. ...
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Why Does This Market Decline Feels So Much Worse?
A Wealth of Advice
In today's episode shares why this 10% pullback in the stock market feels so much worse and that data that validates those feelings. "How is the market only down 10%?" is a common question in recent conversations with investors and we believe it's a very fair feeling. Rather than just respond with, that's a normal pullback or it'll come back, we thought it would be more helpful to dive into the underlying reasons this feeling makes sense. Here's the three main reasons we expand on: Stocks and bonds are both down more than 10% so far this year, the largest joint drawdown since the...
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Why Does This Market Decline Feels So Much Worse?
A Wealth of Advice
In today's episode shares why this 10% pullback in the stock market feels so much worse and that data that validates those feelings. "How is the market only down 10%?" is a common question in recent conversations with investors and we believe it's a very fair feeling. Rather than just respond with, that's a normal pullback or it'll come back, we thought it would be more helpful to dive into the underlying reasons this feeling makes sense. Here's the three main reasons we expand on: Stocks and bonds are both down more than 10% so far this year, the largest joint drawdown since the...
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An Innovative Approach to Investing in Emerging Markets
A Wealth of Advice
In today's episode & talk with Perth Tolle, who brings an innovative way to invest in and view emerging markets, through a freedom analysis. With the events of today, Russia's horrific invasion of and war against Ukraine, many investors may be asking how they can allocate to emerging markets but stay clear of investing in areas of autocracy. As you will hear, Perth created the , which is a freedom-weighted equity strategy that uses personal and economic freedom metrics as primary factors in its investment process to invest in emerging markets. You can find the video interview...
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Be An Optimistic Investor and Pessimistic Saver
A Wealth of Advice
In today's episode, shares how seductive pessimism can be and why it's so hard but advantageous to be an optimistic investor. With what feels like a world getting closer and closer to WWIII, it’s understandable that, from an investing perspective, you can start to feel concerned. However, as Nicholas shares, allowing history to be your gauge, not market pundits selling fear, can help you stay the course. To learn more about our firm and how we help our clients, visit: We would love to help! Please reach out for help or send us feedback and any topic or questions you would...
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Top Tax Reduction Strategies for Executives and High-Income Earners
A Wealth of Advice
In today's episode shares the top tax reduction strategies we have advised executives and other high-income earners to take advantage of. Taxes is probably the one thing just about everyone feels they pay too much of. For executives and high-income earners, it is by far the largest expense they pay each year and for many it costs them over 50% of their income. Nicholas starts off with a little tax terminology and education and then shares what he have seen as the most impactul strategies. Here's a few topics covered: Difference between tax bracket, marginal rate, and...
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Teaching Your Kids Good Money Habits
A Wealth of Advice
In today's episode shares what he has found to be some of the best ways to teach your kids, no matter their age, good money habits. “I wish I had talked to my kids more about money and how to best use and save it.” Through a common but effective framework, the three bucket approach to money: Spend; Save; and Give, Nicholas covers how to teach each. He uses real life stories and examples to help you raise moneywise adults. You can find a transcript of today’s show by visiting: We would love to help you! Please reach out with any feedback and any topic or...
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How Much Can I Spend In Retirement? Is The 4% Rule Still Relevant?
A Wealth of Advice
In today's episode shares how we help clients answer this simple, but very important question about retirement income planning and spending. He also takes a step into the highly debated 4% withdrawal rule and why it may not be right. As most people plan for and dream about retirement, until you are on the verge of stepping into retirement, many people don't figure out how the logistics and strategy to replace their income. During today's 15 minute podcast, Nicholas talks through the three big questions that everyone should think about when planning their retirement income and...
info_outlineIn today's episode Nicholas Olesen, CFP®, CPWA® talks with Professor Jaime Kurtz, Ph.D. about her new audiobook, The Psychology of Happiness.
Through this conversation Dr. Kurtz shares her expertise and insight to help us all understand how happiness can be "coached" and internalized versus just a momentary feeling. A few of the questions we covered are:
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How has the field of psychology changed over time in regard to understanding and measuring happiness?
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What can we do to cause happiness versus it just happens to be our internal bias?
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How and why our happiness impacts to many other areas of our lives?
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How can we spend money in a way that promotes happiness?
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As the author of "The Happy Traveler", in what ways can we change how we plan and enjoy vacations to help the happiness of them last longer?
For a full transcript to today's show, please visit: https://bit.ly/3f8HLFa
Dr. Kurtz is an Associate Professor of Psychology at James Madison University, where she teaches courses on Social Psychology, Psychology of Personality, Positive Psychology, and Psychological Research Methods. She received her B.A. from Millersville University of Pennsylvania and my M.A. and Ph.D. from the University of Virginia.
Dr. Kurtz has authored numerous journal articles and book chapters on happiness, and with bestselling author Sonja Lyubomirsky, she is co-author of Positively Happy: Routes to Sustainable Happiness, a workbook for putting happiness strategies into practice in everyday life. Her first solo-authored book, The Happy Traveler: Unpacking the Secrets of Better Vacations, was published in June of 2017 by Oxford University Press.
With the Institute for Brain Potential, Dr. Kurtz offers seminars on happiness and well-being to health-care professionals nationwide. In addition, she writes the popular Happy Trails online column for Psychology Today.
We hope you enjoyed this conversation and took away a few useful tips towards improving and maintaining happiness.
Please send us feedback and any topic or questions you would like us to cover. Email us at: [email protected]