9-30-25 Why Do We Invest? 10 Powerful Reasons Explained
The Real Investment Show Podcast
Release Date: 09/30/2025
11-7-25 Top 3 Financial Guardrails You Should Know
The Real Investment Show Podcast
RIA Advisors’ Financial Guardrails are timeless principles for building lasting wealth and protecting your financial future. Richard Rosso, CFP®, shares insights from decades of experience helping investors avoid common pitfalls and build financial wellness that lasts generations. From annuities and debt control to emotional investing and realistic return expectations, these guardrails are designed to keep you on track — no matter what markets do. 0:20 - Rules Can Save You in a Turbulent World 3:17 - Annuities Should Be Planned, not Sold 9:34 - A Home is a Liability, not an Asset 12:37 -...
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11-6-25 Nvidia's Money Loop: Smart Move or Red Flag?
The Real Investment Show Podcast
Nvidia just took a $1 billion stake in Nokia—and Nokia plans to spend that money buying Nvidia’s own AI chips. It’s not the first time. Nvidia’s done similar deals with OpenAI, CoreWeave, and xAI, fueling record demand for its GPUs. But is this smart strategy—or circular financing? Some call it vendor financing, others say it’s round-tripping—a tactic that helped inflate the dot-com bubble two decades ago. Lance Roberts & Michael Lebowitz unpack how the AI industry may be funding itself, why that’s raising eyebrows, and what investors should watch for as the hype...
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11-6-25 Buy-the-Dip Isn't Dead Yet | Before the Bell
The Real Investment Show Podcast
Once again, “buy-the-dip” traders are stepping in. After testing the 20-DMA earlier this week, markets bounced and continue to hold the rising trendline. For now, buyers remain in control — but the rally’s narrow breadth is a growing concern. In this quick pre-market update: Key support at the 20- and 50-DMA How retail investors keep driving momentum Why the gap between the S&P 500 and equal-weight index matters What to watch as we head toward year-end 📊 Short-term trend remains bullish — but strength is concentrated in just a few mega-caps. Hosted by RIA Chief...
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11-5-25 6 Moves You Should Make Now Before RMDs Start
The Real Investment Show Podcast
Required Minimum Distributions (RMDs) can create unexpected tax burdens and impact your retirement income strategy if you’re not prepared. In this episode, we break down six smart financial moves to make before RMDs begin at age 73, so you can stay in control of your taxes, income, and investment strategy. Whether you’re approaching RMD age or helping a parent prepare, this episode gives you the tools to protect your wealth and avoid common retirement pitfalls. 0:19 - Winners & Laggards in Earnings Season 4:30 - Earnings Season Beats Are Not Being Rewarded 9:39 - Time to Think About...
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11-5-25 Earnings Beat, Stocks Drop | Before the Bell
The Real Investment Show Podcast
Markets rallied ahead of strong earnings from Amazon, Apple, Meta, and Microsoft, but even solid results didn’t lift prices. It’s a familiar “buy the rumor, sell the news” setup—Palantir and Meta both slipped from record highs. Despite the noise, this pullback is only to the 20-DMA, which remains in a bullish trend. The 50-DMA continues to act as strong support. After new highs, a short-term pause is normal—but if it stings, your portfolio may be carrying too much risk. Stay tuned for daily pre-market updates and insights from The Real Investment Show. Hosted by RIA Chief...
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11-4-25 Smart or Risky? How Investors Are Adapting to Today’s Markets
The Real Investment Show Podcast
In this episode, we explore how today’s investors are adapting to volatility, inflation, and complexity across markets. Lance Roberts & Jon Penn explore Structured Notes: These complex instruments promise tailored returns, but they come with tax pitfalls and credit risks investors must understand before buying. We’ll break down how structured notes work—and why they may belong inside an IRA rather than a taxable account. The Return of Adjustable-Rate Mortgages (ARMs): Homebuyers are betting that interest rates have peaked—opting for lower initial payments despite future...
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11-4-25 Futures Flash Warning Signs | Before the Bell
The Real Investment Show Podcast
Futures are flashing warning signs this morning after six straight months of market gains. Is this the start of a long-awaited correction—or just another dip to buy? In today’s pre-market update: • Why a quick 2% pullback to the 20-DMA or 50-DMA wouldn’t be unusual. • How deteriorating market breadth could be signaling deeper weakness. • Bitcoin and Gold’s “risk-off” message for broader markets. • Why momentum remains positive—but at dangerously high levels. • What to watch as volatility and correlations pick up across asset classes. While seasonals still favor a strong...
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11-3-25 Investor Dilemma: Pavlov Rings the Bell
The Real Investment Show Podcast
Are today’s investors psychologically conditioned to buy every market dip—no matter the risk? Lance Roberts explores the “Investor Dilemma” through the lens of Pavlov’s classical conditioning, revealing how years of Fed interventions, liquidity injections, and momentum rallies have trained investors to respond to volatility like Pavlov’s dogs to a bell...and three Gold Myths you don't want to mith...er, miss. 0:20 - 1st Trading Day of November (w No Gov't Data) 4:06 - Markets' Long Stretch of Gains - Pullback Coming? 8:50 - Markets' Buy the Rumor - Sell the News to Fed Action 11:53...
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11-3-25 Six Straight Months: Is a Market Pullback Next? | Before the Bell
The Real Investment Show Podcast
Markets have now logged six consecutive months of gains, a streak that’s impressive—but also rare. History tells us that long runs of momentum often end with a pullback to the mean. In this pre-market update, Lance Roberts discusses: • Why the market’s current overbought conditions could lead to a November or December correction • How deviations from long-term moving averages create short-term risk • What investors should watch before the Santa Claus rally season kicks in Now’s the time to reassess portfolio risk and prepare for a month of potentially sloppy trading ahead. 📈...
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10-31-25 Why Risk Tolerance Questionnaires Don’t Work
The Real Investment Show Podcast
Most investors have filled out a risk tolerance questionnaire—but does it really measure how you’ll behave when markets crash? Richard Rosso & Jonathan McCarty break down why traditional risk tolerance tools fail to predict investor behavior, how emotions override risk profiles, and why time horizons, liquidity needs, and cash flow matter far more than a few survey questions. 0:19 - Halloween Prelude - Baby's First Halloween 2:31 - Risk Tolerance Tests - The Ugly Truth 6:00 - How Rich & Jonathan Scored 7:12 - The Spousal Tolerance Quiz 11:08 - Looking at Risk Tolerances in Couples...
info_outlineWhy do we invest? The answer goes far beyond just making money. Lance Roberts & Jonathan Penn, Two Dads on Money, break down the most important reasons people put their money to work in the markets.
Lance and Jon also show why investing is not just for Wall Street professionals—it’s for everyone.
Whether you’re just starting out or refining your long-term strategy, this episode will give you a clear framework for why investing is essential for financial freedom and peace of mind.
0:19 - Quarter-end Rebalancing & Potential Gove't Shutdown
6:14 - Pay Attention to the US Dollar
12:49 - Why & How We Invest: Real Estate & FOMO
18:41 - Trade Like a Pro - Not a Gambler
23:27 - Dealing w Emotions as Investors
25:28 - When Life Happens - Car Batteries & Tires
31:53 - The Major Reason We Invest: Growing Savings Faster than Inflation
37:28 - Market Compounding is a Myth
38:49 - Why Money Sitting in Cash for Opportunity
41:06 - Next Week's Show Preview
👉 Don’t forget to like, subscribe, and share for more financial education and investing insights.
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP
Produced by Brent Clanton, Executive Producer
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Articles Mentioned in Today's Show:
"RSI (Relative Strength Index): Timing The Next Correction"
https://realinvestmentadvice.com/resources/blog/rsi-relative-strength-index-timing-the-next-correction/
"Slowdown Signals: Are Leading Indicators Flashing Red?"
https://realinvestmentadvice.com/resources/blog/slowdown-signals-are-leading-indicators-flashing-red/
"Markets Detached From Economic Fundamentals"
https://realinvestmentadvice.com/resources/blog/markets-detached-from-economic-fundamentals/
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Watch today's video on YouTube:
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The latest installment of our new feature, Before the Bell, "Dollar Reversal Ahead? What a Rally Could Mean for Markets" is here:
https://www.youtube.com/watch?v=N9QpnNyekoE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
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Our Previous Show, "Is the Relative Strength Indicator (RSI) Flashing Caution?" is here:
https://www.youtube.com/watch?v=iZnwfZjUTLI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
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Get more info & commentary:
https://realinvestmentadvice.com/newsletter/
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SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
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Visit our Site: https://www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN
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https://www.simplevisor.com/register-new
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