10-14-25 Will the Rally Hold—or Fold? | Before the Bell
The Real Investment Show Podcast
Release Date: 10/14/2025
The Real Investment Show Podcast
Open Enrollment season is here—and it’s one of the most overlooked financial opportunities employees have all year. In this episode, we break down the biggest mistakes people make when reviewing their employer benefits and how to approach your plan as if you were a brand-new hire. Richard Rosso & Jonathan McCarty tackle the smart way to choose health insurance, whether young workers really need life insurance, and which “it’ll never happen to me” benefits can make or break your financial stability. We’ll also explore where employer benefits are heading in 2025—what companies...
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The scent of QE is back. With overnight funding markets flashing early stress and NY Fed President John Williams hinting at “gradual asset purchases,” it’s clear: the liquidity cycle is turning again. But the real question is why markets have become so dependent on the Fed in the first place. Lance Roberts & Michael Lebowitz break down how the 2008 financial crisis fundamentally rewired market plumbing, sidelined private liquidity providers, and turned the Federal Reserve into the primary—and often the only—source of liquidity in the financial system. 0:00 - INTRO 0:20 -...
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Markets posted a fourth straight day of gains, reclaiming the 20-DMA and pushing back toward all-time highs—with the Dow breaking above 48,000 for the first time. The bullish trend remains intact as a momentum buy signal sits on the verge of triggering. Under the surface, rotation is driving the story. Healthcare continues to outperform, even outpacing Tech. Staples are starting to recover from deeply oversold levels, with a potential momentum shift if they clear the 20- and 50-DMA. Finance is improving from oversold conditions with strengthening relative strength. Meanwhile, Disney beat...
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Most retirement advice focuses on saving and not running out of money — but few talk about how to spend confidently once you’ve achieved financial independence. Lance Roberts & Danny Ratliff show how to shift from saving mode to living mode without fear or guilt: Why it’s okay to enjoy what you’ve earned How to enjoy your wealth without overspending The emotional side of leaving the “accumulation” mindset Practical withdrawal and income strategies for peace of mind 0:19 - A Deluge of Data Coming 4:36 - Market Rotations and Maintaining Momentum 8:48 -...
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Markets opened weakly on Tuesday but finished in the green as Buy-the-Dip traders stepped back in. The S&P 500 bounced off its 50-DMA and is on the verge of a momentum buy signal, while relative strength continues to improve — a bullish sign for near-term market direction. Rotation remains the key theme: Energy (XLE) is starting to lift, even with oil prices steady. Natural gas could see rising demand as AI-driven data centers strain the power grid. Consumer Staples are beginning to recover as investors rotate toward defensive names. Lance Roberts explains how sector rotation is shaping...
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Generational money lessons never go out of style. In this episode, we revisit Depression-era financial wisdom — simple, hard-earned truths that built resilient families and lasting wealth. From living below your means to marrying a saver and learning practical skills, these principles have guided generations through both prosperity and hardship. We’ll share 12 timeless money lessons that can help today’s younger generation navigate debt, lifestyle inflation, and financial stress. These are the same habits that kept families afloat during the Great Depression — and they’re just as...
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The Buy-the-Dip crowd showed up again as markets tested the 50-DMA. Despite weak breadth and last week’s Tech pullback, buyers quickly returned to the sector—proving this market still runs on liquidity and momentum. Lance Roberts breaks down what’s driving this move and what investors should watch next: Why defensive sectors are quietly leading the market How the RSP Equal-Weight Index signals a potential broader rally The impact of $6 billion per day in corporate buybacks Why early December weakness could set up another buying opportunity 👉 Stay defensive, stay disciplined, and stay...
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Markets have rocketed higher for six straight months — but how long can it last? Hedgefund Telemetry founder, Tom Thornton joins Lance Roberts to unpack the forces driving this “Rocket of a Stock Market.” From AI euphoria and sector rotation to passive indexing risks and the Fed’s impact on valuations, we dig into what’s really happening under the surface. 0:18 - INTRO 2:50 - The Rocket of a Stock Market 5:37 - Market Volatility & Opportunity in AI I7:14 - Interning During the Crash of '87 8:21 - Forward Earnings Expectations 9:35 - The Broadening in the Market - Energy,...
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RIA Advisors’ Financial Guardrails are timeless principles for building lasting wealth and protecting your financial future. Richard Rosso, CFP®, shares insights from decades of experience helping investors avoid common pitfalls and build financial wellness that lasts generations. From annuities and debt control to emotional investing and realistic return expectations, these guardrails are designed to keep you on track — no matter what markets do. 0:20 - Rules Can Save You in a Turbulent World 3:17 - Annuities Should Be Planned, not Sold 9:34 - A Home is a Liability, not an Asset 12:37 -...
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Nvidia just took a $1 billion stake in Nokia—and Nokia plans to spend that money buying Nvidia’s own AI chips. It’s not the first time. Nvidia’s done similar deals with OpenAI, CoreWeave, and xAI, fueling record demand for its GPUs. But is this smart strategy—or circular financing? Some call it vendor financing, others say it’s round-tripping—a tactic that helped inflate the dot-com bubble two decades ago. Lance Roberts & Michael Lebowitz unpack how the AI industry may be funding itself, why that’s raising eyebrows, and what investors should watch for as the hype...
info_outlineMarkets are at a turning point after Friday’s dip to the 50-day moving average and Monday’s rebound. But with futures pointing lower, investors are asking: will this rally hold—or fold?
In today’s pre-market briefing:
📉 The 50-DMA test and what it signals for trend direction
⚙️ Why the 20-DMA is now key resistance for the S&P
💡 AI and tech stocks under pressure after heavy inflows
⚠️ Crypto’s shakeout: margin leverage and stop-loss resets
📊 What a 3–7% correction could mean for short-term risk
We’ll look at what’s driving selling pressure, where support lies, and how traders should approach this week’s volatility.
👉 Stay informed with market updates every morning before the bell.
Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
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