10-29-25 Vinay Gupta - Bitcoin - Speculation Blockchain the Future of Money
The Real Investment Show Podcast
Release Date: 10/29/2025
11-19-25 Pension or Lump Sum - What's the Smarter Move?
The Real Investment Show Podcast
Choosing between a company pension and a lump-sum payout is one of the biggest financial decisions many pre-retirees will ever face—especially for workers in industries facing layoffs or restructuring, like the major oil companies in Houston right now. Lance Roberts & Danny Ratliff break down the key factors to consider when comparing a lifetime pension annuity versus taking a lump-sum distribution you can invest or convert into a private annuity. Using a real-world scenario from a viewer—age 64, a $700,000 lump-sum offer, and a sizable 401(k)—we explore the risks, trade-offs, and...
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11-19-25 Market Panic? It’s Just a 3% Pullback | Before the Bell
The Real Investment Show Podcast
Markets are pulling back and investor anxiety is rising, with the S&P down about 3% from the peak and the NASDAQ off roughly 5%. Headlines warn of “relentless selling,” but this is exactly what happens after a powerful rally. We just experienced one of the strongest six-month runs since 1990—corrections are part of the process. In today’s pre-market update, we break down why this drawdown isn’t a crisis, why risk management matters even in bull markets, and how investor narratives can quickly fall apart. The recent weakness in Bitcoin and NASDAQ lines up with technical signals...
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11-18-25 Indicators & Income: What Retirees Must Know (Who Can You Trust)?
The Real Investment Show Podcast
Lance Roberts & Jonathan Penn tackle two of the biggest gaps in financial education: How to actually use RSI, MACD, Money Flow, and MACD Histogram together, and why post-retirement planning (the “decumulation” phase) is so overlooked—yet absolutely critical. Lance and Jon break down the mysteries of indicator interplay, retirement income strategies, and how to evaluate who you can trust with your money. 0:00 - INTRO 0:19 - The Math Ain't Mathin' for 2026 Earnings Projections 4:57 - I Told You So 10:42 - Technical Analysis - Keep it Simple 14:04 - Adapt Your Technical Analysis to Your...
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11-18-25 S&P 500 Breaks 50-DMA: Don't Panic | Before the Bell
The Real Investment Show Podcast
The S&P 500 just broke below its 50-day moving average (50-DMA) for the first time in 199 days – the longest streak since the bull run began. Is this the start of a major correction or just another fake-out? In today’s pre-market video short, we break down: Why yesterday’s break of the 50-DMA actually matters What the MACD and RSI are telling us right now Why everything is moving together: stocks, small-caps, Nasdaq (QQQ), international, emerging markets, gold, and even Bitcoin The danger of high correlation across all asset classes in 2025 Historical seasonality: the last 2 weeks of...
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11-17-25 Full Market Cycles: Why Bull Runs Always Meet Their Match
The Real Investment Show Podcast
Full market cycles matter more today than at any point in the last 15 years. Lance Roberts breaks down why valuations, history, and market structure all point to a simple truth: Every bull market is only half the story. The other half is the bear. Lance's approach isn’t bullish or bearish. It’s risk-focused. Your job as an investor isn’t to predict the next crash—it’s to avoid catastrophic losses that erase years of gains during the completion of a full market cycle. 0:00 - INTRO 0:27 - Market Moves Will Hinge on Nvidia 4:18 - Markets' 3rd Test of 50-DMA 8:46 - Why Berkshire...
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11-17-25 Is a Market Top Forming? | Before the Bell
The Real Investment Show Podcast
Markets tested the 50-DMA for the third time since October on Friday—and once again, buyers stepped in to defend support. Futures are pointing higher this morning, but the setup still looks like a weak open for Wall Street. With upside resistance near 6,900, the market remains stuck in a well-defined trading range. The big catalyst this week? Nvidia earnings, which could determine whether this consolidation resolves higher—or if we’re watching the early stages of a topping process. Short-term signals remain on a sell, and relative strength is cooling. But bullish year-end factors like...
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11-14-25 Open Enrollment Traps to Avoid This Year
The Real Investment Show Podcast
Open Enrollment season is here—and it’s one of the most overlooked financial opportunities employees have all year. In this episode, we break down the biggest mistakes people make when reviewing their employer benefits and how to approach your plan as if you were a brand-new hire. Richard Rosso & Jonathan McCarty tackle the smart way to choose health insurance, whether young workers really need life insurance, and which “it’ll never happen to me” benefits can make or break your financial stability. We’ll also explore where employer benefits are heading in 2025—what companies...
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11-13-25 QE Is Coming: Why Fed Liquidity Now Runs the Entire Market
The Real Investment Show Podcast
The scent of QE is back. With overnight funding markets flashing early stress and NY Fed President John Williams hinting at “gradual asset purchases,” it’s clear: the liquidity cycle is turning again. But the real question is why markets have become so dependent on the Fed in the first place. Lance Roberts & Michael Lebowitz break down how the 2008 financial crisis fundamentally rewired market plumbing, sidelined private liquidity providers, and turned the Federal Reserve into the primary—and often the only—source of liquidity in the financial system. 0:00 - INTRO 0:20 -...
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11-13-25 Market Rotation Fueling New Highs | Before the Bell
The Real Investment Show Podcast
Markets posted a fourth straight day of gains, reclaiming the 20-DMA and pushing back toward all-time highs—with the Dow breaking above 48,000 for the first time. The bullish trend remains intact as a momentum buy signal sits on the verge of triggering. Under the surface, rotation is driving the story. Healthcare continues to outperform, even outpacing Tech. Staples are starting to recover from deeply oversold levels, with a potential momentum shift if they clear the 20- and 50-DMA. Finance is improving from oversold conditions with strengthening relative strength. Meanwhile, Disney beat...
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11-12-25 How to Spend Without Regret: Strategies for Enjoying Retirement
The Real Investment Show Podcast
Most retirement advice focuses on saving and not running out of money — but few talk about how to spend confidently once you’ve achieved financial independence. Lance Roberts & Danny Ratliff show how to shift from saving mode to living mode without fear or guilt: Why it’s okay to enjoy what you’ve earned How to enjoy your wealth without overspending The emotional side of leaving the “accumulation” mindset Practical withdrawal and income strategies for peace of mind 0:19 - A Deluge of Data Coming 4:36 - Market Rotations and Maintaining Momentum 8:48 -...
info_outlineWhy has Bitcoin captured the attention of investors and innovators alike?
Lance Roberts & Vinay Gupta break down what makes Bitcoin unique — from its blockchain backbone to its role as currency, commodity, and speculative asset. We’ll explore how to think about Bitcoin in a diversified portfolio, what risks investors need to understand, and why blockchain may reshape how business is done in the future.
🔍 Topics Covered:
0:18 - INTRO - Who is Vinay Gupta?
3:53 - Why Has Bitcoin so captured the attention of the investing public?
6:28 - Understand the real benefits of Bitcoin
8:56 - What is the large-scale use of blockchain now;
11:55 - Looking at Bitcoin in a bipartisan world
15:20 - the currency vs the network vs store of value
17:58 - The conversion quandary - how to use Bitcoin?
19:22 - Currency, Commodity , or Speculative Asset?
21:31 - The Asymmetric upside of Bitcoin
25:36 - Dealing with the Volatility or Cryptocurrency as an asset class
29:24 - How to manage Cryptocurrency in a diversified portfolio
32:27 - Dealing with Risk in Any Asset Class
35:45 - Never be over-exposed to any asset to the extent that it cannot be managed
36:50 - What's the best way to mitigate risk in Cybercurrency?
41:14 - Passwords & Private Wallets
44:09 - The MicroStrategy story - becoming Bitcoin treasury companies
49:58 - The performance/underperformance of MicroStrategy, levered ETF's
55:00 - Using Bitcoin as Money
56:58 - The Error of just holding cash
Whether you’re curious about crypto or skeptical of the hype, this discussion will help you understand the real value — and risks — of Bitcoin in today’s market.
📈 Think before you buy. Invest with understanding.
#BitcoinInvesting #BlockchainTechnology #FutureOfMoney #DigitalAssets #FinancialEducation