12-2-25 Q&A LIVE: Ask Us Anything About Markets & Money
The Real Investment Show Podcast
Welcome to our LIVE Q&A session! Lance Roberts is taking your questions directly from the YouTube live chat—covering markets, investing, retirement planning, inflation, interest rates, the Federal Reserve, portfolio strategy, risk management, and your personal finance questions. No scripts, no agenda—just real-time answers based on data, history, and risk-focused investing principles. We’ll break down what’s moving the markets, how to think about pullbacks, what the Fed may do next, how valuations affect future returns, and how to build financial plans that survive full market...
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12-2-25 Markets Base Up as Bitcoin Builds a Bottom | Before the Bell
The Real Investment Show Podcast
Markets kicked off the first trading week of December with a weak open but rallied off the lows. Despite some early sloppiness, the major indices remain well-above their 100-day moving average, and the MACD Buy signal remains intact. Momentum is rebuilding, and a basing pattern appears to be forming across the board, including the NASDAQ. The bigger headline today is Bitcoin. After a sharp pullback and several weeks of ETF outflows, Bitcoin is now oversold and flashing renewed buy-signal conditions. ETF inflows have returned, options activity is picking up on the long side, and the price...
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12-1-25 Bear Markets Are a Good Thing
The Real Investment Show Podcast
Most investors fear bear markets—but history shows they play a critical role in building future returns. In this episode, Lance Roberts explains why market declines are not only normal, but necessary for long-term financial success. We break down how bear markets reset valuations, reduce speculation, improve forward returns, and provide disciplined investors with better long-term outcomes. Instead of focusing on predictions, we focus on the importance of managing risk, controlling emotions, and understanding how full market cycles work. 0:00 - INTRO 0:19 - Manage Portfolios for Markets, not...
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12-1-25 The Problem With Waiting for Corrections | Before the Bell
The Real Investment Show Podcast
Should you wait for a 5% correction before putting money to work? In today’s pre-market update, Lance Roberts explains why waiting for the “perfect pullback” is one of the most costly mistakes investors make. A 5% correction is normal volatility—it happens once or twice a year. Even 10% corrections occur regularly. This year alone, markets already saw a near-20% pullback in April and a 5% dip in early November. If you’re always waiting for the next pullback, your investment window becomes too narrow—and you risk missing the bulk of the market’s gains. Lance walks through...
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11-28-25 Black Friday Special Edition
The Real Investment Show Podcast
It's a cornucopia of content episode for this Friday following Thanksgiving, and Richard Rosso and Jonathan McCarty bemoan the demise of the U.S. Penny, the fallacy of risk tolerance questionnaires, Rich's Financial Fitness Garage and creating Retirement income; plus Rich's salutation for Thanksgiving. 0:00 - INTRO 0:44 - The Demise of the U.S. Penny 4:54 - Financial Risk Surveys - Rich & Jonathan's Scores 11:05 - Rich's Fitness Garage - Creating Retirement Income 24:41 - Happy Thanksgiving to You! 👉 Subscribe for weekly insights on investing, behavioral finance, and...
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11-27-25 Thanksgiving Day Special - Market Cycles, Tariff Checks, & 50-Year Mortgages
The Real Investment Show Podcast
Full market cycles matter more today than at any point in the last 15 years. Lance Roberts breaks down why valuations, history, and market structure all point to a simple truth: Every bull market is only half the story. The other half is the bear. Lance's approach isn’t bullish or bearish. It’s risk-focused. Your job as an investor isn’t to predict the next crash—it’s to avoid catastrophic losses that erase years of gains during the completion of a full market cycle. Lance and Danny Ratliff ponder Tariff Rebates and 50-year mortgages, and Lance and Michael Lebowitz pontificate...
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11-26-25 Confidence, Chaos & The K-Shaped Economy — Peter Atwater Explains What’s Coming
The Real Investment Show Podcast
Peter Atwater, one of the leading voices on confidence-driven behavior in markets and society, joins Lance Roberts to share how certainty, control, and herd mentality shape every major trend investors face today. Lance and Peter discuss The Confidence Map, why people behave differently when they’re in the “comfort zone” versus the “stress center,” and how these shifts explain the rise of speculative investing, the bifurcated K-shaped economy, and the growing disconnect between Wall Street and Main Street. Atwater explores how consumer confidence is driving AI enthusiasm, why the...
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11/25/25 The System Is Broken: What Money Really Means Now - Garrett Baldwin Interview
The Real Investment Show Podcast
The financial system we rely on today isn’t what it used to be. From the Fed’s creation of “reserves” instead of real money to the collateral-driven markets that emerged after 2008, Lance Roberts & Garrett Baldwin break down how the game has changed—and what it means for your wealth. We cover everything from repo markets, ETFs, and the Buffett Indicator to the rise of passive investing and why sovereign nations are quietly buying gold. Plus, we explore how debasement works in real terms—through asset prices, housing costs, and purchasing power—and why education about money is...
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11-24-25 Solana vs Bitcoin: The New Treasury Strategy
The Real Investment Show Podcast
Is Solana the next evolution of Bitcoin’s corporate playbook? Lance Roberts and DeFi Development Corp. CFA, Parket White, explore how digital assets like Solana, stablecoins, and tokenized treasuries are reshaping balance sheet strategy for companies and investors alike. 0:19 - INTRO 2:11 - Digital Asset Strategy & Solana - the upside potential 3:36 - The MicroStrategy Idea - holding Bitcoin (instead of Gold) 6:31 - Treasury Vehicle Advantages - access Taxation of Cryptocurrency 9:11 - Disadvantages & Risks of Cryptocurrency - liquidity issues & Michael Saylor's view: Shifting to...
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11-21-25 Roth Conversion Strategy: What Actually Works
The Real Investment Show Podcast
Not all Roth conversions are created equal — and new research shows a clear winner. Richard Rosso breaks down a study that modeled hundreds of thousands of retirement scenarios to determine which Roth conversion strategy performs best over a 10-year period: • Staying in a traditional IRA/401(k) and taking RMDs • A one-time Roth conversion • A gradual, multi-year conversion strategy We examine how taxes, RMDs, longevity, and investment returns affect the outcome — and why a one-time conversion often comes out ahead if you can handle the upfront tax bill. 0:19 - The Sexiest Word in...
info_outlineMost investors fear bear markets—but history shows they play a critical role in building future returns. In this episode, Lance Roberts explains why market declines are not only normal, but necessary for long-term financial success.
We break down how bear markets reset valuations, reduce speculation, improve forward returns, and provide disciplined investors with better long-term outcomes. Instead of focusing on predictions, we focus on the importance of managing risk, controlling emotions, and understanding how full market cycles work.
0:00 - INTRO
0:19 - Manage Portfolios for Markets, not Narratives
3:33 - Should You Wait for Correction to Invest?
9:12 - 2026 Economic Summit
10:15 - Markets' Statistics for December
15:14 - Record Levels of Leverage & ETF's
16:54 - Volatility is Different from Bear Market
18:49 - Corrections & Bear Markets are a Good Thing
20:43 - Forest Firers & Recessions are a Good Thing
22:39 - The Fed's 3rd Mandate
25:45 - The Importance of Understanding Full Market Cycles
26:59 - Valuations Always Revert to the Mean
29:50 - Delaying Corrections, Recession Results in Worse Pain Later
32:46 - A 5% Correction is the Price of Admission
34:03 - Get Rid of Narratives
35:10 - The Difference Between Suffering and Surviving
37:16 - Resist Chasing markets
38:10 - Buying & Selling Drives Prices
39:36 - Remain Emotionally Balanced
41:40 - Importance of Monitoring Macro, Technical Signals
42:11 - Importance of an Investment Policy Statement
44:12 - Coming Attractions
👉 Subscribe for weekly insights on investing, behavioral finance, and practical money management.
đź“Ť More at RealInvestmentAdvice.com
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
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Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=bdlhQgMthW4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
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The latest installment of our new feature, Before the Bell, "The Problem With Waiting for Corrections," is here:
https://www.youtube.com/watch?v=QZ1WScUat1g&list=PLVT8LcWPeAujhW-HlRJGaPa9tDN_GthEg&index=1
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REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:"
https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator
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Articles Mentioned in Today's Show:
"A Bear Market Is A Good Thing"
https://realinvestmentadvice.com/resources/blog/bear-markets-are-a-good-thing/
"The Problem With Waiting for Corrections"
https://realinvestmentadvice.com/resources/blog/year-end-rally-begins/
"Full Market Cycles: Half Bull and Half Bear"
https://realinvestmentadvice.com/resources/blog/full-market-cycles-half-bull-and-half-bear/
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