1-26-26 Bitcoin: Diversifier or Distraction - The Parker White Interview
The Real Investment Show Podcast
Release Date: 01/23/2026
2-17-26 Bank, Brokerage, or Corporate Trustee? (It's a Matter of Trust)
The Real Investment Show Podcast
Choosing a corporate trustee is one of the most important decisions in estate planning—especially if you’re naming a bank, brokerage trust department, or independent trust company to manage assets and carry out your wishes after you’re gone. Lance Roberts & Jon Penn break down how to compare corporate trustees beyond just “lowest fees,” including fiduciary standards, investment flexibility, service model, administrative capabilities, distribution discipline, technology/reporting, continuity, and how they handle family dynamics. We also cover the key differences between revocable...
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2-17-26 100-DMA Test - Momentum Fades, Rotation Shifts | Before the Bell
The Real Investment Show Podcast
Markets held the 100-DMA on Friday, but that support is in focus again today. The bigger issue is a negative divergence: price has risen while momentum and relative strength have faded. If the 100-DMA breaks, the next key level is the 200-DMA near 6,650—so stay disciplined on allocations, concentration, and risk. Breadth is improving: the gap between market-cap and equal-weight has narrowed, and equal-weight has led over the past six months. Energy, Utilities, Industrials, and Materials have been driving gains, but several are getting extended—take profits and rebalance where needed. Also...
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2-16-26 Margin Debt & the One-Stock Myth
The Real Investment Show Podcast
Happy Presidents Day—today’s show blends portfolio risk management with real-life planning (and a little chili controversy). We break down margin debt and how leverage turns routine volatility into forced selling and permanent losses. Then we pivot to weddings, pre-nups, and money conversations—what couples should sort out early to protect goals and reduce future stress. Next, we tackle the “one stock forever” question: why the idea is tempting, where concentration risk shows up, and what characteristics investors are really looking for (durable cash flows, pricing power, strong...
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2-13-26 529 Leftovers, Retirement First, & the Real Cost of Cars
The Real Investment Show Podcast
What happens when the “perfect” financial plan doesn’t happen—your kid skips college, your retirement clock is ticking, and the family budget gets ambushed by costs you never saw coming? Jon Penn and Jonathan McCarty connect three real-world money stress points that are showing up everywhere right now: 1) The kid isn’t going to college—now what about that 529? 2) Retirement vs. college: the household tug-of-war 3) Hidden car ownership costs: the budget killer after the dealership 0:00 - INTRO 0:21 - Market Futures & Precious Metals 2:33 - Rising Costs of automobiles &...
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2-12-26 The Value Rotation Illusion
The Real Investment Show Podcast
“Value is back,” the headlines say—so investors rush from mega-cap growth into “boring” staples, utilities, and healthcare. But here’s the problem: sector labels aren’t valuation metrics. In many cases, the so-called “value rotation” is an illusion—because investors may be rotating into expensive stocks while selling the actual value hiding inside “growth.” Lance Roberts & Michael Lebowitz break down why value and growth aren’t mutually exclusive, and why the market’s favorite shortcut—“defensives = value, tech = growth”—can lead to costly portfolio...
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2-12-26 Dollar Rally Risk - Overbought Markets | Before the Bell
The Real Investment Show Podcast
Is the U.S. Dollar setting up for a deeper rally—and what does that mean for markets that have been riding the “weak dollar” trade? Lance Roberts walks through a long-term, monthly chart perspective: when major indexes stretch 2+ standard deviations above long-term means, the odds of a meaningful mean reversion rise. Right now, the S&P 500 is extended, the equal-weight S&P is even more stretched, and several “Dollar-sensitive” areas look extremely overbought—including Basic Materials, Industrials, and Transports. The same setup shows up in international stocks and emerging...
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2-11-26 Q&A Wednesday: You Ask 'em, We'll Answer
The Real Investment Show Podcast
It’s Q&A Wednesday: You ask ’em, we’ll answer—and today’s episode covers the questions investors actually wrestle with when markets get noisy. Lance Roberts & Danny Ratliff start with a preview of upcoming economic reports and what recent data may be signaling about slowing growth and the next bout of market volatility. From there, we dig into real portfolio decisions—especially for investors heading into retirement—including how to think about allocation changes, managing risk, and avoiding the behavioral traps that derail long-term outcomes. Lance & Danny also hit...
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2-11-26 Market Rotation Keeps Stocks Flat | Before the Bell
The Real Investment Show Podcast
Markets are stuck in the same rhythm: rally, pull back, test support, and bounce again. After Tuesday’s dip, futures are mildly higher this morning—but the bigger story is consolidation. Under the surface, leadership is rotating: Energy, Financials, and Value have held the upper hand, while Growth has started to perk up. That internal rotation can keep the index “flat” even as specific sectors trend. The setup still leans toward an upside breakout, but the market hasn’t shown the momentum needed to follow through—yet. Meanwhile, 10-year Treasury yields have been sliding for several...
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2-10-26 Duct Tape & WD-40 Your Portfolio Together
The Real Investment Show Podcast
Markets rallied back into positive territory today, but the real risk-management lesson isn’t the chart—it’s behavior. Lance Roberts & Jon Penn unpack the “WD-40 & Duct Tape” framework: WD-40 reduces emotional friction when headlines and volatility try to lock up decision-making, and duct tape is the discipline that keeps your portfolio plan intact (allocation, diversification, rebalancing rules, time horizon, liquidity). We also hit real-life planning topics investors ignore until it’s urgent—pre-nups, trusts, board liability, and why you shouldn’t scrimp on estate...
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2-10-26 Market Signals Melt-up | Before the Bell
The Real Investment Show Podcast
Markets rebounded Monday and nearly tagged new highs—trend remains bullish, but leadership is rotating. After an early-year chase into Value, money is flowing back into Technology and Growth. At the same time, global equity inflows ex-Tech are running hot (over $60B YTD), a classic “melt-up” signal that’s worth monitoring for crowding and speculation. Futures are higher again this morning—watch for follow-through. Bitcoin bounced but hasn’t regained traction yet. It’s still deeply oversold, momentum is flattening, and a tradable setup could emerge if we get confirmation with a...
info_outlineBitcoin and cryptocurrencies are once again at the center of investor debate—but for very different reasons than past cycles. Lance Roberts and special guest, DeFi Development Corp's COO, Parker White, examine what’s been happening beneath the surface of the crypto market, including the growing divide between older and younger Bitcoin cohorts and the increasing fractionalization of crypto ownership.
Is Bitcoin’s volatility evolving in a way that allows it to function as a portfolio diversifier, especially when compared to traditional hedges, like gold? What is its potential role in an all-weather portfolio? With 2026 shaping up as a potential “catch-up trade” year, we also address why altcoins continue to lag—and whether they still have a place in diversified portfolios.
The discussion then turns to regulation and transparency. Would clearer rules improve market stability and adoption? We break down recent U.S. legislative efforts focused on stablecoins, crypto market structure, and blockchain innovation—while offering a critical assessment of their strengths and limitations. We also examine real-world blockchain use cases, including foreign remittances, stablecoin payments, and the tension between volatility and utility in global adoption.
Lance and Parker address the practical side: how investors think about accessing and storing digital assets—and why protecting software developers and open-source innovation remains a foundational issue for the future of blockchain technology.
This episode is designed to move beyond hype and headlines and focus on where cryptocurrency may—or may not—fit within a disciplined investment framework.
0:00 - INTRO
0:50 - Meet Parker White
2:06 - What's been going on lately with Bitcoin?
4:50 - Older & Younger Bitcoin Cohorts
6:37 - Is the cryptocurrency market becoming fractionalized; how does this affect volatility?
12:12 - Can Crypto become a diversifier in volatility?
13:13 - Why investors shy away from Bitcoin/Cryptocurrency
14:01 - Comparisons with Gold
15:34 - Bitcoin in All-Weather Portfolio
17:04 - 2026: The Year of the Catch-up Trade
19:53 - The relative poor performance of altcoins: What's their place in a portfolio?
22:12 - Would the Cryptocurrency market do better with more regulation?
Better transparency
25:46 - How to buy & store cryptocurrencies
29:40 - The Viability of the Blockchain - volatility vs utility & global adoption
31:30 - Blockchains & Foreign Remittances
33:11 - Paying bills w Stablecoin
40:59 - The Genius Act & Stablecoin - Dollars still the dominant trading asset
43:42 - The Clarity Act - provides regulatory guidelines for the crypto industry
Critiquing the Acts
44:51 - The One Thing - making sure software developers have 1st Amendment protection
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Parker White, COO/CIO, DeFi Development Corp
Produced by Brent Clanton, Executive Producer
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Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/watch?v=D4roSFzE3Ww&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
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Watch our previous show, "The Hardest Part of Legacy Planning - Starting the Conversation" here:
https://www.youtube.com/live/Loe7qu06Ack
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The latest installment of our new feature, Before the Bell, "Markets Stall at Resistance - Volatility Ahead?" is here:
https://www.youtube.com/watch?v=8EviI_k5gb8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
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#Bitcoin #Cryptocurrency #CryptoRegulation #PortfolioDiversification #DigitalAssets #ParkerWhite