3-6-26 Diversification Is Not Risk Management
The Real Investment Show Podcast
Most investors believe diversification protects them from risk. It does not. Richard Rosso breaks down what diversification actually does, what it does not do, and why confusing it with risk management can quietly damage your portfolio over time. We also tackle one of the most overlooked questions in retirement planning: do you actually need long-term care insurance? Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 1:38 - Market Gyrations & Diversifications 3:22 - Diversification of Assets...
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3-5-26 Passive Aggressive Market: Bogle's Warning Came True
The Real Investment Show Podcast
Are passive investors really passive? Not anymore. Lance Roberts & Michael Lebowitz break down how index funds and ETFs — the tools designed for patient, long-term investing — have quietly become weapons of short-term speculation. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer 0:00 - INTRO 1:03 - Good Economic News Under the Surface 4:26 - Out of the Frying Pan, Into the Fire... 6:15 - Wait for Market to Declare Direction 10:49 - Economic Improvement Puts the Fed...
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3-5-26 Markets Reclaim 100-DMA | Before the Bell
The Real Investment Show Podcast
Markets clawed back above the 100-Day Moving Average — but don't celebrate just yet. In today's pre-market update, we break down what this recovery means, why we're still on a sell signal, and what it will take for bulls to truly regain control. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch the Video version of this report on our YouTube channel: https://youtu.be/MntZ-KayzxA --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ --- Rate us on Google:...
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3-4-26 Q & A Wednesday: Ask Us Anything
The Real Investment Show Podcast
Are you watching the market and wondering what's really going on? Lance Roberts & Danny Ratliff dive straight into YOUR questions — pulled live from the chat — covering the stock market outlook, what sectors to watch, and how investors should be positioning right now. No fluff, no filler — just real talk about where the market's heading and what it means for YOUR portfolio. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 1:04 - Iran Air Force...
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3-4-26 100-DMA: Hold or Fold? What Happens Today Changes Everything | Before the Bell
The Real Investment Show Podcast
The 100-day moving average has been the market's most critical support level since April 2025 — and this week, it's being tested again. After Monday's selloff on Middle East military escalation news, markets broke below the 100-DMA before quickly recovering above the 50- and 20-DMA. Tuesday opened ~2% below that key level, but buyers stepped in and pushed markets right back up to close AT the 100-DMA. Here's what most investors get wrong: when markets break a moving average, algorithmic trading programs and HFT systems are ALL watching the same level — and many are programmed to SELL at...
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3-3-26 Ten Immutable Laws of Money
The Real Investment Show Podcast
Most people will never build wealth — not because of the economy, but because no one taught them the rules. Lance Roberts & Jonathan Penn break down the 10 Immutable Laws of Money — time-tested principles that have worked for generations, regardless of your income, age, or background. From budgeting basics and crushing debt to understanding why millionaires live more modestly than you think, these laws are the foundation of lasting financial success. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by...
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3-2-26 Is the Market Topping? Iran, AI Chaos & the Signals You Can't Ignore
The Real Investment Show Podcast
Is the stock market topping — or just catching its breath? This week, equity markets face a triple threat: an Iranian strike rattling geopolitical risk assets, an Anthropic AI capability announcement that hammered IBM, CrowdStrike, financials, and SaaS stocks, and a technical picture showing the S&P 500 slipping below both its 20- and 50-day moving averages. Lance Roberts breaks down the bull and bear case in full. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer Rate us on Google: https://bit.ly/4b9JtEo 0:00 -...
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3-2-26 Will Markets Hold 100-DMA? | Before the Bell
The Real Investment Show Podcast
Markets are at a critical level — here's what to watch before the open. The S&P is sitting on 100-day moving average support after three weeks of testing, and futures point to a ~1% gap down at the open. The key question: do markets close below the 100-DMA and confirm a topping process — or do bulls recover into the close? In this pre-market breakdown: 📉 100-DMA support test & topping pattern risk 📊 RSI declining + weakening momentum signals 💵 US Dollar strengthening amid global risk-off 🛢️ Crude oil spiking — what it means for inflation & yields 📈 Bonds...
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2-27-26 Cut Your Medicare Bill in 2026 | IRMAA Appeal Secrets
The Real Investment Show Podcast
Are you paying MORE than necessary for Medicare in 2026? The IRMAA (Income-Related Monthly Adjustment Amount) could be adding hundreds of dollars a year to your Medicare premiums — but there's a legal way to fight back. Richard Rosso breaks down everything you need to know about the 2026 IRMAA thresholds, how to appeal, and the income strategies that could save you thousands in retirement. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer Rate us on Google: https://bit.ly/4b9JtEo 0:00 - INTRO 0:19 - Go Texas...
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2-26-26 Software Stocks: Steal or Zero?
The Real Investment Show Podcast
Is AI killing software stocks — or creating the buying opportunity of the decade? Lance Roberts & Michael Lebowitz review: Since peaking in September 2025, the software ETF (IGV) has crashed 30% while semiconductors (SMH) surged 30% and broad tech stayed flat. The market is pricing in a "SaaSpocalypse" — the idea that generative AI will make traditional SaaS companies obsolete. But is that narrative right? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer Rate us on...
info_outlineLance Roberts examines why bears have become an endangered species—and why that may be a warning sign rather than a confirmation of safety. Investor sentiment is extreme, margin debt is surging, speculative behavior is accelerating, and market leadership remains narrowly concentrated. When optimism becomes unanimous, history shows future returns tend to disappoint.
0:00 - INTRO
0:19- February & Earnings Season Continues
4:50 - The Action Behind Friday's Action
13:53 - Rationalizing Markets' Ups & Downs
15:23 - Percentage of Markets at All-new Highs
16:38 - The Reflationary Narrative
17:50 -Why Bears are Extinct
20:20 - Everyone has to buy, but at what price?
22:19 - Why Portfolio Risk Management is Important
25:14 - Market Cycles & Deviations
31:10 - Average Longevity is Increasing
34:02 - Do Not Ignore the Impact of Passive Investing
37:07 - Demand Drives Product Innovation on Wall St.
41:35 - Markets Set the Lows
43:40 - The Cure for High Prices is High Prices
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
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Watch Today's Full Video on our YouTube Channel:
https://www.youtube.com/live/NAyXnrquGiQ
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Watch our previous show, "Retirement Income When Markets Are Expensive," here:
https://youtube.com/live/5MX3c-VM-n0?feature=share
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The latest installment of our new feature, Before the Bell, "Rotation, Volatility, and Commodities Risk" is here:
https://youtu.be/Dt4z5fAB7jI
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Articles Mentioned in Today's Show:
"Bears Are An Endangered Species"
https://realinvestmentadvice.com/resources/blog/endangered-species-list-includes-market-bears/
"The Market Cycles Potentially Driving 2026 Returns"
https://realinvestmentadvice.com/resources/blog/market-cycles-outlooks-for-2026-draft/
"Precious Metals Aren’t Predicting Economic Collapse"
https://realinvestmentadvice.com/resources/blog/precious-metals-arent-predicting-economic-collapse-draft/
Get more info & commentary:
https://realinvestm entadvice.com/newsletter/
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