Libsyn Directory

2-25-26 Q & A Wednesday: Straight Talk About Your Money

Release Date: 02/25/2026

The Real Investment Show Podcast

Is AI killing software stocks — or creating the buying opportunity of the decade? Lance Roberts & Michael Lebowitz review: Since peaking in September 2025, the software ETF (IGV) has crashed 30% while semiconductors (SMH) surged 30% and broad tech stayed flat. The market is pricing in a "SaaSpocalypse" — the idea that generative AI will make traditional SaaS companies obsolete. But is that narrative right? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer Rate us on...

2-26-26 Markets Reclaim Key Moving Averages | Before the Bell

The Real Investment Show Podcast

Markets just triggered a momentum BUY SIGNAL — here's what you need to know before the open. On Wednesday, the S&P 500 cleared both the 20-day and 50-day moving averages, reaffirming market stability after days of choppy price action below key technical levels. Sector rotation is driving the move — money is flowing OUT of Energy and Staples and INTO Technology and Growth. But the broader picture still shows a consolidation range with a topping process underway. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch...

2-25-26 Q & A Wednesday: Straight Talk About Your Money

The Real Investment Show Podcast

Welcome to Q & A Wednesday: Straight Talk on Your Money — a live, unscripted Q&A show pulled directly from our YouTube chatroom. No canned slides. No rehearsed talking points. Just practical, plain-English answers to real-world money questions with Lance Roberts and Danny Ratliff. Lance & Danny tackle topics like retirement planning, Roth vs. traditional decisions, tax-smart withdrawal strategies, Social Security timing, portfolio risk management, diversification, income planning, cash vs. investing, debt payoff frameworks, and how to think through market volatility without...

2-25-26 100-DMA Support at Risk | Before the Bell

The Real Investment Show Podcast

Markets are carving a rolling top while holding firm support near the 100-DMA. The last week-plus has been choppy, with price repeatedly capped below the 20- and 50-DMAs. Tuesday’s dip to the 100-DMA brought in buyers, pushing the market back toward the 50-DMA, and futures are higher this morning. If the market can close up around 0.25%, it could reclaim near-term resistance and set up a move back toward prior highs. But this remains a fickle, range-bound tape—so keep risk management tight. A clean break below the 100-DMA raises the odds of a quick 3%–5% downside move. Hosted by RIA...

2-24-26 Stop Chasing 2026 Returns

The Real Investment Show Podcast

Most investors don’t realize how quickly a good plan can get derailed by one bad question: “What will your investments return this year?” Lance Roberts and Jonathan Penn break down why asking an advisor for short-term performance predictions is usually the wrong framework—especially when comparisons start with “Can you beat Treasuries this year?” Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:50 - E-books & Economic Data 2:53 - Will AI Lead to...

2-24-26 100-DMA Test: 5% Pullback Risk Rising | Before the Bell

The Real Investment Show Podcast

On this day in 1836, the defenders of the Alamo were entering the second day of a siege that would ultimately define Texas history. Surrounded, outnumbered, and under pressure, they faced a critical reality: hold the line—or face the consequences. Markets aren’t all that different right now. After failing at the 20- and 50-day moving averages, the S&P is once again leaning on a key level of support—the 100-day. That’s your line in the sand. Momentum is weakening, internal breadth is deteriorating, and while the surface looks calm, the underlying currents are shifting. The question...

2-23-26 Is China Really Dumping U.S. Treasuries?

The Real Investment Show Podcast

Is China really “dumping” U.S. Treasury bonds—or is that headline missing key context? Lance Roberts examines what Treasury International Capital (TIC) data does (and doesn’t) show, why China’s reported holdings can shift for reasons that have nothing to do with panic selling, and how custody chains and financial centers can complicate the narrative. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:52 - What to Do w Tariffs Struck Down by SCOTUS 5:35 - GDP Weaker than Expected, except... 12:59 -...

2-23-26 Market Rotation Warning - Breadth at 50-Year Extreme | Before the Bell

The Real Investment Show Podcast

Markets bounced Friday, recovering to close slightly above the 20-day moving average, but the story remains internal rotation—not a clean, broad-based trend. Energy and mega-caps carried the tape into the close, while this morning the leadership is shifting again, with Healthcare acting better (Eli Lilly notably higher) and much of the rest of the market looking flat. February is doing what it often does—acting like one of the weaker seasonal months—and the S&P 500 is up only about 1.2% year-to-date. Under the surface, sector bifurcation is pronounced: Energy, Industrials, and Basic...

2-20-26 Mega Roth Questions & Senior Deductions

The Real Investment Show Podcast

Some 401(k) plans let you put in extra after-tax money and move it into a Roth so it can grow tax-free—but you have to know what your plan allows. Richard Rosso & Jonathan McCarty share 10 questions to ask your 401(k) provider so you don’t miss it. Rich & Jonathan also explain a new bill that would make the $6,000 senior deduction permanent. It’s not the same as “no tax on Social Security” for everyone—and the Social Security tax rules still depend on income thresholds that haven’t kept up with inflation. Hosted by RIA Advisors Director of Financial Planning, Richard...

2-19-26 Dalio at Davos: Calm Markets, Hidden Currents

The Real Investment Show Podcast

Ray Dalio’s Davos comments aren’t a “next-week collapse” call—they’re a long-cycle warning: rising debt supply can eventually force higher yields and tough policy trade-offs. Meanwhile, the S&P 500 looks calm on the surface, but sector/factor dispersion and low correlations show a fierce rotation under the hood. Lance Roberts & Michael Lebowitz examine the calm index ≠ calm market—watch dispersion and correlations for the next regime shift. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent...

More Episodes

Lance & Danny tackle topics like retirement planning, Roth vs. traditional decisions, tax-smart withdrawal strategies, Social Security timing, portfolio risk management, diversification, income planning, cash vs. investing, debt payoff frameworks, and how to think through market volatility without wrecking your long-term plan. We also discuss the “why” behind common financial rules of thumb—what holds up, what doesn’t, and how to tailor decisions to your situation.

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
Rate us on Google: https://bit.ly/4b9JtEo

0:00 - INTRO
0:50 - SOTU Address & Nvidia preview
5:32 - Markets Building a Rolling Top
9:20 - What is Happening to META?
12:31 - Is An Attack on Iran Priced-in to the Market?
14:37 - Buying Brazilian Bonds
18:15 - What's the Best Way to Keep Up w Sector Rotation?
20:34 - Is StableCoin Good for The Dollar?
23:48 - Will TurboTax Go AI?
27:13 - Investing in the Healthcare Space
30:27 - What is the Key Metric in Planning a Portfolio?
34:55 - Indicators for Reducing Risk in Positions
40:03 - Pro's & Con's of Bond ETF's
43:34 - Will Silver Prices Stay High?
45:14 - The Difference Between Treasury Notes vs Bonds
48:04 - Allocation Recommendation for 45-yr old Millionaire
51:44 - Coming Attractions
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Watch Today's Full Video on our YouTube Channel:
https://youtube.com/live/oW7OkyOvYC4
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Articles Mentioned in Today's Show:
"The Business Cycle Narrative & War With Iran"
https://realinvestmentadvice.com/resources/blog/the-business-cycle-narrative/
"Is China Really Dumping US Treasuries?"
https://realinvestmentadvice.com/resources/blog/is-china-really-dumping-us-treasuries/
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Watch our previous show, "Stop Chasing 2026 Returns," here:
https://youtube.com/live/iN9Pv2Thvbo
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The latest installment of our new feature, Before the Bell, "100-DMA Support at Risk," is here:
https://youtu.be/tiE6S1qaBn0
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Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/
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SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
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Contact Us: 1-855-RIA-PLAN
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