2-27-26 Cut Your Medicare Bill in 2026 | IRMAA Appeal Secrets
The Real Investment Show Podcast
Release Date: 02/27/2026
3-2-26 Will Markets Hold 100-DMA? | Before the Bell
The Real Investment Show Podcast
Markets are at a critical level — here's what to watch before the open. The S&P is sitting on 100-day moving average support after three weeks of testing, and futures point to a ~1% gap down at the open. The key question: do markets close below the 100-DMA and confirm a topping process — or do bulls recover into the close? In this pre-market breakdown: 📉 100-DMA support test & topping pattern risk 📊 RSI declining + weakening momentum signals 💵 US Dollar strengthening amid global risk-off 🛢️ Crude oil spiking — what it means for inflation & yields 📈 Bonds...
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2-27-26 Cut Your Medicare Bill in 2026 | IRMAA Appeal Secrets
The Real Investment Show Podcast
Are you paying MORE than necessary for Medicare in 2026? The IRMAA (Income-Related Monthly Adjustment Amount) could be adding hundreds of dollars a year to your Medicare premiums — but there's a legal way to fight back. Richard Rosso breaks down everything you need to know about the 2026 IRMAA thresholds, how to appeal, and the income strategies that could save you thousands in retirement. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer Rate us on Google: https://bit.ly/4b9JtEo 0:00 - INTRO 0:19 - Go Texas...
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2-26-26 Software Stocks: Steal or Zero?
The Real Investment Show Podcast
Is AI killing software stocks — or creating the buying opportunity of the decade? Lance Roberts & Michael Lebowitz review: Since peaking in September 2025, the software ETF (IGV) has crashed 30% while semiconductors (SMH) surged 30% and broad tech stayed flat. The market is pricing in a "SaaSpocalypse" — the idea that generative AI will make traditional SaaS companies obsolete. But is that narrative right? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer Rate us on...
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2-26-26 Markets Reclaim Key Moving Averages | Before the Bell
The Real Investment Show Podcast
Markets just triggered a momentum BUY SIGNAL — here's what you need to know before the open. On Wednesday, the S&P 500 cleared both the 20-day and 50-day moving averages, reaffirming market stability after days of choppy price action below key technical levels. Sector rotation is driving the move — money is flowing OUT of Energy and Staples and INTO Technology and Growth. But the broader picture still shows a consolidation range with a topping process underway. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer --- Watch...
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2-25-26 Q & A Wednesday: Straight Talk About Your Money
The Real Investment Show Podcast
Welcome to Q & A Wednesday: Straight Talk on Your Money — a live, unscripted Q&A show pulled directly from our YouTube chatroom. No canned slides. No rehearsed talking points. Just practical, plain-English answers to real-world money questions with Lance Roberts and Danny Ratliff. Lance & Danny tackle topics like retirement planning, Roth vs. traditional decisions, tax-smart withdrawal strategies, Social Security timing, portfolio risk management, diversification, income planning, cash vs. investing, debt payoff frameworks, and how to think through market volatility without...
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2-25-26 100-DMA Support at Risk | Before the Bell
The Real Investment Show Podcast
Markets are carving a rolling top while holding firm support near the 100-DMA. The last week-plus has been choppy, with price repeatedly capped below the 20- and 50-DMAs. Tuesday’s dip to the 100-DMA brought in buyers, pushing the market back toward the 50-DMA, and futures are higher this morning. If the market can close up around 0.25%, it could reclaim near-term resistance and set up a move back toward prior highs. But this remains a fickle, range-bound tape—so keep risk management tight. A clean break below the 100-DMA raises the odds of a quick 3%–5% downside move. Hosted by RIA...
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2-24-26 Stop Chasing 2026 Returns
The Real Investment Show Podcast
Most investors don’t realize how quickly a good plan can get derailed by one bad question: “What will your investments return this year?” Lance Roberts and Jonathan Penn break down why asking an advisor for short-term performance predictions is usually the wrong framework—especially when comparisons start with “Can you beat Treasuries this year?” Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:50 - E-books & Economic Data 2:53 - Will AI Lead to...
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2-24-26 100-DMA Test: 5% Pullback Risk Rising | Before the Bell
The Real Investment Show Podcast
On this day in 1836, the defenders of the Alamo were entering the second day of a siege that would ultimately define Texas history. Surrounded, outnumbered, and under pressure, they faced a critical reality: hold the line—or face the consequences. Markets aren’t all that different right now. After failing at the 20- and 50-day moving averages, the S&P is once again leaning on a key level of support—the 100-day. That’s your line in the sand. Momentum is weakening, internal breadth is deteriorating, and while the surface looks calm, the underlying currents are shifting. The question...
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2-23-26 Is China Really Dumping U.S. Treasuries?
The Real Investment Show Podcast
Is China really “dumping” U.S. Treasury bonds—or is that headline missing key context? Lance Roberts examines what Treasury International Capital (TIC) data does (and doesn’t) show, why China’s reported holdings can shift for reasons that have nothing to do with panic selling, and how custody chains and financial centers can complicate the narrative. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:52 - What to Do w Tariffs Struck Down by SCOTUS 5:35 - GDP Weaker than Expected, except... 12:59 -...
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2-23-26 Market Rotation Warning - Breadth at 50-Year Extreme | Before the Bell
The Real Investment Show Podcast
Markets bounced Friday, recovering to close slightly above the 20-day moving average, but the story remains internal rotation—not a clean, broad-based trend. Energy and mega-caps carried the tape into the close, while this morning the leadership is shifting again, with Healthcare acting better (Eli Lilly notably higher) and much of the rest of the market looking flat. February is doing what it often does—acting like one of the weaker seasonal months—and the S&P 500 is up only about 1.2% year-to-date. Under the surface, sector bifurcation is pronounced: Energy, Industrials, and Basic...
info_outlineAre you paying MORE than necessary for Medicare in 2026?
The IRMAA (Income-Related Monthly Adjustment Amount) could be adding hundreds of dollars a year to your Medicare premiums — but there's a legal way to fight back.
Richard Rosso breaks down everything you need to know about the 2026 IRMAA thresholds, how to appeal, and the income strategies that could save you thousands in retirement.
Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP
Produced by Brent Clanton, Executive Producer
Rate us on Google: https://bit.ly/4b9JtEo
0:00 - INTRO
0:19 - Go Texas Day & BBQ Perfume
3:16 - IRMAA Pain & Income in Retirement
7:18 - How IRMAA Tiers Work
9:38 - Ways to Manage IRMAA
13:23 - What Kind of Income Counts (Modified AGI)
18:07 - Having Money in ROTH (Diversification of Accounts)
20:22 - Planning Ahead Before Taking SS
22:59 - IRMAA Pain Early is Better
26:32 - Don't Let an IRMAA Bracket Go to Waste
29:08 - Considering Taxation & Attitude
34:21 - IRMAA Tiers & Financial Colonoscopy
38:03 - YouTube Poll & NYC Pizza Rats
41:19 - Can COBRA be used for IRMAA?
43:06 - Why Roth Money is Better
45:09 - Required Minimum Distributions & Charitable Contributions
47:51 - Coming Attractions
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Watch Today's Full Video on our YouTube Channel:
https://youtube.com/live/dO3QPhf0rEs?feature=share
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Watch our previous show, "Software Stocks: Steal or Zero" here:
https://youtube.com/live/6DavZVDY7OQ
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The latest installment of our new feature, Before the Bell, "100-DMA Support at Risk," is here:
https://youtu.be/tiE6S1qaBn0
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Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/
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#Medicare2026 #IRMAAAppeal #RetirementPlanning #MedicarePremiums #SocialSecurityBenefits