Is your IRA a ticking tax time bomb?
Most retirement savers don't realize that every dollar sitting in a traditional IRA will eventually be taxed — and you may have little say over when, how much, or at what rate.
Danny Ratliff & Sarah Buenger break down the three critical dimensions of IRA tax planning: a proactive multi-year conversion strategy, the risks of doing nothing, and legacy planning considerations that could determine how much your heirs actually keep.
Hosted by RIA Advisors Senior Investment Advisor, Danny Ratliff, CFP, w Senior Investment Advisor, Sarah Buenger, CFP
Produced by Brent Clanton, Executive Producer
0:00 - INTRO
0:22 - Oil, Gasoline, & Market Commentary
3:51 - What Will the Fed Do Next?
6:06 - Tax Strategies & Management
7:52 - The Ticking Tax Time Bomb
10:10 - Doing Roth Conversions in a Down Market
13:02 - The IRS Uniform Lifetime Table
15:47 - No More Stretch IRA's
17:32 - Retirement Income Trough & RMD's
21:15 - Building Money Buckets
25:34 - Money for Medical Expenses
27:02 - Implications of relocating to no-income tax state
29:19 - Qualified Charitable Donations
31:51 - Dealing with RMD's & IRMAA's
34:00 - Multi-year strategies
37:54 - Estate Planning w Roth Assets
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