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Rising mortgage rates impact on housing

Release Date: 04/12/2022

Now That 2026 Is Here: What 2025 Taught Raleigh Homebuyers

Martini Mortgage Podcast

If 2026 is the year you’re finally planning to buy a home…this episode might save you a very expensive lesson. Because here’s the truth most buyers don’t realize until it’s too late: the year before you buy is the one that decides how stressful—or strategic—the experience will be. In this episode, breaks down what 2025 quietly revealed about the Raleigh housing market—and why those lessons matter right now as 2026 gets underway. No hype. No market panic. No guessing where rates are headed. Just a clear, calm explanation of: Why Raleigh never really “slows down”—it...

The January "Boutique" Advantage

Martini Mortgage Podcast

Spring is overrated. And if you’re waiting for it to start your home search, you may already be paying for that decision. In this special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor Kevin Martini breaks down why January buyers quietly win—while everyone else lines up for bidding wars, pressure tactics, and inflated prices. You’ll discover: Why “more inventory” often means less leverage The hidden cost of the spring rush most buyers never see How motivated sellers behave differently in January And why preparation beats urgency every single time If you want...

Most Expensive “Cheap” Mortgage You’ll Ever Take

Martini Mortgage Podcast

If a mortgage sounds too good to be true… it probably is. In this episode, Kevin Martini pulls back the curtain on one of the most common — and costly — traps homebuyers fall into: builder “special financing.” You know the offer. The low headline rate. The incentive that feels like free money. The promise that this deal is too good to pass up. But here’s the uncomfortable truth: many of these incentives don’t lower your cost — they repackage it. Kevin explains why builder incentives often work more like a sales tactic than a savings strategy, how this approach mirrors the...

The Two Levers That Get You the Best Deal in Real Estate (No Matter the Market)

Martini Mortgage Podcast

The Two Levers That Get You the Best Deal in Real Estate (No Matter the Market) Think the best deals in real estate have vanished? They haven’t. They’re hiding—quietly—right in front of the buyers who know how to look. In this episode, you’ll discover the two simple levers that instantly shift you from “hoping the market cooperates” to walking into negotiations with real leverage. No chasing trends. No waiting for perfect rates. No refreshing your apps like a nervous habit. Just real strategy… the kind most buyers never hear about. You’ll hear: • Why most buyers...

Is This Because Home Prices Are Going Even Higher?

Martini Mortgage Podcast

When Fannie Mae and Freddie Mac boost the conforming loan limit to $832,750, most people just scroll past the headline. But this isn’t a headline. It’s a quiet, market-moving, life-changing shift that affects anyone who’s been waiting for “the right moment” to buy a home. In this episode, Kevin Martini breaks down — in plain English — why this loan limit hike isn’t just a number… it’s a new lane of opportunity. A lane that didn’t exist yesterday. You’ll hear: • Why higher loan limits often mean higher prices • How this change widens access to better loan terms...

Bright Turn Ahead

Martini Mortgage Podcast

If you’ve been staring at this housing market wondering when the universe finally throws you a break… this episode is your sign. Because something is shifting—quietly, steadily, and in your favor—and most people won’t see it until it’s too late. Inside this special episode of the Matini Mortgage Podcast with Kevin Martini: → The overlooked signals that show a real window opening → Why stability (not low rates) is the game-changer → What smart buyers and homeowners are doing right now to get ahead → How one simple step turns uncertainty into confidence This isn’t market...

7 Financial Tips for Homeownership Success

Martini Mortgage Podcast

What if buying a home isn’t about waiting for the perfect market… but creating your perfect plan? In this episode, Certified Mortgage Advisor Kevin Martini flips the script on everything you think you know about timing the market. He counts down the 7 financial truths that still work in 2025 — the timeless money moves that help you build stability, equity, and confidence in any market. You’ll hear why predictable payments beat rising rents, how leverage quietly builds wealth, and the #1 truth that might just change how you see your next move. If you’ve ever wondered, “Should I wait...

Why Now’s the Strategic Time to Buy in Raleigh

Martini Mortgage Podcast

Everyone’s asking, “Is it finally a buyer’s market in Raleigh?” says… not exactly — and that’s great news for smart buyers. In this episode, Kevin unpacks why the loan comes before the listing, how “Same-As-Cash Approval” changes your leverage, and why waiting for perfect conditions could cost you more than a few dollars — it could cost you your dream home. 👉 For full context, dive into the article that inspired this episode: on the Martini Mortgage Group website. If you’ve been watching rates, headlines, or open-house signs and wondering whether now’s the time to...

7 Expert Tips to Buy a Home (Without the Stress)

Martini Mortgage Podcast

The Power of a Bank Statement Loan

Martini Mortgage Podcast

More Episodes

Will rising mortgage interest rates impact housing, specifically home appreciation?

During the first quarter of 2022, mortgage rates essentially went from right at 3% to basically 5% for a 30-year fixed mortgage, how will this quick spike in mortgage rates impact home appreciation? In thus special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor, Kevin Martini breakdown the impact that higher mortgage rates will have on home appreciation by looking at historical data from the last 6 times mortgage rates moved more that 1% and that impact on home values.

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