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Recession, Rates and Real Estate

Martini Mortgage Podcast

Release Date: 05/10/2022

3 hot topics in real estate show art 3 hot topics in real estate

Martini Mortgage Podcast

Raleigh mortgage broker and Certified Mortgage Advisor Kevin Martini in this special episode of the Martini Mortgage Podcast goes over the 3 hot topics in real estate and mortgage arena.  They are 1) the current real estate and mortgage rate environment, 2) fears of a rinse and repeat of the 2008 housing crisis, and 3) What does real estate and mortgage rates look like for the balance of year and beyond.  Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch Manager | Martini Mortgage Group at PCL Financial Group (powered by Celebrity Home Loans, LLC NMLS...

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Affordability show art Affordability

Martini Mortgage Podcast

There is a lot of chatter today about home affordability or more specifically the perception that homes are no longer affordable. SPOILER ALERT: Homes are still very affordable!  In this special episode of the Martini Mortgage Podcast, and Certified Mortgage Advisor breaks down affordability in housing today.   “Just because home prices are going up, does not mean that homes are not affordable? Sure, home price plays a factor but it is not the only factor in home affordability.” ~~ Kevin Martini Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch...

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Change show art Change

Martini Mortgage Podcast

There has been a lot of changes in the real estate markets and in the mortgage arena in 2022. Is this change good, bad or is it just change?   This change from ‘frenzy’ to ‘normal’ represent a moment of opportunity for one that wants to be a first-time homebuyer or a repeat homebuyer.   “…some people are comparing the current real estate market to pandemic market which was an anomaly whereas, the current market should be compared to the most recent normal markets.” ~ Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch Manager | Martini...

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Think Again show art Think Again

Martini Mortgage Podcast

Think buying a home is expensive? Try renting! Think we are getting ready for a rinse and repeat of 2006 & 2007? Think again! In this special episode of the , and Certified Mortgage Advisor Kevin Martini compares and contrasts the current real estate market of today to the real estate market of 2006 & 2007 in 4 areas: 1) supply 2) buyers 3) incomes 4) leverage Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch Manager | Martini Mortgage Group at PCL Financial Group (powered by Celebrity Home Loans, LLC NMLS 227765) | 507 N Blount St Raleigh, NC 27604 | (919)...

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Real Estate is Turning show art Real Estate is Turning

Martini Mortgage Podcast

Right now the real estate is turning. There is no question, the first half of 2022 was a great time to buy a home.  Right now the real estate is turning.  We all hear terms like ‘the market is shifting’ or 'the market is pivoting’ but the real estate market is turning.  Is turning a bad thing?  With this turn, is now still a good time to buy a home?   In this special episode of the Martini Mortgage Podcast Certified Mortgage Advisor and Raleigh mortgage broker Kevin Martini goes beyond the headlines to share why the real estate market is turning and dissects the...

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The loudest voice is an idiot! show art The loudest voice is an idiot!

Martini Mortgage Podcast

Headlines often mislead people into thinking something that may or may not be true.  Right now there is a lot of headlines about death real estate and unaffordable mortgage rates since inflation is high and there is potential recession coming or worse, we are in a recession. Recession are part of the economic cycle and there is proven history on what happens before, during and after a recession with mortgage rates and real estate. The loudest voice who has written the obituary on real estate and mortgage rates is an idiot. When you go beyond the headline and into the data you will find...

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What is the point of points? show art What is the point of points?

Martini Mortgage Podcast

What is the point of points?   What is a mortgage point and are they a good thing?  It depends!   In this special episode of the Martini Mortgage Podcast, Raleigh mortgage broker and Certified Mortgage Advisor, Kevin Martini talks about what a mortgage points (a.k.a. discount points or as “buying down the rate”) are and the pros and cons of mortgage points.   | NMLS 143962 | Certified Mortgage Advisor and Producing Branch Manager | at PCL Financial Group (powered by Celebrity Home Loans, LLC NMLS 227765) | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 |...

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Now is the real estate opportunity! show art Now is the real estate opportunity!

Martini Mortgage Podcast

Regardless of size, there is no decision that should be made based on a headline. A decision on buying a home should be made after knowing the facts.  Right now, there is noise about real estate and mortgage rates and sadly the real truth and the real opportunity is being missed. Fluctuating mortgage rates, home price deceleration and looming recession are facts but, is a recession bad for real estate values?  Is there a pure need for real estate?  Are home loan rates just going to get more expensive or are they going to retreat? In this special episode of the Martini Mortgage...

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What the heck is going on? show art What the heck is going on?

Martini Mortgage Podcast

Higher home values, higher inflation, higher home loan rates — WHAT THE HECK IS GOING ON?   Certified Mortgage Advisor and Raleigh mortgage broker, discusses home appreciation, fluctuation mortgage rates and inflation in this special episode of the Martin Mortgage Podcast.  Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch Manager | at PCL Financial Group (powered by Celebrity Home Loans, LLC NMLS 227765) | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgageGroup.com |[email protected] | nmlsconsumeraccess.org | Equal...

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Homeownership show art Homeownership

Martini Mortgage Podcast

In June we celebrate National Homeownership Month however every month of every year is a great time to celebrate the once in a lifetime opportunity to build generational wealth that homeownership provides.  Yes, homeownership provides financial and lifestyle benefits and sadly there are many myths that are holding many back.  In this episode of the , Raleigh mortgage broker and Certified Mortgage Advisor, Kevin Martini will not just shares but also address the 3 widely held myths that are preventing many from taking advantage of everything that homeownership has top offer:...

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More Episodes

Many are talking about a recession coming.  How will a recession impact impact home values and how will a recession impact mortgage rates?  With the Federal Reserve raising rates and talking about reducing their balance sheets, how will this impact mortgage rates? Episode 142 of the the Martini Mortgage Podcast with Certified Mortgage Advisor Kevin Martini is called Recession, Rates and Real Estate. 

 

This special episodes unpacks what experts believe will happen to real estate and mortgage rates when there is a recession because there will be one — it is not a question of ‘if’, it is ‘when’ it will happen. Raleigh mortgage broker, Kevin Martini takes a deep dive into what the Federal Reserve is doing and how it will impact mortgage rates and share factual data not he future of real estate values.

 

Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch Manager | Martini Mortgage Group at PCL Financial Group (powered by Celebrity Home Loans, LLC NMLS 227765) | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgageGroup.com |[email protected] | nmlsconsumeraccess.org |Equal Housing Lender