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First-Time Home Buyers Tax Credit

Release Date: 05/24/2022

Is This Because Home Prices Are Going Even Higher?

Martini Mortgage Podcast

When Fannie Mae and Freddie Mac boost the conforming loan limit to $832,750, most people just scroll past the headline. But this isn’t a headline. It’s a quiet, market-moving, life-changing shift that affects anyone who’s been waiting for “the right moment” to buy a home. In this episode, Kevin Martini breaks down — in plain English — why this loan limit hike isn’t just a number… it’s a new lane of opportunity. A lane that didn’t exist yesterday. You’ll hear: • Why higher loan limits often mean higher prices • How this change widens access to better loan terms...

Bright Turn Ahead

Martini Mortgage Podcast

If you’ve been staring at this housing market wondering when the universe finally throws you a break… this episode is your sign. Because something is shifting—quietly, steadily, and in your favor—and most people won’t see it until it’s too late. Inside this special episode of the Matini Mortgage Podcast with Kevin Martini: → The overlooked signals that show a real window opening → Why stability (not low rates) is the game-changer → What smart buyers and homeowners are doing right now to get ahead → How one simple step turns uncertainty into confidence This isn’t market...

7 Financial Tips for Homeownership Success

Martini Mortgage Podcast

What if buying a home isn’t about waiting for the perfect market… but creating your perfect plan? In this episode, Certified Mortgage Advisor Kevin Martini flips the script on everything you think you know about timing the market. He counts down the 7 financial truths that still work in 2025 — the timeless money moves that help you build stability, equity, and confidence in any market. You’ll hear why predictable payments beat rising rents, how leverage quietly builds wealth, and the #1 truth that might just change how you see your next move. If you’ve ever wondered, “Should I wait...

Why Now’s the Strategic Time to Buy in Raleigh

Martini Mortgage Podcast

Everyone’s asking, “Is it finally a buyer’s market in Raleigh?” says… not exactly — and that’s great news for smart buyers. In this episode, Kevin unpacks why the loan comes before the listing, how “Same-As-Cash Approval” changes your leverage, and why waiting for perfect conditions could cost you more than a few dollars — it could cost you your dream home. 👉 For full context, dive into the article that inspired this episode: on the Martini Mortgage Group website. If you’ve been watching rates, headlines, or open-house signs and wondering whether now’s the time to...

7 Expert Tips to Buy a Home (Without the Stress)

Martini Mortgage Podcast

The Power of a Bank Statement Loan

Martini Mortgage Podcast

Sell First, Buy Second — Why It’s the Smarter Move in 2025

Martini Mortgage Podcast

You’ve got your eye on that next home… but what you do with your current one could either launch you forward or leave you stuck juggling two mortgages. In this episode of the , unpacks the simple strategy that savvy buyers are using to upgrade with confidence — not chaos. You’ll discover: Why selling before buying may protect your equity and sanity How to avoid the #1 mistake most buyers make when upgrading What to do when you're worried about having “nowhere to go” Real-world math that could save you tens of thousands Spoiler: This isn’t about moving fast. It’s...

5 Smart Ways to Buy a Home Now That Mortgage Rates Just Hit 11-Month Lows

Martini Mortgage Podcast

Mortgage rates just cracked down to their lowest point in almost a year. Most buyers will scroll past this moment and miss it. Don’t. In this episode, Certified Mortgage Advisor and break down 5 strategies you can use right now to buy smarter, save money, and take advantage of this rare window—before the crowd wakes up and the market shifts again. If you’ve been waiting for “perfect timing,” this is the wake-up call you need. 🎧 Listen now—then share this episode with a friend who keeps saying they’ll “wait for the crash.”

WAIT… IS THE HOUSING MARKET BROKEN?

Martini Mortgage Podcast

The headlines are a hot mess. Prices up. Prices down. Rates are sky-high. But also maybe dropping soon? 🙃 If you’ve been thinking, “What the heck is going on?”—this episode lays it all out, minus the panic and hype. You’ll find out: — Why the market isn’t crashing (even if it feels like it) — Where the real power is shifting (hint: toward buyers) — What smart people are doing right now to play this market to win This is the episode you send to your “wait and see” friend. 🎧 Listen before the next market wave hits. | NMLS 143962 | Certified Mortgage Advisor | at...

Home Price vs Home Cost

Martini Mortgage Podcast

You’re not just buying a home—you’re buying a decision that could cost you $80K. Yep, you read that right. In this eye-opener of an episode, Kevin Martini explains the quiet math that most buyers miss. And spoiler: it’s not about the sticker price. If you’ve been staring at Zillow listings, obsessing over whether now is the right time to buy… you need this episode. Because price is the number that looks good on paper. Cost is the number that changes your future. This one’s for anyone stuck on the fence, waiting for mortgage rates to calm down or hoping for a magical price drop...

More Episodes

Raleigh Mortgage Broker and Certified Mortgage Advisor Kevin Martini hosts episode 144 of the Martini Mortgage Podcast which is called: First-Time Home Buyers Tax Credit.

First-time home buyers in North Carolina may be eligible to receive up to $2,000.00 a year not just for the first year but for every year vis-a’-vis the Mortgage Credit Certificate offered by the Martini Mortgage Group in conjunction with North Carolina Housing and Finance Agency.

Are you eligible? Are there income limits for the family? Is there a max purchase price? Can you get the tax credit and still deduct your mortgage interest? Is the tax credit only good for the first-year? All great questions and they are all answered in this special episode of the Martini Mortgage Podcast.

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