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Now is the real estate opportunity!

Martini Mortgage Podcast

Release Date: 06/28/2022

Home Price vs Home Cost show art Home Price vs Home Cost

Martini Mortgage Podcast

You’re not just buying a home—you’re buying a decision that could cost you $80K. Yep, you read that right. In this eye-opener of an episode, Kevin Martini explains the quiet math that most buyers miss. And spoiler: it’s not about the sticker price. If you’ve been staring at Zillow listings, obsessing over whether now is the right time to buy… you need this episode. Because price is the number that looks good on paper. Cost is the number that changes your future. This one’s for anyone stuck on the fence, waiting for mortgage rates to calm down or hoping for a magical price drop...

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Should You Still Buy a Home in a Recession? (What Nobody Tells You) show art Should You Still Buy a Home in a Recession? (What Nobody Tells You)

Martini Mortgage Podcast

You’ve seen the headlines. Heard the whispers. Felt the fear. “Isn’t this the worst time to buy a house?” In this episode, Certified Mortgage Advisor & with the says: not so fast. Because what feels like a market meltdown... might just be your golden moment. → Why recessions don’t always crash home prices (and what history proves) → How smart buyers use uncertainty to their advantage → The truth about mortgage rates and why they’re not your enemy → And the one mindset shift that separates regret from long-term wealth If you've been refreshing interest rates like...

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The Market’s Cracking—But That’s Your Shot to Buy Smart in 2025 show art The Market’s Cracking—But That’s Your Shot to Buy Smart in 2025

Martini Mortgage Podcast

The market’s showing some cracks… but before you panic, grab a flashlight. Because what looks like a breakdown might just be your breakthrough. There’s a shift happening. Headlines are whispering “softening.” Listings are up. Homes are sitting. And for the first time in a long time… buyers are holding the cards. If you’ve been waiting for your moment to finally buy without the pressure, the bidding wars, and the “blink-and-it’s-gone” panic—this is it. In this episode, Certified Mortgage Advisor &  breaks down: Why a 1% dip in home prices is a huge deal What...

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5 Compelling Reasons to Buy Your First Home in 2025 show art 5 Compelling Reasons to Buy Your First Home in 2025

Martini Mortgage Podcast

Rent keeps rising. Your landlord’s living it up. And you're stuck in an apartment with zero equity and a rent increase shaped like a jump scare. If you’ve been waiting for a sign to stop renting and start building wealth, this episode is it. In this episode, spills the five game-changing reasons why 2025 could be the most strategic time to buy your first home—before headlines catch up and demand surges again. ➡️ Why rising rates aren’t the villain (and what savvy buyers know that others don’t) ➡️ The tax benefits your landlord doesn’t want you to know about ➡️ How...

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Do the First 5 Months of 2025 in Real Estate Signal a Housing Crash? show art Do the First 5 Months of 2025 in Real Estate Signal a Housing Crash?

Martini Mortgage Podcast

Everyone’s yelling “CRASH!” But what if it’s not a collapse? What if it’s… a comeback? This episode spills the real tea about what’s happening in the housing market—and why the loudest voices might be missing the quietest (and smartest) shift. ✅ The truth about mortgage rates ✅ What buyers are finally getting right ✅ Why “waiting for the crash” might be the most expensive decision you ever make It’s not doom. It’s data. And if you’ve been holding off on homeownership, this might be the episode that changes everything. 🎧 Listen now—and forward it to your...

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Big Mistake, Huge! Never Buy a New Construction Home show art Big Mistake, Huge! Never Buy a New Construction Home

Martini Mortgage Podcast

It smells like fresh paint. It looks like a Pinterest board come to life. And it feels like a dream. But behind the granite countertops and “free” builder credits? A trap that’s cost more first-time buyers their equity (and sleep) than they’d ever imagine. In this episode, Kevin pulls back the curtain on what builders don’t want you to know—and it might just save you tens of thousands. 🎧 Discover: – Why that $10K incentive is a mirage – The sneaky markup game no one warns you about – How builder pricing can destroy your resale value – What smart buyers really do...

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7 Questions Your Agent Doesn’t Want You to Ask show art 7 Questions Your Agent Doesn’t Want You to Ask

Martini Mortgage Podcast

Real talk: most people pick a real estate agent the way they pick a brunch spot—based on a vibe, not a strategy. But this isn’t brunch. It’s your future. In this episode, Certified Mortgage Advisor Kevin Martini shares 7 squirm-worthy questions your agent really doesn’t want you to ask. (Ask them anyway.) This isn’t just about buying a house—it’s about buying smart. Here’s what you’ll walk away with: → The #1 mistake people make before hiring an agent → How to know if your agent is part-time in a full-time market → What to ask so you don’t get stuck with a “tour...

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Mortgage Approval Isn’t Commitment — It’s Clarity and Certainty show art Mortgage Approval Isn’t Commitment — It’s Clarity and Certainty

Martini Mortgage Podcast

You don’t need to be ready to buy. You need to be ready when the right one shows up. This episode is for anyone who’s ever gone from “I’m just browsing” to “Oh no… I NEED this house.” Before you fall for the backsplash and the natural light—listen in. Kevin Martini, Certified Mortgage Advisor, is flipping the script on what pre-approval actually means. Spoiler: It’s not a trap—it’s your ticket to clarity, confidence, and a competitive edge that sellers love. We’re talking: → The dangerous lie behind “I’ll get approved later” → Why smart buyers get strategic...

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Why Renting Feels Safe But Might Be Costing You More Than You Think show art Why Renting Feels Safe But Might Be Costing You More Than You Think

Martini Mortgage Podcast

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Renting vs. Buying: The 2025 Perspective show art Renting vs. Buying: The 2025 Perspective

Martini Mortgage Podcast

“May you live in interesting times.” Sounds inspiring—until you realize it’s a fancy way of saying: good luck surviving the chaos. In this episode of the Martini Mortgage Podcast, Certified Mortgage Advisor breaks down why 2025 is not the year to hit pause on your dreams. 🛑 Waiting for perfect timing? It’s costing you more than you think.🏡 Renting? You’re investing in your landlord’s future, not yours. 📈 Buying? It's not about timing the market—it's about planning smart and acting strategically. 🔑 Discover why resale homes (not new construction) are the hidden gems...

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More Episodes

Regardless of size, there is no decision that should be made based on a headline. A decision on buying a home should be made after knowing the facts.  Right now, there is noise about real estate and mortgage rates and sadly the real truth and the real opportunity is being missed. Fluctuating mortgage rates, home price deceleration and looming recession are facts but, is a recession bad for real estate values?  Is there a pure need for real estate?  Are home loan rates just going to get more expensive or are they going to retreat?

In this special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor and Raleigh mortgage broker, Kevin Martini takes a glimpse of the headlines and goes deep into the data about where home values are headed and where mortgager rates are headed.

 

Yes, it is time to fall in love with the home and marry the home but it is time to date the mortgage rate — tune in top learn more…

 

Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch Manager | Martini Mortgage Group at PCL Financial Group (powered by Celebrity Home Loans, LLC NMLS 227765) | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgageGroup.com |[email protected] | nmlsconsumeraccess.org |Equal Housing Lender