Buydowns
Martini Mortgage Podcast
Right now mortgage rate environment has caused a mortgage payments to increase to a level not seen in over two decades. Right now, this current real estate market is putting pressure on potential homebuyers and buydowns may be a tool to help not just homebuyers today but also home sellers. In this very special episode of the , Certified Mortgage Advisor talks about what a ‘Seller-Funded Buydown’ is and discusses how a homebuyers and home sellers can benefit from buydowns. Enjoy :) If you have question about the the 1-1 Buydown, the , the 3-2-1 Buydown or anything real estate or mortgage...
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It’s fall ya’ll!
Martini Mortgage Podcast
Is the weather the only thing that is going to be cooling this fall, will real estate be cooling too? This special episode, with Certified Mortgage Advisor Kevin Martini, provides an overview of the Fall edition of the Martini Buyer Guide which simply and effectively communicates the current real estate and mortgage opportunity present this fall. To access instantly and for free the Fall 2022 Editon of the Martini Buyer Guide (a.k.a. '') go to: The Martini Mortgage Podcast is curated and produced by Certified Mortgage Advisor Kevin Martini (NMLS 143962) with the Martini Mortgage Group...
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A Chat with Realtor Tyler Chestnutt
Martini Mortgage Podcast
In this special interview edition of the Martini Mortgage Podcast, Certified Mortgage Advisor interviews Raleigh Real Estate Expert with the Tyler Chestnutt Team at eXp Realty. Tyler has strategically positioned himself in a niche by becoming the agent of choice for Millennials and Gen X and in this episode addresses the current market conditions for a first-time homebuyer and repeat homebuyers. This is truly a great conversation that simply and effectively communicates what people need to know about buying a home.
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What is happening with home prices?
Martini Mortgage Podcast
Right now, the hot topic that is top of mind with not just people that want to purchase a home but with people that currently own a home is, what is happening with home prices? It is a very understandable concern with everything that is going on. In this special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor and Raleigh mortgage broker Kevin Martini provides a glimpse on what is (really) happening with home prices. | NMLS 143962 | Certified Mortgage Advisor | Martini | NMLS # 3446 | 507 N Blount St, Raleigh, NC 27604 | (919) 238-4934 |...
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3 hot topics in real estate
Martini Mortgage Podcast
Raleigh mortgage broker and Certified Mortgage Advisor Kevin Martini in this special episode of the Martini Mortgage Podcast goes over the 3 hot topics in real estate and mortgage arena. They are 1) the current real estate and mortgage rate environment, 2) fears of a rinse and repeat of the 2008 housing crisis, and 3) What does real estate and mortgage rates look like for the balance of year and beyond. Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch Manager | Martini Mortgage Group at PCL Financial Group (powered by Celebrity Home Loans, LLC NMLS...
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Affordability
Martini Mortgage Podcast
There is a lot of chatter today about home affordability or more specifically the perception that homes are no longer affordable. SPOILER ALERT: Homes are still very affordable! In this special episode of the Martini Mortgage Podcast, and Certified Mortgage Advisor breaks down affordability in housing today. “Just because home prices are going up, does not mean that homes are not affordable? Sure, home price plays a factor but it is not the only factor in home affordability.” ~~ Kevin Martini Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch...
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Change
Martini Mortgage Podcast
There has been a lot of changes in the real estate markets and in the mortgage arena in 2022. Is this change good, bad or is it just change? This change from ‘frenzy’ to ‘normal’ represent a moment of opportunity for one that wants to be a first-time homebuyer or a repeat homebuyer. “…some people are comparing the current real estate market to pandemic market which was an anomaly whereas, the current market should be compared to the most recent normal markets.” ~ Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch Manager | Martini...
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Think Again
Martini Mortgage Podcast
Think buying a home is expensive? Try renting! Think we are getting ready for a rinse and repeat of 2006 & 2007? Think again! In this special episode of the , and Certified Mortgage Advisor Kevin Martini compares and contrasts the current real estate market of today to the real estate market of 2006 & 2007 in 4 areas: 1) supply 2) buyers 3) incomes 4) leverage Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch Manager | Martini Mortgage Group at PCL Financial Group (powered by Celebrity Home Loans, LLC NMLS 227765) | 507 N Blount St Raleigh, NC 27604 | (919)...
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Real Estate is Turning
Martini Mortgage Podcast
Right now the real estate is turning. There is no question, the first half of 2022 was a great time to buy a home. Right now the real estate is turning. We all hear terms like ‘the market is shifting’ or 'the market is pivoting’ but the real estate market is turning. Is turning a bad thing? With this turn, is now still a good time to buy a home? In this special episode of the Martini Mortgage Podcast Certified Mortgage Advisor and Raleigh mortgage broker Kevin Martini goes beyond the headlines to share why the real estate market is turning and dissects the...
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The loudest voice is an idiot!
Martini Mortgage Podcast
Headlines often mislead people into thinking something that may or may not be true. Right now there is a lot of headlines about death real estate and unaffordable mortgage rates since inflation is high and there is potential recession coming or worse, we are in a recession. Recession are part of the economic cycle and there is proven history on what happens before, during and after a recession with mortgage rates and real estate. The loudest voice who has written the obituary on real estate and mortgage rates is an idiot. When you go beyond the headline and into the data you will find...
info_outlineRegardless of size, there is no decision that should be made based on a headline. A decision on buying a home should be made after knowing the facts. Right now, there is noise about real estate and mortgage rates and sadly the real truth and the real opportunity is being missed. Fluctuating mortgage rates, home price deceleration and looming recession are facts but, is a recession bad for real estate values? Is there a pure need for real estate? Are home loan rates just going to get more expensive or are they going to retreat?
In this special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor and Raleigh mortgage broker, Kevin Martini takes a glimpse of the headlines and goes deep into the data about where home values are headed and where mortgager rates are headed.
Yes, it is time to fall in love with the home and marry the home but it is time to date the mortgage rate — tune in top learn more…
Kevin Martini | NMLS 143962 | Certified Mortgage Advisor and Producing Branch Manager | Martini Mortgage Group at PCL Financial Group (powered by Celebrity Home Loans, LLC NMLS 227765) | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgageGroup.com |[email protected] | nmlsconsumeraccess.org |Equal Housing Lender