Libsyn Directory

Buydowns

Release Date: 09/28/2022

5 Compelling Reasons to Buy Your First Home in 2025

Martini Mortgage Podcast

Rent keeps rising. Your landlord’s living it up. And you're stuck in an apartment with zero equity and a rent increase shaped like a jump scare. If you’ve been waiting for a sign to stop renting and start building wealth, this episode is it. In this episode, spills the five game-changing reasons why 2025 could be the most strategic time to buy your first home—before headlines catch up and demand surges again. ➡️ Why rising rates aren’t the villain (and what savvy buyers know that others don’t) ➡️ The tax benefits your landlord doesn’t want you to know about ➡️ How...

Do the First 5 Months of 2025 in Real Estate Signal a Housing Crash?

Martini Mortgage Podcast

Everyone’s yelling “CRASH!” But what if it’s not a collapse? What if it’s… a comeback? This episode spills the real tea about what’s happening in the housing market—and why the loudest voices might be missing the quietest (and smartest) shift. ✅ The truth about mortgage rates ✅ What buyers are finally getting right ✅ Why “waiting for the crash” might be the most expensive decision you ever make It’s not doom. It’s data. And if you’ve been holding off on homeownership, this might be the episode that changes everything. 🎧 Listen now—and forward it to your...

Big Mistake, Huge! Never Buy a New Construction Home

Martini Mortgage Podcast

It smells like fresh paint. It looks like a Pinterest board come to life. And it feels like a dream. But behind the granite countertops and “free” builder credits? A trap that’s cost more first-time buyers their equity (and sleep) than they’d ever imagine. In this episode, Kevin pulls back the curtain on what builders don’t want you to know—and it might just save you tens of thousands. 🎧 Discover: – Why that $10K incentive is a mirage – The sneaky markup game no one warns you about – How builder pricing can destroy your resale value – What smart buyers really do...

7 Questions Your Agent Doesn’t Want You to Ask

Martini Mortgage Podcast

Real talk: most people pick a real estate agent the way they pick a brunch spot—based on a vibe, not a strategy. But this isn’t brunch. It’s your future. In this episode, Certified Mortgage Advisor Kevin Martini shares 7 squirm-worthy questions your agent really doesn’t want you to ask. (Ask them anyway.) This isn’t just about buying a house—it’s about buying smart. Here’s what you’ll walk away with: → The #1 mistake people make before hiring an agent → How to know if your agent is part-time in a full-time market → What to ask so you don’t get stuck with a “tour...

Mortgage Approval Isn’t Commitment — It’s Clarity and Certainty

Martini Mortgage Podcast

You don’t need to be ready to buy. You need to be ready when the right one shows up. This episode is for anyone who’s ever gone from “I’m just browsing” to “Oh no… I NEED this house.” Before you fall for the backsplash and the natural light—listen in. Kevin Martini, Certified Mortgage Advisor, is flipping the script on what pre-approval actually means. Spoiler: It’s not a trap—it’s your ticket to clarity, confidence, and a competitive edge that sellers love. We’re talking: → The dangerous lie behind “I’ll get approved later” → Why smart buyers get strategic...

Why Renting Feels Safe But Might Be Costing You More Than You Think

Martini Mortgage Podcast

0000030E 0000030E 00005E3C 00005E3C 000330A1 000330A1 00007E86 00007E86 0001B834 0001B834

Renting vs. Buying: The 2025 Perspective

Martini Mortgage Podcast

“May you live in interesting times.” Sounds inspiring—until you realize it’s a fancy way of saying: good luck surviving the chaos. In this episode of the Martini Mortgage Podcast, Certified Mortgage Advisor breaks down why 2025 is not the year to hit pause on your dreams. 🛑 Waiting for perfect timing? It’s costing you more than you think.🏡 Renting? You’re investing in your landlord’s future, not yours. 📈 Buying? It's not about timing the market—it's about planning smart and acting strategically. 🔑 Discover why resale homes (not new construction) are the hidden gems...

Should You Buy a House in 2025? Here’s the TRUTH No One’s Telling You

Martini Mortgage Podcast

Everyone’s asking: “Should I buy a house in 2025?” This episode gives you the answer no one else will. Forget the headlines. Ignore the TikToks. In Episode 214 of the Martini Mortgage Podcast, Kevin Martini peels back the curtain on what’s really happening in the housing market—and whether 2025 is your year to buy. ✔️ Is now the time to make your move? ✔️ What’s actually going on with rates, inventory, and prices? ✔️ How do you know if you are ready (even if it doesn’t feel like it)? This episode cuts through the noise with clarity, strategy, and zero fluff. If you're...

Recession Fears? Why 2025 Is Still a Great Time to Buy Your First Home

Martini Mortgage Podcast

Think a recession is your signal to hit pause on buying a home? It might be your signal to sprint. In this episode, Certified Mortgage Advisor and flips the script on every scary headline, panic-peddling post, and “maybe I should wait” whisper in your head. You’ll hear: Why 2025 is not 2008 What recessions usually do to mortgage rates (spoiler: it’s good) Why "buy now, refinance later" is a strategy—not a gamble How sellers are suddenly offering perks like closing cost credits and buydowns This episode isn’t about fear—it’s about facts. About action. About finally...

Should You Tap Into Your Home’s Equity Now… or Wait?

Martini Mortgage Podcast

You scored the golden-ticket mortgage rate. 2.75%. Maybe 3.5%. The kind people brag about at dinner parties. But behind that shiny number? Credit card balances creeping up. A savings account that’s more “symbolic” than strategic. And an emergency fund that’s… well, a wish. Here’s the truth no one’s telling you: Your low mortgage rate might be costing you more than you think. In this episode, spills the no-fluff truth about cash-out refinancing in 2025. Yes, he said cash-out refi. And yes, it might be the smartest financial move you make this year—if you do it right. Forget the...

More Episodes

Right now mortgage rate environment has caused a mortgage payments to increase to a level not seen in over two decades. Right now, this current real estate market is putting pressure on potential homebuyers and buydowns may be a tool to help not just homebuyers today but also home sellers.

In this very special episode of the Martini Mortgage Podcast, Certified Mortgage Advisor Kevin Martini talks about what a ‘Seller-Funded Buydown’ is and discusses how a homebuyers and home sellers can benefit from buydowns.

Enjoy :)

If you have question about the the 1-1 Buydown, the 2-1 Buydown, the 3-2-1 Buydown or anything real estate or mortgage related, contact Kevin Martini by dialing (919) 238-4934.

TOPICS