First-Time Homebuyer Mistakes (Things I Wish I Knew Before Buying My First House)
Release Date: 03/13/2025
Why Renting Feels Safe But Might Be Costing You More Than You Think
Martini Mortgage Podcast
0000030E 0000030E 00005E3C 00005E3C 000330A1 000330A1 00007E86 00007E86 0001B834 0001B834
info_outline
Renting vs. Buying: The 2025 Perspective
Martini Mortgage Podcast
āMay you live in interesting times.ā Sounds inspiringāuntil you realize itās a fancy way of saying: good luck surviving the chaos. In this episode of the Martini Mortgage Podcast, Certified Mortgage Advisor breaks down why 2025 is not the year to hit pause on your dreams. š Waiting for perfect timing? Itās costing you more than you think.š” Renting? Youāre investing in your landlordās future, not yours. š Buying? It's not about timing the marketāit's about planning smart and acting strategically. š Discover why resale homes (not new construction) are the hidden gems...
info_outline
Should You Buy a House in 2025? Hereās the TRUTH No Oneās Telling You
Martini Mortgage Podcast
Everyoneās asking: āShould I buy a house in 2025?ā This episode gives you the answer no one else will. Forget the headlines. Ignore the TikToks. In Episode 214 of the Martini Mortgage Podcast, Kevin Martini peels back the curtain on whatās really happening in the housing marketāand whether 2025 is your year to buy. āļø Is now the time to make your move? āļø Whatās actually going on with rates, inventory, and prices? āļø How do you know if you are ready (even if it doesnāt feel like it)? This episode cuts through the noise with clarity, strategy, and zero fluff. If you're...
info_outline
Recession Fears? Why 2025 Is Still a Great Time to Buy Your First Home
Martini Mortgage Podcast
Think a recession is your signal to hit pause on buying a home? It might be your signal to sprint. In this episode, Certified Mortgage Advisor and flips the script on every scary headline, panic-peddling post, and āmaybe I should waitā whisper in your head. Youāll hear: Why 2025 is not 2008 What recessions usually do to mortgage rates (spoiler: itās good) Why "buy now, refinance later" is a strategyānot a gamble How sellers are suddenly offering perks like closing cost credits and buydowns This episode isnāt about fearāitās about facts. About action. About finally...
info_outline
Should You Tap Into Your Homeās Equity Nowā¦ or Wait?
Martini Mortgage Podcast
You scored the golden-ticket mortgage rate. 2.75%. Maybe 3.5%. The kind people brag about at dinner parties. But behind that shiny number? Credit card balances creeping up. A savings account thatās more āsymbolicā than strategic. And an emergency fund thatāsā¦ well, a wish. Hereās the truth no oneās telling you: Your low mortgage rate might be costing you more than you think. In this episode, spills the no-fluff truth about cash-out refinancing in 2025. Yes, he said cash-out refi. And yes, it might be the smartest financial move you make this yearāif you do it right. Forget the...
info_outline
How to Start Saving for Your First Home: A Step-by-Step Guide for First-Time Buyers
Martini Mortgage Podcast
Think youāre not ready to buy a home because you still splurge on takeout or forgot to cancel that random subscription? Thatās not the real reason you feel stuck. In this straight-talking, no-fluff episode, Certified Mortgage Advisor Kevin Martini shatters the myth that buying a home starts with cutting out coffee and magically saving 20% down. (Spoiler: You donāt need anywhere near that.) Instead, he hands you the actual steps to get your financesāand your confidenceāin alignment, including: The sneaky truth about where your money really goes What a real budget looks like (hint:...
info_outline
Stop Believing These Mortgage LIES! (First Home Edition)
Martini Mortgage Podcast
Think you need 20% down to buy a home? That lie has been quietly killing dreams for decadesāand itās time to put it to rest. This episode spills the truth, the real truth, about what it actually takes to get the keys to your own place (spoiler: itās way less than you think). Youāll learn: Why the 20% down myth is holding you back The truth about credit scoresāand what lenders really care about Low and no down payment programs that might already be available to you Why āwaiting for the right timeā might be costing you thousands This isnāt a guilt trip. Itās a game...
info_outline
Rent vs Buy: Making the Right Choice for Your Future
Martini Mortgage Podcast
Is renting really just throwing money away? Or is buying always the better option? Youāve heard the arguments: āStop paying your landlordās mortgage!ā ā¦ āOwning a home is how you build wealth!ā But is it really that simple? Not exactly. Hereās the truth: Neither is universally betterāit depends on your situation. And making the wrong choice? That could cost you tens of thousands over time. In this episode of the Martini Mortgage Podcast, we get straight to the factsāno fluff, no hype. Youāll learn: āļø The hidden advantages of renting (yes, they exist!) āļø...
info_outline
First-Time Homebuyer Mistakes (Things I Wish I Knew Before Buying My First House)
Martini Mortgage Podcast
šØ STOP scrolling real estate listings and cancel those open house plansāuntil you hear this. What is the biggest mistake first-time homebuyers make? Doing the right things in the WRONG order. Most people think house first, mortgage second. But hereās the real winning move: secure your home loan first. In this episode of the , Iāll break down: ā Why getting your financing in place first gives you the edge ā The one factor you canāt change about a houseāno matter how much you love it ā The hidden costs and pitfalls most buyers donāt see coming Buying your first home is...
info_outline
Ask These Questions Before Buying a House
Martini Mortgage Podcast
Most homebuyers start with the wrong question: Is now the right time to buy? They wait, watch headlines, and hope for perfect conditions. But hereās the truth: The best time to buy isnāt about the marketāitās about whether YOU are ready. š Before you fall in love with a house, ask yourself: ā Am I financially and emotionally ready? ā Can I afford the payment AND still save money? ā Will this location work for me in 5 years? Too many buyers wing itādonāt be one of them. In this episode, I reveal the 5 crucial questions you MUST ask before making a move, plus the...
info_outlinešØ STOP scrolling real estate listings and cancel those open house plansāuntil you hear this.
What is the biggest mistake first-time homebuyers make? Doing the right things in the WRONG order.
Most people think house first, mortgage second. But hereās the real winning move: secure your home loan first.
In this episode of the Martini Mortgage Podcast, Iāll break down:
ā
Why getting your financing in place first gives you the edge
ā
The one factor you canāt change about a houseāno matter how much you love it
ā
The hidden costs and pitfalls most buyers donāt see coming
Buying your first home is excitingābut doing it in the wrong order can cost you time, money, and peace of mind.
Hit play to learn how to avoid the biggest first-time buyer regrets. Then, send this episode to a friend who needs to hear this before they start house hunting!
š§ Listen now and get ahead of the game.