How to Pay Off Your Debt By Getting the Help You Need: An Interview with Tasha Bishop of Apprisen
The Mental Health and Wealth Show
Release Date: 08/26/2022
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info_outlineAre you struggling with debt? Do you feel depressed and anxious wondering how you can get support? Today's episode is brought to you in partnership with Apprisen, an organization that helps people with their finances and credit. I chat with Tasha Bishop, the Director of Digital Innovation at Apprisen on why debt causes so much shame and guilt, when you should reach out for help, what your options are, the difference between a non-profit debt management plan and a for-profit debt settlement, and how to use credit in a smart way.
"The more that you open up and the more you share these, the less that shame and that guilt is going to impact you whether it's emotionally, your mental health, or physical." - Tasha Bishop
"I think with debt repayment it's as much, if not more, a mental shift, and then everything else can shift around you."- Melanie Lockert
This episode is brought to you in partnership with Apprisen
What You Will Learn From This Episode
- Common emotions/feelings that people with debt are experiencing
- Why debt causes so much shame and guilt and why it's so dangerous to continue with these feelings, without getting help
- Financial and emotional warning signs or clues which tell you that you should reach out for help
- The different options for debt repayment
- The difference between a non-profit debt management plan and a for-profit debt settlement
- Debt relief scams and signs to watch out for
- How Apprisen works with consumers and what their fees are
- How being in debt and paying off debt affect your credit score
- How the timing of credit card payments impacts your credit score as well
About Tasha Bishop:
As the Director of Digital Innovation at Apprisen, Tasha is responsible for creating and enhancing national partnerships, building and sustaining internal programs, and increasing financial health awareness through outreach, social media, and traditional marketing. Tasha holds an MA in Economic Development & International Commerce from the University of Kentucky and a BA in Economics from the University of Louisville. She lives in Louisville, KY with her husband & two cats.
Apprisen is an accredited non-profit credit counseling agency focused on helping people improve their financial health. Since 1955, Apprisen has helped over 1 million individuals manage their finances and debt. Their signature program, the Debt Management Program, helps people pay down debt with lower interest rates and potentially minimum payments. Apprisen prides itself in finding solutions to their clients’ unique financial concerns in an atmosphere of trust, creativity, and non-judgment.
Connect with Tasha and Apprisen:
- www.apprisen.com
- Join Apprisen + Melanie for a Twitter chat on money and mental health on 9/13 @ 1pm ET for a discussion on how debt stress impacts mental health. One lucky participant will win a $50 Amazon gift card, incl. Apprisen swag items! Learn More #FinHealthChat https://bit.ly/3w1d3a9
Connect with Melanie
- mentalhealthandwealth.com
- melanielockert.com
- Support the podcast through Ko-Fi: https://ko-fi.com/melanielockert
- Buy Melanie’s book “Dear Debt”
- Contact: [email protected]
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