Regret, Reality, and the Race to Buy: What First Home Buyers Are Really Facing in 2025 With Sarah Megginson
Property Investment, Success & Money | The Michael Yardney Podcast
Release Date: 08/13/2025
5 Questions Property Investors Keep Asking Their Property Manager – With Leanne Jopson
Property Investment, Success & Money | The Michael Yardney Podcast
Thinking about selling your investment property? Wondering if leases still protect you these days? Or maybe you’ve heard AI and inspection managers are taking over property management? In today’s show, I sit down with Leanne Jopson, Director of Property Management at Metropole, to answer the five most common questions investors ask her. Leanne and her team speak with hundreds of investors every week, and the same questions keep cropping up, so we unpack those questions and provide you with the answers straight from the front line of property management. Whether...
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Beyond the Will: Smart Strategies to Gift Wealth to Your Grandchildren with Ken Raiss
Property Investment, Success & Money | The Michael Yardney Podcast
In today’s show, Ken Raiss and I discuss the intricacies of wealth building and legacy planning. We explore the importance of careful planning to avoid common pitfalls, the role of trusts in estate planning, and the implications of superannuation on wealth transfer. The conversation also covers strategies for gifting wealth, the benefits of investment bonds, and the significance of philanthropy. Finally, we provide actionable steps for individuals looking to start their legacy planning journey. Takeaways ...
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The Housing Shake-Up That Could Change Everything for Gen Z With Simon Kuestenmacher
Property Investment, Success & Money | The Michael Yardney Podcast
If you spend five minutes talking to a Gen Z, you could walk away feeling pretty gloomy. They’ll tell you the world is burning, wars are endless, work is meaningless, and of course, that housing is forever out of reach. And on the surface, they’ve got a point — affordability is at record lows, and the property ladder feels further away than ever. But here’s the thing… the future might not be as bleak as they think. In fact, there’s a quiet housing revolution coming that could turn things around for this younger generation. Demographics, policy shifts, even the way we build homes...
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Why Our Politicians Don’t Want Housing to Be Affordable | Big Picture Podcast with Ken Raiss
Property Investment, Success & Money | The Michael Yardney Podcast
Let’s be honest — if our politicians really wanted housing to be affordable, it would be by now. They’ve had decades to fix it. There have been inquiries, commissions, roundtables, and billions thrown at so-called “affordability schemes.” And yet, what do we have? Record house prices, record rents, and a generation of young Aussies wondering if they’ll ever own a home. Maybe — just maybe — that’s not an accident. In today’s Big Picture episode, Ken Raiss and I unpack why the housing affordability crisis isn’t a policy failure... it’s the system working exactly as...
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Property Prices Accelerate Across Australia in October | Dr. Andrew Wilson
Property Investment, Success & Money | The Michael Yardney Podcast
If you’ve been wondering whether Australia’s housing boom still has legs, or if we’ve already hit the peak of this cycle, then today’s episode will give you the clarity you’ve been looking for. Because, according to Dr Andrew Wilson, home prices across our capital cities accelerated again in October — marking the strongest monthly growth in nearly four years. Now, this kind of broad-based growth might surprise some commentators who’ve been predicting a slowdown. But as Andrew points out in his latest House Price Report, the combination of lower interest rates, improved...
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The Right Property Strategy for Every Age and Stage of Life with Brett Warren
Property Investment, Success & Money | The Michael Yardney Podcast
Are you in your 20s and just starting out, in your 40s and hitting your peak earning years, or in your 50s and wondering how to secure your financial future? No matter where you are in life, your property investment strategy needs to evolve with you. Too many investors treat property as a one-size-fits-all game – and that’s why half of all new property investors sell up within five years. In today’s episode, I’m joined by Brett Warren, National Director of Property at Metropole, to talk about how to invest wisely at every age and stage of life – and the timeless...
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Defeating Your Money Demons: Mark Matson on Mindset, Meaning & Financial Mastery
Property Investment, Success & Money | The Michael Yardney Podcast
Have you ever felt like the classic Aussie dream - you know, owning your home, maybe a few investment properties, and creating a secure future for your family - is getting harder to reach? You’re not alone. Today, I’m joined by Mark Matson – a renowned American entrepreneur, wealth educator, and author of Experiencing the American Dream. Now, before you switch off at the phrase “American Dream” – I get it – this isn’t a US flag-waving episode. In fact, Mark’s message is about something we all care about: taking control of your financial future, transforming...
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Are Baby Boomers Holding Back the Property Market? With Simon Kuestenmacher
Property Investment, Success & Money | The Michael Yardney Podcast
In today’s show, Simon Küstenmacher and I discuss the dynamics of our property markets, with a particular focus on the trend of downsizing among baby boomers. We examine the emotional and financial factors that influence this demographic's decision-making, the impact of government policies on the housing market, and the implications for younger generations seeking family homes. Simon mentions the need for better housing options and incentives to facilitate downsizing, ultimately aiming to create a more sustainable housing market. Takeaways ...
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The Property Investing Shortcut: Stuart Wemyss’ 4 Rules That Work
Property Investment, Success & Money | The Michael Yardney Podcast
Today I’m joined by Stuart Wemyss, a highly respected financial advisor and author who recently distilled everything he’s learned about property creation through wealth into what he calls the 4 Golden Rules of property investing. If you’ve been paying attention to the property market lately, you’ll know there’s no shortage of advice out there – some good, some… not so good. But in today's episode of the Michael Yardney podcast, we cut through all the noise so you can base your decisions on decades of real evidence, proven strategies, and a few timeless principles? These aren’t...
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Midlife Isn’t a Crisis – It’s Your Property Investment Opportunity with Louise Bedford
Property Investment, Success & Money | The Michael Yardney Podcast
Let me ask you something—are you in your 40s, 50s, or 60s and wondering, “Is this it?” Maybe you’re juggling ageing parents, adult kids, and still trying to figure out where you fit in this next chapter of your life. Well, midlife isn’t a meltdown—it’s a moment of truth. And in today’s conversation with Louise Bedford, we explore how you can turn this period into a launchpad for purpose, profits, and powerful decisions. We talk about why Gen X is more financially vulnerable than they realise, how your best years might still be ahead, and how to align your wealth-building...
info_outlineWhat happens when the Great Australian Dream becomes a financial nightmare?
In 2025, buying your first home in Australia has become less of a rite of passage and more of a high-stakes gamble. Record-high deposits, sky-high property prices, and mortgage repayments eating up more than 30% of many buyers’ income - it’s no wonder almost half of all first home buyers now regret their decision.
Today, I’m joined by Sarah Megginson, personal finance expert at Finder to discuss their First Home Buyer Report 2025 which reveals the rising pressure on young Australians trying to break into the property market - from paying well over budget to being left with no savings at all after settling.
We discuss why buyer's remorse is soaring, how affordability is vanishing, and what it all means for the future of home ownership in Australia.
Whether you’re an investor, a parent helping your kids buy, or just curious about where our housing market is heading, stick around. This is one of those episodes that will shift your perspective.
Takeaways
· The property market is increasingly challenging for first home buyers.
· Financial support from parents is becoming crucial for many buyers.
· Many first home buyers regret their purchase due to overspending.
· Government incentives can help first home buyers enter the market.
· Understanding lenders mortgage insurance is essential for buyers.
· Saving habits are critical for managing home ownership costs.
· Buyers are adapting by considering different locations and dwelling types.
· The emotional aspect of buying a home can be overwhelming.
· It's important to think long-term when making a home purchase.
· There are still opportunities for home ownership despite market challenges.
Chapters
00:00 The Struggles of First Home Buyers
04:39 The Role of Family Support in Home Buying
07:34 Understanding Affordability in the Current Market
10:12 Regrets and Realities of First Home Purchases
13:03 Navigating the Buying Process: Tips and Strategies
15:53 Government Incentives for First Home Buyers
16:46 Saving for a Deposit: Strategies and Challenges
19:49 The Importance of Financial Preparedness
22:30 Adapting to the Market: New Strategies for Buyers
Links and Resources:
Answer this week’s trivia question here- www.PropertyTrivia.com.au
· Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time.
· Everyone wins a copy of a fully updated property report – What’s ahead for property for 2025 and beyond.
Finder’s First Home Buyer’s Report https://www.finder.com.au/insights/first-home-buyer-report-2025
Sarah Megginson - money expert and Head of Editorial at Finder https://www.finder.com.au/author/sarahmegginson
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Michael Yardney – Subscribe to my Property Update newsletter here
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Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.