Infinite Banking: The Wealth Hack the Banks Don’t Want You to Know w/ Stephen Nagy & Brian Fouts
Release Date: 04/10/2025
Doctors Make Great Money Until They Don’t (The Passive Income Fix) w/ Dr. Jeff Anzalone
Money School Podcast
From the outside, doctors and dentists look like they’ve got it all: good money, respected careers, the kind of lifestyle most people want. But what almost no one talks about is how fragile that life really is. One accident, one injury, and the very hands that their entire career depends on can suddenly stop producing income. That was Dr. Jeff Anzalone’s reality after a skiing accident nearly ended his ability to practice dentistry. It forced him to realize: as much as medicine can be rewarding, it’s still trading time for money, and it can all disappear in an instant. The solution...
info_outline
4,000 Reviews, $1M in Refunds: The Ugly Truth About IULs w/ Jonathan Aguilera
Money School Podcast
Most people who buy life insurance never read the fine print. They’re promised “stock market–like returns without the risk,” a retirement account that doubles as a tax-free loan machine, and peace of mind for their families. On paper? It looks like the perfect product. But what happens when the math doesn’t add up, the illustrations don’t match reality, and families find out, years later, that the policy they’ve been funding is set to collapse? That’s the dark underbelly of the Indexed Universal Life (IUL) industry. And it’s exactly what my guest, Jonathan, aka the IUL...
info_outline
4,000 Reviews, $1M in Refunds: The Ugly Truth About IULs w/ Jonathan Aguilera
Money School Podcast
Most people who buy life insurance never read the fine print. They’re promised “stock market–like returns without the risk,” a retirement account that doubles as a tax-free loan machine, and peace of mind for their families. On paper? It looks like the perfect product. But what happens when the math doesn’t add up, the illustrations don’t match reality, and families find out, years later, that the policy they’ve been funding is set to collapse? That’s the dark underbelly of the Indexed Universal Life (IUL) industry. And it’s exactly what my guest, Jonathan, aka the IUL...
info_outline
Don’t Wait: How to Line Up Business Financing Before You Need It w/ George Otel
Money School Podcast
Most business owners only call the bank when they’re in trouble. Cash is tight, deals are falling apart, stress is mounting. By then? It’s too late. The banks shut the doors and wave at you from behind the glass. That’s the obvious mistake. The less obvious one? Not realizing the best time to secure financing is when you don’t need it. That’s when banks give you more, on better terms, and when private lenders are willing to play ball. That’s the theme of my conversation with George Otel, founder of U.S. Business Funding. He’s closed 400+ deals, from SBA loans to $50M...
info_outline
Beyond the Bidding Wars: How Elite Investors Find Opportunities Others Miss w/ Aleea Stanton
Money School Podcast
Most real estate investors are running the same race: chasing the hottest markets, competing for the same deals, and trying to outbid one another. The problem? That crowded approach often blinds you to the opportunities hiding in plain sight. The truth is, success in investing isn’t about following the crowd or chasing trends; it’s about looking where others aren’t, leading with strategy, and building relationships that open doors no one else can see. That’s what sets Aleea Stanton apart. She didn’t start investing just to rack up properties. She began with a deeper purpose: to give...
info_outline
Lonely at the Top: The Quiet Crisis of the Ultra-Successful w/ David Christensen
Money School Podcast
You’ve experienced life at the highest level: private planes, exclusive circles, red carpet events, and the luxury that money can buy. But beyond the accolades and access, have you ever found yourself asking, 'Is this all there is?' There’s a silent struggle that often shadows success. Behind the velvet ropes and curated lifestyles, many high-profile individuals wrestle with an inner void—an ache that no amount of wealth, recognition, or adrenaline can truly silence. When the applause quiets and the entourage leaves, the stillness can feel suffocating. For some, that emptiness is numbed...
info_outline
Your Home’s Value Is Up, But Your Bank Account Isn’t? Try This w/ Arthur Hood
Money School Podcast
You’ve got something valuable sitting right under your nose: your home’s equity. But here’s the thing: it’s not exactly helping you pay the bills. Your house might be worth a lot more than before, but day-to-day expenses still pile up. Inflation’s squeezing your paycheck, groceries keep getting more expensive, and it feels like you’re stretched thinner every month. You’re “house rich,” sure, but cash? Not so much. And that’s exhausting. The reality is, owning a valuable home doesn’t mean your wallet feels any heavier. Lots of folks are stuck in this same spot right...
info_outline
What No One Tells You About Leaving Your Own Company w/Cody Hofhine
Money School Podcast
You built your business from scratch and poured your heart and soul into it. So it might feel strange, even disloyal, to think about stepping away or exiting. From the outside, everything’s working: sales are up, your team’s solid, and your brand is gaining traction. But under the surface? You’re tired, the vision that once felt clear now feels fuzzy, and growth has started to feel like a grind. This isn’t uncommon. Many founders hesitate to plan an exit because things still feel “fine.” But there’s a big difference between “fine” and truly free. Founders leave their...
info_outline
How to Beat the Insurance Companies at Their Own Game w/ Rob Haynie
Money School Podcast
Here’s the dirty secret in the term insurance industry: They win when you cancel. They win when your policy lapses. They win when you don’t understand what you really own. Think about that for a second. You’ve been sold on the idea that term insurance is the smart, affordable choice. But what no one tells you is this: it’s a ticking clock. If you outlive the term, you get nothing. All those years of paying in? Gone. Just like that. Who wins? The insurance companies. Every. Single. Time. They count on you to drop it. They bank on you not knowing any better. But what if you flipped the...
info_outline
Why So Many Real Estate Investors Are Burnt Out w/ Ashley Kehr
Money School Podcast
Feeling burnt out? You’re not the only investor hitting that wall. Long hours, back-to-back deals, tenants, contractors, financing, and the never-ending pressure to grow. You got into real estate for time freedom and financial independence, but somewhere along the way, it started to feel like just another grind. Here’s the truth most investors won’t say out loud: Burnout isn’t a rite of passage, it’s a red flag. And ignoring it can cost you more than just momentum; it can eat away at your health, relationships, and your reason for investing in the first place. But what if there’s...
info_outlineMost people do what they’re told when it comes to money—get a job, stash cash in a 401(k), and hope there’s enough to retire someday. But what do they get? Debt. Stress. Zero control over their time and money.
Meanwhile, banks are making a fortune off their hard work. Savings get eaten up by taxes, inflation, and market crashes. Retirement accounts come with rules, restrictions, and penalties. And after years of grinding, most people still feel stuck, just trying to stay afloat.
What if there was a way out?
The Infinite Banking Concept flips the script. It’s not just about making money—it’s about keeping control. It’s a system that lets you take charge of your cash, grow wealth on your terms, and stop relying on banks that profit off you. With Infinite Banking, you decide how and when to use your money, without waiting until retirement or jumping through hoops.
How will Infinite Banking transform your life? In this episode, special guest host and Money School partner Stephen Nagy talks to trainer and entrepreneur Brian Fouts. Brian talks about his journey, how he found Infinite Banking, and how it changed the trajectory of his life.
Guest Bio
Stephen Nagy is a real estate and financial professional, business and investing consultant, speaker and trainer, and partner at The Money School. Stephen Nagy left his career as a Personal Financial Advisor in 2007 to pursue his dream of being an entrepreneur and Real Estate Investor. Many years later, he has never looked back, becoming a lifelong student of business and investing, implementing strategies learned, gaining valuable personal experience, and following his passion of working with and sharing with others. Stephen has spoken on hundreds of stages across the United States and worked with thousands of students, helping them realize and achieve their financial goals. Over those travels, and through attending several Masterminds each year, Stephen has built an extensive network of other like-minded individuals, creating a community that we call the “Campfire”. Stephen is dedicated to helping his students & clients learn financial education, how to regain control of their money, and how to achieve their dreams by solving their money problems. Stephen now shares his experience, education, and strategies through weekly webinar trainings, Live events, and working with clients one-on-one. Find Stephen on Facebook.
Brian Fouts got his start in life following the traditional path… went to school, got a corporate job, saved money into a 401k, and got into debt because that's what everyone else around him was doing. Yet after almost 15 years in the rat race, he lost more than $500,000 to corrupt financial planners and institutions. He was fed up with the rat race and the broken traditional path that did not provide financial security for his family. After leaving his corporate job and successfully investing in numerous assets including real estate, private lending, and online businesses, as well as growing a financial education business to the Inc.5000 list, Brian discovered the Infinite Banking Concept almost 10 years ago. After using this strategy in his own life, Brian made it his mission to help others gain back control of their money and financial life with this strategy. After impacting over 60,000 clients and individuals through his various companies and ventures, Brian continues to help others discover how real wealth and freedom can be attained through the Infinite Banking Concept. Visit https://brian.beyourownbanker.com/ to book an appointment with Brian.
About Your Host
From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently the founder of The Money School™, and Money Mentor for The Money Multiplier.
His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.
Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.
Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!