- Rachel Farris explains Puerto Rico’s Act 60 tax incentives and how they allow U.S. citizens to pay 0% on capital gains, interest, and dividends.
- The program offers a 4% corporate tax rate for businesses relocated to Puerto Rico.
- Rachel details the legal requirements for becoming a bona fide Puerto Rican resident.
- The conversation covers the importance of distinguishing pre-move and post-move capital gains for tax purposes.
- Kirk and Rachel discuss common pitfalls people face when trying to qualify for Act 60 benefits.
- They explore how Act 60 was designed to attract capital, entrepreneurs, and skilled professionals to Puerto Rico.
- Rachel outlines lifestyle differences between the mainland U.S. and Puerto Rico.
- The discussion includes the island’s cost of living, housing options, and healthcare quality.
- Education systems and family considerations for those relocating are reviewed.
- Rachel emphasizes the need for real relocation and compliance with IRS residency rules.
- They touch on hurricane preparedness and infrastructure realities of island living.
- The episode concludes with insights on how to properly structure a business move to maximize Act 60’s benefits.
Growing Global Debt and the Future of the Global Economy with Jean-Baptiste Wautier
Money Tree Investing
Jean-Baptiste Wautier is here to talk growing global debt and the impact on the economy. He draws on decades of private-equity and macro experience to discuss accelerating global change, arguing that rising debt, AI, and political polarization are reshaping the economic and geopolitical order. We discuss Europe’s recent market strength, China as an unavoidable, though risky, investment given its scale and AI ambitions, and gold and crypto as hedges rather than true currency alternatives. He also warms that global debt dynamics will force restructuring in places like Japan and parts of...
info_outline
How To Profit In The Run It Hot Economy
Money Tree Investing
Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the show notes at
info_outline
College Without Crushing Debt with Shellee Howard
Money Tree Investing
Shellee Howard is on the show today to talk how to do college without crushign debt for your kids. She shares how her journey as a “mom on a mission” led her to help families navigate the college process strategically, emphasizing early preparation, self-discovery, and return on investment rather than prestige alone. She explains why overcrowded school counselors fall short, how students should clarify their values, talents, and career goals before choosing colleges, and why college should be viewed as a business decision and a stepping stone to adulthood, and not a status symbol. With the...
info_outline
The Best Ways to Invest in the Run It Hot Economy
Money Tree Investing
We're in the middle of a run it hot economy. Today our discussion ranged from geopolitics into markets, including precious metals. Silver’s recent surge is best understood as a reversion toward historical gold–silver ratios rather than a knowable fundamental catalyst. Silver’s parabolic move looks unstable compared to gold’s healthier, slower uptrend. But no one can truly know why prices move, so investors should be clear about why they own precious metals since that purpose should drive allocation size and risk tolerance. We also talk macro conditions, the U.S. may be pursuing an...
info_outline
Secret Franchising Profits For Investors
Money Tree Investing
Barbara Friedberg | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the show notes at
info_outline
2026 Predictions... This is What Will Outperform in 2026
Money Tree Investing
Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the show notes at
info_outline
Investing in Bitcoin in 2026
Money Tree Investing
Arrash Yasavoli discusses how you should jump on investing in bitoin in 2026! Arrash's path from data engineering at LinkedIn into quantitative trading, crypto, and building Glitch, a SaaS platform that gives broader access to advanced trading strategies gives a unique perspective into possible 2026 investing plans. We also talk Bitcoin’s role as a potential store of value, the divergence between Bitcoin and altcoins, the growing importance of real utility and valuation in crypto projects, the rise of ETFs and stablecoins as bridges to mainstream adoption, and more. We discuss... Barbara...
info_outline
2025 Wrap Up... Year End Surprises
Money Tree Investing
There are a lot of year end surprises in store with the 2025 wrap up. The year has come to an end and we are here to discuss everything from year-end reflections and personal anecdotes to a broad market outlook. We focused on the recent surge and volatility in precious metals, especially silver, explaining how futures-market leverage and exchange rule changes (like margin requirement hikes) are used to cool speculative excess, why parabolic price moves are unhealthy, and why investors should be cautious in the near term even if long-term fundamentals remain bullish. We also talked government...
info_outline
Why AI Hype and Clickbait Are Failing Serious Business Owners with Elliot Holland
Money Tree Investing
Elliot Holland joins us to explore the realities of building and sustaining a high-quality, trust-driven professional business in an era dominated by AI hype, declining marketing efficiency, and algorithmic noise. We discuss skepticism around AI’s real-world impact especially in high-stakes financial decisions. We also talk marketing and content strategy, why sensationalism and clickbait may win algorithms but will always repel discerning clients. We also unpack our frustrations with modern marketing platforms like Google, Facebook, and HubSpot as they grow increasingly expensive and...
info_outline
Year End Tax Loss Selling Secrets You Must Know
Money Tree Investing
Today we're sharing the tax loss selling secrets you need to know before 2026! We also talk understanding personal strengths and psychological limits in investing. It's good to avoid shiny-object strategies like day trading and prioritize risk management through diversification. We explore how market structure, valuations, and historical data suggest future returns may be lower and more volatile, making stress-testing portfolios and aligning risk with temperament essential. Remember long-term success comes from discipline, education, adaptability, and thoughtful strategy rather than chasing...
info_outlineCPA Rachel Farris joins us to talk about how you can benefits from Puerto Rico’s Act 60 tax incentives by becoming bona fide residents of the island. Rachel explains how the program was created to attract capital and talent to Puerto Rico, the rules around residency and post-move appreciation, and the common pitfalls people face when trying to qualify.
She also discusses lifestyle differences, cost of living, and more, as the Act requires genuine relocation and compliance with IRS rules to be done correctly.
We discuss...
Today's Panelists:
- Kirk Chisholm | Innovative Wealth
- Barbara Friedberg | Barbara Friedberg Personal Finance
- Douglas Heagren | Mergent College Advisors
Follow on Facebook: https://www.facebook.com/moneytreepodcast
Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast
Follow on Twitter/X: https://x.com/MTIPodcast
For more information, visit the show notes at https://moneytreepodcast.com/puerto-ricos-act-60-rachel-farris-758