Money Tree Investing
Get new ideas every week from Money Tree Investing Podcast! Come find out why our smart listeners love us. We find the top minds of investing and personal finance to join us on our show. Our guests and panelists talk about investing and personal finance ideas like how to find great investment ideas, building passive income, investing in real estate, financial independence, alternative investments, personal finance, money management, retirement, and finding new investment trends that are not yet mainstream.
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A Summary of How a Trump Presidency Affects Your Investments
11/20/2024
A Summary of How a Trump Presidency Affects Your Investments
The Trump presidency is going to affect your investments and today we discuss how! We talk about focusing on shifting paradigms, market trends, and the need for pragmatic investing. We criticize tech stocks, social media’s evolving role in information dissemination, and reflections on media partisanship. Our overarching goal is for you to focus on investment opportunities created by policy changes rather than being swayed by ideology. Today we discuss... Reflections on self-awareness and understanding societal perceptions after the election. Observations about the market downturn, especially in tech stocks. Elon Musk’s acquisition of Twitter and its cultural implications. The significance of comedy and free speech in maintaining societal balance. Discontent with corporate media as biased propaganda, regardless of political alignment. Concerns about the long-term sustainability of pensions, Medicare, and Social Security in the 2030s. Inflation’s impact on savings and purchasing power as a critical financial concern. Discussion of policy proposals like free college and their feasibility in a paradigm-shifting era. The potential economic disruptions from AI and other transformative technologies. Shifts in investment strategies to align with anticipated policy changes under new leadership. The importance of separating politics from investment decisions to maximize financial outcomes. The strategic approach to capitalizing on corporate tax cuts and their impact on major companies. Critique of ideological investing for potentially leaving significant financial gains on the table. Nuclear energy is gaining bipartisan support due to its reliability as a load power source. Abundant, cheap energy is critical for societal progress, as scarcity leads to economic stagnation and conflicts over resources. Proposals like replacing income tax with tariffs reflect the trade-offs inherent in policy changes. Recognizing the populist movement as a response to frustrations with big institutions and a desire for greater voter control. Misinformation in charts and emphasizing skepticism when analyzing data visuals online. Identifying signs of euphoria in market sentiment as a potential warning for cautious investing. Contrarian investing during periods of extreme optimism or pessimism as a timeless strategy. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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Real Estate Opportunities for 2025
11/15/2024
Real Estate Opportunities for 2025
Marco Santarelli returns to share real estate opportunities you should be jumping on in 2025! Despite rising interest rates, Marco remains optimistic about real estate as one of the best opportunities to be a part of. He explains that high demand and low supply in many U.S. markets create opportunities, particularly in non-tier-one markets, and encourages investors to focus on "where" to invest rather than "when" to start. Most people who do start investing in real estate regret that they didn't invest even more! Today we discuss... Marco Santarelli shares his journey as a serial entrepreneur with a primary focus on real estate investing, specifically in turnkey investment properties. Rising interest rates and their impact on real estate affordability. Focusing on location rather than timing the market, as there are always opportunities in specific markets. A lack of supply has created high demand in many U.S. housing markets, which is unlikely to be balanced before 2030. How affordability challenges affect buyers and investors, especially in expensive tier-one markets. Marco argues that even with higher mortgage rates, real estate investments continue to offer wealth protection, growth, and tax benefits. The current economic backdrop, including inflation and the Federal Reserve’s interest rate policy, and its effects on real estate. Real estate investments are viable at any interest rate if the numbers work and the location is right. Housing demand is high due to an underbuilt market, with 2.1 million units needed to meet current demand. Industrial real estate is performing well, while commercial properties struggle with vacancies. Small-scale residential properties (1-4 units) are ideal for most investors due to financing benefits and availability. Effective property management is essential; consider tenants as customers and research property managers’ services, reputation, and fees. Real estate offers long-term benefits through cash flow, equity, and tax advantages, and consistent education is key for successful investing. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Barbara Friedberg | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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Election Results… And the Winners Are…
11/13/2024
Election Results… And the Winners Are…
The election results are in and the real winners are the American people who do not have to watch politics ads anymore! Today we dive into the aftermath of the recent elections and what happens next for the markets. We talk about the ineffectiveness of government spending and the evolving view of political parties. There needs to be greater personal accountability and unity in navigating the nation's political landscape. No matter what we will be sure to see the impact of political dynamics on society and markets. The market will definitely respond to the political events of the next four years. Today we discuss... Relief after the recent election, especially from political advertising overload. How a record-breaking $15.9 billion was spent on U.S. political ads this election cycle. Frustrations over high campaign spending and suggests such funds could better support social causes. Critiques of the U.S. political system's reliance on private contributions and its potential to sway policy. Comedians like Jon Stewart for addressing political hypocrisy across the spectrum. The American political system seems to shift over time, with parties taking on opposite stances on issues like war. Bipartisan acceptance of differing opinions and the preservation of First Amendment rights are essential for a healthy society. Freedom of speech includes both expressing opinions and facing possible negative reactions. Extremist views on both political sides have made rational discussion harder. Polarized societies often see suppressed opinions emerge during pivotal events, like elections. Market reactions to election results can indicate future performance trends. Specific sectors post-election, like coal, banks, and crypto, provides insights on economic sentiment. Election outcomes impact short-term market volatility, but fundamentals drive long-term trends. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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Becoming a Super Host: Secrets to Creating a Successful AirBNB
11/08/2024
Becoming a Super Host: Secrets to Creating a Successful AirBNB
Mark Lumpkin is here to discuss real estate investing through creating a successful AirBNB. He delves into what it means to be a "super host," by enhancing a property's visibility and appeal. If you have a unique properties that can serve as part of the travel experience, you can find yourself a niche in the industry, and tailor your property for maximum appeal and profitability. Many new investors rush in, lured by promises of high yields but lack a strategic approach. Mark shares the secrets of how to maximize your success. Today we discuss... Mark explains his and his wife's travel experiences that led them to prefer short-term rentals over traditional hotels. How, inspired by their experiences, they decided to invest in short-term rentals and became Airbnb superhosts. How short-term rentals have made previously uneconomical properties profitable by offering daily rentals instead of long-term leases. The importance of having unique, high-quality properties to remain competitive and mitigate downturn risks. Focusing on mid-range properties, rather than luxury or low-end ones, often yields the best financial results. How unique, non-duplicatable properties avoid direct competition with identical listings. Market risks such as natural disasters, insurance costs, and operational expenses specific to high-tourism areas. The premium pricing strategy on weekends in vacation destinations for maximum yield. Catering to unique needs, like wheelchair accessibility or family-friendly amenities, can attract a premium. Balancing seasonal properties across markets with varying peak seasons can stabilize cash flow. Managing a short-term rental requires a strong on-ground team for cleaning, maintenance, and guest support. Listing properties on multiple platforms (Airbnb, VRBO, booking.com, etc.) increases exposure and revenue opportunities. Building a brand and direct-booking options, supported by social media, is a growing trend among property owners. For more information, visit the show notes at
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Election Shenanigans… Here’s What You Can Expect After the Election
11/06/2024
Election Shenanigans… Here’s What You Can Expect After the Election
The election just happened and that means there will be some shenanigans after the election! Today we talk divisiveness in political discourse, the inefficiencies in government spending, and the challenges posed by increasing national debt and interest payments. The inefficiency in government spending and decision-making extends across the board so you need to be aware of your own finances and investments. Focus on your pragmatic investment strategies amidst economic uncertainty, especially after the election, and you'll be on a better track. Today we discuss... How politics is largely unhelpful for investing discussions. Today’s society often discourages open, contradictory opinions. Election results are here, and market stability would benefit from a decisive winner. Government spending has increased while private sector growth lags. Government debt interest payments have surpassed national defense spending. The economy faces challenges as more jobs shift to government, education, and healthcare. Older generations dominate U.S. power structures, limiting opportunities for younger leaders. Economic solutions are limited to either growth, inflation, or reduced spending. The government, healthcare, and education sectors often suffer from inefficiency due to regulation. Technological advances in housing and nuclear energy are slowed by regulatory oversight. Crypto has been highly volatile, though fixed-income investments have also been risky in recent years. Significant donations from the crypto sector went to both political parties in the last election cycle. The market’s response to election results is likely stable unless there is a contested outcome, which could trigger volatility. Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the show notes at
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The US Sovereign Wealth Fund… Origins Revealed
11/01/2024
The US Sovereign Wealth Fund… Origins Revealed
Richard Duncan is back to share the concept of a U.S. sovereign wealth fund, an idea to drive national economic growth through large-scale public investment in emerging industries and technologies. Recent bipartisan support from both the Trump and Biden camps highlights growing momentum for this initiative, and Richard thinks it could accelerate technological breakthroughs in fields like AI, quantum computing, and biotech. Such a fund would not only help reduce the national debt but also bolster U.S. competitiveness against China’s rapid advancements in technology and defense. Today we discuss... The concept of a U.S. sovereign wealth fund, a proposal he has supported for years as a means of boosting national economic growth. Concerns that government programs already incentivize private sector growth, like R&D tax credits and preferential funding, but face inefficiencies. How a U.S. sovereign wealth fund would act as a venture capital source for private companies, similar to successful models in Singapore. How under-investment could allow China to become the dominant superpower, citing parallels to Europe's unpreparedness for Hitler’s rise. The effects of inflated debt and the fragility of the U.S. economy, highlighting government intervention as a key reason it hasn’t collapsed. If credit contracts, a recession could turn into a depression, risking significant economic instability. Each time private sector defaults threaten contraction, such as in 2008 and 2020, government intervention prevents economic collapse. Advocates of austerity overlook that spending cuts can cripple consumption, investment, and job creation, leading to economic decline. The speaker argues that large-scale investment, rather than austerity, is essential for growth and national security. America's economic resilience stems partly from government debt; alternatives could risk societal collapse. Future U.S. prosperity and competitiveness, especially against China, depend on substantial investment in science and technology. The risk of economic misallocation, using overemphasis on pharmaceuticals as an example. Balancing private sector decisions and government financing could ensure effective investment in essential industries. The U.S. must innovate in energy, particularly nuclear and fusion, to meet growing demands from sectors like AI. America's past reliance on globalization reduced inflation, but future economic stability may require adapting to changing global conditions. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Barbara Friedberg | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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The Problem with the Election… It’s Not You… It’s Me
10/30/2024
The Problem with the Election… It’s Not You… It’s Me
There's a problem with the election and it's not just about you, it's me too. Our conversation today highlights how U.S. political party priorities have evolved with shifts in censorship power dynamics now seen in tech and government interactions. Voter turnout patterns by state reveal high engagement in blue states, sparking a discussion on potential impacts and a reflection on whether blockchain could offer fairer and more secure elections. Today we discuss... Most recent information is likely to be unreliable, especially with the election looming. Historical context regarding political party evolution highlights significant shifts in the Democratic and Republican parties over the years. The potential for implementing blockchain technology in voting is suggested as a way to enhance transparency and prevent voting irregularities. When investing in the market, your biases—whether bullish or bearish—can distort your perception of reality. Confirmation bias leads investors to seek information that supports their beliefs while ignoring opposing viewpoints. Historical examples highlight how both individuals and groups can rationalize harmful choices based on their biases. Recent trends show a belief that investing solely in the S&P 500 or real estate is the only way to achieve financial success, neglecting historical performance data. Many investors, including Warren Buffett, are reevaluating their holdings based on new data, which suggests current market valuations may be overly optimistic. Historical performance metrics show that various asset classes, including gold and emerging markets, may outperform current popular investments. A shareholder proposal suggests Microsoft should consider holding Bitcoin instead of cash, reflecting a shift towards cryptocurrency among corporations. Leveraging Bitcoin or any asset carries significant risks, particularly if market conditions change abruptly. Despite increasing investments in Bitcoin, its price has remained relatively stable, indicating complex market dynamics. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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How the Profit First System Will Transform Your Taxes
10/25/2024
How the Profit First System Will Transform Your Taxes
Today I'm joined by my good friend, The Tax Goddess to discuss the Profit First system. Shauna Wekherlien's background in helping people legally minimize taxes and maximize savings and focuses on the Profit First system, a financial management approach for businesses and individuals. We explain how this system promotes discipline by prioritizing profit before expenses. Shauna also shares strategies to reduce tax bills legally. Today we discuss... Shauna Wekherlein shares her work as a tax strategist, helping people manage money and keep it away from the government legally. The Profit First system is a simple financial framework for both businesses and individuals. Shauna explains the process of setting aside a percentage of revenue for profit before paying expenses. Profit First encourages using multiple bank accounts to separate funds for profit, taxes, and other expenses. Kirk shares his positive experience with the Profit First system, calling it life-changing. How the system is customizable, allowing users to start small and increase their profit percentage over time. Shauna emphasizes the importance of having a separate bank account for taxes. The value of financial strategies to reduce tax bills while still ensuring funds are available for payments. Shauna highlights how business owners and individuals can use the Profit First method to achieve personal and financial goals. The conversation covers common financial challenges like lifestyle inflation and debt, and how Profit First can help avoid them. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Barbara Friedberg | Megan Gorman | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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Where is Bitcoin going next?
10/23/2024
Where is Bitcoin going next?
Where is Bitcoin going next? Today we discuss Bitcoin and how it's currently crashing and what that means for it's future! We also talk about how consumer confidence fluctuates based on political affiliation and reflect on how political leanings shape people's perception of reality. We analyze charts "chart crimes," emphasizing how misleading technical analysis can be. We also touch on America's ever growing debt. Today we discuss... There's only two weeks between Halloween and the election! The University of Michigan Consumer Expectations Index reveals an inverse correlation between political party expectations based on who is in power. How political bias colors people's perception of reality. A shift in political leanings of tech executives is observed, with a historical trend toward Democrat support but a recent swing toward conservatism in 2024. The current state of leadership, with a lack of strong leaders across political lines. The concept of "chart crimes", where misleading technical analysis charts often deceive inexperienced investors. Bitcoin technical analysis is debunked, explaining that chart setups are not guaranteed predictions. The U.S. may face bankruptcy within 5 to 10 years, which could trigger significant inflation and financial hardship. The velocity of money and the trust in currency are key indicators to watch for potential hyperinflation or financial instability. Bitcoin's recent rise is correlated with an increase in M2 money supply, and both Bitcoin and gold are seen as potential hedges against inflation. There's uncertainty about how Bitcoin will perform in future recessions since it hasn't faced a major economic downturn yet. Consumers are struggling with high core inflation, impacting necessary expenses like utilities and food, despite overall inflation rates declining. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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Balancing Business and Family: Jenny Groberg’s Journey to Success
10/18/2024
Balancing Business and Family: Jenny Groberg’s Journey to Success
Jenny Groberg joins us to share how she has because a master of balancing business and family. Her journey led her to starting a consulting business from home while raising five children and navigating financial challenges due to her husband's medical school and residency. Jenny talks financial literacy, highlighting how she and her husband quickly paid off $250,000 in loans by living below their means. We discuss... Jenny Groberg is a mother of five, married for 21 years, whose husband's medical school and residency led her to start her own business out of necessity. She started consulting from home and built a successful business employing hundreds of women across the US who also work remotely from home. Jenny's company taps into a highly educated female workforce, breaking barriers in finance and challenging traditional male-dominated spaces. She is passionate about empowering women, especially during times of economic hardship, as many women are returning to work due to rising costs and inflation. Jenny highlights the flexibility and adaptability of women who juggle family and professional responsibilities while navigating challenges like maternity and remote work. The accounting field is shrinking, but Jenny sees opportunities in helping businesses improve financial literacy and manage their finances better. She emphasizes the importance of focusing on profitability over growth and ensuring businesses maintain financial discipline for long-term success. Jenny shares her personal story of paying off $250,000 in student loans in two years by maintaining a strict budget and avoiding lifestyle inflation. She believes that staying out of debt and managing finances conservatively can lead to long-term financial freedom and stability. Jenny encourages business owners to regularly monitor their financials, manage payroll efficiently, and make conservative financial decisions to ensure business survival and growth. She warns against relying on adjustable-rate loans and stresses the importance of saving for unexpected financial changes. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Barbara Friedberg | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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The US Government’s Secret Tax Is Revealed
10/16/2024
The US Government’s Secret Tax Is Revealed
We reveal the secret tax the government is hiding from us! We also talk the misunderstandings of inflation and all it's complexities. We also help you learn more with key inflation-related terms, such as deflation, disinflation, and hyperinflation, clarifying that hyperinflation occurs when public trust in a currency is lost. And we also argue that inflation is influenced not just by money printing, but also by the velocity of money—the rate at which money circulates within an economy. We discuss... Government-published CPI (Consumer Price Index) is the gold standard for measuring inflation, but there may be incentives to manipulate it. Shadow Stats shows inflation metrics based on older CPI calculations, suggesting a higher inflation rate than reported. Historical inflation rates in the 70s and 80s were much higher than today's target of 2%, challenging the notion of what's considered "normal." Money velocity is key to understanding inflation, as low velocity can counteract the effects of money printing. New money creation typically leads to inflation. Consumer price inflation visibly increases the price of goods and services, reducing purchasing power. When wages don't rise alongside prices, it squeezes the middle class and working class, making them poorer. Quantitative easing leads to asset price inflation but not consumer goods inflation. Stimulus checks and COVID relief caused consumer price inflation by increasing the money supply. Globalization has caused deflation by reducing the cost of goods. Technological advances are deflationary by making products cheaper and more efficient. Declining populations can lead to deflation, which worries governments with debt-based economies. Immigration helps prevent population decline but has complex economic and cultural implications. Despite recent inflationary spikes, the current trend is toward disinflation. U.S. debt has grown dramatically, with the annual increase accelerating in recent years. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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Get Your Masters In Personal Finance Education In 30 Minutes Or Less
10/11/2024
Get Your Masters In Personal Finance Education In 30 Minutes Or Less
Jeff Hulett shares how a proper personal finance education can build the habits that grow lifelong wealth. Our cognitive biases impact financial decision-making, often work against us. He highlights the role of habits and commitment devices in overcoming these biases, while also discussing the dangers of modern marketing and the manipulation of data. We also touch on how evolutionary biology still influences our financial behaviors today. We discuss... Jeff Hewlett shares his background in finance, mathematics, economics, and experience in banking and consulting. Jeff discusses his involvement in AI, machine learning, and how these technologies have been evolving over decades. He talks about his current role leading Personal Finance Reimagined, a platform focused on decision-making and financial education. How wealth distribution challenges are attributed to evolutionary biology and consumerism. Jeff emphasizes the importance of creating good financial habits and using commitment devices, such as robo-advisors. AI and its impact on decision-making, especially its potential for persuasion. Jeff highlights the significance of aligning decision processes with natural human tendencies, like binary decisions. How the U.S. education finance system preys on availability bias, deferring loan payments to the future while hiding present costs. College prices are excessively high, leading to concerns about the return on investment (ROI) for students. The value of a college degree is more about demonstrating the ability to work hard and sustain effort over four years. Community college can be a cost-effective route to a degree, demonstrating both financial savvy and resilience. There's a cognitive bias known as "time discounting" that leads people to struggle with understanding the compounding value of time. Confirmation bias affects political and social views, often reinforced by media echo chambers. Media, both legacy and social, plays a significant role in shaping biased worldviews, sometimes feeding incomplete or selective information. There's a growing generational divide in media trust, with older generations more likely to trust media than younger ones. The rise of narrowcasting in media has led to the creation of echo chambers where people only hear confirming viewpoints. Consumers of free media or social platforms are often the "product" being monetized, even when they think they aren’t paying for content. AI and technology add to the complexity of discerning truth, as biases are baked into data sources, and deep fakes further obscure reality. The challenge for society is figuring out how to discern accurate information amid pervasive bias and misinformation. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Megan Gorman | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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The Hurricane Destroyed the Stock Market
10/09/2024
The Hurricane Destroyed the Stock Market
Hurricane Helene was devastating, and it impacted so much more than just Asheville. Hurricanes can cause major claims, leading to a temporary dip in stock prices for these insurers, creating a chance to buy at a discount. Although insurers face huge costs when these disasters strike, they benefit from collecting high premiums that continue to rise in coastal areas. Only time will tell how the impacted areas, the insurance companies, and the stock market will recover in the aftermath. We discuss... Hurricane Helene and the other hurricane that is on it's way. The opportunity for investors to buy discounted property and casualty insurance stocks during high-claim seasons. Property casualty insurers’ strength lies in their ability to collect premiums and invest the float before claims are paid. Warren Buffett’s investment strategy with property casualty insurance, leveraging the float for long-term investments like Coca-Cola. Buffett’s investment prowess and how insurers gain an advantage by not needing to borrow money to grow. The complex nature of analyzing property casualty insurers, which requires specific metrics. A note on Hurricane Helene and the financial impact of other costly hurricanes. Update on the Federal Reserve’s plans for interest rate cuts and fluctuating market expectations. Warning about the unreliability of government data, especially close to elections, and how market participants respond to such data. People are uncertain about market trends, and data may not always be reliable. Data manipulation in government reports has occurred, so numbers should be taken as guides, not definitive facts. A significant number of government employees were hired in September, influencing employment statistics. Elections add volatility to markets, with uncertainty often causing swings before stabilizing afterward. Corporate media often shapes narratives, leaving people feeling frustrated and distrustful of information. Extremist factions in politics are gaining influence, with candidates catering to these groups for votes. Many voters align with their party regardless of the candidate, reducing the significance of "undecided" voters. Wall Street prefers certainty, with market trends stabilizing after election results are confirmed. Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the show notes at
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Decoding ISOs, RSUs, and NSOs… Oh My!
10/04/2024
Decoding ISOs, RSUs, and NSOs… Oh My!
Josh Radman joins us today to discuss a little discussed topic on Money Tree Podcast: Decoding RSU, ISO and NQ SOs. He also shares how government programs and how they impact our labor market. He shares an example from local Broogers, which struggled to find staff and often received resumes from unemployable candidates. Josh also touches on how employment data has been revised to show many jobs are part-time or within the government, driven by new regulations. Shifting gears, Josh explores the idea that large AI models, like ChatGPT, might be throttled to prevent them from predicting the future, potentially disrupting markets. He also highlights the critical need for clean, reliable data for AI to function properly, as current government data is often inaccurate or manipulated. Today we discuss... Josh Radman shares his background, from General Mills to tech companies like Walmart e-commerce, where he encountered confusion around equity compensation. How his frustration with understanding ISOs, RSUs, and NSOs led him to found Presidio Advisors, a firm focused on helping millennials with equity compensation. He emphasizes the importance of balancing tax considerations with investment risk and prioritizing financial goals. Radman discusses regret minimization as a tool for decision-making, helping clients navigate the risks of equity compensation. Companies often fail to educate employees about equity compensation due to legal concerns, leaving employees to navigate complex tax and financial decisions. The complexity of ISOs, NSOs, and RSUs requires advanced planning and understanding, especially when managing liquidity events like IPOs. How long-term capital gains tax rates are preferable (0%, 15%, or 20%) compared to ordinary income tax rates (up to 37%). Employees often face a limited post-termination exercise period (typically three months) to exercise stock options after leaving a company. It’s important to assess short-term, mid-term, and long-term cash needs when considering exercising stock options. Restricted Stock Units (RSUs) are taxed as ordinary income upon vesting without requiring cash outlay to exercise. A common misconception is that you must hold RSUs for a year to achieve optimal tax treatment; this is not necessary. Employees often underestimate total exposure to their company’s stock due to both explicit and implicit risks. Cognitive biases, such as the endowment effect, can lead individuals to overvalue their RSUs and resist selling. Market returns are skewed, with a small number of companies generating significant returns; diversification is essential to mitigate risk. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Barbara Friedberg | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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The Irrational Impact of Politics on the Market
10/02/2024
The Irrational Impact of Politics on the Market
Election season upon us so you know that there will be an irrational impact of politics that is going to hit the market this fall. We also discuss the aging of political figures like Joe Biden and Donald Trump, and the impact of stress on leaders. We explore generational cycles, particularly the "Fourth Turning" theory, and reflect on media influence and propaganda, both in the U.S. and globally. Today we discuss... The U.S. presidential candidates and the physical and mental demands of the campaign trail, especially for older politicians. They explore the concept of "fourth turning" and generational cycles of conflict, predicting ongoing societal tensions. Global perspectives on the U.S. are discussed, contrasting media portrayals and public opinions abroad How "truth" is often subjective, shaped by perspective and opinion, especially in political contexts. Both sides in a debate typically view the other as misinformed or evil, leading to a polarized environment. The upcoming election period is expected to be filled with misinformation and humor, as political discourse tends to devolve. Investment markets exhibit similar behavior, where individuals often believe they can predict outcomes, leading to misguided confidence. Historical economic events, such as the housing market in the late '90s and 2007, demonstrate patterns of irrational behavior among investors. Wall Street often presents a biased perspective, promoting buying to maintain market stability and profits. People become emotionally invested in their stocks or political affiliations, which clouds their judgment and objectivity. Discussions of gold, silver, and cryptocurrency reveal that tangible assets are often viewed as safe havens in uncertain economic climates. Emotional decision-making plays a significant role in how individuals approach investments, especially concerning real estate versus stocks. Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the show notes at
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Macro Economist Reveals… Global Meltdown Is At Hand
09/27/2024
Macro Economist Reveals… Global Meltdown Is At Hand
Peter Berezin is here today to discuss the global meltdown that is coming! The chief strategist at BCA Research discusses the potential for an upcoming U.S. recession. Peter predicts that a recession could lead to a significant market crash, even without deep economic downturns, much like the 2001 recession. He also touches on inflation, budget deficits, and the government's ability to counteract economic downturns. Today we discuss... Predictions of a US recession to start later this year or early next year, contradicting the expectation of a soft landing. Economic insulation from job openings and excess pandemic savings is depleting, cooling the economy. Real estate markets, including commercial, residential, and single-family homes, look worrying due to high vacancy rates and rising delinquency. Small regional banks could face problems due to their exposure to commercial real estate, potentially leading to a steady stream of bad news. During a recession, Berezin expects opportunities to buy solid companies at a discount, particularly in tech and healthcare. Inflation is expected to stay under control over the next 12 months due to a weakening economy, falling job openings, and lower wage growth. Peter explains that printing money to finance fiscal deficits can be inflationary, particularly when unemployment rises and fiscal spending increases. The large US budget deficit is troubling, especially as counter-cyclical fiscal policy might be limited during future economic downturns. Concern about the continued printing of money in bad times, potentially leading to economic imbalances like income inequality. Raising taxes is suggested as a possible path forward, though political challenges could impede this. Tax increases are likely if certain tax cuts expire, with potential cuts to defense or social spending as other budget-balancing measures. Concerns about worsening fiscal scenarios prompt the idea of hedging with TIPS and gold. Global markets, especially outside the U.S., are seen as more attractive due to valuation gaps, with emerging markets managing inflation better recently. Commodities, particularly metals, are seen as benefiting from the green energy transition, while oil demand may decrease. Gold is positioned as a hedge against geopolitical volatility and long-term inflation, though rising bond yields have made it less attractive recently. Bitcoin is unlikely to become a central bank asset due to its anonymity and governments' need to monitor and tax transactions. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Barbara Friedberg | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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Fed Wow… Heavy On The Propaganda
09/25/2024
Fed Wow… Heavy On The Propaganda
Corporate media is heavy on the propaganda these day! It's hard to tell what is real in the news anymore. But what we do know for sure is the Federal Reserve made a surprising decision to cut interest rates by 50 basis points, reducing the federal funds rate to a range of 4.75% to 5%. We talk the implications of this unexpected move. It's hard to understand the Fed's rationale so it's important to understand the data that may not be publicly available and questioning what signals the Fed is responding to. That's why you need to stay vigilant when it comes to the news and where you're getting your facts and data from. Today we discuss... The Fed surprised many by cutting the federal funds rate by 50 basis points, bringing it to a range of 4.75% to 5%. Concerns arose about the sudden need for significant rate cuts, indicating potential underlying economic issues. Many speculate that the Fed possesses data not publicly available, raising concerns about hidden economic pressures. The Fed's decisions are influenced by unemployment trends more than inflation or stock market performance. Speculations linger about whether the Fed's actions could influence the upcoming election, although this is not typically their mandate. Overall, the Fed's strong statements indicate a serious concern about economic conditions, prompting scrutiny and analysis from investors and economists alike. The speaker argues that news media often functions as high-grade propaganda, which can cloud rational thinking. The rise of the internet in the 1990s disrupted traditional media by providing free access to information. People shifted from relying on traditional media outlets to independent sources like blogs and podcasts. The limitations of their data access compared to government or mainstream media. The media employs attention-grabbing tactics, such as sensationalism and loud broadcasts, to attract viewership. This reliance on dramatic presentation often overshadows the delivery of accurate information. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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Top Ways To Invest In Cannabis Stocks So Your Investments Don’t Go Up In Smoke
09/20/2024
Top Ways To Invest In Cannabis Stocks So Your Investments Don’t Go Up In Smoke
Anthony Coniglio is here today to talk about how you can invest in cannabis stocks! Anthony co-founded New Lake Capital Partners, a real estate investment trust (REIT) focused on the cannabis sector. Today he's here to discusses the complexities of investing in cannabis! He touches on the challenges and opportunities in the U.S. cannabis market, such as state-by-state regulations, federal restrictions, and evolving consumer preferences. There is potential for medical cannabis, but there is also need for more research to enable broader investment and growth in the industry. Today we discuss... Anthony's 30 years of business experience, and how it led him to co-founding New Lake. How the cannabis market has garnered attention since Canada's legalization in 2018, with various investment opportunities emerging in both U.S. and Canadian markets. Investing in cannabis can involve direct plant-touching businesses (cultivators, manufacturers, distributors) or non-plant-touching businesses (ancillary services, real estate). Medical cannabis is supported by a majority of Americans, but research is hindered by its Schedule I status, limiting evidence on its efficacy. The Schedule I to Schedule III rescheduling proposal is still pending, with a hearing scheduled for December to address comments and opposition. The cannabis industry is highly regulated, with indoor cultivation facilities focusing on optimizing THC content. Consumer preferences are shifting towards edibles and drinks rather than raw flower, indicating potential growth areas in the industry. Hemp differs from cannabis mainly in THC content, and can be used for various industrial applications, including products with higher THC through legal loopholes. The cannabis sector faces challenges due to federal regulations affecting banking and investment, impacting liquidity and institutional involvement. There is a need for policy reform to enable better banking services and research opportunities, which could normalize the industry and recognize its significant employment impact. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Barbara Friedberg | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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Is Ai Stealing Your Jobs And Causing Inflation?
09/18/2024
Is Ai Stealing Your Jobs And Causing Inflation?
Is Ai stealing your jobs? Today we discuss how Ai is impacting the job market and inflation. We also highlight the states where people are having a lower percentage of struggle with household expenses compared to other states. We also share possible concerns about the potential negative impacts of universal basic income and the future of work. Join us today we talk about all of this and more! Today we discuss... Some states have lower percentages of adults struggling with household expenses compared to other states. The states with fewer adults struggling are mostly liberal, while those with higher struggles are predominantly conservative. Conservative states with high welfare dependency often criticize welfare systems despite benefiting from them. The debate over Universal Basic Income (UBI) continues, with concerns about its potential to cause inflation and economic issues. AI's impact on job markets is significant, affecting both creative and technical professions, and may lead to existential questions about purpose and employment. Social Security, Medicare, and pensions are projected to face financial shortfalls in the coming decade. Receiving steady, high pay without working can reduce stress but strain the labor economy, leading to higher job prices. Employment data has been frequently restated, revealing that many jobs are part-time or in government sectors. New regulations create more government jobs to enforce them, even though the original data was already accessible. There is concern that AI's ability to predict the future might be limited to avoid impacts on markets and other areas. Centralized platforms, like Google and social media, may manipulate information to shape opinions and influence outcomes. Building personal AI models could help avoid manipulation by large corporations and governments. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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The Secret Future Of Banking
09/13/2024
The Secret Future Of Banking
Emmanuel Daniel is here today to discuss the secret future of banking! He shares his background, and how he established "The Asian Banker," a publication focused on understanding the banking and financial landscapes in Asia. He provides insights on China’s economic transformation, especially in tech and AI. He also examines the secret future of banking, and how it will impact the global scale. Stay tuned as today we discuss... Daniel's experiences with the banking sector across Asia, the Middle East, Africa, and Silicon Valley. Daniel talks about his deep connections with influential people in the U.S. financial system and his unique perspective on U.S. and Chinese policymaking. China's rise, highlighting its post-Cultural Revolution recovery, WTO accession, and economic growth driven by education and infrastructure investments. The evolving landscape of banking with the introduction of new technologies like AI, blockchain, and digital banking, and the challenges and opportunities they present. The challenges of regulating new financial technologies and the impact of digital disruption on traditional banking models. Technology is forcing institutions to adapt to greater personalization in finance, society, and governance. How young generations across the world are forming new communities and subcultures enabled by digital platforms. The challenge for governments, especially in more controlled states like China, is managing and steering this newfound individual empowerment. How India represents an untapped potential with significant structural challenges, particularly within its state apparatus and governance. Future trends will focus on leveraging AI for productivity gains, rather than being paralyzed by fear of the technology. How the US is poised to lead the world in creating a new, digitized, and financialized economy, serving as a model for others. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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The Inverted Yield Curve Distorting The Financial Markets And Your Portfolio
09/11/2024
The Inverted Yield Curve Distorting The Financial Markets And Your Portfolio
Historically, every time the yield curve inverts, a recession follows, but don't fret just yet, this could be correlation, not causation. Recession tends to follow when the yield curve reverts back to normal after inversion, rather than during the inversion itself. The Federal Reserve's themselves and their actions have impacted the yield curve over the year and shifts in banking behavior can slow the economy. Changes in economic conditions and market behaviors suggest a potential recession is forthcoming, but don't panic yet, you can't predict the market. Today we discuss... The inverted yield curve occurs when short-term interest rates exceed long-term rates, which is generally considered abnormal. The Fed's recent rate hikes caused the short end of the yield curve to increase sharply, resulting in an inversion. Banks are less likely to lend during periods of an inverted yield curve because lending at a lower rate than they borrow leads to losses. Changes in how money is created may alter the predictive power of the yield curve inversion as a recession indicator. Household allocation to stocks has recently hit an all-time high, indicating extreme market complacency. Fixed income, traditionally seen as a conservative investment, became the worst-performing asset class in 2022 due to interest rate volatility. Many investors may be unaware of their true risk tolerance, having not experienced significant capital loss since the 2008-2009 financial crisis. Risk in investing includes not just losing money but also the loss of time, as shown by the S&P 500's negative performance from 2000 to 2013. Confidence in the American Dream has significantly eroded since 2012, with fewer people believing hard work will lead to success. Credit card defaults are reaching record highs, surpassing previous peaks seen during the dot-com bubble and the financial crisis. U.S. government spending is projected to increase significantly, with 87% allocated to interest expenses, Social Security, and healthcare. Food prices have reached new highs, contributing to financial stress for consumers. The cost of U.S. federal debt interest has skyrocketed, reaching $1.1 trillion annually, or $3 billion per day. There is concern that the Federal Reserve is not truly independent, with its actions influenced by government, banks, and other powerful entities. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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World War 2.5 Is Still a Go. What You Need to Know
09/06/2024
World War 2.5 Is Still a Go. What You Need to Know
Andrew Stotz returns to discuss World War 2.5! Having moved from the U.S. to Thailand in 1992, Stotz has extensive experience in the Thai stock market and now runs A. Stotz Investment Research. Stotz shared his perspective on U.S. dominance in Europe, the growing tension with China, and the shift of global resources, particularly in Africa. He also highlighted the increasing complexity of international compliance regulations driven by Europe's green energy transition. Learn how all this significantly impact global markets and developing nations. Today we discuss... How Andrew began a career as a sell-side analyst in 1993. Andrew's 20 years in the Thai stock market and where his experiences led him. Andrew's podcast My Worst Investment Ever, focusing on lessons from financial failures. The U.S.'s dominance over Europe and the ongoing geopolitical tensions. The potential collapse of the U.S. market and dollar is a concern for investors outside America. Uncertainty about the timing and severity of the anticipated recession. The strategic economic moves of China, particularly in Africa, and its implications for global power dynamics. The discussion includes the complexities of China's role in global capitalism and its interactions with the U.S. and Europe. Europe is criticized for exporting strict compliance and regulations, particularly around green energy, impacting global trade and development. And more! For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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Can You Smell What The Fed Is Cookin?
09/04/2024
Can You Smell What The Fed Is Cookin?
The fed is cookin' up something and today we talk about their upcoming decision on interest rates, and debate on whether and how much rates should be cut. We discuss the impact of potential rate cuts - there’s concern about inadvertently stoking inflation or failing to manage a gradual economic slowdown. We also talk about market expectations, past misjudgments, and behavioral biases and how they effect investment strategies. Today we discuss... How inflation has decreased to 2.2% year over year, which is positive but may not feel beneficial to everyone. The Fed is expected to lower interest rates, with debate over whether it will be by 0.25% or 0.5%. Unemployment has risen to 4.3%, leading to concerns about a potential recession. Whether the Fed's actions are aimed at inflation control or market performance. The concept of second-level thinking in investing and the importance of understanding market expectations. How the Fed may lower rates once this year and not make multiple cuts unless there is a severe recession. Historical comparisons between past and current interest rates and unemployment rates. The importance of understanding market pricing, timing, and investor behavior. The role of behavioral finance biases, such as recency bias, in economic decision-making. Strategies for passive investing, portfolio rebalancing, and navigating the bond market in a changing interest rate environment. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Barbara Friedberg | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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VC Investing In the Next Generation Of Technology
08/30/2024
VC Investing In the Next Generation Of Technology
Kepmton Schwab is here to discuss Venture Capital (VC) investing! We also discuss the emotional and strategic aspects of selling a business and how successful sales really comes down to aligning the interests of both the seller and the buyer. We also talk about the hot trend of institutional money pouring into private companies, especially in tech and AI, and how emerging technologies can boost a company’s value and more! Today we discuss... Kempton Schwab's background as a retired executive operator and business owner, now working in advisory. Kempton's story about his experience in selling his company. How successful transactions are rooted in aligning the seller's and buyer's motivations. The importance of business stability, customer base, and technology in determining company valuation and multiples. The role of AI and emerging technologies in enhancing existing value propositions rather than creating new ones. Public and private markets, and the opportunities and challenges in technology and traditional sectors. The trend of institutional money chasing private companies and how it impacts valuations and the industry. The significance of critical thinking and understanding a company's value proposition before investing. Practical takeaways for investors and business owners considering selling their companies. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Barbara Friedberg | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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Jackson Hole Revelation… Powell Reveals His Secret Thoughts on Inflation and the Economy
08/28/2024
Jackson Hole Revelation… Powell Reveals His Secret Thoughts on Inflation and the Economy
Powell was in Jackson Hole last week and today we discuss some Jackson Hole Revelation on the future of the market and interest. We also talk the current election and all of the ins and outs of election strategy. Then, we veer into how social media is changing elections and how it feels like people, especially comedians, are holding back more than they used to because of cancel culture. We reflected on how trends, whether in culture or finance, often swing to extremes before eventually balancing out. Today we discuss... How neither major party is focusing on policy; Trump's policies are somewhat known, but Harris has been silent. The current strategy of staying silent and letting the press handle the narrative reflects a shift in political tactics. There is concern about electing a candidate without clear policy positions or public discourse. Social media has heightened expectations for political figures to be vocal and transparent. Criticisms of Harris include skepticism about her ability to change policies while already in office. Historical examples, such as Johnson and Kennedy, show that VPs may have differing policies from Presidents. The pendulum of cultural and political trends often swings from one extreme to the other, influencing market behavior. Social media and current cultural dynamics affect how comedy and political commentary are received. The market trends, such as real estate prices, are influenced by broader economic conditions and cultural shifts. Reversion to the mean is a concept where extreme market movements often correct back to an equilibrium. Understanding financial trends and market cycles can help in making informed investment decisions. What Powell discussed at Jackson Hole. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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TIPS, Treasuries and Inflation
08/23/2024
TIPS, Treasuries and Inflation
Roger Silk joins us to discuss TIPs, treasuries, and inflation, and more! He explains the nuances of the repo market, potential risks, and its role in the broader financial system. Silk also touches on the impact of interest rates on asset values and the banking sector from his time at World Bank. Silk also discusses complex financial products like treasury inflation-protected securities! Join us today as we discuss... Roger discusses his background, including his PhD in applied economics and founding of Sterling Foundation Management. Roger describes his work at the World Bank, focusing on treasury operations and the repo market. The potential problems in the repo market, including issues during financial crises. How interest rates impact asset valuations and bank profits, particularly during periods of zero interest rates. The role of human capital in risk assessment and the importance of individual goals in portfolio management. The risks associated with inflation, especially in relation to complex financial instruments like TIPS. The challenges and complexities of understanding and investing in TIPS as an inflation hedge. Alternative assets like gold and farmland, distinguishing between gold as money and farmland as an investment. Roger's book The Investor's Dilemma Decoded. For more information, visit the show notes at
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Why Volatility Exists In The Market… And How You Can Benefit
08/21/2024
Why Volatility Exists In The Market… And How You Can Benefit
A lot of volatility exists in the stock market right now, but did you know you can actually benefit from it? Today we talk about how market reactions are driven by expectations versus reality, with surprises like unexpected Fed actions causing significant volatility. Political uncertainty certainly has an impact on the market and you can't even rely on Wall Street predictions. That's why it's crucial to understand market sentiment and how everyone’s collective behavior influences market trends over trying to predict the market itself! Today we discuss... The recent stock market volatility and the aim to understand it without getting bogged down in specifics. How market reactions often follow Fed announcements, but these are just correlations, not direct causes. How volatility can also be triggered by political uncertainty, such as the potential outcomes of upcoming elections. The Fed’s future rate moves and their unexpectedness contribute significantly to market shifts. Wall Street predictions can be inaccurate, with current expectations showing a high chance of rate cuts in the future despite past errors. People don't fully realize inflation's impact because it is largely contained. Personal inflation rates, such as grocery bills or car prices, may be much higher than CPI figures suggest. The old methods of addressing inflation, like investing in the S&P 500, might not be effective against current "silent inflation." The currency market is massive, and the carry trade is typically suited for large institutions rather than individual investors. Lumber prices have dropped significantly, correlating with the housing market and broader economic conditions. Housing affordability has decreased, with higher income levels required to afford typical homes in many markets. For more information, visit the show notes at
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Golden Protection For Your Portfolio
08/16/2024
Golden Protection For Your Portfolio
Do you have proper protection for your portfolio? If not, gold might be the solution for you. Rich Checkan is here today to discuss the "stealth gold market." He delves into the cultural differences in gold ownership between Eastern and Western investors. He also touches on the distinct dynamics of the silver market and the industrial uses and market behavior of platinum and palladium. We also discuss the manipulation of gold prices and the broader implications of the massive money printing and national debt on the gold market. Today we discuss... Asset Strategies International deals in gold, silver, platinum, palladium, bars, coins, certificates, and rare coins. The current gold market is described as a "stealth gold market" due to its consolidation and recent breakout. Western investors are hesitant to buy gold at high prices, while Eastern buyers and central banks support the market. There has been a significant transfer of gold from the West to the East. The premiums for gold are higher on the Shanghai Gold Exchange compared to the London Exchange. Central banks are buying gold to reduce their dollar reserves and increase holdings in gold. The silver market is also seeing interest, with silver prices at about 50-60% of their all-time highs. Platinum and palladium are primarily industrial metals, used in jewelry and catalytic converters. The demand for silver is expected to increase due to its use in green technologies like solar panels. The gold market is influenced by various factors, including geopolitical issues and economic concerns. Central bank buying of gold has been high due to concerns about the US dollar and debt. The relationship between debt, currency, and gold is often misunderstood, leading to underestimation of gold's value. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Barbara Friedberg | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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IMPORTANT: New Investing Framework You Need To Know
08/14/2024
IMPORTANT: New Investing Framework You Need To Know
There's new investing framework you need to be aware of! Join us today as we discuss what it is. Today we chat about the recent performance of the S&P 500, the current economic system, which is reliant on money printing by the Federal Reserve, and the lack of viable alternatives to this system. We need to be able to adapt to new information and market conditions, even when it challenges previous assumptions. Investors to be flexible in their thinking and strategy. Join us as we discuss... The S&P 500 has seen a strong upward trend but experienced a recent decline. Recent job numbers were significantly lower than expected, causing disappointment. The current economic environment is complex, with inflation subsiding but not expected to return drastically. The system heavily relies on quantitative easing (money printing), with no easy solution to stop it without severe consequences. Asset prices, including stocks and real estate, are largely influenced by the Fed's balance sheet. Technology and crypto are seen as the primary assets that might outperform inflation. Real estate and other traditional investments may not keep up with inflation. Changing perspectives and adapting to new information is crucial for investors. Current market conditions, including potential softening and election uncertainties, may impact future performance. The framework for understanding inflation and market dynamics is evolving, and past assumptions may no longer apply. For more information, visit the show notes at Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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Investing In Hedge Funds For the Average Joe
08/09/2024
Investing In Hedge Funds For the Average Joe
Bob Elliott discusses how investing in hedge funds can be for everyone! Elliott highlighted the traditional "two-and-twenty" fee structure, common in hedge funds, private equity, and other alternative assets, which can significantly erode investor returns. His firm aims to replicate these strategies, including equity long-short and global macro, using advanced machine learning to infer hedge fund positions from return data, making them accessible at lower fees for the average investor. Today we discuss... Bob's focus to bring low-cost indexing to the world of two-and-twenty, similar to the impact of stock and bond indexing. Hedge fund strategies, despite being expensive, offer good returns with lower volatility and drawdowns compared to stocks. Various hedge fund strategies include equity long-short, global macro, fixed income, and emerging market strategies. Real-time performance data helps in understanding and replicating hedge fund strategies. The current economic cycle is income-driven rather than credit-driven, making it more durable to rising interest rates. Overvaluation and high expectations suggest that now may not be the best time to invest heavily in stocks. The similarities between the current period and the 1970s highlight the importance of diversified portfolios. Factors like de-globalization, geopolitical tensions, and inflationary pressures could influence future economic dynamics. Volatility in market expectations and the reality of economic conditions contribute to the current buoyant market despite high interest rates. Today's Panelists: Kirk Chisholm | Barbara Friedberg | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the show notes at
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