Money Tree Investing
Get new ideas every week from Money Tree Investing Podcast! Come find out why our smart listeners love us. We find the top minds of investing and personal finance to join us on our show. Our guests and panelists talk about investing and personal finance ideas like how to find great investment ideas, building passive income, investing in real estate, financial independence, alternative investments, personal finance, money management, retirement, and finding new investment trends that are not yet mainstream.
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The Childhood Money Lessons You’re Still Living By
09/11/2026
The Childhood Money Lessons You’re Still Living By
Kalee Boisvert joins the show to discuss the childhood money lessons that are shaping our money beliefs and emotional relationship with finances. She explains why finding a balance between preparing for the future and enjoying life today is so important, how fear and scarcity can prevent people from spending even when they have more than enough, and why money should be viewed as a tool for creating meaningful experiences and freedom. We also talk the generational differences around saving and spending, the pressure of keeping up with others, teaching children healthy money habits, and practical ways to recognize and change limiting “money scripts” so financial decisions better align with what truly matters. We discuss... How childhood experiences and messages about money can create lasting beliefs around scarcity, self-worth, and financial security. Why people should examine their “money scripts” and recognize which beliefs from childhood may no longer serve them. The challenge of balancing saving for the future with spending money and enjoying life in the present. Money is a tool for creating experiences, freedom, and the life you want rather than something that should simply accumulate in a bank account. How fear of running out of money can prevent retirees from enjoying their wealth even when they have more than enough to last. Generational differences in saving and spending and how older generations often prioritized saving while younger generations may prioritize enjoying money sooner. Why people should focus on what they actually value instead of spending money to keep up with others or accumulate things they do not truly enjoy. How parents can teach children healthy money habits by talking openly about money, providing context around prices, and teaching the value of giving. How gratitude and recognizing what you already have can help reduce the constant feeling that you need more money to feel secure. Why even extremely wealthy people often believe they need more money before they will finally feel financially secure. Practical ways to change negative money patterns by acknowledging past lessons, letting go of outdated beliefs, and creating more positive internal conversations about money. The importance of identifying what you really want from life because goals such as a bigger house or more money may actually represent desires for freedom, time, experiences, or less stress. Today's Panelists: Kirk Chisholm | Barbara Friedberg | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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The Market Is Changing and Investors Need to Pay Attention
09/09/2026
The Market Is Changing and Investors Need to Pay Attention
The market is changing and today we are talking about the growing risks and shifting dynamics as Wall Street returns from the summer and investors face higher interest rates, persistent inflation, and expensive valuations. We examine why strong economic data can actually be bad news for stocks if it reduces the need for Fed rate cuts and we also discuss the changing role of bonds in diversified portfolios, the importance of sequence-of-returns risk for retirees, the difficulty of comparing investment performance to the S&P 500 during an unusual year, and why investors should focus on the investing fundamentals. We review trends across commodities, gold, Bitcoin, oil, small caps, technology, and the S&P 500, while making sure you remember to proceed with caution heading into historically weaker months. We discuss... Why an expensive market does not necessarily mean investors should stay out, especially after decades of elevated valuations. How investor ego can lead to poor decisions, including repeatedly buying declining stocks simply because they appear cheaper. Why valuation must be considered relative to a company’s expected growth rather than viewed as a standalone P/E ratio. Higher inflation and interest rates are major risks that could eventually pressure stock valuations and economic growth. How rising interest rates can hurt long-term bonds, utilities, housing, highly leveraged companies, and businesses dependent on borrowing to grow. Why investors should pay closer attention to commodities as inflation and geopolitical disruptions affect prices. How stronger-than-expected employment data could be bad news for markets because it may reduce the Federal Reserve’s need to cut rates. We examined the unusually long drawdown in the bond market and why traditional stock-and-bond diversification has not worked as well since the pandemic. Bonds should serve a specific purpose in a portfolio, such as income, liquidity, liability matching, or near-term spending needs. The market’s unusual performance this year, including the outsized influence of semiconductor and technology stocks on overall index returns. The dangers of relying on financial media and developing an independent investment view based on facts, fundamentals, and personal research. A warning against shorting the overall market and a reminder that there are other ways to manage portfolio risk and hedge against downturns. Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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AI Personal Finance Is More Personal Than You Think
09/04/2026
AI Personal Finance Is More Personal Than You Think
Bill Harris discusses the rapidly evolving role of AI personal finance, sharing his experience building companies including Intuit, PayPal, Personal Capital, and his own Evergreen Wealth. We explore how AI is currently being used primarily for internal efficiencies, research, and basic advisor tasks, while the bigger opportunity lies in delivering highly personalized financial guidance directly to consumers. Bill explains why AI still struggles with math, accuracy, consistency, and privacy, and why financial applications should combine AI with deterministic tools and strong security protections. We also talk AI’s potential in tax preparation, portfolio management, and investment research, the importance of specialized financial AI systems, and the emerging hybrid model that combines AI technology with human financial advisors. We discuss... How AI is transforming financial technology and why its biggest opportunities may come from highly personalized financial guidance. Most financial institutions currently use AI primarily for internal cost savings, while advisors tend to use it for basic tasks like note-taking. Why consumers are adopting AI for financial questions faster than financial advisors and firms are integrating it into their practices. Why general-purpose AI can produce inaccurate and inconsistent financial answers, particularly when it comes to complex calculations. The growing importance of privacy and security when using AI with sensitive personal and financial information. How specialized financial AI can combine frontier models with secure environments and strict controls to protect users' data. How AI could improve tax preparation by handling reasoning and personalized interactions while relying on deterministic tools for calculations. Why AI's probabilistic nature means it should use separate deterministic tools for financial calculations that require consistent and repeatable results. The limited use of AI in actual portfolio management and investment decisions, with most professionals currently using it primarily for research, analysis, and idea generation. Specialized AI systems built specifically for financial applications will be more effective than general-purpose AI because they can be trained to use the right tools for specific tasks. The future of financial advice and why a hybrid model combining AI technology with human advisors could provide the most powerful and personalized experience. Today's Panelists: Kirk Chisholm | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Gold's False Start...Housing Falls... and The Fed "Surprise"
09/02/2026
Gold's False Start...Housing Falls... and The Fed "Surprise"
Today we talk gold's false start and the housing market fall as we focus on growing risks and uncertainty in the markets. The Fed takes a more hawkish stance on inflation, signaling that interest rates could stay higher for longer while offering little guidance on future policy. We cover the impact of the recent U.S.-Canada tariffs, rising Treasury yields, the $40 trillion national debt, housing-market weakness, rising foreclosures, and the potential risks facing commercial real estate and regional banks. We also examine the current going ons of gold, silver, and Bitcoin as recent gains could be a false start. As always, emphasize caution, diversification, and maintain a long-term perspective rather than reacting to short-term market moves. We discuss... The Fed’s hawkish stance on inflation is raising expectations for higher interest rates and a longer period of restrictive monetary policy. The escalating U.S.-Canada tariff dispute is creating additional economic uncertainty and increasing concerns about inflation and slower growth. Treasury yields and government debt remain major concerns as the U.S. national debt surpasses $40 trillion and interest costs continue to climb. The housing market is showing signs of weakness, including elevated inventory, declining new-home sales, rising foreclosures, and worsening affordability. Higher mortgage rates and insurance costs are making it increasingly difficult for homeowners to access liquidity from their real estate holdings. Commercial real estate faces significant refinancing risks as more than $1 trillion in debt is scheduled to mature while borrowing costs remain elevated. Weakening employment data and downward revisions to job growth suggest the labor market may be slowing more than headline figures indicate. Gold, silver, and Bitcoin have performed strongly recently, but the hosts believe investors should remain cautious about chasing the rally. Historical data shows that midterm election years have frequently experienced significant market drawdowns after August. Market timing requires making two decisions, when to sell and when to buy back, and both are difficult to get right. Global markets have produced widely different returns, reinforcing the potential benefits of looking beyond the S&P 500 for diversification. Hot money has been rotating between Bitcoin, precious metals, industrials, energy, and semiconductors throughout the year rather than staying concentrated in one asset. Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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The Tax Strategy Most Investors Aren’t Using
08/28/2026
The Tax Strategy Most Investors Aren’t Using
Michael Williams joins the show to talk the tax strategy that most investors aren't using yet! He explains his three-phase approach to tax efficiency, focusing on using depreciation as an interest-free loan from the government to redirect money that would otherwise go toward taxes into income-producing assets. We cover his platform’s current focus on data center infrastructure, including GPUs and servers, and digital advertising screens, as well as other potential assets such as construction equipment, bourbon barrels, trash trucks, and rental vehicles. Michael stresses the importance of working with qualified tax professionals and choosing assets with strong contracted revenue, bankability, and real economic performance rather than relying solely on tax savings. Today we discuss... How high-net-worth individuals and business owners can use tax-efficient investment strategies to keep more money invested rather than paying it in taxes. The three phases of tax efficiency, including structuring finances, using depreciable assets, and determining how to own assets going forward. How depreciation can function like an interest-free loan from the government by allowing investors to redirect money that would otherwise go toward taxes. Data center infrastructure, including GPUs and servers, as one of the primary depreciable asset strategies currently offered. Digital advertising screens and billboards as another cash-flowing asset that can qualify for bonus depreciation. That investors should never purchase an asset solely for its tax benefits and that the underlying investment must make economic sense on its own. How revenue-sharing pools can help diversify cash flow across multiple assets rather than tying an investor's returns to a single asset. How these strategies can provide opportunities for investors who do not want to rely on real estate professional status to take advantage of depreciation. The importance of material participation and understanding whether an investor can actively participate enough to utilize certain tax benefits. What investors should look for in legitimate programs, including cash-flowing assets, contracted revenue, strong counterparties, and bankability. Tax savings should complement a strong investment rather than be the primary reason for making the investment. Today's Panelists: Kirk Chisholm | Barbara Friedberg | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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The Secret Gold Formula - Know What Gold Will Do Next
08/26/2026
The Secret Gold Formula - Know What Gold Will Do Next
Gold, Bitcoin, and bonds are sending very important signals right now if you're paying attention. Today we talk about the growing concerns in the bond market, including surging Treasury yields, government intervention, persistent inflation, massive deficits, and the potential impact on mortgage rates and the housing market. We also cover recent moves in stocks, gold, silver, Bitcoin, commodities, and the dollar, with gold showing particular strength as investors seek alternatives amid bond-market uncertainty and concerns about currency debasement. We explore growing demand for precious metals, central-bank gold buying, silver’s industrial demand from AI and infrastructure, and the possibility of further volatility from the paper-to-physical gold market. As always, remain cautious, watch market reactions rather than headlines, and pay close attention to what happens after Labor Day as investors return and markets establish a clearer direction. We discuss... Bond yields surged to multi-decade highs, raising concerns about inflation, government deficits, and financial stability. The U.S. Treasury intervened in the long-end of the bond market to help control rising borrowing costs. Investors are increasingly demanding higher term premiums because of massive government debt issuance and persistent deficits. Rising Treasury yields pushed 30-year mortgage rates back above 6.6%, adding pressure to an already frozen housing market. The S&P 500 has remained near the top of its trading range while the Nasdaq has largely moved sideways. Gold surged unexpectedly, with its strength potentially reflecting investor concerns about the bond market and a search for safe-haven assets. Silver has moved alongside gold, suggesting healthier momentum across precious metals than seen during previous periods of divergence. The dollar remains within a broader trading range, making its direction an important indicator of overall market health. Persistent inflation and uncertainty over Federal Reserve policy are pushing investors to reconsider expectations for interest-rate cuts. Geopolitical tensions involving Iran and potential energy supply disruptions could add further inflationary pressure through higher oil prices. Trade tensions and tariffs involving the United States, Canada, and Mexico were discussed as another source of economic uncertainty. Central-bank gold purchases, de-dollarization concerns, and demand for physical bullion are contributing to gold’s strength. Bitcoin’s recent rally was linked to changing regulation, global liquidity, bond-market conditions, and increased institutional access through spot ETFs. Bitcoin’s price action was described as increasingly influenced by global liquidity and bond yields rather than its internal supply schedule alone. Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Fintech, Options, and Investing Strategies Shaping the Future of Finance
08/21/2026
Fintech, Options, and Investing Strategies Shaping the Future of Finance
George Kailas joins the show to discuss Fintech, options, and investing strategies that are shaping the landscape of finance. He shares how AI and alternative data are changing investing and leveling the playing field between retail investors and hedge funds. He explains how his company, Prospero, uses AI-powered signals that simplify complex market information, including options sentiment, social sentiment, technical flow, short pressure, and dark pool activity. George discusses the strengths and limitations of using AI for investment research, emphasizing that AI can identify momentum and analyze large amounts of information but may struggle to recognize when a trend is ending or accurately assess risk. He also explains how investors can build a repeatable research process based on their goals, time horizon, and risk tolerance, while using multiple sources rather than relying solely on AI. We discuss... How AI and alternative data are changing the investment landscape and giving retail investors greater access to sophisticated research. The evolution of hedge fund technology from expensive, exclusive information toward widely accessible AI tools. The strengths and limitations of using large language models for stock research and investment decisions. What investment signals are and how they can simplify complicated market data into easier-to-understand scores. How Prospero uses signals based on options sentiment, social sentiment, technical flow, short pressure, and dark pool activity. How options sentiment can help investors identify institutional positioning and potential changes in market momentum. How AI is used to improve and test signals rather than simply allowing AI to make investment decisions. Why investors should develop a repeatable research process based on their goals, time horizon, available time, and risk tolerance. The importance of using multiple sources of information instead of relying on AI or a single investment signal. How investors can track their decisions and results to determine which signals and strategies actually work for them. George's transition from working with hedge funds to becoming an entrepreneur focused on making financial markets more accessible. Prospero's business model and its long-term plans to build trust, expand into wealth management, and utilize alternative data. The potential for crowdsourced alternative data to create new insights into markets and economic conditions. How simplifying complex options data into standardized signals can make sophisticated market information easier for everyday investors to understand. Today's Panelists: Kirk Chisholm | Barbara Friedberg | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Shenanigans… Accounting Frauds, Grifts, and Tricks
08/19/2026
Shenanigans… Accounting Frauds, Grifts, and Tricks
There are all sort of shenanigans going on, so we're here to discuss the accounting frauds, grifts, and tricks currently plaguing the market. We talk the financial structures being used to fund the booming AI industry, including debt, stock issuance, vendor financing, and special purpose vehicles, while highlighting the importance of recognizing financial “shenanigans” and understanding why companies choose different financing methods. We also explore accounting red flags, Wall Street incentives, government investment in companies like Intel, and lessons from past market bubbles. We also check the current trends in stocks, small caps, gold, oil, copper, Bitcoin, Japanese markets, bonds and more. We discuss... AI companies are using debt, stock issuance, and special purpose vehicles to fund the massive capital requirements of the AI boom. How vendor financing and factoring can signal potential cash-flow problems or financial stress. Companies may issue stock to raise capital, protect their balance sheets, or take advantage of elevated valuations. Lessons from the dot-com bubble and the risks of vendor financing and aggressive accounting practices. Wall Street’s incentives can create bullish biases and discourage analysts from publicly criticizing companies. Government investment in strategically important companies like Intel can provide short-term support while creating longer-term concerns. The S&P 500 remains in an upward trend while the Nasdaq and technology stocks continue to consolidate within trading ranges. Small-cap stocks have been performing well despite receiving relatively little attention from investors. Gold, copper, oil, Bitcoin, and Japanese stocks were reviewed for their latest market trends and potential opportunities. Rising inflation could keep long-term interest rates elevated and create continued pressure on bond prices. The discussion emphasized favoring higher-quality, shorter-duration bonds given the risks surrounding interest rates and credit spreads. The growing U.S. government debt burden could create a difficult cycle of rising interest costs and additional borrowing. Federal Reserve wealth data showed a significant gap between average and median household net worth across age groups. Inflation can disproportionately hurt lower-wealth households because wealthier investors are better positioned to own assets that can rise with inflation. Today's Panelists: Kirk Chisholm | Barbara Friedberg | Phil Weiss | Douglas Heagren | Marc Walton | Tim Baker | Diana Perkins | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Secret Golden Opportunity To Protect Your Wealth
08/14/2026
Secret Golden Opportunity To Protect Your Wealth
Dana Samuelson joins us to share about a secret golden opportunity to protect your wealth! We also talk central bank buying, inflation, interest rates, and the growing role of precious metals as an alternative store of value. He explains why central banks have shifted from decades of selling gold to becoming major buyers, how Basel III could support gold demand, and why recent price gains may be entering a consolidation phase. We also explore silver’s industrial demand from solar panels, electronics, data centers, and potential EV battery technology, along with its growing physical supply deficit. Dana shares his views on precious metals investing, comparing physical bullion, ETFs, mining stocks, and collectible coins, while highlighting opportunities in mining companies and the importance of buying legitimate sovereign-minted products from reputable dealers due to counterfeiting concerns. We discuss... Central banks have shifted from being net sellers of gold to major buyers, increasing demand for precious metals. Gold is increasingly viewed as a way for countries to diversify away from the U.S. dollar and avoid counterparty and sanctions risk. Gold has maintained purchasing power over the long term despite significant periods of volatility and consolidation. Precious metals markets can experience short-term price distortions because they are relatively small and susceptible to large speculative positions. Silver is more volatile and speculative than gold but has strong long-term industrial demand. A persistent physical supply deficit and the difficulty of increasing silver production could support higher prices over time. The gold-to-silver ratio has fallen significantly as silver has recently outperformed gold. Mining companies may offer significant upside because many remain undervalued despite strong cash generation from higher precious metals prices. Investors can gain precious metals exposure through physical bullion, ETFs, mining stocks, and collectible or graded coins. Sovereign-minted coins from established mints can offer advantages over refinery-made bars because of counterfeiting concerns and easier resale. Investors should work with established and reputable precious metals dealers when purchasing physical gold and silver. Today's Panelists: Kirk Chisholm | Barbara Friedberg | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Secrets of How to Determine the Market's Next Move
08/12/2026
Secrets of How to Determine the Market's Next Move
Have you ever wondered the secrets of how to determine the market's next move? Today we have the answers. We cover the latest market breakout, with the S&P 500 moving above a long trading range while the Nasdaq remained more neutral and the Russell 2000 showed signs of a potential bull trap. Investors can use support and resistance, trading volume, and confirmation to interpret breakouts while remaining cautious during the low-volume summer months. We also talk increased institutional buying, the limitations of relying on money-flow and positioning data, and how seasonal trading patterns can create unusual market moves. We shift to gold, silver, and Bitcoin, examining recent price action, central bank buying, speculative money flows, and why technical trends may be more useful than trying to identify a single reason behind market movements. Today we discuss... The S&P 500 broke out of its recent trading range, signaling a potentially bullish shift in the market. The Nasdaq remains range-bound while the Russell 2000 showed signs of a possible bull trap. How investors can use support, resistance, volume, and confirmation to evaluate market breakouts. Why summer trading can produce unusual market moves because institutional trading volume tends to be lower. The limitations of relying too heavily on institutional positioning and other market indicators. Gold’s recent breakout and longer-term bull market were discussed alongside concerns about whether its rapid gains need time to consolidate. Silver noted with caution because of ongoing short positioning and potential price suppression. The bearish outlook for Bitcoin and suggested it could fall toward $37,500 before becoming more attractive. How speculative money rotates between Bitcoin, precious metals, energy, technology, semiconductors, and other sectors. July’s positive market performance and conflicting valuation signals created uncertainty about the strength and sustainability of the current bull market. The extraordinary scale of the AI investment boom compared with previous historical investment manias. Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Reconstructing Wealth With An Athletic Portfolio
08/07/2026
Reconstructing Wealth With An Athletic Portfolio
Matt Morizio shares his journey to becoming a financial advisor and founder of Reconstructing Wealth after his professional baseball with the Kansas City Royals. We explore the parallels between sports, parenting, and personal finance, including raising a family of eight, the importance of taking action before feeling "ready," and why investing in health is just as important as investing money. Kirk and Matt also discuss how youth and professional sports have changed due to commercialization, the growing influence of money in athletics, and the challenges athletes face managing sudden wealth. We also examine what true financial freedom really means, as lasting wealth comes from developing a healthy relationship with money rather than simply accumulating more of it. We discuss... Matt's journey from professional baseball to becoming a financial advisor and founder of Reconstructing Wealth. How getting released from baseball accelerated his transition into entrepreneurship and wealth management. The challenges and rewards of raising a family of eight children while building a business. Why Matt views investing in healthy food today as an investment that reduces future healthcare costs. Why waiting until you're "ready" to have children or start a business can keep people from ever taking action. The mental lessons learned from professional sports with those required to build wealth. How youth sports have become increasingly commercialized and expensive for families. Whether money and NIL deals are changing the culture and integrity of college and professional sports. Why early sports specialization can increase the risk of injuries for young athletes. The financial challenges professional athletes face after their playing careers end. Why many athletes struggle with sudden wealth despite earning millions of dollars. Why financial education is more valuable than simply handing money management over to an advisor. How developing the right mindset and identity is essential for building and preserving wealth. Why true financial freedom is about emotionally detaching from money rather than simply accumulating more of it. Today's Panelists: Kirk Chisholm | Barbara Friedberg | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Earnings Surprises... How to Invest
08/05/2026
Earnings Surprises... How to Invest
There are some earnings surprises as we focus on a pivotal week for the markets, highlighted by major earnings reports, the Federal Reserve’s latest meeting, and growing signs of market divergence beneath the surface. Microsoft and Amazon delivered strong results driven by cloud and AI-related growth, while Apple and Meta faced significant selloffs. We also examine how the Nasdaq has broken below an important trading range, making the coming weeks critical for determining whether technology stocks can resume leadership or face a deeper correction. We talk the rising long-term interest rates, signs of stagflation, weakening economic growth, elevated inflation, shrinking consumer savings, and growing concerns about market concentration as a handful of mega-cap stocks continue to mask weakness across the broader market. Investors should focus on strong fundamentals and cash-generating businesses rather than chasing popular stocks with weak growth prospects. Today we discuss... The market-moving impact of a busy week featuring Federal Reserve decisions, major earnings reports, and heightened market volatility. How Microsoft and Amazon posted strong earnings while Apple and Meta saw sharp post-earnings declines, highlighting increasing investor selectivity. Why AI enthusiasm alone is no longer enough and why companies are being rewarded based on execution and profitability. The collapse of a highly leveraged AI-focused hedge fund and what it reveals about leverage and institutional trading on Wall Street. How rising long-term Treasury yields and a more hawkish Federal Reserve are creating additional pressure on stocks and corporate borrowing. Growing signs of stagflation as economic growth slows while inflation remains stubbornly elevated. Weakening consumer finances, including falling savings rates and the impact of persistent inflation on household budgets. How a small number of mega-cap technology stocks continue to mask weakness across the broader stock market. Increasing risks in global markets, including currency volatility, Japan's interest rate outlook, and weakness in South Korea's market. The outlook for gold, Bitcoin, bonds, and other asset classes as investors navigate an increasingly uncertain environment. Why investors should remain patient, focus on strong cash-generating businesses, and avoid chasing expensive stocks without solid underlying growth. Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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The Golden Investment Strategy
07/31/2026
The Golden Investment Strategy
We are joined by Colin Plume, CEO of Noble Gold Investments, to discuss the golden investment strategy to add to your portfolio. There is a growing role of physical precious metals in today's investment landscape. We explore why gold and silver have surged in recent years, the impact of central bank buying, Basel III regulations, rising government debt, and the increasing demand for silver driven by AI, technology, and industrial use. Colin explains the importance of owning physical metals versus paper assets, how proper storage and custody reduce investor risk, and why he believes tangible assets such as precious metals, real estate, and businesses may offer greater protection as economic uncertainty, inflation, and market valuations continue to rise. We discuss... How Noble Gold Investments helps investors own physical gold and silver while emphasizing the importance of separate dealers, custodians, and depositories for security. Why segregated storage offers greater protection than commingled storage for precious metals investors. How the typical precious metals investor has become significantly younger in recent years. The key drivers behind the recent surge in gold and silver prices, including central bank buying, government debt, and fiscal policy. Why central banks are reducing their exposure to U.S. Treasuries while increasing their gold reserves. Why he believes silver has significant long-term upside due to growing industrial demand from AI, semiconductors, and renewable energy. The supply constraints facing silver and how limited mine production could support higher prices. Concerns about paper precious metals markets and the disconnect between physical metal availability and futures contracts. Investing in physical precious metals with mining stocks and the different risks and opportunities each presents. How gold and silver historically respond during periods of economic crises, inflation, and government stimulus. Why he believes tangible assets such as precious metals, businesses, and select real estate provide greater long-term protection than financial assets alone. The risks of elevated stock market valuations and why diversification into hard assets may become increasingly important. Today's Panelists: Kirk Chisholm | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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This One Chart Will Completely Change Your View Of Today's Stock Market
07/29/2026
This One Chart Will Completely Change Your View Of Today's Stock Market
Today we have a chart for you that will completely change your view of today's stock market. In today's market, investors should remain patient during the slow summer market season as stocks continue to trade in a sideways range despite ongoing geopolitical headlines and the start of earnings season. We explore how to interpret market charts, why investor expectations often differ from reality, and why stock price reactions to earnings matter more than the earnings themselves. We also talk about the growing concerns around AI-related spending, weakening breadth beneath the major indexes, software company valuations, and the risks facing large technology companies as earnings unfold. Increasing market volatility heading into the fall, combined with elevated valuations and economic uncertainty, makes this an ideal time to step back, avoid emotional investing, and focus on long-term discipline rather than short-term market noise. We discuss... Why the stock market has traded sideways for much of the summer and why periods of consolidation are a normal part of investing. How geopolitical events and shifting headlines can create short-term market volatility without changing long-term trends. Why long-term index investors are often better off ignoring day-to-day market movements during quiet periods. The current earnings season and why stock price reactions often matter more than whether companies beat earnings estimates. How elevated investor expectations can cause strong earnings reports to be met with falling stock prices. The recent performance of major technology companies, including Apple, Microsoft, Amazon, Tesla, Alphabet, and Meta. How massive AI infrastructure spending is affecting cash flow, profitability, and investor sentiment across the technology sector. Why institutional investors are becoming more cautious about software companies as AI creates uncertainty around future valuations. How AI could disrupt traditional software business models and pricing power over the next several years. Weakening market breadth and why a small group of mega-cap stocks continues to drive most index performance. Why equal-weight indexes can provide a clearer picture of overall market health than traditional market-cap-weighted indexes. Seasonal market patterns and why volatility historically tends to increase during late summer and early fall. How upcoming Federal Reserve decisions, corporate earnings, tariffs, and midterm elections could contribute to additional market uncertainty. Why rising leverage, concentrated positioning, and institutional fear of missing out could amplify future market declines. Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Small Business Owner Secrets Revealed
07/24/2026
Small Business Owner Secrets Revealed
Gregory Kovsky discusses small business owner secrets and the evolving market for buying and selling private businesses. He explained how the "silver tsunami" of retiring baby boomer business owners is creating a surge in businesses for sale, while strong buyer demand from entrepreneurs, private equity firms, family offices, and acquisition-minded companies continues to support the market. We explore business succession planning, SBA financing, valuation methods, tax strategies, and the role of commercial real estate in business sales. Gregory also shared insights into how private equity is reshaping the marketplace, the importance of considering employees and legacy alongside sale price, and the realities of entrepreneurship. We discuss... How the retiring baby boomer generation is creating a wave of business sales known as the "silver tsunami." Why many family businesses are sold rather than passed to the next generation. How SBA financing makes business ownership accessible with relatively little upfront capital. The strong demand for private businesses from entrepreneurs, private equity firms, family offices, and strategic buyers. The realities of entrepreneurship and why owning a business requires far more time and commitment than many people expect. How staffing challenges and employee turnover are common reasons business owners decide to sell. How private equity is influencing the small business market and the importance of evaluating buyers beyond just the purchase price. How commercial real estate factors into many business transactions and retirement planning strategies. Several tax strategies business owners may use to reduce taxes when selling their companies. How business valuations are determined using EBITDA, growth potential, industry trends, and market multiples. Concerns about inflated private equity valuations and the challenges firms face exiting investments. Today's Panelists: Kirk Chisholm | Marc Walton | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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The World Cup Winner Means This For The Market...
07/22/2026
The World Cup Winner Means This For The Market...
Here's what the World Cup winner means for the market... Today we focus on a market that continues to trade sideways despite ongoing geopolitical tensions, renewed conflict in the Middle East, and a busy earnings season. We examine why patience remains the best strategy while the S&P 500 stays trapped in a trading range. We highlight strong earnings from major banks as a sign the broader economy remains resilient, and discuss growing concerns about AI valuations, software companies, and the capital demands facing firms like OpenAI and SpaceX. We also explore the recent rotation from growth into value stocks, the impact of rising energy prices on inflation and Federal Reserve policy, why speculative behavior is increasing through leveraged ETFs, and several market indicators suggesting today's market environment is becoming increasingly narrow and expensive despite headline index performance. Today we discuss... Why the stock market remains stuck in a trading range despite continued volatility and geopolitical uncertainty. How renewed conflict in the Middle East is affecting investor sentiment, oil prices, and market performance. Why patience and holding cash may be the best strategy until the market breaks out of its current range. How strong earnings from major banks suggest the broader economy remains healthier than many investors believe. Weakness in software companies and growing concerns about the long-term profitability of AI investments. Why OpenAI seeking government investment could raise questions about the sustainability of the AI sector. The recent rotation from high-growth technology stocks into value-oriented sectors of the market. How higher oil prices could keep inflation elevated and complicate future Federal Reserve policy decisions. How insider buying can provide useful clues when evaluating beaten-down stocks such as UnitedHealth. The risks created by record investor demand for leveraged ETFs and increasingly speculative market behavior. We compare today's AI-driven market enthusiasm to the technology bubble of the late 1990s. How semiconductor stocks continue to dominate market performance while many other sectors lag behind. Why index performance can be misleading when a small number of large technology companies are driving most of the gains. How Federal Reserve balance sheet expansion continues to closely correlate with stock market performance. Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Boss Lady Investing
07/17/2026
Boss Lady Investing
Krista Goodrich of Boss Lady Investing joins the show to share her journey from working in the mutual fund industry on Wall Street to building a diversified portfolio of more than 20 private businesses and real estate investments. She discussed how entrepreneurship, strategic partnerships, and investing in vacation rentals allowed her to create financial independence while designing a business portfolio around her lifestyle. We talk today's real estate market, including elevated home prices, higher interest rates, leverage strategies, cash flow analysis, vacation rentals versus long-term rentals, and where she still sees investment opportunities despite market challenges. Krista also shared her approach to evaluating new business opportunities, the importance of choosing the right partners, and how investors can build long-term wealth through disciplined decision-making and diversified private investments. We discuss... Krista Goodrich shared her journey from Wall Street mutual funds to becoming a serial entrepreneur and real estate investor. She discusses starting and scaling more than 20 businesses across industries including moving, junk removal, property management, hospitality, and vacation rentals. How choosing the right business partners has been critical to her long-term success. She shares the qualities she looks for in business partners, including drive, kindness, loyalty, and a sense of fun. Why she prefers using cash to start businesses while using leverage primarily for real estate investing. How leverage has allowed her to steadily expand her real estate portfolio over time. Why vacation rentals can generate significantly higher income when purchased in the right locations. How higher interest rates have changed the way she analyzes new real estate investments. Why she believes portions of the Florida real estate market remain significantly overvalued. How institutional investors and hedge funds have influenced housing affordability. She shared her thoughts on proposals to limit large investment firms from purchasing single-family homes. How property taxes, interest rates, and government policies influence real estate investing decisions. The importance of diversification across businesses, real estate, and traditional investments. Why she enjoys real estate investing because it offers greater control than investing in public markets. Successful investing requires patience, discipline, and focusing on long-term wealth creation rather than chasing quick returns. Today's Panelists: Kirk Chisholm | Barbara Friedberg | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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The Stock Market Is Showing Interesting Signals To Observers
07/15/2026
The Stock Market Is Showing Interesting Signals To Observers
The stock market is showing interesting signals and today we discuss the latest market developments. Renewed geopolitical tensions are driving investors back into large technology and AI stocks while other sectors lag. Patience and caution remain important as economic signals continue to conflict. We cover housing market weakness, consumer spending, wage growth, market valuations, and the Federal Reserve's outlook. We also explored how commodity prices impact businesses and stock performance, shared expectations for future energy prices, and why looking beneath the major indexes is essential to understanding the true health of the market. We discuss... The ongoing rotation between market sectors and why market leadership continues to remain narrow. Why looking beneath the major indexes provides a better picture of overall market health than index performance alone. How commodity prices, particularly cocoa, can significantly impact corporate profits and stock prices. Why cocoa prices have pressured companies like Hershey and what improving crop conditions could mean going forward. We reviewed current oil and gasoline price trends and why pump prices have remained elevated despite falling crude oil prices. Our outlook for oil prices and why increased global production could push prices lower in the coming months. The housing market, including rising days on market and slowing home price growth. Consumer spending, wage growth, and the mixed economic signals creating uncertainty for investors. How AI investment is affecting technology companies and whether those massive investments will ultimately generate meaningful profits. Why many consumers are becoming fatigued with traditional news and increasingly turning to podcasts and online communities for information. Why maintaining patience, caution, and adequate liquidity remains important as markets face elevated valuations and political uncertainty heading into the midterm elections. Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Considering a Life Switch?
07/10/2026
Considering a Life Switch?
Are you considering a life switch? Today financial advisor, author, and sports team investor Joel Steele joins us to discuss his unconventional journey from failed entrepreneur to successful wealth manager. Joel shares how a collapsed healthy fast-food restaurant business left him with roughly $800,000 in debt at a young age and how that experience shaped his disciplined approach to saving, investing, and building wealth. We explore his path into professional sports ownership, including why he chose to invest in smaller sports franchises for both financial upside and personal fulfillment. Joel also explains why money alone does not create happiness, the importance of finding passion and purpose, and how avoiding lifestyle inflation helped him maintain financial freedom. We talk investing philosophies, balancing risk and reward, understanding personal financial goals, avoiding speculative investments, and why building a strong financial foundation is essential before taking bigger risks. Today we discuss... How a failed restaurant venture and significant debt early in life became the catalyst for building a career in finance. The decision to invest in professional sports teams as a way to combine financial opportunity with personal passion. Lessons from building a healthy fast-food restaurant chain and why the restaurant industry is so difficult to succeed in. How maintaining a high savings rate and avoiding lifestyle inflation helped create long-term financial security. Why higher income and greater wealth do not always lead to increased happiness or fulfillment. The importance of identifying personal passions, purpose, and meaningful ways to spend time. Questions people can ask themselves to better understand what they would pursue if money was no longer a concern. How financial planning should focus on balancing risk, return expectations, and individual goals. Why most investors should focus on steady wealth accumulation rather than chasing risky investments or outsized returns. The importance of understanding personal risk tolerance and avoiding emotional investment decisions. Why protecting a strong financial foundation is essential before pursuing higher-risk opportunities. Insights from Joel's book Life Switch on creating a life built around purpose, passion, and fulfillment. Today's Panelists: Kirk Chisholm | Barbara Friedberg | Marc Walton | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Market Signals for The 2nd Half of 2026
07/08/2026
Market Signals for The 2nd Half of 2026
Today we talk market signals for the 2nd half of the 2026 following the Independence Day holiday. We highlight how semiconductor stocks and AI continue to heavily influence market performance while signs of healthy sector rotation emerge across industrials, financials, and other areas of the market. We examine weakening employment data, sluggish housing activity, elevated valuations, and the growing disconnect between economic fundamentals and rising stock prices, along with the Federal Reserve's new communication style under Chair Kevin Warsh and its potential impact on market volatility. We also explore how liquidity, inflation, oil prices, and geopolitical developments could shape the second half of the year. We discuss... How semiconductor stocks continue to drive much of the S&P 500's performance and why that concentration matters. Why recent sector rotation into industrials, financials, and other areas is a healthy sign for the broader market. Whether AI-related valuations have become stretched after years of exceptional performance. Why investors should focus on price action and market trends rather than sensational headlines. Historical market seasonality and why the second half of the year can bring increased volatility. The latest employment report and explain why revisions and labor force participation deserve close attention. Why weak economic data has recently been viewed as positive news because it could reduce pressure on the Federal Reserve to raise rates. How slowing economic growth could eventually impact corporate earnings. Why the housing market remains sluggish despite record highs in the stock market. How oil prices, inflation, and monetary policy continue to influence investor sentiment. Why liquidity has remained a major driver of market performance despite weakening fundamentals. How government regulation can strengthen the competitive position of large companies while creating barriers for smaller competitors. The long-term economic impact of globalization, government policy, and structural market changes. Why maintaining a disciplined, long-term investment strategy is especially important in today's market. Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Investing in Companies Pre-IPO
07/03/2026
Investing in Companies Pre-IPO
Christine Healey explores the rapidly growing world of investing in companies pre-IPOs and how everyday investors are gaining access to private companies like SpaceX, OpenAI, Stripe, and Anthropic before they go public. Christine explains why companies are staying private longer, how private market investing differs from traditional stock investing, and the opportunities and risks involved in buying shares before an IPO. We talk deal structures, pricing, minimum investment requirements, the role of brokers, and why terms can vary significantly between transactions. We also covers liquidity through secondary markets, how market volatility affects private company valuations and investor demand, and why access to these investments is becoming increasingly important as more of the world's fastest-growing companies remain private for much longer than in previous decades. We discuss... Why more high-growth companies are staying private longer before pursuing an IPO. Why founders often prefer to remain private to maintain control and avoid public market pressures. How pre-IPO investing has become more accessible beyond institutional investors and billionaires. The differences between investing in early-stage startups and late-stage pre-IPO companies. Typical investment minimums and why larger investors often receive better pricing and deal terms. How pre-IPO transactions are structured, including direct share purchases and SPVs. How secondary markets can provide liquidity before a company eventually goes public. Why private market pricing is less transparent than public stock markets. How market downturns often concentrate investor demand into a handful of high-profile private companies. How buyers may find better negotiating leverage in less sought-after private companies during volatile markets. The importance of working with experienced brokers to navigate complex private market transactions. The growing global demand for U.S. pre-IPO companies from both domestic and international investors. The risks, opportunities, and long-term potential of investing in private companies before they reach the public markets. Today's Panelists: Kirk Chisholm | Barbara Friedberg | Marc Walton | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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Q2 2026 Market Updates
07/01/2026
Q2 2026 Market Updates
Kirk shares the Q2 2026 market updates and the market's recent sector rotation as technology stocks pause after leading gains for much of the year. Healthcare, utilities, and other sectors begin to take the lead. This shift is a healthy sign for the broader market, the benefits of equal-weight investing during periods of rotation, and where investors may find opportunities going forward. Kirk also examines the recent pullback in gold, silver, and cryptocurrencies, why weakness in these assets could create long-term buying opportunities, and the risks surrounding Bitcoin-related companies like Strategy. Finally, falling oil prices, inflation data, and interest rate expectations under the new Federal Reserve chair are discussed. Why the recent rotation out of technology and into sectors like healthcare is a healthy sign for the broader market. How sector rotation works and why investors should pay attention to shifting market leadership. Why technology's dominance has kept the broader indexes elevated despite weakness in many other sectors. Which sectors may offer better opportunities in the coming months, including healthcare, industrials, materials, and consumer staples. Why investors should remain cautious toward energy, utilities, and certain financial stocks given current interest rate and oil market conditions. The recent pullback in gold and silver and why weakness in precious metals could create long-term buying opportunities. Why precious metals remain an important portfolio hedge despite short-term price declines. Concerns surrounding Strategy and why leveraged Bitcoin treasury companies carry additional risks. Recent inflation data, Federal Reserve policy expectations, and why higher inflation may not necessarily lead to additional rate hikes. How easing oil prices and improving geopolitical conditions could influence inflation and economic growth in the months ahead. Concerns surrounding upcoming AI company IPOs and questioned whether large language model businesses have sustainable competitive advantages. Key market risks to watch, including earnings season, inflation, interest rates, geopolitical developments, and continued sector rotation. Today's Panelist: Kirk Chisholm | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Investing In Mortgages 101 with Michael Youngblood
06/26/2026
Investing In Mortgages 101 with Michael Youngblood
Michael Youngblood joined the show to discuss investing in mortgages with the evolution of the U.S. mortgage market. He draws on more than four decades of experience in mortgage banking, securitization, and housing finance. We explored the key causes of the 2008 financial crisis, why falling home prices caught investors off guard. Michael explained the risks and opportunities of investing in mortgage-backed securities, the differences between MBSs, CMOs, and REMICs, and why prepayment risk remains a major consideration for investors. We also discussed housing affordability challenges, FHA loans, down payment hurdles facing first-time buyers, potential future changes to mortgage regulations, and the outlook for both residential and commercial real estate financing as demographic shifts, interest rates, and post-COVID trends continue to reshape the market. We discuss... How declining home prices in 2007–2008 triggered a surge in mortgage defaults and helped spark the financial crisis. Why investors, lenders, and regulators failed to anticipate the severity of the housing market collapse. How banks manage mortgage risk by selling or securitizing loans while retaining their highest-quality borrowers. The key risks investors face when investing in mortgage-backed securities, including prepayment and credit risk. The differences between mortgage-backed securities (MBSs), collateralized mortgage obligations (CMOs), and REMICs. Why mortgage market innovation has slowed significantly since the 2008 financial crisis. Exploration of potential future changes to mortgage products and regulations aimed at improving housing affordability. How adjustable-rate mortgages could be expanded without returning to the risky lending practices that contributed to the housing crisis. The challenges self-employed borrowers face when trying to qualify for mortgage financing. How falling interest rates could trigger a new wave of mortgage refinancing activity. Housing affordability challenges driven by rising home prices and large down payment requirements. How commercial mortgage lending differs from residential lending in underwriting and risk management. The growing role of family wealth transfers and financial assistance in helping younger generations purchase homes. Michael shares his outlook on housing affordability and why mortgage financing remains attractive relative to many other forms of borrowing. Today's Panelists: Kirk Chisholm | Barbara Friedberg | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Investing Recommendation...Patience and Caution
06/24/2026
Investing Recommendation...Patience and Caution
We have an investing recommendation for you: patience and caution! We discussed current market conditions and why markets have largely moved sideways despite strong gains earlier in the year. We examined the highly anticipated SpaceX IPO, debating whether its valuation justifies the excitement and highlighting the risks of buying high-profile stocks at elevated prices. We also explore market concentration in technology and semiconductors, the challenges facing software companies, and the growing influence of AI on corporate spending and investment decisions. We talk why investors should avoid chasing performance or making decisions based on FOMO, nuclear energy, and considered how changing market dynamics, valuations, and AI-driven trends may impact investment returns going forward. We discuss... Why patience and caution remain important as markets have moved largely sideways over the past month. The SpaceX IPO and whether its valuation justifies the excitement surrounding the stock. Why great companies can still be poor investments if purchased at the wrong price. The risks of chasing market trends and investing based on FOMO. The concentration of market gains in technology and semiconductor stocks. The growing divergence between semiconductor companies and the broader software sector. Whether massive AI spending will ultimately generate returns that justify the investment. How AI is changing the business models and cash flow profiles of major technology companies. AI adoption may be advancing faster than its practical economic benefits. Why shorting expensive stocks can be extremely risky despite lofty valuations. The long-term investment case for nuclear energy and the growing power demands of AI data centers. The recent strength of the U.S. dollar despite widespread predictions of its decline. The importance of staying within your circle of competence when making investment decisions. How market valuations may impact expected returns over the next decade. Why diversification remains critical in an environment dominated by a handful of technology stocks. Why investors should focus on risk management rather than trying to predict market outcomes. Today's Panelists: Kirk Chisholm | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Investing in Undeveloped Land Secret Strategies
06/19/2026
Investing in Undeveloped Land Secret Strategies
David Baker talks about why investing in undeveloped land may be the secret strategy you've been waiting for. We also discuss why water rights may become one of the most valuable assets in the coming decades and how growing water scarcity is driving demand for land with access to water. Drawing on his background as a hedge fund manager, real estate investor, and founder of the Land Value Alpha Fund, David explained how water rights work, particularly in Montana, where groundwater and surface water rights can significantly increase property values. He highlighted research suggesting that investments in water infrastructure such as wells, pumps, storage systems, and distribution networks can generate substantial returns, while increasing demand for water, energy, and developable land is creating a powerful convergence that could push land prices much higher over time. We discuss... Why water scarcity is becoming a growing global issue and increasing the value of water-rich land. How groundwater and surface water rights work, particularly in Montana. The unique advantages of Montana as a headwater state that supplies water to much of the western United States. How property owners can develop wells and water infrastructure to increase the value of their land. Research suggesting that investments in water infrastructure can generate significant returns relative to their cost. Why water rights are becoming increasingly important for homeowners, farmers, developers, and businesses. How increasing demand for water and developable land could drive land prices substantially higher in the future. The relationship between land ownership and water access, and why water often determines a property's long-term value. Examples of investors and institutions acquiring land specifically for its water resources. How water banks allow water rights to be leased, traded, and allocated among different users. The challenges surrounding water allocation and legal rights in regions facing water shortages. Why desalination has not been adopted more broadly despite its potential to address water shortages. Real-world examples of water rights mistakes that can create major problems for landowners and developers. Why understanding local regulations is critical when investing in land and water resources. Today's Panelists: Kirk Chisholm | Barbara Friedberg | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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IPOs For Space And Beyond... Anatomy of an IPO
06/17/2026
IPOs For Space And Beyond... Anatomy of an IPO
As SpaceX stock soars, we talk IPOs for space and beyond. We also focus on the market’s reaction to a new Iran ceasefire agreement, the implications of the highly anticipated SpaceX IPO, and what these developments may signal about broader market conditions. We look over how IPOs have historically performed, why many high-profile offerings struggle after their debut, and whether SpaceX’s valuation reflects genuine business fundamentals or investor enthusiasm. We also examined the economic impact of falling oil prices, shifting inflation expectations, upcoming Federal Reserve policy decisions, consumer spending trends, and why correlations often drive market narratives. We discuss... The market’s positive reaction to a renewed Iran ceasefire and the resulting drop in oil prices. Breakdown of the SpaceX IPO, its first-day performance, and why retail investors were eager to participate. How IPOs work and why many high-profile offerings historically decline after going public. Why company insiders often choose to take businesses public when valuations are most favorable. Past IPOs including Uber, Meta, Coinbase, Robinhood, and Rivian to illustrate common post-IPO price patterns. Whether SpaceX’s valuation is justified by the strength of its Starlink business and launch operations. OpenAI, Anthropic IPO expectations and concerns about AI company valuations. How large IPOs can act as liquidity drains by attracting capital away from existing market leaders. Elon Musk becoming the world’s first trillionaire and what that signifies for investor sentiment. How falling energy prices could help reduce inflation and improve economic conditions. Upcoming Federal Reserve leadership changes and expectations for future interest rate policy. Consumer spending trends and the role of Baby Boomer wealth in supporting economic activity. Why investors should focus on correlations rather than assuming direct causation in market movements. For more information, visit the full show notes at Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X:
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What Is The Next Perfect Trade?
06/12/2026
What Is The Next Perfect Trade?
Alex Gurevich talks about the next perfect trade! We discuss major shifts in the macro investing landscape, including the breakdown of the traditional stock-bond relationship, why U.S. Treasuries no longer act as a reliable flight-to-safety asset, and how inflation, fiscal policy, and changing market regimes are reshaping investment strategies. Alex shares his framework for identifying high-probability trades, explains why he believes interest rates could ultimately return to zero if the labor market weakens, and discusses opportunities and risks in global markets, currencies, gold, emerging markets, and China. We also explore the long-term impact of artificial intelligence on productivity, employment, and economic growth and more! We discuss... The breakdown of the traditional stock-bond relationship and how it is changing portfolio diversification strategies. Why U.S. Treasuries are no longer acting as a reliable flight-to-safety asset and what that means for investors. The impact of inflation, fiscal policy, and shifting market regimes on the macroeconomic outlook. Why labor market trends remain the most important factor influencing future Federal Reserve decisions. The possibility that interest rates could eventually return to zero if economic growth and employment weaken. Investment opportunities and risks across currencies, bonds, emerging markets, and international equities. The relative attractiveness of gold, U.S. Treasuries, and other hard assets in the current environment. China’s economic challenges, AI ambitions, and its position in the global race for technological leadership. How artificial intelligence is driving investment, productivity gains, and economic growth across multiple sectors. The potential for AI-driven job displacement and a temporary economic adjustment period before larger long-term benefits emerge. Key market risks stemming from geopolitical conflict, energy prices, and evolving global economic dynamics. Today's Panelists: Kirk Chisholm | Barbara Friedberg | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Investing Secrets for IPOs, Bitcoin, and AI
06/10/2026
Investing Secrets for IPOs, Bitcoin, and AI
Today we talk the investing secrets for IPOs, Bitcoin, and AI. There is also growing market uncertainty as strong earnings, resilient employment data, and a potential SpaceX IPO collide raise concerns. A small group of AI and semiconductor stocks have driven most market gains while many sectors have remained flat, raising concerns about narrow market leadership and investor complacency. We examine how stronger-than-expected jobs data could keep interest rates elevated for longer and create headwinds for stocks and cryptocurrencies. We also cover Bitcoin’s cyclical boom-and-bust patterns, the importance of risk management, the growing role of gold in global central bank reserves, and emerging long-term investment themes such as AI infrastructure, nuclear power, electrification, robotics, and space technology. We discuss... The growing market divergence as AI and semiconductor stocks continue to drive gains while most sectors remain flat. How strong earnings results have failed to lift the broader market despite solid corporate performance. Why stronger-than-expected jobs data could keep interest rates higher for longer and delay potential Fed rate cuts. The impact of liquidity conditions on stocks, cryptocurrencies, and overall market sentiment. Signs that the economy may be entering a late-cycle phase characterized by tighter financial conditions and rising IPO activity. The risks and opportunities surrounding the highly anticipated SpaceX IPO and what history suggests about buying newly public companies. Bitcoin's historical boom-and-bust cycles, potential downside targets, and the importance of managing risk in crypto investing. Why investors should focus on their own investment strategy instead of chasing the market's hottest trends. Housing affordability challenges and the widening gap between the costs of owning and renting a home. Gold surpassing U.S. Treasuries as the largest reserve asset held by global central banks. Emerging investment themes including AI infrastructure, nuclear energy, electrification, robotics, quantum computing, and space technology. The importance of diversification and risk management in a market increasingly driven by a small group of high-performing stocks. Today's Panelists: Kirk Chisholm | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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Secret College Funding Strategies
06/05/2026
Secret College Funding Strategies
Fred Amrein shares secret college funding strategies today as we discussing major changes to college financing under the recently passed “Big Beautiful Bill.” There are new federal borrowing limits for undergraduate, graduate, and professional school students while reducing repayment flexibility. We explore how these changes will shift the focus from college access to affordability, forcing families to carefully evaluate the return on investment of higher education, plan for graduate school costs earlier, and rely more heavily on private loans when federal limits are reached. Fred explains the potential impact on colleges, including tuition resets, increased financial pressure on smaller schools, and a growing need for students to choose programs and career paths with stronger economic outcomes, while emphasizing the importance of long-term financial planning and understanding the true cost of borrowing before selecting a school. We discuss... The major changes to federal student loan programs under the recently passed “Big Beautiful Bill.” A breakdown of new borrowing limits for undergraduate, graduate, and professional degree programs. How stricter underwriting requirements will shift the focus from college access to affordability. How Parent PLUS loan changes could impact families and future college funding decisions. The growing role private student loans may play as federal borrowing options become more limited. Comparison of federal and private student loan repayment terms, interest rates, and long-term costs. How college financing decisions for one child may now affect borrowing options for siblings. Why some colleges may be forced to lower tuition, increase aid, merge, or close due to demographic and financial pressures. The declining return on investment of certain college degrees and the growing appeal of skilled trades. How labor market demand, career outcomes, and AI-driven changes could influence future education choices. Conversation about the shift from viewing college as an educational investment to viewing it as an experience-driven purchase. Why graduating on time and minimizing excess borrowing will become increasingly important for students. Today's Panelists: Kirk Chisholm | Barbara Friedberg | Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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This Huge Divergence Could... Take The Market With It
06/03/2026
This Huge Divergence Could... Take The Market With It
There's a huge divergence going on that could take the market with it. Today we focus on the growing market uncertainty driven by a potential SpaceX IPO, geopolitical conflict in the Middle East, and increasingly narrow market leadership. We also reviewed the strong earnings season and the role of AI-driven semiconductor stocks in powering most of the market’s gains; many other sectors have largely moved sideways despite headline index strength. We also cover the inflationary impact of higher oil prices, the effects of the ongoing Middle East conflict on commodities and global supply chains, central bank gold sales, bond market volatility, interest rate trends, and why investors should focus on risk management, sector rotation, and underlying market conditions rather than simply following index performance. We discuss... The potential SpaceX IPO, its massive valuation, and concerns about how quickly it could be added to major market indexes. Why investors should avoid FOMO and be cautious when buying newly public companies. How private markets are capturing more growth before companies ever reach public investors. How most stock market gains this year have come from a narrow group of technology and semiconductor companies. The sector performance across technology, financials, energy, healthcare, consumer stocks, and utilities. The ongoing Middle East conflict and its impact on oil prices, inflation, and global supply chains. Why oil prices affect everything from transportation and food costs to plastics and manufacturing. The market values of gold, silver, and major technology companies. Treasury yields, bond market volatility, and the importance of monitoring interest rate trends. The yield curve and what its normalization could signal for the economy and financial markets. Mortgage rate trends and the challenges higher borrowing costs create for housing. How excess liquidity is flowing into a small number of market sectors rather than the broader market. Looking beyond headline index returns to understand what is actually driving market performance. Scenario-based investing and the importance of preparing for both inflationary and disinflationary outcomes. Today's Panelists: Kirk Chisholm | Phil Weiss | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the full show notes at
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