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CAUTION… Santa Clause Rally Ahead

Money Tree Investing

Release Date: 12/24/2025

Growing Global Debt and the Future of the Global Economy with Jean-Baptiste Wautier show art Growing Global Debt and the Future of the Global Economy with Jean-Baptiste Wautier

Money Tree Investing

Jean-Baptiste Wautier is here to talk growing global debt and the impact on the economy. He draws on decades of private-equity and macro experience to discuss accelerating global change, arguing that rising debt, AI, and political polarization are reshaping the economic and geopolitical order. We discuss Europe’s recent market strength, China as an unavoidable, though risky, investment given its scale and AI ambitions, and gold and crypto as hedges rather than true currency alternatives. He also warms that global debt dynamics will force restructuring in places like Japan and parts of...

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Money Tree Investing

Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the show notes at  

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College Without Crushing Debt with Shellee Howard show art College Without Crushing Debt with Shellee Howard

Money Tree Investing

Shellee Howard is on the show today to talk how to do college without crushign debt for your kids. She shares how her journey as a “mom on a mission” led her to help families navigate the college process strategically, emphasizing early preparation, self-discovery, and return on investment rather than prestige alone. She explains why overcrowded school counselors fall short, how students should clarify their values, talents, and career goals before choosing colleges, and why college should be viewed as a business decision and a stepping stone to adulthood, and not a status symbol. With the...

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The Best Ways to Invest in the Run It Hot Economy show art The Best Ways to Invest in the Run It Hot Economy

Money Tree Investing

We're in the middle of a run it hot economy. Today our discussion ranged from geopolitics into markets, including precious metals. Silver’s recent surge is best understood as a reversion toward historical gold–silver ratios rather than a knowable fundamental catalyst. Silver’s parabolic move looks unstable compared to gold’s healthier, slower uptrend. But no one can truly know why prices move, so investors should be clear about why they own precious metals since that purpose should drive allocation size and risk tolerance. We also talk macro conditions, the U.S. may be pursuing an...

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Secret Franchising Profits For Investors show art Secret Franchising Profits For Investors

Money Tree Investing

Barbara Friedberg | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the show notes at  

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2026 Predictions... This is What Will Outperform in 2026 show art 2026 Predictions... This is What Will Outperform in 2026

Money Tree Investing

Douglas Heagren | Follow on Facebook: Follow LinkedIn: Follow on Twitter/X: For more information, visit the show notes at  

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Investing in Bitcoin in 2026 show art Investing in Bitcoin in 2026

Money Tree Investing

Arrash Yasavoli discusses how you should jump on investing in bitoin in 2026! Arrash's path from data engineering at LinkedIn into quantitative trading, crypto, and building Glitch, a SaaS platform that gives broader access to advanced trading strategies gives a unique perspective into possible 2026 investing plans. We also talk Bitcoin’s role as a potential store of value, the divergence between Bitcoin and altcoins, the growing importance of real utility and valuation in crypto projects, the rise of ETFs and stablecoins as bridges to mainstream adoption, and more. We discuss... Barbara...

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2025 Wrap Up... Year End Surprises show art 2025 Wrap Up... Year End Surprises

Money Tree Investing

There are a lot of year end surprises in store with the 2025 wrap up. The year has come to an end and we are here to discuss everything from year-end reflections and personal anecdotes to a broad market outlook. We focused on the recent surge and volatility in precious metals, especially silver, explaining how futures-market leverage and exchange rule changes (like margin requirement hikes) are used to cool speculative excess, why parabolic price moves are unhealthy, and why investors should be cautious in the near term even if long-term fundamentals remain bullish. We also talked government...

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Why AI Hype and Clickbait Are Failing Serious Business Owners with Elliot Holland show art Why AI Hype and Clickbait Are Failing Serious Business Owners with Elliot Holland

Money Tree Investing

Elliot Holland joins us to explore the realities of building and sustaining a high-quality, trust-driven professional business in an era dominated by AI hype, declining marketing efficiency, and algorithmic noise. We discuss skepticism around AI’s real-world impact especially in high-stakes financial decisions. We also talk marketing and content strategy, why sensationalism and clickbait may win algorithms but will always repel discerning clients. We also unpack our frustrations with modern marketing platforms like Google, Facebook, and HubSpot as they grow increasingly expensive and...

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Money Tree Investing

Today we're sharing the tax loss selling secrets you need to know before 2026! We also talk understanding personal strengths and psychological limits in investing. It's good to avoid shiny-object strategies like day trading and prioritize risk management through diversification. We explore how market structure, valuations, and historical data suggest future returns may be lower and more volatile, making stress-testing portfolios and aligning risk with temperament essential. Remember long-term success comes from discipline, education, adaptability, and thoughtful strategy rather than chasing...

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Should you be buying this precious metal this Christmas? Find out what it is today as we reflect on how instant gratification, social media, and shifting consumer behavior mirror broader economic changes. We also talk practical year-end investing discipline, including portfolio “hygiene,” investor psychology alignment, rule-based decision making, and tax-loss harvesting strategies. We explore assesing holdings as if investing fresh today, managing oversized winners and stagnant losers, watching natural market turning points around year-end, while also exploring inflation trends, shrinkflation, housing affordability, and generational cost pressures. We also urge listeners to use the final weeks of the year to review risks, taxes, family financial clarity, and opportunities ahead. Thoughtful preparation, not momentum or emotion, drives long-term investment success.

We discuss... 

  • The importance of year-end portfolio assessment, emphasizing reviewing holdings as if investing fresh today to determine alignment with investor psychology.
  • Manage oversized winners, stagnant losers, and follow disciplined, rule-based investment practices rather than ego-driven decisions.
  • Tax-loss harvesting is a key strategy, including the special advantage that crypto is treated as property and not subject to the 30-day wash-sale rule.
  • Monitoring natural market turning points, particularly around year-end, to identify potential buying opportunities in beaten-down assets.
  • Gold’s leadership in the rally, silver’s sharp recent gains, and the implications of JP Morgan shifting from short to long silver positions.
  • Basel III banking regulations and the possibility of global banks increasing gold holdings if U.S. deficits rise above projected thresholds.
  • Strategies for buying gold and silver, emphasizing buying for weight to minimize premiums and potentially profiting from historical spreads in coin pricing.
  • Have caution with rare coin premiums, only experienced investors should consider numismatic factors, otherwise stick to weight-based purchases.
  • Inflation indicators, using Campbell’s Soup can pricing as a proxy for quality-adjusted inflation over decades.
  • Shrinkflation and the rising cost of essentials for younger generations, noting housing, insurance, and other expenses have outpaced wages.
  • Recent trends in housing, including declining new home prices but smaller home sizes, illustrating hidden inflation and cost pressures.

 

Today's Panelists:

Kirk Chisholm | Innovative Wealth

Douglas Heagren | Mergent College Advisors

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For more information, visit the show notes at https://moneytreepodcast.com/santa-clause-rally-ahead-775