12-12-12
The Mortgage Messenger
A lot is being said about today being the last time this century we will have a sequential date.Of course, this happens every century so I am not completely sure why this one is so important. That is other than the fact that for almost all of us it will be the last time this happens in our lifetime....
info_outline
A Special Holiday Greeting
The Mortgage Messenger
I realize this week everyone is busy preparing to visit family, cook a turkey and enjoy football. Of course, that is all followed by Black Friday shopping sprees! I wanted to just take a moment before we all completely focus on the holiday to wish you a safe and joyous Thanksgiving. Each of us may chose to reflect for what we give thanks to this holiday, and certainly I am no different. Of course, in a business post like this, it is easy for me to give thanks to low interest rates and what appears now to be stable home prices, but really, there is much more than...
info_outline
A Holiday Message From The Mortgage Messenger
The Mortgage Messenger
As the host of The Mortgage Messenger, I have had the privilege of sharing with you my thoughts and views of the real estate industry. Certainly this past year has been an interesting one in the industry....
info_outline
Wishing You The Happiest Of Holidays
The Mortgage Messenger
As the host of The Mortgage Messenger, I have had the privilege of sharing with you my thoughts and views of the real estate industry. Certainly this past year has been an interesting one in the industry. As a mortgage professional over the past twenty-five years, I have had the honor of helping families celebrate [...]
info_outline
Cyber Monday, Bob Hope and Our Troops
The Mortgage Messenger
Normally when I post something it is related to the mortgage industry, interest rates or perhaps some piece of information to help homeowners. Earlier today an old friend of mine forwarded me a link to a video that was a tribute to Bob Hope. After watching the video I felt I wanted to share it [...]
info_outline
HARP 2.0 – Is It NOW Time To Refinance?
The Mortgage Messenger
There are many homeowners that would like to refinance their homes, but cannot since they do not have sufficient equity in their home. Recently, the newest release of the Home Affordable Refinance Program (HARP) was announced. Called "HARP 2.0," this government program, based on the first read, may actually help some homeowners benefit by these [...]
info_outline
Historic Low Interest Rates – What Does That Mean?
The Mortgage Messenger
I am sure you have heard on the radio or seen on television that mortgage rates are at historic lows. Often, those statements do not include any information on the actual rate. There are many reasons for this, but mainly the reason is due to a change in regulations that make it very hard to [...]
info_outline
7 Steps To Building A Paperless Financial Organization System
The Mortgage Messenger
So you decided it was time to get rid of the paper clutter and store things electronically – but not certain what to do next? A few years ago I made that decision also and struggled with the concept of letting go of all that paper. It took some re-training of what I knew and [...]
info_outline
FreddieMac Weekly Average Mortgage Rate Report Explained
The Mortgage Messenger
It was reported by FreddieMac this past week that for the week ended July 9, 2011 mortgage interest rates fell compared to the previous week and the rate on the 15-year loan dropped to its lowest level of 2011. But what exactly does that mean to you when looking for a mortgage loan? FreddieMac takes [...]
info_outline
Five Reasons To Keep Your Finances Online
The Mortgage Messenger
This will be the first installment of a new series of blogs addressing “being green.” I am employed by Supreme Lending, a finalist for Mortgage Technology Magazine’s Green Originator Award. We are continually exploring new ways to reduce the actual paper used in a mortgage transaction. It just makes sense – less paper is better [...]
info_outline