What The Banks Won’t Tell You About Borrowing | No BS With Birchy | EP 193
Release Date: 06/05/2025
Immigration & The Next Property Boom | No BS With Birchy | EP 207
No BS With Birchy
In this episode, Nathan takes us through his upcoming predicion of what he's calling 'The New Wave', and the impact immigration will have on creating the next big property boom. Whether you're working on entering the market soon, or are an avid investor, Nathan details the importance of factoring in The New Wave into your property planning. An episode you won't want to miss. 01:55 - Changes to current housing policy 02:45 - Nathan breaks down ‘The New Wave’ that’s coming 03:59 - Increased permanent residencies & citizenships - what it means 06:17 - What do we expect to...
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How Parental Influence is Shaping the Next Generation of Investors | No BS With Birchy | EP 206
No BS With Birchy
In this episode, Nathan sits down with Dylan, an 18-year-old apprentice electrician preparing to buy his very first investment property. Raised in a family where money and property were always part of the conversation, Dylan shares how that shaped his mindset, savings habits, and big goals for financial freedom. If you want a fresh perspective on starting young, building wealth from scratch, and the mindset shifts that set future investors apart, this episode is for you. Show Notes: 00:56 - Early Influences & Money Mindset 01:57 - Career Path & Financial Goals 05:54 - Property...
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From Zero to Portfolio Pro | No BS With Birchy | EP 205
No BS With Birchy
In this episode, we sit down with a property investor who started their journey with zero experience just a few years ago, and now manages a thriving portfolio and helps hundreds of clients do the same. If you're looking for real stories, sharp insights, and a glimpse into what’s driving the next wave of the property boom, this one’s for you. Show Notes: 00:01:41 – Investing Across Life Stages 00:02:51 –The importance of understanding Investor Mindset 00:04:03 – Opportunity Cost of Waiting 00:06:50 – Traits of a Good Investor 00:10:01 – Markets Move Fast 00:15:04 –...
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20 Of The Biggest Fears That Property Investors Have | No BS With Birchy | EP 204
No BS With Birchy
In this episode, Nathan is joined by Anuj from the Investor Relations team, as they break down the top 20 fears that hold most investors back. From overpaying for the property to dealing with bad tenants, they explain how to overcome them so you can keep moving forward with confidence. Show Notes: 00:00 - Overpaying for Property 07:03 - Market Volatility 08:13 - High Vacancy Rates 09:03 - Bad Tenants 12:06 - Unexpected Maintenance 14:33 - Buying Site Unseen/Interstate 16:59 - Houses vs Units 18:44 - Cashflow vs Growth 20:18 - Poor Location 22:28 - Economic Downturns 23:40 - Legal/Zoning...
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How To Grow And Not F&#@ Up | No BS With Birchy | EP 203
No BS With Birchy
Growing your property portfolio is one thing. Growing yourself along the way is another, and both matter if you want to win big in the long run. In this episode, Nathan shares the raw truth about scaling your portfolio, levelling up as an investor (and as a person), and avoiding the mistakes that could blow it all up. From mindset to money moves, this is your roadmap to building wealth without losing your way. Show Notes: 00:00 - Getting started with investing 03:16 - You need to have a good relationship with money 08:18 - Who is the person you need to be when you're 50? 13:52 -...
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Should You Buy Property Overseas? | No BS With Birchy | EP 202
No BS With Birchy
In this episode, Nathan answers a question he's been asked a lot recently, should you be buying investment properties overseas? Tune in to hear his opinion and the pros and cons of investing in property abroad. From currency risks and legal headaches to potential opportunities and diversification benefits. Whether you’re tempted by “cheap” overseas markets or wondering if you’re better off keeping your money in Aussie real estate, this episode will help you make a more informed decision. Show Notes: 00:00 - The US market after the GFC 03:13 - Legal systems, taxation...
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Property Investment in the Age of AI: Tool or Trap?| No BS With Birchy | EP 201
No BS With Birchy
In this episode, Nathan breaks down how AI is impacting jobs, property, and the economy. Is it a tool or a trap for investors? Show Notes: 00:00:34 – Dark Factories & AI in Industry 00:02:11 – Jobs AI Will Disrupt by 2035 00:03:03 – Protecting Yourself Through Investment 00:05:04 – Data vs Real-World Knowledge 00:07:16 – Data Can Be Misleading 00:08:30 – Contrarian Investing Over Hype 00:10:33 – AI: Tool or Trap? 00:13:04 – Children, Dependency & Critical Thinking Make your move on your property journey today: https://binvested.com.au/discovery-session/...
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Escape the Matrix: Wealth & Freedom Unlocked | No BS With Birchy | EP 200
No BS With Birchy
🎉 Episode #200 Celebration! 🎉 Join Nathan Birch and Tony Nikolic in this milestone episode for a genuine, natural conversation with two experts who know the real story behind today’s biggest challenges from finance and property to health and society. Tony Nikolic, a seasoned health advocate and deep thinker, brings eye-opening insights that cut through the noise. Together, they unpack truth, courage, and practical strategies to help you take control in uncertain times. Got topics you want these legends to dive into? Drop your ideas in the comments below we’re listening! Show...
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The $200K Scam That Kickstarted Her Path to Freedom | No BS With Birchy | EP 200
No BS With Birchy
From $200K Crypto Scam to Building a Powerful Property Portfolio in 12 Months! 🚨 Join Jane and Nathan as they share an inspiring story of resilience, financial rebirth, and breaking free from the Matrix of adversity. Learn how mindset shifts, strategic investing, and family support can turn your toughest setbacks into your biggest comebacks. Whether you’re starting out or rebuilding, this episode is packed with real talk. Show Notes: 00:01:06 – Nathan introduces guest Jane; theme of breaking free from the Matrix and facing hard truths. 00:02:04 – Jane shares her $200k crypto scam...
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How They're Stealing Half of Your Property Portfolio | No BS With Birchy | EP 198
No BS With Birchy
In This Episode: Nathan Birch breaks down a hard truth most investors are ignoring, the clock is ticking, and rising prices are silently destroying your purchasing power. If you're sitting on the fence, this episode will snap you into action. Nathan shares real numbers, smart strategy, and why waiting could cost you millions in lost opportunity. Show Notes: 00:00:08 – Investors risk losing half their portfolios if they don't act fast. 00:00:54 – Why buying five $200K properties is often smarter than one $1M property. 00:02:29 – The $1.2M buying power example: You could buy six properties...
info_outlineHave you ever wondered how some investors manage to keep buying property after property, while others get stuck?
In this episode of the No BS with Birchy podcast, Nathan is joined by Sumit from Zinger Finance and Ridhwan from OnePath Accountants to talk about borrowing strategies, borrowing through trusts and optimising your borrowing capacity in ways the banks won't tell you about.
Show Notes
02:20 – What is borrowing capacity?
05:43 – How do banks determine your borrowing capacity?
07:48 – What would be the average income for a borrower?
10:07 – Buying in your personal name vs trusts
14:02 – What is infinite borrowing capacity?
19:55 – Why the structure of the trusts is important
22:28 – Tips from a Broker
28:00 – Every strategy is different for different people
34:40 – It's important to look at whole landscape
38:36 – You need to look at your current position
40:06 – Is lending sequencing more important?
45:02 – Pros and cons of trusts
52:30 – Where do you see the future of borrowing?
57:15 – What's one thing you wished more people knew?
1:06:35 – There's a lot of value in the diversity of a Broker
If you would like help assessing your lending strategy or setting up a trust, contact Zinger Finance or OnePath Accountants below:
https://zingerfinance.com.au/financial-health-check/https://www.onepathaccountants.com.au/#contact
Make your move on your property journey today: https://binvested.com.au/contact-us/
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