The Death Of The Australian Dream | No BS With Birchy | EP 244
Release Date: 06/24/2026
No BS With Birchy
In this episode, Nathan shares real conversations he's been having with investors right now. People who bought five, eight, thirteen properties years ago and are now converting those portfolios into retirement income. Real names, real numbers, real decisions. 01:00 - The retail worker with 13 properties 03:00 - Buying a block of units cash to cut debt 04:30 - The investor with 23 properties retiring this year 06:30 - The security swap strategy 08:30 - How $600K in sales adds $50K a year 10:00 - Selling three, buying eight 12:00 - How to hit $130K passive and...
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In this episode, Nathan reflects on what he would do differently if he was starting out today. From his first deal on the Gold Coast with no internet and no real estate portals, to how the fundamentals of property investing have stayed the same while everything around them has changed. 00:00 - Intro: if you could start again, what would you do differently 01:30 - The Gold Coast in the early 2000s 03:00 - What happened to Sydney, Brisbane and the Gold Coast through the GFC cycle 05:00 - Where to start: setting an income goal and working backwards 07:00 - The noise problem...
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In this episode, Nathan brings three decades and roughly 25,000 properties worth of experience to break down what the media is getting wrong about the current market, which markets are flashing danger signs right now, and exactly how he spots the bottom of a falling market before everyone else does. 01:30 - Why Nathan is buying in Melbourne and Sydney right now 03:00 - The markets he's most concerned about 04:00 - The boom bust cycle and what the chart is really telling you 06:30 - The Gladstone collapse 09:00 - What makes this cycle different 10:30 - Why rates...
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In this episode, Nathan breaks down the one concept that separates the wealthy from everyone else: how they think about debt. Why the advice you got growing up is keeping you poor, how to use debt as a tool to multiply your capital, and why Nathan's goal is to hit a billion dollars in debt. 00:00 - Intro: the two camps on debt and why Nathan wants a billion dollars of it 02:00 - Why saving is a losing strategy when inflation is outrunning everything 04:30 - Breaking down the real return on a $50K deposit when a property triples in value 07:00 - The equity multiplier: how one...
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In this episode, Nathan unpacks the market crash no one is talking about. Why the markets everyone is running to might be the riskiest, why the markets the media is writing off might be the biggest opportunity right now, and how to read the real signals before the data catches up. 01:30 - Why Nathan is settling seven units in Melbourne while the media says it's crashing 03:30 - Melbourne vs Townsville: why Nathan sees value in one and risk in the other 06:00 - Perth, Gold Coast and Brisbane: why Nathan thinks these markets are cooked 10:30 - Counter-cyclical markets: why two opposite things...
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In this episode, Nathan breaks down the three biggest things shaking the property market right now. The government's shock SMSF lending ban, what the negative gearing and capital gains changes actually mean for investors, and why Nathan believes interest rates are heading to zero while everyone else is still talking about them going up. 00:00 - Intro 02:00 - The 45-day SMSF lending ban 07:00 - Off-the-plan buyers about to lose their deposits 10:00 - What the negative gearing and capital gains changes actually mean 15:00 - Why the fundamentals haven't changed 18:00 - Something big is coming in...
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In this episode, Nathan gets into the difference between old money and new money, why most people who build wealth don't keep it past one generation, and how to actually set your family up so your life's work doesn't get blown by the next generation. 00:00 - Intro: new money vs old money and why Nathan used to have "new money" on his number plate 04:00 - Why building wealth is the easy part. Retaining it is the real game 07:00 - The rice paddy proverb: why wealth disappears in three generations and how to break that cycle 12:00 - Treating your family like a business: succession, structure, and...
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In this solo episode, Nathan breaks down why the "great Australian dream" of buying a house on a quarter-acre block is dead, why inflation is the real wealth-transfer mechanism nobody talks about, and the strategies you actually need to get ahead instead of falling further behind. 00:00 - Intro: the myth that owning a house is a basic human right 03:00 - CPI is a lie: how the government keeps changing what inflation actually measures 05:00 - The hollowing out of the middle class 09:00 - Why being stuck in the middle class is the worst position to be in right now 12:00 - Breaking down real...
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In this episode, Nathan Birch sits down with Sumit from Zinger Finance to unpack real investor stories. From portfolios that have quietly grown into retirement tools, to clients whose property empires literally crashed major bank systems. 00:00 - Intro & welcome 02:30 – Why Nathan is urgently reviewing 20–30 client portfolios right now and what he's finding 04:30 - Real case study: Retired client selling a Sydney property 10:00 - SMSF deep dive 17:00 - Why standard brokers can't get clients like these across the line 22:00 - Swapping single properties for blocks of units 29:30 -...
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In this episode, Nathan sits down with Adam from Springhill Beef, a first-generation farmer and paddock-to-plate producer from the Hunter Valley, to uncover the hidden truth about what's really in your food. From supermarket labels designed to mislead, to the chemicals pumped into conventional meat, chicken, and produce, this is a conversation that will change the way you look at every meal. Discover how to find ethical producers, what questions to ask your butcher, and why eating clean isn't just a lifestyle choice but a defence against being poisoned by a system that profits from your...
info_outlineIn this solo episode, Nathan breaks down why the "great Australian dream" of buying a house on a quarter-acre block is dead, why inflation is the real wealth-transfer mechanism nobody talks about, and the strategies you actually need to get ahead instead of falling further behind.
00:00 - Intro: the myth that owning a house is a basic human right
03:00 - CPI is a lie: how the government keeps changing what inflation actually measures
05:00 - The hollowing out of the middle class
09:00 - Why being stuck in the middle class is the worst position to be in right now
12:00 - Breaking down real inflation with simple maths
15:00 - Why debt becomes the asset under inflation
21:00 - Why the money mindset that worked for your parents and grandparents doesn't work anymore
25:30 - The trap of trying to "save your way" out of inflation
27:00 - The compounding water-drop-in-a-stadium analogy
30:00 - Why the "big crash" everyone's waiting for keeps getting delayed
35:30 - Real strategy: rentvesting
39:00 - What to do while you save a deposit
42:30 - Nathan's own story: why he didn't buy his first home until he had 100 properties
48:00 - Comparing a $1.5M owner-occupied mortgage to five $300K investment properties
50:30 - Final word: the dream is still alive, but only if you plan for it
Make your move on your property journey today: https://binvested.com.au/make-your-move-now/
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