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201: Ditch your Debt without Drama with Debt Expert Leslie Tayne, Esq.

The Overcoming Overspending Podcast

Release Date: 05/27/2025

218: Interest vs. Commitment: Why Most People Give Up on Their Goals, and How to Be the One Who Doesn’t show art 218: Interest vs. Commitment: Why Most People Give Up on Their Goals, and How to Be the One Who Doesn’t

The Overcoming Overspending Podcast

Why do so many people start the year feeling motivated — and then quietly give up on their goals just weeks later? In this episode, we’re breaking down the real reason most goals don’t stick, and it has nothing to do with discipline, willpower, or motivation. The real issue is that most people approach their goals with interest instead of commitment — and when uncertainty shows up, they quit. You’ll learn why nearly half of people abandon their goals by the end of January, why your brain would rather cling to the certainty of failure than tolerate the uncertainty of success, and how...

info_outline 217: The Power of Possibility: Thinking Bigger To Become Your Wealthiest Self in 2026 show art 217: The Power of Possibility: Thinking Bigger To Become Your Wealthiest Self in 2026

The Overcoming Overspending Podcast

What if the reason you haven’t created the life you know you’re capable of has nothing to do with discipline, intelligence, or motivation — and everything to do with what your brain believes is “realistic” for you?   In this episode, we’re diving deep into the neuroscience behind possibility, belief, and why so many high-achieving women stay stuck repeating the same year over and over — even when they want more.   You’ll learn how your brain forms a possibility map that quietly dictates what you pursue, what feels safe, and what you automatically rule out. We’ll...

info_outline 216: Wanting What You Already Have: The Antidote to Scarcity show art 216: Wanting What You Already Have: The Antidote to Scarcity

The Overcoming Overspending Podcast

This week, we’re shifting out of the intensity of the past few episodes and into a more grounding, heart-opening practice — one that can completely transform how you feel about your life, your money, and your daily emotional experience. Inside today’s episode, Paige walks you through one of the most powerful mindset tools she teaches her clients: learning to want what you already have. You’ll explore: ✨ How scarcity quietly weaves itself into your mornings, your self-talk, and your spending ✨ Why your brain is wired to focus on what’s missing — and how to retrain it ✨ The...

info_outline 215: Problems are forever: Pick yours with purpose show art 215: Problems are forever: Pick yours with purpose

The Overcoming Overspending Podcast

We live in a world obsessed with “fixing” problems — fixing our flaws, fixing our money, fixing our lives. But what if the goal was never to eliminate problems… but to choose better ones? In this episode, Paige reframes the entire concept of “having problems” and shows you why a problem-free life is not only impossible… it’s undesirable. She breaks down the difference between low-quality problems that drain your power and high-quality problems that expand it, and reveals why the challenges you choose determine the life you create. This is a grounding, perspective-shifting...

info_outline 214: Are you creating your own suffering? A deep dive into Clean vs. Dirty Pain show art 214: Are you creating your own suffering? A deep dive into Clean vs. Dirty Pain

The Overcoming Overspending Podcast

What if most of your emotional suffering isn’t coming from your circumstances—but from the way you’re responding to them? In this episode, Paige unpacks the life-changing concept of clean pain vs. dirty pain—a framework that helps you understand the difference between necessary pain that expands you and self-created suffering that keeps you stuck. You’ll learn: The key difference between clean and dirty emotional pain Why feeling your feelings isn’t the same as suffering The five ways we unknowingly create unnecessary emotional pain (and how to stop) How to allow emotional...

info_outline 213: The Promises Behind Your Purchases: Why you're never really buying what you think you are show art 213: The Promises Behind Your Purchases: Why you're never really buying what you think you are

The Overcoming Overspending Podcast

In this eye-opening episode of the Overcoming Overspending Podcast, Paige reveals the deeper emotional layers behind every purchase you make. Whether it’s a $22 smoothie, a new planner, or luxury skincare, you're not just buying a product—you’re buying a promise. Paige walks you through the 5 Ps of purchasing and introduces powerful new shopper archetypes like The Fixer, The Prover, and The Chameleon, helping you decode your spending habits on a whole new level. If you've ever wondered why you want what you want—or if that thing you’re craving is really the solution—it’s time to...

info_outline 212: 10 Money Ironies that will completely change how you see and spend your money show art 212: 10 Money Ironies that will completely change how you see and spend your money

The Overcoming Overspending Podcast

You’ve been told that more money means more freedom, that success brings security, and that buying what you want will make you feel better. But what if everything you believed about money... is wrong? In this episode, Paige peels back the curtain on 10 deeply ironic truths about money — moments where what we expect from spending, saving, or earning completely contradicts what we actually experience. These aren’t abstract theories; they’re the hidden emotional patterns that can quietly sabotage even the smartest, most successful women. From why your daily latte might be dulling your joy...

info_outline 211: Overspending on Gifts: When 211: Overspending on Gifts: When "More" or Expensive Starts to Mean Love

The Overcoming Overspending Podcast

Do you secretly believe the more expensive or extravagant the gift, the more love it shows? In this episode, Paige pulls back the curtain on the gift-giving guilt spiral that fuels so much unnecessary overspending — especially during the holidays. She explores why we associate “meaningful” with “expensive” or “voluminous,” how our culture reinforces that belief, and why even thoughtful gift-givers can feel depleted, resentful, or broke. You’ll learn: • Why we confuse financial sacrifice with emotional significance • The surprising science of what recipients actually value...

info_outline 210: How to stop a spending snowball show art 210: How to stop a spending snowball

The Overcoming Overspending Podcast

Is your spending starting to feel… a little out of control? Like you’ve gone from “just one thing” to “how did we get here?” In today’s episode, Paige breaks down what she calls the Spending Snowball — a powerful (and surprisingly common) psychological spiral that turns one small, innocent purchase into a runaway avalanche of overspending. You’ll learn how to spot the signs early, understand the deeper psychological patterns at play (like the Diderot Effect), and the exact steps to stop the spiral — with compassion, not shame. Whether it’s the holidays, a vacation, a big...

info_outline 209: My 6 Rules for Using Credit Cards Responsibly, Without Overspending show art 209: My 6 Rules for Using Credit Cards Responsibly, Without Overspending

The Overcoming Overspending Podcast

Credit cards aren’t the enemy—but how you use them determines whether they work for you or against you. In this episode, Paige breaks down how to build a healthy, empowered relationship with credit cards so they become a tool for your financial growth instead of a trap keeping you stuck in overspending, stress, and guilt. You’ll learn: • The six essential habits of women who use credit cards responsibly (without slipping into debt) • Why paying your cards off in full doesn’t always mean you’re in the clear • How to spot if you’re secretly living in the “credit card...

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More Episodes

If you’ve been carrying the weight of debt—quietly, shamefully, and alone—this episode is your invitation to lay it down and start fresh.

In this detailed and empowering conversation, I sit down with Leslie Tayne, an attorney and the auhtor of Life & Debt. Leslie has spent over 20 years helping people shift their mindset around debt and she believes debt doesn’t have to be a source of shame but something we can manage with confidence.

Together, we unpack the truth about debt—not as a moral failure, but as a solvable piece of your wealth-building journey.

Inside the episode, we explore:

  • How to shift from avoidance and anxiety into acceptance and clear action

  • Why the path to debt freedom isn’t one-size-fits-all—and how to find what actually works for you

  • The first small but powerful steps you can take to stop spiraling and start stabilizing

  • The biggest debt mistakes high-achieving women make (and what to do instead)

  • A real conversation on credit cards: perks, points, and whether they’re worth the cost

  • The do’s and don’ts of debt settlement (including red flags and realities)

  • How to know when it’s time to bring in professional support—and who you can actually trust

Whether your debt feels like a dull background hum or a daily panic, this episode will leave you feeling seen, equipped, and grounded in your power.

All of Leslie's information can be found in the shownotes below. Enjoy!

 
Connect and Work with Leslie: