218: Interest vs. Commitment: Why Most People Give Up on Their Goals, and How to Be the One Who Doesn’t
The Overcoming Overspending Podcast
Release Date: 01/27/2026
The Overcoming Overspending Podcast
What if the reason you’re stuck with your money… isn’t discipline—but your relationship with discomfort? In this episode, I’m joined by Julie Mann, The Rewire and Rise Coach, to talk about one of the most important (and overlooked) skills you can build: Your ability to do hard things. Because here’s the truth: Your brain is wired to seek pleasure, avoid pain, and conserve energy. Which means… by default, you will avoid discomfort. But the life you want? It lives on the other side of that discomfort. In this conversation, we break down: Why avoiding discomfort is...
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What if the biggest thing keeping you stuck with money… isn’t your spending—but your perspective? In this episode, I’m sharing a powerful coaching call from inside the Overcoming Overspending community all about how your mindset shapes your financial reality—and why changing the way you think can completely change the results you create. Because here’s the truth: Your circumstances don’t determine your outcomes. Your perspective on them does. Inside this episode, we dive into: Why your mindset is either building you up or breaking you down How negative self-talk keeps you...
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If you’ve ever found yourself thinking… “I just don’t care anymore.” About your money. About your spending. About fixing it. This episode is for you. Because here’s the truth: It’s not that you don’t care. Something deeper is going on. In this episode, we’re unpacking what’s really happening when you hit that “I don’t care” phase—and how to get yourself out of it. After coaching thousands of women through overspending, I’ve seen this pattern over and over again: You get tired. You get overwhelmed. Things don’t go as...
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If you feel anxious every time you open your banking app… If you avoid checking your credit card statement… If you secretly wonder how did my spending get this out of control? This episode is for you. After coaching thousands of women on their overspending habits, one pattern shows up again and again: financial avoidance. When you avoid your money, you lose clarity—and when you lose clarity, overspending becomes almost inevitable. In this episode, we’re talking about: Why financial avoidance is one of the biggest drivers of overspending The surprising psychology behind why we hide...
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If you make good money but still feel like it disappears faster than it comes in… this episode might explain why. Most women think overspending is a budgeting problem. But after coaching thousands of women struggling with impulse shopping and emotional spending, I’ve seen the same pattern again and again: You might actually be repelling it without realizing it. In this episode, I’m breaking down 4 hidden ways you may be pushing money away — patterns that often show up as overspending, impulse shopping, and financial self-sabotage. And the surprising part? These patterns have nothing to...
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If you’ve ever made a purchase you instantly regretted — or wondered why you keep impulse spending even though you “know better” — this episode is for you. In this masterclass-style episode, Paige walks you through her three core pillars for going from impulsive spending to intentional spending — without restriction, guilt, or rigid rules. You’ll learn why impulse spending isn’t actually about the thing you’re buying, how urgency and dopamine hijack your decision-making, and what it really takes to slow down your purchases in a world designed to make you buy now. This episode...
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Why is it so hard to make decisions today that benefit you years from now? In this episode, we’re diving into one of the most powerful — and underused — tools for long-term financial change: Future Financial You. You’ll learn why most people struggle to delay gratification, why saving and long-term planning feel unnatural to the brain, and how the lack of connection to your future self keeps you stuck in short-term patterns — even when you know better. We’ll explore the neuroscience behind future-self connection, why vague visions don’t pull you forward, and how to stop trying to...
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Why do so many people start the year feeling motivated — and then quietly give up on their goals just weeks later? In this episode, we’re breaking down the real reason most goals don’t stick, and it has nothing to do with discipline, willpower, or motivation. The real issue is that most people approach their goals with interest instead of commitment — and when uncertainty shows up, they quit. You’ll learn why nearly half of people abandon their goals by the end of January, why your brain would rather cling to the certainty of failure than tolerate the uncertainty of success, and how...
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What if the reason you haven’t created the life you know you’re capable of has nothing to do with discipline, intelligence, or motivation — and everything to do with what your brain believes is “realistic” for you? In this episode, we’re diving deep into the neuroscience behind possibility, belief, and why so many high-achieving women stay stuck repeating the same year over and over — even when they want more. You’ll learn how your brain forms a possibility map that quietly dictates what you pursue, what feels safe, and what you automatically rule out. We’ll...
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This week, we’re shifting out of the intensity of the past few episodes and into a more grounding, heart-opening practice — one that can completely transform how you feel about your life, your money, and your daily emotional experience. Inside today’s episode, Paige walks you through one of the most powerful mindset tools she teaches her clients: learning to want what you already have. You’ll explore: ✨ How scarcity quietly weaves itself into your mornings, your self-talk, and your spending ✨ Why your brain is wired to focus on what’s missing — and how to retrain it ✨ The...
info_outlineWhy do so many people start the year feeling motivated — and then quietly give up on their goals just weeks later?
In this episode, we’re breaking down the real reason most goals don’t stick, and it has nothing to do with discipline, willpower, or motivation. The real issue is that most people approach their goals with interest instead of commitment — and when uncertainty shows up, they quit.
You’ll learn why nearly half of people abandon their goals by the end of January, why your brain would rather cling to the certainty of failure than tolerate the uncertainty of success, and how misaligned expectations cause people to give up right before progress compounds.
We’ll talk about the neuroscience behind quitting, the emotional discomfort that shows up in the “messy middle,” and how to reframe uncertainty as a sign that you’re actually doing something right — not wrong.
This episode will help you stop abandoning yourself when things get hard and start building the emotional resilience required to follow through on what you say you want.
🎧 In this episode, we cover:
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The critical difference between being interested in a goal vs. committed to it
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Why most people quit when progress isn’t linear
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How uncertainty triggers your brain to give up prematurely
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The “valley of disappointment” and why dreams die there
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How to build tolerance for discomfort instead of running from it
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What commitment actually looks like when motivation fades
If you’re ready to stop starting over, tolerate uncertainty without quitting, and become someone who finishes what she starts — this episode is for you.
Work with Paige:
Join my Elevate Workshop: End Emotional Shopping & Expand Your Inner Wealth
Join Overcoming Overspending HERE
Connect with Paige Online:
TikTok: @overcoming_overspending