Small Market, Big Wins: When It Makes Sense to Hire a Recruiter in a Limited Territory
Release Date: 11/11/2025
Recruiting Conversations
You have a producer in your network who is doing well. Making money. Stable. From the outside, everything looks fine. But you know something is off. They are comfortable, but they are not fulfilled. And if you approach them the same way you would approach someone who is struggling, you will lose them every time. This episode breaks down exactly how to reach them. Episode Breakdown [00:00:32] Why This Recruit Type Is Different Comfortable but unfulfilled producers are not motivated by urgency. They are not looking to be rescued. They are thinking about growth, legacy, and whether this is all...
info_outlineRecruiting Conversations
Most leaders are measuring the wrong thing in recruiting. They look at one number. Did someone join… or not? And when that is your only scoreboard, recruiting becomes frustrating, emotional, and inconsistent. You can have a great week and feel like you are losing. You can do everything right and feel like nothing is working. In this episode of Recruiting Conversations, I break down how to measure recruiting the right way—so you can build consistency, confidence, and momentum. Because here is the truth. You do not control hires. You influence them. Episode Breakdown [00:00] The Core...
info_outlineRecruiting Conversations
You know you need to show up on LinkedIn. You know your recruits are watching. You know your positioning matters. But there is a tension. You want to cast vision… Without sounding like a corporate press release. Because the moment your content feels scripted, polished, or generic, you lose people. In this episode of Recruiting Conversations, I give you a simple, repeatable framework to communicate vision in a way that feels human, grounded, and magnetic. Episode Breakdown [00:00] The Real Challenge Leaders know they need to communicate vision publicly. But most default to language that...
info_outlineRecruiting Conversations
This is not a comfortable question. Especially if your numbers are decent. Especially if you’ve had success. Especially if no one around you is challenging you. But here’s the truth. Stagnation rarely announces itself loudly. It shows up subtly, in habits, in tone, in energy, and in how you approach growth. In this episode of Recruiting Conversations, we walk through the real indicators of leadership stagnation, and more importantly, how to break out of it before it costs you momentum. Episode Breakdown [00:00] The Honest Question How do you know if you’re plateauing as a leader? Not...
info_outlineRecruiting Conversations
Most leaders don’t have a recruiting problem. They have a process problem. They reach out when they feel like it. They follow up when they remember. They set meetings when someone feels warm. And then they wonder why recruiting feels inconsistent. In this episode of Recruiting Conversations, I break down what a healthy recruiting sequence actually looks like—from first contact to close. Because recruiting without a sequence is emotional. Recruiting with a sequence is strategic. Episode Breakdown [00:00] The Real Issue Most leaders are not lacking effort. They are lacking structure....
info_outlineRecruiting Conversations
Most leaders believe they are creating value in their recruiting conversations. But here is the truth. Most of that value is forgettable. It sounds good in the moment. It feels professional. It checks the box. But a week later, the recruit cannot remember what made you different. And in a competitive market, generic value does not win. Memorable value does. In this episode of Recruiting Conversations, we break down how to move from common, scripted value to something that actually sticks. Episode Breakdown [00:00] Why Most Value Is Forgettable Generic value is: Broad Scripted About you,...
info_outlineRecruiting Conversations
You had a great conversation. There was alignment. There was energy. There was possibility. And then… silence. Now you are sitting there wondering, how do I reach back out without making it awkward? In this episode of Recruiting Conversations, we break down how to re-engage someone the right way, without pressure, without tension, and without feeling like you are chasing. Because the truth is simple. Re-engagement only feels awkward when your mindset is off. Episode Breakdown [00:00] The Real Problem With Re-Engagement Most leaders make this harder than it needs to be. Not because of what...
info_outlineRecruiting Conversations
In every market, there are plenty of leaders. Plenty of companies. Plenty of comp plans. Plenty of promises. So why do certain leaders become the ones people think of first when they consider making a move? In this episode of Recruiting Conversations, we break down what it really takes to position yourself as the leader of choice. And it starts with a shift most leaders never make. You stop competing on features. And you start competing on identity. Episode Breakdown [00:00] The Real Goal Not to be an option. To be the first call. The leader people think about before they even decide to move....
info_outlineRecruiting Conversations
Every growing leader eventually faces this tension. You know the standard needs to rise. You see the gaps in accountability. You know the team is capable of more. But the moment you think about tightening expectations, a fear creeps in. Will people think I’ve changed? Will morale drop? Will they stop liking me? In this episode of Recruiting Conversations, we tackle one of the most common leadership fears: how to raise standards without becoming the bad guy. Because the truth is simple. Raising standards doesn’t damage culture. Avoiding them eventually does. Episode Breakdown [00:00] The...
info_outlineRecruiting Conversations
If you recruit long enough, you will hear this phrase more than any other. I’m happy where I am. For many leaders, that statement feels like the end of the conversation. They back off, close the file, and move on. But the best recruiters understand something important. That sentence usually means not right now, not never. In this episode of Recruiting Conversations, I walk through how to respond in a way that builds trust, opens curiosity, and keeps the relationship alive without pressure. Because recruiting the right way is not about pushing someone to leave where they are today. It is...
info_outlineWhat if your entire market has fewer than 100 LOs? Is hiring a recruiter still worth it? In this episode of Recruiting Conversations, I walk through the exact framework for determining whether a recruiter is the right move in a small market. I cover the systems, mindset, math, and sequencing that make it work, and share a real-world story of one leader who turned 85 LOs into 9 hires in 12 months.
This isn’t about headcount. It’s about mastery, clarity, and building a system that multiplies your time.
Episode Breakdown
[00:00] The Question – Is it worth hiring a recruiter if I only have 70 to 100 loan officers in my area?
[01:00] Why Market Size Is the Wrong Lens – It’s not how many LOs exist, it’s how many are aligned and how strong your system is
[02:00] Visibility vs. True Recruiting – Reaching out once is not recruiting. You need consistent, structured engagement
[02:30] Real Story: Midwest Leader With 85 LOs – After mapping the market, he realized very few LOs had received consistent value or follow-up
[03:30] Question 1: Is Recruiting a Top 3 Priority? – If not, a recruiter becomes an admin, not a multiplier
[04:00] Question 2: Do You Have a System? – CRM, avatar, cadence, scripting, follow-up, all must be in place before hiring
[04:45] Question 3: Are You Recruiting for Fit or Volume? – In small markets, alignment is more important than raw production
[05:20] Question 4: Can You Tell a Clear Story? – If your recruiter can't communicate your value clearly, you’ll lose to comp-focused competitors
[06:00] The Math That Makes It Work
-
3 key hires = $60K/month revenue
-
$720K annually
-
More than enough to justify the hire
[06:30] What a Recruiter Should Be – Not a cold caller, but a connector who runs value plays and books warm calls
[07:00] When to Delay the Hire – If your system is messy or undefined, wait. Build first. Then hire
[07:30] Real Results – The Midwest leader built a system first, hired a recruiter second, and scaled to 9 hires in a “too small” market
[08:00] Action Steps
-
Build a clean LO list
-
Document your recruiting message
-
Create a 90-day value-add follow-up plan
-
Prove it works
-
Hire a recruiter to run the top of funnel
[09:30] Closing Thought – You don’t need more market. You need more mastery. Strategy wins, not size
Key Takeaways
-
It’s Not About Market Size. It’s About Market Mastery – A recruiter in a small market works if the system is already built
-
Recruiting Must Be a Top Priority – No hire can replace your ownership of the vision
-
Build First, Hire Second – Document your message, process, and rhythms before bringing someone in
-
Focus on Alignment Over Volume – In a small market, values and vision matter more than raw numbers
-
Your Story Wins the Game – When your message is clear, your recruiter becomes a magnet, not a salesperson
A small market doesn't limit your impact. Lack of clarity does. Build the system. Then scale it with the right partner.
Want help building your recruiting system so a recruiter can multiply it? Subscribe to my weekly email at 4crecruiting.com or book a strategy session at bookrichardnow.com. Let’s help you win in any market no matter if it's big or small.