How to Use Creative Finance to Acquire Property with Little to No Money Down
Release Date: 11/04/2025
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In this powerhouse training session, I’m joined by seasoned real estate investor and sales master Jerry Green, who shares his 30+ years of experience on how to master the acquisition process and close more deals. If you’re doing all the marketing but struggling to convert leads—or just want to improve your closing rate—this episode will change the way you think about sales in real estate. Jerry pulls back the curtain on why most investors leave money on the table and how adopting a repeatable, process-driven approach to seller conversations can completely change your results....
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REI Deal Finders
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REI Deal Finders
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How to Start Wholesaling Real Estate with No Money or Experience
REI Deal Finders
In this episode of REI Deal Finders, I’m breaking down the strategy that launched my investing journey—and that still helps new and seasoned investors find and fund deals with little to no capital: wholesaling. Whether you’re new to real estate or just looking to sharpen your deal-finding skills, this episode walks through the full process of how to locate discounted properties, structure win-win deals, and navigate legal gray areas (especially with recent changes in states like South Carolina). I share personal stories, proven techniques, and some critical do’s and...
info_outlineIn this REI Deal Finders Masterclass episode, I’m walking you through the full playbook for creative finance—how to acquire properties without using traditional loans, credit, or even your own capital. Whether you’re a new investor or trying to level up your acquisition strategy, this session gives you the real-world tools to make deals happen when everyone else is stuck.
We break down the top creative finance strategies—subject-to, seller financing, wrap mortgages, lease options, and more. I share what they are, how to structure them, and when to use each one. You’ll learn how to talk to sellers, protect yourself legally, and combine these techniques to unlock cash flow, equity, and long-term wealth. This is a high-level, no-fluff guide to closing deals with none of the excuses.
Episode Highlights
[0:00] – Why creative finance is more relevant now than ever in a high-interest market
[1:45] – The 3 benefits of creative finance: control, cash flow, and compounding
[3:29] – Subject-to deals explained: how to take over a mortgage without qualifying
[6:34] – Wraparound mortgages: what they are and how they work
[8:12] – How to make offers that sellers want to say yes to
[10:55] – The psychology behind creative deals—and how to spot motivated sellers
[14:01] – Lease options, rent-to-own, and when to use them
[16:18] – Structuring seller financing deals that build long-term wealth
[19:33] – The #1 mistake new investors make with creative finance
[22:44] – Legal protection: paperwork, attorneys, and disclosures
[24:40] – Real-world deal breakdowns using multiple strategies
[27:19] – When to combine creative finance with wholesaling, rentals, or flips
[30:02] – How to build credibility with sellers and raise private money alongside creative deals
[33:27] – What to do next: learning, networking, and staying consistent
5 Key Takeaways
- Creative finance gives you control over real estate without relying on banks or credit
- Subject-to and seller financing are powerful tools for buying houses others can’t
- Sellers say yes when you solve their real problems—not just when you offer more money
- Legal protection is non-negotiable—always paper your deals and protect all parties involved
- Learning to stack strategies is how top investors thrive in any market
If this Masterclass gave you clarity or momentum, help us keep it going—rate, follow, review, and share the REI Deal Finders podcast. This is the strategy that separates the pros from the amateurs.
Let’s go get that next deal.