Libsyn Directory

(💸18/40) Discover Your REAL Hourly Wage: The Shocking Truth Your Paycheck Doesn't Show

SeedTime Money (Christian living & Personal Finances)

Release Date: 08/03/2024

(💸38/40) I Saved $3k By Breaking This One Grocery Shopping Rule (+ 4 Game-Changing Food Budget Hacks)

SeedTime Money (Christian living & Personal Finances)

I never thought changing ONE simple shopping habit could save us thousands... But after running an experiment with our family of 5, our grocery bill hit its lowest point in 2 years. And the crazy part? We didn't have to clip a single coupon or sacrifice our healthy eating habits. In this episode, we break down the exact strategy that led to this breakthrough, plus 4 other game-changing tactics that could save your family $700-$1,200 every single month on groceries. You'll discover: The "$7 Lemon Strategy" that exposed how we were overpaying by 500% on certain items The Costco...

(💸37/40) The 10 best side-hustle ideas of 2025 to turn wasted time into income

SeedTime Money (Christian living & Personal Finances)

We've seen it happen over and over: A side hustle that starts as a small experiment becomes more profitable than a full-time job. How? In today's episode, we break down the 10 most lucrative side hustles for 2025, including real examples of people who turned their "experiments" into 7-figure businesses. Here's what you'll learn: Why certain side hustles scale (and others don't) The surprising truth about how a Silicon Valley engineer built TWO 7-figure businesses while keeping his day job The exact mindset shift you need to transform a hobby into serious income Which platforms are...

(💸36/40) The Spiritual Secret Behind Every Major Financial Breakthrough (That Nobody Talks About)

SeedTime Money (Christian living & Personal Finances)

Have you ever felt like your prayers for financial breakthrough were hitting a brick wall? Here's the truth: That season of feeling stuck might actually be the key to everything God has planned for your future. In this raw and honest episode, we pull back the curtain on one of the most challenging seasons of our financial journey—a season that would eventually lead to giving away our first million dollars (though we had absolutely no idea at the time). What You'll Discover: Why feeling "stuck" might actually be God's preparation season The counter-intuitive truth about financial...

(💸35/40) The Hidden Money Hack: How to Afford Your Dreams By Spending Less on Things You Don't Actually Care About

SeedTime Money (Christian living & Personal Finances)

Ever feel like your dreams are slipping away because you "can't afford them"? We're about to flip everything you think you know about affording what you love. In this episode, we reveal the counter-intuitive truth about funding your passion projects and bucket list goals - without earning a single dollar more than you do right now. You'll discover how a wannabe pilot unlocked his childhood dream through one simple spending shift, and how you can use the same principle to transform your financial reality. Here's what you'll learn: The "Priority Stack" method for identifying which expenses are...

(💸34/40) Stop Climbing Trees If You Were Born to Swim: A Revolutionary Approach to Discovering Your True Calling

SeedTime Money (Christian living & Personal Finances)

What if everything you've been taught about success is actually holding you back from what you were created to do? In this game-changing episode, we dive deep into why Einstein believed we've been measuring human potential all wrong—and how this massive misconception might be the very thing keeping you from discovering your true calling. Here's what you'll learn: Why traditional markers of success (SAT scores, job titles, net worth) are often misleading indicators of your true potential The profound truth about why some people make everything look effortless (while others struggle...

[Join us LIVE] How to become a millionaire (and why it matters)

SeedTime Money (Christian living & Personal Finances)

(💸33/40)The 50/50 Rule: How To Turn Every Raise Into Both Wealth and Impact Without Feeling the Pinch

SeedTime Money (Christian living & Personal Finances)

The most dangerous financial trap isn't overspending. It's comfortable compromise. After years of telling ourselves "I'll give more when I get my next raise," we discovered a profound truth: Without a system, good intentions evaporate into lifestyle inflation. But through this simple rule, we found a way to increase both our giving AND our financial freedom—without feeling the sacrifice. In this episode, we share: The "50-50 Rule" that transformed our approach to raises and windfalls Why financial "peace" might actually be sabotaging your spiritual growth The fascinating story of 3rd...

(💸32/40) How Even The Richest Man In History Couldn't Escape This One Financial Trap

SeedTime Money (Christian living & Personal Finances)

Have you ever noticed that no matter how much money you make, it never seems to be enough? We're tackling the most stubborn financial habit we've ever encountered: discontentment. Even John Rockefeller, one of history's wealthiest individuals, famously said he needed "just a little bit more" when asked how much money was enough. In this episode, we reveal: Why having "just a little more" never satisfies (and what to do instead) The shocking truth about how you're already richer than John Rockefeller in ways you've never considered How Instagram and social media are secretly destroying...

(💸31/40) The 2-Word Money Secret Wealthy People Know (That Took Me 20 Years to Learn)

SeedTime Money (Christian living & Personal Finances)

20 years ago, I read a single book that transformed how I think about money forever. Inside was a 2-word phrase that has driven nearly every financial decision I've made since. Here's the truth: Most people make financial decisions based on immediate gratification. They buy new cars, upgrade their gadgets, and focus on short-term pleasure while neglecting long-term wealth building. But the wealthy think differently. 🔎In this episode, we reveal: The powerful mindset shift that changed everything for us Why my millionaire mentor drove a 10-year-old car (while I had a brand new one) The...

(💸30/40) Why 99% of Christians Are Giving Wrong (And How to Fix It in 20 Minutes)

SeedTime Money (Christian living & Personal Finances)

The 2-Minute Money Hack That Will Transform Your Giving Forever Ever felt the sting of wanting to be generous but being held back by your budget? We've been there. That's why we're sharing the game-changing strategy that revolutionized our giving: The Seed Account. 🔎In this episode, we reveal: The Biblical foundation for this radical giving approach (hint: it's in 1 Corinthians 16!) The exact 4-step process to set up your own Seed Account (it takes less than 20 minutes!) Real-life examples of how we've used our Seed Account to bless others in unexpected ways Why this simple trick...

More Episodes

Ever feel like you're working harder but not getting ahead? You're not alone. Today, we're diving into a game-changing calculation that could revolutionize how you think about your job and your time.

In this episode, we uncover:

The shocking truth about your "real" hourly wage (spoiler: it's probably WAY lower than you think)
How a 10-minute exercise could save you thousands of dollars and countless hours
The secret expenses that are quietly eating away at your paycheck
Why that "golden handcuffs" job might not be as valuable as you think

We break down the revolutionary ideas from "Your Money or Your Life" by Vicki Robin and Joe Dominguez, showing you how to apply them in today's world. Whether you're dreaming of early retirement, considering staying home with the kids, or just want to make smarter career moves, this episode is your roadmap to financial clarity.

🔥 Resources Mentioned:

"Your Money or Your Life" by Vicki Robin and Joe Dominguez: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766
Our Free Newsletter: Sign up at https://seedtime.com for our best financial tips and strategies
Bureau of Labor Statistics Consumer Expenditure Survey Check it out: https://www.bls.gov/cex/
14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m

Remember, this isn't just about crunching numbers—it's about reclaiming your time and aligning your work with your values. After listening, take 10 minutes to do this calculation for yourself. You might be surprised at what you discover!

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/-diz2_qrymQ)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

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