What EVERY Christian Parent Wishes They Could Do One More Time
SeedTime with Bob and Linda Lotich
Release Date: 11/22/2025
Simple Money, Rich Life Just Hit 100k (Here's the Story We've Never Told)
SeedTime with Bob and Linda Lotich
We just sold the 100,000th copy of a book I almost didn't write. Back in school, English was my worst subject. Teachers basically told me writing wasn't for me. So when I felt God nudging me to write Simple Money, Rich Life, I pushed back hard. I even hired someone else to write it for me. But God kept saying, "You need to write this." What came next was four years of prayer, a COVID curveball, a publisher who scrapped our whole concept, and an editing process that nearly wrecked us. Sales started slow. Then the ad budget got pulled. I walked around a lake 100 times asking God if it was over....
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Should Christians Invest in Evil Companies?
SeedTime with Bob and Linda Lotich
Most of us have no idea what our retirement money is actually funding. A few years ago I started wondering if some of mine was supporting things I would never support on purpose. So in this episode, I answer a question I get all the time. Should Christians invest in companies that conflict with their faith? I walk through the two main approaches: biblically responsible investing and buying in to influence a company from the inside. I share the question I ask before buying any individual stock. And I reveal the spending blind spot that might matter even more than your portfolio. Strong...
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7 Biblical money principles most Christians never hear (but should)
SeedTime with Bob and Linda Lotich
Most Christians have heard the money advice about tithing and getting out of debt. But there are money principles in the Bible almost nobody teaches. And often times they are the ones that change everything for us!!! So in this episode Linda and I walk through 7 biblical money principles most Christians never hear. They come straight out of Scripture, a lot of it from Proverbs. Just so we are clear, these are not just financial tips. This is an architecture for a financially strong life that honors God. If you enjoyed this episode, we'd love to send you a free copy of our book. You just cover...
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Lisa Bevere on Marriage, Money, and Why Men and Women Were Never Meant to Be Enemies
SeedTime with Bob and Linda Lotich
She paid cash to deliver two of her babies. She had no insurance and almost no money. So Lisa Bevere did it using the stock market. That is just one of the wild stories she told us. Today, Lisa and her husband John have given away more than 60 million books in over 150 languages. But they started out broke, praying about whether they could afford a fax machine. In this episode, Lisa sits down with Linda and me to talk about marriage, money, and faith. She shares the moment in the shower that changed her marriage forever. We talk about why men and women were never meant to be enemies. She...
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5 Biblical Investing Secrets Most Christians Have Completely Missed
SeedTime with Bob and Linda Lotich
>>> First, grab the guide I told you about in this episode: A few years ago we sold off some Tesla stock to pay off our second house. If you run the math on what that stock would be worth now, the result is honestly brutal. But I felt the Lord tell me clearly to do it. And looking back, I think I see exactly why He said what He said. In this episode Linda and I walk through five biblical investing secrets most Christians have completely missed: the verse Solomon wrote down 3,000 years before a man named Harry Markowitz won a Nobel Prize for the same idea, why God rebuked a servant in...
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The Prayer That Paid Off Our Mortgage
SeedTime with Bob and Linda Lotich
Grab our brand new prayer book here: The first time I prayed a prayer I thought might be selfish, I was 20 years old and brand new in my faith. God said yes. I spent the next seven months refusing to accept the answer because I could not believe He had actually said it. Years later I prayed a different prayer, this one about our mortgage. The answer came back in a way I never would have written. Ten months later the mortgage was gone. In this episode Linda and I get into the four reasons most Christians do not pray about money (and why all four are wrong), the five categories of prayer most...
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What We Actually Believe About Tithing (After 15 Years of Avoiding This)
SeedTime with Bob and Linda Lotich
The first time I ever heard the word tithing, I watched a guest preacher publicly shame two guys at the altar of a small Florida church for not doing it consistently. They walked back to their seats with their heads down. I never forgot it. Linda has a different shame story — quiet, private, ten years long, all over a single tithe she felt led to give to friends going on a mission trip instead of her local church. Two completely different shame stories, same root system. Both deadly to generosity. In this episode, we finally do the conversation we've sidestepped for almost two decades. We...
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We Let a Church Ask Us Anything About Money (Here's What They Actually Wanted to Know)
SeedTime with Bob and Linda Lotich
Mike Tyson made $400 million and ended up $23 million in debt. A janitor named Ronald Reed made minimum wage his whole career and left $8 million to charity. The difference had nothing to do with income — and everything to do with one rule. That's where this conversation starts. Linda and I were guests at a church for their "Money Talks" series and the questions were so good we wanted to bring this to the podcast. We walk through the John Wesley framework we based our whole book on (make all you can, save all you can, give all you can — and enjoy it), the one number that tells you whether...
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Matt Chandler: I Won't Even Let Billionaires Bless Me (Here's Why)
SeedTime with Bob and Linda Lotich
Matt Chandler has been in the room with actual billionaires on multiple occasions — and the way he describes what happens to people who have everything almost everyone else is chasing isn't what most of us would expect. He told us he won't even let some of them bless him. And after 23 years pastoring one of the most affluent suburbs in America, he's seen exactly what the chase actually does to families. In this conversation, we get into a question Matt says nobody has asked him: what he's actually watched wealth do to people up close. We talk about the upgrade cycle most Christian families...
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THIS is how we gave $1 Million
SeedTime with Bob and Linda Lotich
We are opening up our Mission Driven Millionaire Cohort to 15 people and we are enrolling now until spots fill up. Get details and apply here: Also, this is an episode you might just want to watch (you know, with your eyeballs lol) for it to make the most sense. And you can . I have coached people pulling in 250,000 a year who are completely broke. No margin, no savings, no clue where any of it went. And I have sat with families bringing in 40,000 who quietly become millionaires. It is not income. It is not pinching pennies. There is one specific thing that decides which side of that line you...
info_outlineIn this tender, emotional episode, Bob and Linda open up about a simple idea that completely reframed how they parent: the “$50,000 Moment.”
It started with a story Bob read — one so moving he couldn’t finish it without crying — about a dad who imagined paying $50,000 to relive a single bedtime with his 10-year-old. That thought experiment changed him, and now it's changing the Lotich household too.
If you’re a parent (or even if you aren’t), this episode will recalibrate how you see the people in your life and remind you of the beauty tucked into ordinary days.
In This Episode:
- The story that made Bob stop checking the clock at bedtime
- Why we forget the voices of our kids at different ages
- The biblical wisdom behind remembering the brevity of life
- How to recognize “$50,000 moments” in real time
- Why presence is a discipleship practice—not a personality trait
- What Jesus and Mr. Rogers both modeled about “holy slowness”
- How this principle applies to more than kids
- A tender story about Bob’s uncle and what it taught him about presence
Scripture Mentioned (NLT):
- Psalm 90:12 — “Teach us to realize the brevity of life, so that we may grow in wisdom.”
Key Takeaways:
- You won't realize the value of a moment until it's gone.
Bob shares how he can no longer remember what his now-11-year-old sounded like as a six-year-old—and how that realization hit him like a ton of bricks.
- Future you would pay anything to get today back.
The “time-machine thought experiment” reframes bedtime, routines, and interruptions as priceless opportunities.
- Presence is a form of love—and discipleship.
Looking at the way Jesus interacted with people, we see an invitation to slow down and be with those around us.
- This isn’t just about kids.
Parents, friends, coworkers, church community members—none of us are guaranteed another moment together.
- You don’t have to create regrets. You can create reminders.
Bob calls them $50,000 moments—a cue to pause, breathe, and fully engage.
Practical Ways to Apply This:
- Ask yourself during ordinary moments:
“If I had to pay to relive this, how much would I spend?” - During bedtime or stressful transitions, picture your 80-year-old self watching.
- Treat others—kids, friends, the barista, the bus driver—as people God placed in your path today.
- Practice the “Fred Rogers pause”: give full attention to whoever is in front of you.
Links & Mentions:
- Gradually, Then Suddenly by Mark Batterson
- Let’s Retire Retirement by Derek Coburn
Share This Episode
If you know a parent in the thick of it, or someone who needs a reminder to slow down and savor what matters—send this to them.
Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/NxkG0_o62-0)!
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.