Faith isn't what you think it is (Bible Study)
SeedTime with Bob and Linda Lotich
Release Date: 12/20/2025
SeedTime with Bob and Linda Lotich
Is God Warning Us About AI? The Biblical Case for Preparing Now! Before every major disruption in Scripture—famine, flood, exile—God warned His people first. Those who listened didn’t just survive… they thrived. So what if we’re living in one of those moments right now? In this episode, Bob and Linda wrestle with a question many Christians are quietly asking: What does the rise of AI mean for our work, our finances, and our faith—and how should God’s people respond? This isn’t fear-based. It’s faith-filled preparation. From Joseph...
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What if wealth isn’t about luck, connections, or hustle—but about how you think? In today’s episode, we unpack a fascinating story of a 17-year-old dishwasher who spent a decade working inside a high-end country club alongside ultra-wealthy members. What he learned completely dismantled common assumptions about rich people—and surprisingly, many of his lessons line up directly with Scripture. Bob and Linda walk through 7 mindset shifts that separate people who grow wealth from those who stay stuck, and why renewing your mind around money may be the most biblical...
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In this episode, Bob and Linda unpack spiritual habits found in Scripture that quietly shape financial outcomes—habits that have nothing to do with spreadsheets or hustle culture, but everything to do with becoming the kind of person money can be trusted with. These aren’t the usual “Christian money tips.” They’re deeper. And once you see them, you can’t unsee them. 🔑 What You’ll Learn in This Episode Bob and Linda walk through 7 overlooked spiritual disciplines that directly affect how we earn, spend, save, and steward money: Why...
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Spiritual abuse around money almost made us stop giving altogether. We’ve seen manipulation from the pulpit. We’ve witnessed leaders mishandle funds. We’ve felt the tension between honoring God and distrusting institutions. And yet… we still tithe. In this episode, Bob and Linda have an honest, nuanced conversation about why they chose not to let other people’s failures steal something God wanted to use for their freedom. This is not a legalistic defense of tithing. It’s a heart-level conversation about obedience, trust, healing, and...
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What if the clearest wisdom for living well only shows up at the end of life? After spending 15 years in hospice care, one nurse noticed a haunting pattern: when people are dying, the masks come off—and they all say remarkably similar things. Regrets. Realizations. Truths they wish they’d acted on sooner. In this episode, Bob & Linda unpack the 7 life lessons repeated again and again by people on their deathbeds—and how we can live differently now, without waiting for “someday.” This isn’t about morbid curiosity. It’s about clarity. ...
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In today’s episode, Bob & Linda explore one of the most overlooked spiritual tests in the Christian life: how to stay dependent on God in the midst of blessings. Drawing from Joshua 11, they unpack the strange moment where God tells Israel to hamstring the horses and burn the enemy’s chariots—the ancient equivalent of destroying tanks after a battle. Why would God command that? Because victories can be just as spiritually dangerous as trials. Through personal stories—from unexpected financial provision, to early blogging years, to painful seasons of health challenges—Bob &...
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Jesus said, “Don’t let your left hand know what your right hand is doing.” But does that really mean Christians should never talk about giving? In this episode, Bob and Linda tackle one of the most misunderstood passages in the Bible—and why misreading it has quietly hurt generosity, discipleship, and spiritual growth in the church. Sparked by a viral clip referencing Matthew 6, they walk through what Jesus was actually addressing (motive, not visibility), why public generosity shows up all over Scripture, and how sharing testimonies—when done with the...
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Most of us were taught that faith means "trying really hard to believe" — especially with our finances. But in the Bible-study-style episode, Bob & Linda unpack Hebrews 11, Romans 10:17, and Jesus' "abide" teaching to reveal a surprising truth: 👉 Biblical faith isn't mustered. It's received. And once you see that, anxiety shrinks, striving stops, and finances shift. Join Bob & Linda as they walk through their own misconceptions about faith, why effort-based Christianity wears us out, and how to let God grow real, evidence-bearing faith in your financial life. This one is...
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Today, Bob & Linda open up about one of the hardest seasons of their marriage — a months-long battle over a life-altering decision that left them in tears, confusion, and deep disunity. What they learned in that painful stretch has become the backbone of how they help couples navigate money disagreements today… especially when one spouse feels called by God to give and the other isn’t on board. If you’ve ever wrestled with:“What do I do when I feel God nudging me to give — but my spouse isn’t there?”…this episode will minister to you deeply. Together, they unpack four...
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Everyone online makes entrepreneurship look like the ultimate path to freedom—but the truth is far more complicated. After 18 years of building SeedTime, Bob & Linda open up about what most people never say out loud: the failures, the mental load, the pivots, the spiritual battle, and why starting a business isn’t automatically God’s will for everyone. If you're dreaming of quitting your job… or you already have a business and feel the weight of it… this honest, hope-filled conversation will help you discern your next step with wisdom, peace, and biblical grounding. What We...
info_outlineMost of us were taught that faith means "trying really hard to believe" — especially with our finances. But in the Bible-study-style episode, Bob & Linda unpack Hebrews 11, Romans 10:17, and Jesus' "abide" teaching to reveal a surprising truth:
👉 Biblical faith isn't mustered. It's received.
And once you see that, anxiety shrinks, striving stops, and finances shift.
Join Bob & Linda as they walk through their own misconceptions about faith, why effort-based Christianity wears us out, and how to let God grow real, evidence-bearing faith in your financial life.
This one is equal parts devotional, Bible study, and super pracitical conversation.
What We Cover
- Why “trying harder to have faith” never works
- What Hebrews 11 actually teaches about faith as “evidence”
- Linda’s family devotions and how teaching Scripture unlocks new revelation
- The surprising connection between faith, abiding, and legal authority in Scripture
- How faith grows (and why it’s not through willpower)
- Why community + hearing the Word matters
- What Noah, Sarah, and Abraham teach us about doing hard things “by faith”
- How to apply faith to money without resorting to wishful thinking
- Why budgeting, paying bills, and taking small obedient steps are acts of faith
- How to pray Scripture over your finances when you feel uncertain
Key Scriptures (NLT)
- Hebrews 11:1 — “Faith shows the reality of what we hope for…”
- Romans 10:17 — “Faith comes from hearing, that is, hearing the Good News…”
- Psalm 46:10 — “Be still and know that I am God.”
- John 15 — Jesus’ teaching on abiding
- James 1:22 — “Be doers of the word, not hearers only.”
Memorable Moments
- “If faith is evidence, it can’t originate from me.”
- “Abiding produces fruit — not effort.”
- “Sometimes the faith God gives you feels like hope… but with legs.”
- “Faith without works is dead — but striving isn’t a fruit of the Spirit.”
Practical Takeaways
- Immerse yourself in Scripture and let God give you faith rather than trying to manufacture it
- Look for the “tiny mustard seed” God is already giving you
- Identify one Scripture that keeps getting highlighted — that may be where God wants you to act
- Don’t avoid financial decisions out of fear; small steps are how faith grows
- Teach what you’re learning (to kids, friends, spouse) — it expands revelation
Resource Mentioned
📘 Prayers for Finances (Free PDF) — Scripture-based declarations to build faith in your money life.
Grab it at: SeedTime.com/prayer
Episode Takeaway
You don’t need more willpower — you need to abide, hear the Word, and act on what God gives you. Faith grows where striving stops.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.