Faith isn't what you think it is (Bible Study)
SeedTime with Bob and Linda Lotich
Release Date: 12/20/2025
Should Christians Invest in Evil Companies?
SeedTime with Bob and Linda Lotich
Most of us have no idea what our retirement money is actually funding. A few years ago I started wondering if some of mine was supporting things I would never support on purpose. So in this episode, I answer a question I get all the time. Should Christians invest in companies that conflict with their faith? I walk through the two main approaches: biblically responsible investing and buying in to influence a company from the inside. I share the question I ask before buying any individual stock. And I reveal the spending blind spot that might matter even more than your portfolio. Strong...
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7 Biblical money principles most Christians never hear (but should)
SeedTime with Bob and Linda Lotich
Most Christians have heard the money advice about tithing and getting out of debt. But there are money principles in the Bible almost nobody teaches. And often times they are the ones that change everything for us!!! So in this episode Linda and I walk through 7 biblical money principles most Christians never hear. They come straight out of Scripture, a lot of it from Proverbs. Just so we are clear, these are not just financial tips. This is an architecture for a financially strong life that honors God. If you enjoyed this episode, we'd love to send you a free copy of our book. You just cover...
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Lisa Bevere on Marriage, Money, and Why Men and Women Were Never Meant to Be Enemies
SeedTime with Bob and Linda Lotich
She paid cash to deliver two of her babies. She had no insurance and almost no money. So Lisa Bevere did it using the stock market. That is just one of the wild stories she told us. Today, Lisa and her husband John have given away more than 60 million books in over 150 languages. But they started out broke, praying about whether they could afford a fax machine. In this episode, Lisa sits down with Linda and me to talk about marriage, money, and faith. She shares the moment in the shower that changed her marriage forever. We talk about why men and women were never meant to be enemies. She...
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5 Biblical Investing Secrets Most Christians Have Completely Missed
SeedTime with Bob and Linda Lotich
>>> First, grab the guide I told you about in this episode: A few years ago we sold off some Tesla stock to pay off our second house. If you run the math on what that stock would be worth now, the result is honestly brutal. But I felt the Lord tell me clearly to do it. And looking back, I think I see exactly why He said what He said. In this episode Linda and I walk through five biblical investing secrets most Christians have completely missed: the verse Solomon wrote down 3,000 years before a man named Harry Markowitz won a Nobel Prize for the same idea, why God rebuked a servant in...
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The Prayer That Paid Off Our Mortgage
SeedTime with Bob and Linda Lotich
Grab our brand new prayer book here: The first time I prayed a prayer I thought might be selfish, I was 20 years old and brand new in my faith. God said yes. I spent the next seven months refusing to accept the answer because I could not believe He had actually said it. Years later I prayed a different prayer, this one about our mortgage. The answer came back in a way I never would have written. Ten months later the mortgage was gone. In this episode Linda and I get into the four reasons most Christians do not pray about money (and why all four are wrong), the five categories of prayer most...
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What We Actually Believe About Tithing (After 15 Years of Avoiding This)
SeedTime with Bob and Linda Lotich
The first time I ever heard the word tithing, I watched a guest preacher publicly shame two guys at the altar of a small Florida church for not doing it consistently. They walked back to their seats with their heads down. I never forgot it. Linda has a different shame story — quiet, private, ten years long, all over a single tithe she felt led to give to friends going on a mission trip instead of her local church. Two completely different shame stories, same root system. Both deadly to generosity. In this episode, we finally do the conversation we've sidestepped for almost two decades. We...
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We Let a Church Ask Us Anything About Money (Here's What They Actually Wanted to Know)
SeedTime with Bob and Linda Lotich
Mike Tyson made $400 million and ended up $23 million in debt. A janitor named Ronald Reed made minimum wage his whole career and left $8 million to charity. The difference had nothing to do with income — and everything to do with one rule. That's where this conversation starts. Linda and I were guests at a church for their "Money Talks" series and the questions were so good we wanted to bring this to the podcast. We walk through the John Wesley framework we based our whole book on (make all you can, save all you can, give all you can — and enjoy it), the one number that tells you whether...
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Matt Chandler: I Won't Even Let Billionaires Bless Me (Here's Why)
SeedTime with Bob and Linda Lotich
Matt Chandler has been in the room with actual billionaires on multiple occasions — and the way he describes what happens to people who have everything almost everyone else is chasing isn't what most of us would expect. He told us he won't even let some of them bless him. And after 23 years pastoring one of the most affluent suburbs in America, he's seen exactly what the chase actually does to families. In this conversation, we get into a question Matt says nobody has asked him: what he's actually watched wealth do to people up close. We talk about the upgrade cycle most Christian families...
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THIS is how we gave $1 Million
SeedTime with Bob and Linda Lotich
We are opening up our Mission Driven Millionaire Cohort to 15 people and we are enrolling now until spots fill up. Get details and apply here: Also, this is an episode you might just want to watch (you know, with your eyeballs lol) for it to make the most sense. And you can . I have coached people pulling in 250,000 a year who are completely broke. No margin, no savings, no clue where any of it went. And I have sat with families bringing in 40,000 who quietly become millionaires. It is not income. It is not pinching pennies. There is one specific thing that decides which side of that line you...
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The 4 Stages of Money (And Why Most People Get Stuck in Stage 2)
SeedTime with Bob and Linda Lotich
37% of people making $250,000 a year are living paycheck to paycheck right now. Which means the thing keeping most of us stuck financially has almost nothing to do with how much we make. Linda and I have coached people pulling in $250k who are dead broke. We've watched a $20,000 raise get absorbed by lifestyle inside six months and leave them exactly where they started. The problem isn't income. The problem is that most of us are working hard on the wrong math problem. In this episode we walk through the four stages of money (surviving, stable, secure, and surplus) and the one mistake almost...
info_outlineMost of us were taught that faith means "trying really hard to believe" — especially with our finances. But in the Bible-study-style episode, Bob & Linda unpack Hebrews 11, Romans 10:17, and Jesus' "abide" teaching to reveal a surprising truth:
👉 Biblical faith isn't mustered. It's received.
And once you see that, anxiety shrinks, striving stops, and finances shift.
Join Bob & Linda as they walk through their own misconceptions about faith, why effort-based Christianity wears us out, and how to let God grow real, evidence-bearing faith in your financial life.
This one is equal parts devotional, Bible study, and super pracitical conversation.
What We Cover
- Why “trying harder to have faith” never works
- What Hebrews 11 actually teaches about faith as “evidence”
- Linda’s family devotions and how teaching Scripture unlocks new revelation
- The surprising connection between faith, abiding, and legal authority in Scripture
- How faith grows (and why it’s not through willpower)
- Why community + hearing the Word matters
- What Noah, Sarah, and Abraham teach us about doing hard things “by faith”
- How to apply faith to money without resorting to wishful thinking
- Why budgeting, paying bills, and taking small obedient steps are acts of faith
- How to pray Scripture over your finances when you feel uncertain
Key Scriptures (NLT)
- Hebrews 11:1 — “Faith shows the reality of what we hope for…”
- Romans 10:17 — “Faith comes from hearing, that is, hearing the Good News…”
- Psalm 46:10 — “Be still and know that I am God.”
- John 15 — Jesus’ teaching on abiding
- James 1:22 — “Be doers of the word, not hearers only.”
Memorable Moments
- “If faith is evidence, it can’t originate from me.”
- “Abiding produces fruit — not effort.”
- “Sometimes the faith God gives you feels like hope… but with legs.”
- “Faith without works is dead — but striving isn’t a fruit of the Spirit.”
Practical Takeaways
- Immerse yourself in Scripture and let God give you faith rather than trying to manufacture it
- Look for the “tiny mustard seed” God is already giving you
- Identify one Scripture that keeps getting highlighted — that may be where God wants you to act
- Don’t avoid financial decisions out of fear; small steps are how faith grows
- Teach what you’re learning (to kids, friends, spouse) — it expands revelation
Resource Mentioned
📘 Prayers for Finances (Free PDF) — Scripture-based declarations to build faith in your money life.
Grab it at: SeedTime.com/prayer
Episode Takeaway
You don’t need more willpower — you need to abide, hear the Word, and act on what God gives you. Faith grows where striving stops.
BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).
If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.”
You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.