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A nurse recorded 300 deaths and found these 7 things are all that matter…

SeedTime with Bob and Linda Lotich

Release Date: 01/09/2026

Why You Never Feel Like You Have Enough (and How to Fix It) show art Why You Never Feel Like You Have Enough (and How to Fix It)

SeedTime with Bob and Linda Lotich

Almost nobody actually feels like they have enough. Not really. We chase more money, more space, more results, and the finish line keeps moving. So why does that happen? And how do you actually fix it? In this episode Linda and I dig into contentment and the real reasons so many of us feel like we never have enough. We talk about the secret Paul learned while sitting in prison. We break down three quiet causes: comparison, focusing on what you don't have, and never defining what "enough" even means. Then we get practical with steps like starting a gratitude practice, giving when you feel like...

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Why You Can't Stick to a Budget (10 Real Reasons) show art Why You Can't Stick to a Budget (10 Real Reasons)

SeedTime with Bob and Linda Lotich

If your budget keeps falling apart after two weeks, it's probably not your fault. I used to think I was just bad with money. Then I realized the budget itself was the problem, not me. In this episode, Linda and I walk through 10 reasons budgets break and what to do instead. We cover zero-based budgeting, unrealistic numbers, tracking expenses, and the credit card mistake almost everyone makes. We also share why building fun into your budget is one of the biggest secrets to actually sticking with it. And you'll hear how one person cut their spending in half by doing one simple thing. If you...

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Simple Money, Rich Life Just Hit 100k (Here's the Story We've Never Told) show art Simple Money, Rich Life Just Hit 100k (Here's the Story We've Never Told)

SeedTime with Bob and Linda Lotich

We just sold the 100,000th copy of a book I almost didn't write. Back in school, English was my worst subject. Teachers basically told me writing wasn't for me. So when I felt God nudging me to write Simple Money, Rich Life, I pushed back hard. I even hired someone else to write it for me. But God kept saying, "You need to write this." What came next was four years of prayer, a COVID curveball, a publisher who scrapped our whole concept, and an editing process that nearly wrecked us. Sales started slow. Then the ad budget got pulled. I walked around a lake 100 times asking God if it was over....

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Should Christians Invest in Evil Companies? show art Should Christians Invest in Evil Companies?

SeedTime with Bob and Linda Lotich

Most of us have no idea what our retirement money is actually funding. A few years ago I started wondering if some of mine was supporting things I would never support on purpose. So in this episode, I answer a question I get all the time. Should Christians invest in companies that conflict with their faith? I walk through the two main approaches: biblically responsible investing and buying in to influence a company from the inside. I share the question I ask before buying any individual stock. And I reveal the spending blind spot that might matter even more than your portfolio. Strong...

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7 Biblical money principles most Christians never hear (but should) show art 7 Biblical money principles most Christians never hear (but should)

SeedTime with Bob and Linda Lotich

Most Christians have heard the money advice about tithing and getting out of debt. But there are money principles in the Bible almost nobody teaches. And often times they are the ones that change everything for us!!! So in this episode Linda and I walk through 7 biblical money principles most Christians never hear. They come straight out of Scripture, a lot of it from Proverbs. Just so we are clear, these are not just financial tips. This is an architecture for a financially strong life that honors God. If you enjoyed this episode, we'd love to send you a free copy of our book. You just cover...

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Lisa Bevere on Marriage, Money, and Why Men and Women Were Never Meant to Be Enemies show art Lisa Bevere on Marriage, Money, and Why Men and Women Were Never Meant to Be Enemies

SeedTime with Bob and Linda Lotich

She paid cash to deliver two of her babies. She had no insurance and almost no money. So Lisa Bevere did it using the stock market. That is just one of the wild stories she told us. Today, Lisa and her husband John have given away more than 60 million books in over 150 languages. But they started out broke, praying about whether they could afford a fax machine. In this episode, Lisa sits down with Linda and me to talk about marriage, money, and faith. She shares the moment in the shower that changed her marriage forever. We talk about why men and women were never meant to be enemies. She...

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5 Biblical Investing Secrets Most Christians Have Completely Missed show art 5 Biblical Investing Secrets Most Christians Have Completely Missed

SeedTime with Bob and Linda Lotich

>>> First, grab the guide I told you about in this episode: A few years ago we sold off some Tesla stock to pay off our second house. If you run the math on what that stock would be worth now, the result is honestly brutal. But I felt the Lord tell me clearly to do it. And looking back, I think I see exactly why He said what He said. In this episode Linda and I walk through five biblical investing secrets most Christians have completely missed: the verse Solomon wrote down 3,000 years before a man named Harry Markowitz won a Nobel Prize for the same idea, why God rebuked a servant in...

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The Prayer That Paid Off Our Mortgage show art The Prayer That Paid Off Our Mortgage

SeedTime with Bob and Linda Lotich

Grab our brand new prayer book here: The first time I prayed a prayer I thought might be selfish, I was 20 years old and brand new in my faith. God said yes. I spent the next seven months refusing to accept the answer because I could not believe He had actually said it. Years later I prayed a different prayer, this one about our mortgage. The answer came back in a way I never would have written. Ten months later the mortgage was gone. In this episode Linda and I get into the four reasons most Christians do not pray about money (and why all four are wrong), the five categories of prayer most...

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What We Actually Believe About Tithing (After 15 Years of Avoiding This) show art What We Actually Believe About Tithing (After 15 Years of Avoiding This)

SeedTime with Bob and Linda Lotich

The first time I ever heard the word tithing, I watched a guest preacher publicly shame two guys at the altar of a small Florida church for not doing it consistently. They walked back to their seats with their heads down. I never forgot it. Linda has a different shame story — quiet, private, ten years long, all over a single tithe she felt led to give to friends going on a mission trip instead of her local church. Two completely different shame stories, same root system. Both deadly to generosity. In this episode, we finally do the conversation we've sidestepped for almost two decades. We...

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We Let a Church Ask Us Anything About Money (Here's What They Actually Wanted to Know) show art We Let a Church Ask Us Anything About Money (Here's What They Actually Wanted to Know)

SeedTime with Bob and Linda Lotich

Mike Tyson made $400 million and ended up $23 million in debt. A janitor named Ronald Reed made minimum wage his whole career and left $8 million to charity. The difference had nothing to do with income — and everything to do with one rule. That's where this conversation starts. Linda and I were guests at a church for their "Money Talks" series and the questions were so good we wanted to bring this to the podcast. We walk through the John Wesley framework we based our whole book on (make all you can, save all you can, give all you can — and enjoy it), the one number that tells you whether...

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More Episodes
What if the clearest wisdom for living well only shows up at the end of life?
 
After spending 15 years in hospice care, one nurse noticed a haunting pattern: when people are dying, the masks come off—and they all say remarkably similar things. Regrets.
 
 Realizations. Truths they wish they’d acted on sooner.
 
In this episode, Bob & Linda unpack the 7 life lessons repeated again and again by people on their deathbeds—and how we can live differently now, without waiting for “someday.”
This isn’t about morbid curiosity. It’s about clarity.
 
“Teach us to number our days, that we may gain a heart of wisdom.” — Psalm 90:12 (NLT)
 
What You’ll Learn
1. “I should have loved more—and differently”
Why winning arguments often costs us relationships—and how to choose kindness before it’s too late.
2. Forgiveness brings freedom (even physical peace)
Stories of people who couldn’t let go… until their final moments—and why forgiveness may be more urgent than we think.
📖📖 Matthew 6:14–15 (NLT)
3. Presence is the greatest gift you can give
Why distraction is the modern disease—and how being fully present matters more than anything you can buy.
4. “I saved my joy for later… and later never came”
The trap of someday living, money, and the tension between saving wisely and actually enjoying life.
5. The best things in life were free
Dying people didn’t miss achievements or possessions—they missed ordinary moments they were too busy to notice.
6. Regret comes from what you never tried
Why people don’t regret failure—they regret playing it safe and never starting the thing.
7. Peace comes when you stop pretending
What happens when image management finally falls away—and how to live with that freedom now.
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“Don’t wait until your last breath to live free—start today.”
👉👉 If this episode helped you, share it with someone you love and leave a review—it helps more people find the show.
 
Educational Disclaimer
This episode is for biblical encouragement and general financial education—not personalized financial advice. Always seek wise counsel for your specific situation.
 
 

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/J43rtDyLzEs)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.