Real Estate’s Interest Rate Hangover: What Happens When Cheap Debt Dies
Release Date: 10/29/2025
Santa’s Naughty & Nice List: LLP's Best Episodes of 2025
The Liquid Lunch Project
Luigi couldn’t make it to the mic this time… but don’t worry, we had a special guest fresh off his sleigh: Santa Claus. That’s right. After delivering toys across the globe, Santa himself dropped by to join Matt and help break down the Top 10 most-listened-to episodes of 2025. What’s stuffed in the stocking: How to protect your brand from copycats Why profit isn’t just about more revenue The emotional side of being a founder (and why that’s normal) The secret weapon difference between a CPA and a CFO And the tax strategy that legally makes five-figure bills disappear ...
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Scroll Fatigue and Business Strategy: The Year in Review
The Liquid Lunch Project
🔥 Was 2025 really overwhelming… or did we just scroll WAY too much? Matt and Lou slam through the weirdest year in business and culture, taking stock of inflation noise, AI mania, internet frenzy, hiring headaches, and what the hell actually moved the needle for entrepreneurs. Part reflection, part roast, 100% Liquid Lunch energy. 🍸 Key Highlights: Inflation still there, but news made it freakier than it was AI buzz was everywhere — real impact vs hype battle Hiring sucks. Gig minds + remote everything = chaos K‑shaped economy: winners vs the squeezed middle Biggest...
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How One Founder Built Tech to Outlive Us All
The Liquid Lunch Project
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Community Banking Rebooted: Stablecoins, Tech & the New Money Movement
The Liquid Lunch Project
When was the last time the person approving your business loan picked up their own phone? In this episode, Matt and Lou sit down with Keith Costello, who built Locality Bank from the ground up, a tech‑forward community bank for real business owners. They dive into his “why,” the nuts‑and‑bolts of launching a bank, the future of stable coins, and why the big banks aren’t always the best choice for entrepreneurs. 🍸 What you'll hear in this episode: How Keith transitioned from military to Merrill Lynch to banking and finally to founding Locality Bank. Why he says community...
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Business or Prison? Michael Walsh Explains Why Founders Get Stuck Scaling
The Liquid Lunch Project
What’s the real reason your business growth feels like you’re carrying bricks uphill? On today’s episode, Michael Walsh takes us behind the curtain of business growth, from “we’re doing fine” to “we’re doing great, but I’m drowning anyway.” He walks through the hidden growth blockers (structures, people, manager vs. individual contributor), his “Freedom by Design” framework, and how to shift your business from a grind to something that actually frees you. 🍸 What you'll hear in this episode: Why the common growth trap isn’t revenue; it’s the structures...
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Burnout in Lycra – Nathalia Melo’s Journey from Bro-Culture to Balanced Coaching
The Liquid Lunch Project
What happens when a world‑class athlete trades the stage for the boardroom—and discovers the hardest competitor is the one in the mirror? In this episode, Matt and Luigi sit down with Nathalia Melo, former Ms. Olympia, to talk about her journey from gym floors in Brazil to global stages, and how that athletic mindset maps straight onto entrepreneurship, body image, hustle, and building a life that works when the perfect time never comes. 🍸 What you'll hear in this episode: Nathalia’s humble start: moving from Brazil to the U.S. with $300, living in a cockroach‑infested apartment,...
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Find Hidden Money in Your Business: Julio Gonzalez on Tax Strategies
The Liquid Lunch Project
What if we told you the government owes you money…and you didn’t even know it? In this episode, Matt and Luigi sit down with Julio Gonzalez, founder and CEO of Engineered Tax Services, to peel back the curtain on how the tax code can actually become a tool — not a penalty — for entrepreneurs and real‑estate investors. We talk about the game‑changer “big beautiful bill,” why R&D tax credits matter even to non‑tech firms, how cost segregation among real‑estate players is far more than “just depreciation,” and why your accountant might be asleep at the...
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How Chang Robotics Is Making Automation Work for Small Businesses
The Liquid Lunch Project
What if your next coworker isn’t human? What if it’s a robot… and it’s already cost‑effective? In this episode, Matt and Luigi sit down with Dr. Don Capener, a serial entrepreneur whose career jumps from streetwear to startups to scaling robotics companies. From founding a basketball apparel brand bought by Reebok, to leading a tech IPO during the dot-com boom, to now helping small and mid-size manufacturers automate with Chang Robotics, Don proves that business is a contact sport... and he's still dunking. 🍸 What you'll hear in this episode: Don’s not-so-linear journey from...
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Inside the Family Office: How the Ultra‑Wealthy Really Invest
The Liquid Lunch Project
What if your next move isn’t about hustling harder, but about rethinking how the ultra‑wealthy build, manage, and protect their wealth? In this episode, Matthew R. Meehan and Luigi Rosabianca sit down with Richard C. Wilson: veteran deal‑maker, capital‑raiser, and founder of the Family Office Club. Richard pulls back the curtain on family offices: what they actually do, how they differ from “regular” investment firms, and the mistakes even very wealthy people make when they ignore the fundamentals. We dive into investment strategies, trust building, deal flow, AI in...
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Real Estate’s Interest Rate Hangover: What Happens When Cheap Debt Dies
The Liquid Lunch Project
Is real estate dead? Or are we just in the hangover phase after cheap money? In this episode of The Liquid Lunch Project, Matt and Lou sit down with August Biniaz (founder & CIO of CPI Capital) to rip the lid off today’s real estate climate. We go deep on how interest rates broke the model, how Canadian mortgages force you to “rematch” every five years, and why “build-to-rent” is catching heat. The real bombs drop when we talk operator risk, investor communication, and where the real opportunities still lie in the U.S. 🍸 What you'll hear in this episode: How...
info_outlineIs real estate dead? Or are we just in the hangover phase after cheap money?
In this episode of The Liquid Lunch Project, Matt and Lou sit down with August Biniaz (founder & CIO of CPI Capital) to rip the lid off today’s real estate climate. We go deep on how interest rates broke the model, how Canadian mortgages force you to “rematch” every five years, and why “build-to-rent” is catching heat. The real bombs drop when we talk operator risk, investor communication, and where the real opportunities still lie in the U.S.
🍸 What you'll hear in this episode:
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How skyrocketing interest rates have throttled leverage across residential & commercial deals
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Why commercial real estate loans are shorter term (3–5 yrs) vs residential’s long tail
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The big differences between U.S. and Canadian mortgages — and why Canada forces refinancing every five years
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Build-to-rent: the next wave in multifamily, with case study in San Antonio (duplexes, pre‑sales, cash flow)
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How CPI structures deals: equity investors only, GP guarantees, and how they protect LPs
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Why operator/jockey matters more than the deal itself
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The communication secret sauce: monthly property reports, weekly investor emails, webinars, open access
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Where August would place a bet if he had to pick just one U.S. state (Florida + Texas make his shortlist)
💡 Notable Takeaway:
“Our reporting is very robust … we provide monthly reporting … quarterly financials … we have an investor portal.”
👤 About our Guest:
August Biniaz is the founder and Chief Investment Officer of CPI Capital, a real estate fund focused on syndication and development across North America. He also hosts the Real Estate Investing Demystified podcast and is a recognized voice in the real estate investment community. August is deeply immersed in structuring deals, scaling projects, and building trust with investors.
🔊 Why Listen:
Don’t gamble with your capital. Listen in to get a real‑world dose of how the smartest operators are playing real estate in 2025.
🔗 Connect with August:
📞 Want help prepping your business for growth or sale?
Hit us up at https://api.leadconnectorhq.com/widget/bookings/call-with-credit-banc-pod
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➡️ @matthew.r.meehan
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