Risk Tolerance; Reverse Mortgages; Business Etiquette Week
Something More With Chris Boyd
Release Date: 06/08/2022
Morningstar's Christine Benz & Jeffrey Ptak
Something More With Chris Boyd
This hour, we are joined by Christine Benz, Morningstar's Director of Personal Finance and author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances, and Jeffrey Ptak, CFA®, Morningstar's Chief Ratings Officer; both are hosts of The Long View podcast. They share insights about what's happening in the world of personal finance, the valuation of markets, how to evaluate ESG and more. Podcast: LinkedIn: Christine Benz - Jeffrey Ptak - Twitter: Christine Benz - @christine_benz Jeffrey Ptak - @syouth1 *Episode recorded on Thursday, August 4th, 2022*
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Economic Market Retrospect & Outlook; Investor Psychology
Something More With Chris Boyd
CEO, Chris Boyd, CFP®, IAR, Jeff Perry, JD, and CIO, Brian Regan, CFA®, have an economic discussion in this hour. Brian gives a July market retrospect, discussing market drivers like earning reports, slowing inflation, a long-term interest rate outlook, and more. Brian shares thought provoking emotional biases and cognitive errors investors can have toward their investments.
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Fear-Based Decision-Making; Purchases Retirees Almost Always Regret
Something More With Chris Boyd
Team AMR opens the hour discussing fear-based decision-making in the midst of tough market environments, and how to best alleviate financial stresses. They cover common mistakes investors make and go over a GOBankingRates article, "8 Purchases Retirees Almost Always Regret." Budgeting and stress-testing your financial plan to minimize mistakes and regrets during retirement grows in discussion.
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Markets and Financial News; Real Estate and Home Mortgages
Something More With Chris Boyd
CEO, Chris Boyd, CFP®, and IAR, Jeff Perry, JD, jump into economic discussion, talking about Q2 GDP, a recession, the Federal Reserve, financial news, and more. Chris and Jeff are joined by Loan Officer Savannah Fabbio from Shamrock Home Loans, Inc. to discuss the economic and interest rate environment and how they effect home mortgages and the real estate market.
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What Millionaires Do in Bear Markets; AMR's Financial Plan; Stress Testing your Financial Plan
Something More With Chris Boyd
CEO, Chris Boyd, CFP®, IAR, Jeff Perry, JD, and Lead Financial Planner, Scott Birmingham, CFP®, talk about the down market and discuss what millionaires typically do when in Bear Market territory. The Team covers AMR's financial planning process, explaining the attention AMR puts in when forming and stress testing a financial plan. Chris brings up the importance of understanding the client's circumstances. Scott describes what a Monte Carlo simulation is and why it is helpful.
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Putting Context to Inflation; Bond Yields
Something More With Chris Boyd
CEO, Chris Boyd, CFP®, IAR, Jeff Perry, JD, and CIO, Brian Regan, CFA, discuss and give context to the causes and reasons for inflation and its effects on the economic environment. Brian covers the difference between Headline and Core inflation and why it matters. Brian gets into the bond yields, mentioning the implications and logistics of investing in high yield bonds. He shares his outlook on the stock and bond markets, the federal reserve, interest rates, mortgage rates and more.
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Investor Psychology; Tips on Coping with Inflation; What to do When Leaving your Job
Something More With Chris Boyd
IAR, Jeff Perry, JD, and Wealth Advisor, Jeff Tomaneng, CFP®, discuss investor psychology, covering client sentiment, consumer confidence, recency bias and behavioral finance. They get into tips on coping with inflation, mentioning to be more mindful on your wants, finding substitutes for activities, finding a side job and more. They also discuss options to consider for your retirement accounts when you change jobs, advising taking control of your money in your plans.
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Inflation & PCE, US Dollar, "Finding Your Financial Advisor"
Something More With Chris Boyd
Jeff Perry & Brian Regan discuss inflation (Core vs. Headline) and the PCE price index, which the Federal Reserve prefers for economic analysis. They talk about the USD strength relative to interest rates around the world and the international trade balance. Brian’s latest article “Finding Your Financial Advisor” was recently published on The Street. In this article he emphasizes that a good financial advisor will help you determine your risk preference and invest within in.
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Preparing for Retirement; Bucket Strategies; Life Insurance
Something More With Chris Boyd
IAR and Host, Jeff Perry, JD, and Co-host and CEO, Chris Boyd, CFP®, are joined by AMR's Lead Financial Planner, Scott Birmingham, CFP®, to discuss ways you can prepare for retirement. Scott explains the complexity behind the amount of money you should save for retirement and what variables you should consider. Wealth Advisor, Jeff Tomaneng, CFP®, joins the conversation about bucket strategies - creating diverse money buckets for your various financial needs and foreseen expenses. Chris and Jeff get into life insurance, covering how to decide whether a person needs it or not, how much...
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Economic & Market Update; Preparing for Retirement
Something More With Chris Boyd
Investment Advisor Representative and Host, Jeff Perry, JD, and co-host and AMR CEO, Chris Boyd, CFP®, are joined by CIO, Brian Regan, CFA®, as they cover a market outlook. They touch on bear market territory, inflation, the Federal Reserve, changing dynamics and more. Jeff and Chris are joined by AMR's Lead Financial Planner, Scott Birmingham, CFP®, to discuss all things retirement. How much do you need? How much should you save? What does the average American do? Chris gives a lesson on making decisions out of fear. Scott discusses the Financial Planning process AMR goes through as...
info_outlineHost and CEO, Chris Boyd CFP®, is joined by members of the AMR team to discuss risk tolerance and how it plays a big role on what kind of investor you are. They mention client expectations and how behavioral coaching is a part of their job.
After, Senior Vice President of The Federal Savings Bank, Bob Tranchell, joins the show, covering reverse mortgages. He talks about Home Equity Conversion Mortgages (HECMs), Home Equity Lines of Credit (HELOCs), how to qualify for a reverse mortgage, and how they help people prepare for their future.
The team shifts gears to recognize Business Etiquette Week, sharing best practices when it comes to business communication, presentation, and behavior in the workplace.