5 Worst things that harm your retirement plan
Something More with Chris Boyd
Release Date: 02/19/2024
AI Doomsday or Sensible Caution? What Investors Should Really Be Thinking About
Something More with Chris Boyd
AI is changing the world at an extraordinary pace, but what happens if the technology advances faster than our ability to control it? Recent warnings from AI researchers and industry leaders have reignited concerns about everything from cybersecurity risks to the possibility of unintended consequences from increasingly autonomous systems.In this episode of Something More with Chris Boyd, Chris Boyd, Brian Regan, Russ Ball, and Luke Bagley discuss the growing debate around artificial intelligence and the concerns that have captured headlines. The conversation explores why some...
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Football and Finance: Making the Most of Your Earning Window
Something More with Chris Boyd
What can NFL contracts and salary-cap decisions teach us about our own financial lives?In this episode of Something More with Chris Boyd, Chris Boyd, Luke Bagley, Russ Ball, and Brian Regan combine the excitement of football season with a thoughtful discussion about financial planning. They examine why enormous contract figures do not always tell the full story and why a short earning window can make careful planning especially important.Topics covered include:• How NFL salaries, guaranteed money, and signing bonuses work • Why quarterbacks command many of the league’s largest...
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Clean Up Your Financial Junk Drawer: 5 Ways to Simplify Your Financial Life
Something More with Chris Boyd
Just like our homes accumulate clutter over time, our financial lives often do too. Old retirement accounts, forgotten investment holdings, multiple banking relationships, outdated beneficiary designations, and disconnected financial strategies can quietly create unnecessary complexity and stress. In this episode of Something More with Chris Boyd, Chris is joined by Russ Ball and Luke Bagley to discuss five practical ways to simplify your financial life and improve financial organization. The conversation explores how years of career changes, investment decisions, and life events can...
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Don’t Just Do Something, Sit There! Navigating Financial Decisions During Life’s Hardest Moments
Something More with Chris Boyd
What should you do when life delivers difficult news and everything in you wants to act immediately? Whether it's a serious medical diagnosis, the loss of a loved one, or another major life event, many people feel an urgent need to "get things in order" as quickly as possible. But in this episode of Something More with Chris Boyd, Chris Boyd, Luke Bagley, and Russ Ball discuss why taking immediate action isn't always the best course, especially when important financial, tax, and estate planning decisions are involved. The conversation explores how emotional moments can lead people to make...
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The Next Journey of Aging: Finding Joy & Managing Evolving Care Needs
Something More with Chris Boyd
What does it take to enjoy not just a longer life, but a better one? In this episode of Something More with Chris Boyd, Chris welcomes Joan Harris and Kristine Callahan of Symphony Care Management for an insightful conversation about aging well, preparing for life's inevitable transitions, and building a plan that supports both independence and quality of life. While financial planning is an important part of retirement, it is only one piece of the puzzle. Joan and Kristine discuss the critical role that proactive wellness, social engagement, physical activity, cognitive health, and advance...
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AI, Inflation, and the Market Outlook for the Rest of the Year
Something More with Chris Boyd
After another strong year for investors, many are asking the same question: should we expect the momentum to continue, or is it time to become more cautious? In this episode of Something More with Chris Boyd, Chris sits down with Brian Regan to discuss the forces shaping markets as we head into the final months of the year. The conversation explores the growing role of artificial intelligence in both the economy and the markets, the challenges of evaluating today's valuations, and why traditional metrics like price-to-earnings ratios may not tell the full story. Brian explains...
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How much Cash is King?
Something More with Chris Boyd
How much cash should you really keep on hand? We often hear that "cash is king," but determining the right amount of cash to hold is one of the most common questions investors face. In this episode of Something More with Chris Boyd, Chris Boyd, Russ Ball, and Luke Bagley explore the balance between maintaining liquidity for peace of mind and putting money to work for long-term growth. The conversation examines how cash reserve needs differ during your working years versus retirement. The team discusses emergency funds, planning for unexpected expenses, and why many retirees may benefit...
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Why Not Now? RMDs, Beneficiaries, and the Mid-Year Planning Checkup
Something More with Chris Boyd
Why wait until year-end when there may be planning opportunities available right now? In this episode of Something More with Chris Boyd, Chris Boyd, Russ Ball, and Luke Bagley discuss two often-overlooked areas of financial planning that deserve attention before the calendar turns: Required Minimum Distributions (RMDs) and beneficiary designations. With markets posting strong gains through much of the year, many retirees and inherited IRA beneficiaries may be wondering whether it makes sense to wait until December to take their required distributions. The team explores why a...
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Navigating Long-Term Care: Insurance Challenges, Hybrid Solutions, and Planning Ahead
Something More with Chris Boyd
How should you prepare for one of the biggest financial risks facing retirees—and one that many people would rather not think about? In this episode of Something More with Chris Boyd, Chris Boyd, Russ Ball, and Luke Bagley take an in-depth look at long-term care planning, the rising cost of care, and the difficult decisions families face when trying to protect their retirement savings. While many people recognize that long-term care expenses can be substantial, understanding how to prepare for those costs is far less straightforward. The conversation explores the realities of...
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There’s No “Never” in Retirement Planning
Something More with Chris Boyd
Is there anything you should truly never sell in retirement? Or is that kind of thinking too rigid for real life? In this episode, Chris Boyd is joined by Brian Regan, Luke Bagley, and Vincent Sansone to challenge a popular article claiming retirees should avoid selling certain assets—like appreciated stocks, life insurance, or even their home. The team breaks down why blanket advice like “never sell” can be misleading, and why thoughtful, individualized planning matters far more than following hard rules. The conversation explores key retirement decisions, including when...
info_outlineSurvey of the five worst things that harm your retirement plan – Chris Boyd and
Jeff Perry discuss a recent nationwide survey which asked workers and retirees about
mistakes and major life events, and how it impacted their retirement. Chris and Jeff
review the top five results and offer specific commentary on how to avoid making these
mistakes and other ways to enhance your retirement financial plan. A copy of this article
can be found at the link below:
https://www.fool.com/retirement/2024/02/01/americans-label-these-5-things-as-their-
worst-reti/
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Retirement Planning Mistakes
Major Life Events Affecting Retirement
Nationwide Retirement Survey Results
Enhancing Retirement Financial Plans
Avoiding Retirement Planning Mistakes
Retirement Savings Tips
Financial Planning for Retirees
Workers and Retirement Survey Insights